actuarial guru ltd

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actuarial guru ltd Company Information

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Company Number

07854476

Directors

Ameet Hathi

Shareholders

ameet hathi

falguni hathi

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Group Structure

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Industry

Other activities auxiliary to insurance and pension funding

 

Registered Address

briar porch sevenoaks road, pratts bottom, orpington, BR6 7SE

Website

-

actuarial guru ltd Estimated Valuation

£261.8k

Pomanda estimates the enterprise value of ACTUARIAL GURU LTD at £261.8k based on a Turnover of £354k and 0.74x industry multiple (adjusted for size and gross margin).

actuarial guru ltd Estimated Valuation

£153.1k

Pomanda estimates the enterprise value of ACTUARIAL GURU LTD at £153.1k based on an EBITDA of £32.5k and a 4.71x industry multiple (adjusted for size and gross margin).

actuarial guru ltd Estimated Valuation

£530.1k

Pomanda estimates the enterprise value of ACTUARIAL GURU LTD at £530.1k based on Net Assets of £257.2k and 2.06x industry multiple (adjusted for liquidity).

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Actuarial Guru Ltd Overview

Actuarial Guru Ltd is a live company located in orpington, BR6 7SE with a Companies House number of 07854476. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in November 2011, it's largest shareholder is ameet hathi with a 34% stake. Actuarial Guru Ltd is a established, micro sized company, Pomanda has estimated its turnover at £354k with rapid growth in recent years.

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Actuarial Guru Ltd Health Check

Pomanda's financial health check has awarded Actuarial Guru Ltd a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4.5out of 5
positive_score

4 Strong

positive_score

3 Regular

positive_score

3 Weak

size

Size

annual sales of £354k, make it smaller than the average company (£1.4m)

£354k - Actuarial Guru Ltd

£1.4m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 36%, show it is growing at a faster rate (5.8%)

36% - Actuarial Guru Ltd

5.8% - Industry AVG

production

Production

with a gross margin of 88.9%, this company has a comparable cost of product (100%)

88.9% - Actuarial Guru Ltd

100% - Industry AVG

profitability

Profitability

an operating margin of 9.2% make it as profitable than the average company (9.9%)

9.2% - Actuarial Guru Ltd

9.9% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (8)

2 - Actuarial Guru Ltd

8 - Industry AVG

paystructure

Pay Structure

on an average salary of £56.2k, the company has an equivalent pay structure (£56.2k)

£56.2k - Actuarial Guru Ltd

£56.2k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £177k, this is more efficient (£120.3k)

£177k - Actuarial Guru Ltd

£120.3k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 288 days, this is later than average (49 days)

288 days - Actuarial Guru Ltd

49 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 217 days, this is slower than average (65 days)

217 days - Actuarial Guru Ltd

65 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Actuarial Guru Ltd

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Actuarial Guru Ltd

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 8.3%, this is a lower level of debt than the average (54.6%)

8.3% - Actuarial Guru Ltd

54.6% - Industry AVG

ACTUARIAL GURU LTD financials

EXPORTms excel logo

Actuarial Guru Ltd's latest turnover from November 2023 is estimated at £354 thousand and the company has net assets of £257.2 thousand. According to their latest financial statements, Actuarial Guru Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Nov 2023Nov 2022Nov 2021Nov 2020Nov 2019Nov 2018Nov 2017Nov 2016Nov 2015Nov 2014Nov 2013Nov 2012
Turnover353,982293,854239,257139,89254,23443,49056,561206,775489,061918,980
Other Income Or Grants
Cost Of Sales39,17225,65426,67017,7656,7549,31210,908103,857363,578686,771
Gross Profit314,810268,200212,587122,12847,48034,17845,653102,918125,482232,209
Admin Expenses282,285159,62699,37875,69749,60841,849140,455285,557200,49962,447-140,148-176,165
Operating Profit32,525108,574113,20946,431-2,128-7,671-94,802-182,639-75,017169,762140,148176,165
Interest Payable
Interest Receivable7401,229489
Pre-Tax Profit32,525108,574113,20946,431-2,128-7,671-94,802-182,639-75,017170,503141,377176,654
Tax-8,131-20,629-21,510-8,822-35,806-32,517-42,397
Profit After Tax24,39487,94591,69937,609-2,128-7,671-94,802-182,639-75,017134,697108,860134,257
Dividends Paid
Retained Profit24,39487,94591,69937,609-2,128-7,671-94,802-182,639-75,017134,697108,860134,257
Employee Costs112,337106,16696,70498,34547,22643,74344,74589,181148,227234,031
Number Of Employees2222111235
EBITDA*32,525108,574113,20946,431-2,128-7,671-94,802-182,639-75,017169,762140,187176,204

