bernard savage (bespoke kitchens & interiors) limitedEstimated Valuation
£320.2k
Pomanda estimates the enterprise value of BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED at £320.2k based on a Turnover of £977.2k and 0.33x industry multiple (adjusted for size and gross margin).
bernard savage (bespoke kitchens & interiors) limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED at £0 based on an EBITDA of £-6.9k and a 3.1x industry multiple (adjusted for size and gross margin).
bernard savage (bespoke kitchens & interiors) limitedEstimated Valuation
£74.5k
Pomanda estimates the enterprise value of BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED at £74.5k based on Net Assets of £46.2k and 1.61x industry multiple (adjusted for liquidity).
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Bernard Savage (bespoke Kitchens & Interiors) LimitedOverview
Bernard Savage (bespoke Kitchens & Interiors) Limited is a live company located in wolverhampton, WV1 4SB with a Companies House number of 07952489. It operates in the manufacture of kitchen furniture sector, SIC Code 31020. Founded in February 2012, it's largest shareholder is
bernard savage
with a 50% stake. Bernard Savage (bespoke Kitchens & Interiors) Limited is a established,
small sized company, Pomanda has estimated its turnover at
£977.2k with
declining
growth in recent years.
Bernard Savage (bespoke Kitchens & Interiors) Limited Health Check
Pomanda's financial health check has awarded Bernard Savage (Bespoke Kitchens & Interiors) Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 8 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
2 Strong
2 Regular
8 Weak
Size
annual sales of £977.2k, make it smaller than the average company (£6.9m)
£977.2k - Bernard Savage (bespoke Kitchens & Interiors) Limited
£6.9m - Industry AVG
Growth
3 year (CAGR) sales growth of -11%, show it is growing at a slower rate (9.8%)
-11% - Bernard Savage (bespoke Kitchens & Interiors) Limited
9.8% - Industry AVG
Production
with a gross margin of 31.4%, this company has a comparable cost of product (31.4%)
31.4% - Bernard Savage (bespoke Kitchens & Interiors) Limited
31.4% - Industry AVG
Profitability
an operating margin of -2.5% make it less profitable than the average company (3.7%)
-2.5% - Bernard Savage (bespoke Kitchens & Interiors) Limited
3.7% - Industry AVG
Employees
with 16 employees, this is below the industry average (45)
16 - Bernard Savage (bespoke Kitchens & Interiors) Limited
45 - Industry AVG
Pay Structure
on an average salary of £35.7k, the company has an equivalent pay structure (£35.7k)
£35.7k - Bernard Savage (bespoke Kitchens & Interiors) Limited
£35.7k - Industry AVG
Efficiency
resulting in sales per employee of £61.1k, this is less efficient (£158.3k)
£61.1k - Bernard Savage (bespoke Kitchens & Interiors) Limited
£158.3k - Industry AVG
Debtor Days
it gets paid by customers after 18 days, this is earlier than average (31 days)
18 days - Bernard Savage (bespoke Kitchens & Interiors) Limited
31 days - Industry AVG
Creditor Days
its suppliers are paid after 8 days, this is quicker than average (37 days)
8 days - Bernard Savage (bespoke Kitchens & Interiors) Limited
37 days - Industry AVG
Stock Days
it holds stock equivalent to 28 days, this is less than average (107 days)
28 days - Bernard Savage (bespoke Kitchens & Interiors) Limited
107 days - Industry AVG
Cash Balance
has cash to cover current liabilities
for 0 weeks, this is less cash available to meet short term requirements (14 weeks)
0 weeks - Bernard Savage (bespoke Kitchens & Interiors) Limited
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 76.3%, this is a higher level of debt than the average (64.4%)
76.3% - Bernard Savage (bespoke Kitchens & Interiors) Limited
64.4% - Industry AVG
BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED financials
EXPORT
Bernard Savage (Bespoke Kitchens & Interiors) Limited's latest turnover from March 2024 is estimated at £977.2 thousand and the company has net assets of £46.2 thousand. According to their latest financial statements, Bernard Savage (Bespoke Kitchens & Interiors) Limited has 16 employees and maintains cash reserves of £32 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Turnover
977,230
961,783
1,278,782
1,369,115
1,187,024
1,093,590
753,347
493,591
319,835
280,438
161,208
111,617
Other Income Or Grants
Cost Of Sales
670,475
670,571
886,809
949,760
813,919
741,498
509,758
329,187
214,553
188,536
110,422
76,357
Gross Profit
306,755
291,212
391,973
419,356
373,105
352,092
243,588
164,404
105,282
91,901
50,786
35,259
Admin Expenses
330,948
298,201
365,877
405,226
365,172
340,730
220,732
140,062
102,902
85,644
41,695
24,362
Operating Profit
-24,193
-6,989
26,096
14,130
7,933
11,362
22,856
24,342
2,380
6,257
9,091
10,897
Interest Payable
8,505
7,880
5,815
4,810
4,339
4,659
3,151
1,255
185
Interest Receivable
969
2,490
505
32
13
82
71
29
9
17
10
Pre-Tax Profit
-31,729
-12,379
20,786
9,352
3,606
6,785
19,775
23,116
2,204
6,273
9,101
10,897
Tax
-3,949
-1,777
-685
-1,289
-3,757
-4,623
-441
-1,317
-2,093
-2,615
Profit After Tax
-31,729
-12,379
16,837
7,575
2,921
5,496
16,018
18,493
1,763
4,956
7,008
8,282
Dividends Paid
Retained Profit
-31,729
-12,379
16,837
7,575
2,921
5,496
16,018
18,493
1,763
4,956
7,008
8,282
Employee Costs
571,808
555,183
601,974
657,583
472,543
471,726
397,507
240,285
154,696
88,695
56,481
28,013
Number Of Employees
16
16
18
21
15
15
13
8
5
3
2
1
EBITDA*
-6,890
13,939
55,048
48,588
32,742
36,832
41,081
43,290
10,189
13,195
14,187
16,591
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Tangible Assets
80,352
90,160
108,946
133,897
141,830
156,889
97,286
87,125
72,173
38,542
28,188
13,985
Intangible Assets
4,000
8,000
12,000
16,000
20,000
24,000
34,000
36,000
38,000
Investments & Other
Debtors (Due After 1 year)
4,486
Total Fixed Assets
84,838
90,160
108,946
137,897
149,830
168,889
113,286
107,125
96,173
72,542
64,188
51,985
Stock & work in progress
51,850
46,300
37,750
35,770
34,540
38,458
31,574
30,790
21,086
18,948
10,391
1,089
Trade Debtors
49,516
29,728
22,216
56,500
74,083
25,435
46,635
25,435
12,270
24,188
6,136
5,368
Group Debtors
475
Misc Debtors
8,752
14,029
19,503
2,900
6,318
6,318