* Earnings Before Interest, Tax, Depreciation and Amortisation

Nov 2023Nov 2022Nov 2021Nov 2020Nov 2019Nov 2018Nov 2017Nov 2016Nov 2015Nov 2014Nov 2013Nov 2012
Tangible Assets5628433978117156
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets5628433978117156
Stock & work in progress
Trade Debtors279,977274,522185,09676,87917,61119,17726,039120,841307,031438,454
Group Debtors
Misc Debtors
Cash296,061195,436
misc current assets
total current assets279,977274,522185,09676,87917,61119,17726,039120,841307,031438,454296,061195,436
total assets280,539275,365185,09676,87917,61119,17726,039120,841307,070438,532296,178195,592
Bank overdraft
Bank loan
Trade Creditors 23,33542,55540,23123,7132,0541,4926836824,27360,718
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities53,06061,334
total current liabilities23,33542,55540,23123,7132,0541,4926836824,27360,71853,06061,334
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities23,33542,55540,23123,7132,0541,4926836824,27360,71853,06061,334
net assets257,204232,810144,86553,16615,55717,68525,356120,159302,797377,814243,118134,258
total shareholders funds257,204232,810144,86553,16615,55717,68525,356120,159302,797377,814243,118134,258
Nov 2023Nov 2022Nov 2021Nov 2020Nov 2019Nov 2018Nov 2017Nov 2016Nov 2015Nov 2014Nov 2013Nov 2012
Operating Activities
Operating Profit32,525108,574113,20946,431-2,128-7,671-94,802-182,639-75,017169,762140,148176,165
Depreciation3939
Amortisation
Tax-8,131-20,629-21,510-8,822-35,806-32,517-42,397
Stock
Debtors5,45589,426108,21759,268-1,566-6,862-94,802-186,190-131,423438,454
Creditors-19,2202,32416,51821,6595628091-3,591-56,44560,718
Accruals and Deferred Income-53,060-8,27461,334
Deferred Taxes & Provisions
Cash flow from operations-2818431-40-39-296,84099,396195,141
Investing Activities
capital expenditure281-843393939-195
Change in Investments
cash flow from investments281-843393939-195
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue-11-11
interest7401,229489
cash flow from financing-117391,229490
cash and cash equivalents
cash-296,061100,625195,436
overdraft
change in cash-296,061100,625195,436

actuarial guru ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Actuarial Guru Ltd Competitor Analysis

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Perform a competitor analysis for actuarial guru ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BR6 area or any other competitors across 12 key performance metrics.

actuarial guru ltd Ownership

ACTUARIAL GURU LTD group structure

Actuarial Guru Ltd has no subsidiary companies.

Ultimate parent company

ACTUARIAL GURU LTD

07854476

ACTUARIAL GURU LTD Shareholders

ameet hathi 34%
falguni hathi 33%
brijen hathi 33%

actuarial guru ltd directors

Actuarial Guru Ltd currently has 1 director, Mr Ameet Hathi serving since Nov 2011.

officercountryagestartendrole
Mr Ameet HathiEngland49 years Nov 2011- Director

P&L

November 2023

turnover

354k

+20%

operating profit

32.5k

0%

gross margin

89%

-2.56%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

November 2023

net assets

257.2k

+0.1%

total assets

280.5k

+0.02%

cash

0

0%

net assets

Total assets minus all liabilities

actuarial guru ltd company details

company number

07854476

Type

Private limited with Share Capital

industry

66290 - Other activities auxiliary to insurance and pension funding

incorporation date

November 2011

age

14

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

November 2023

previous names

N/A

accountant

-

auditor

-

address

briar porch sevenoaks road, pratts bottom, orpington, BR6 7SE

Bank

-

Legal Advisor

-

actuarial guru ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to actuarial guru ltd.

actuarial guru ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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actuarial guru ltd Companies House Filings - See Documents

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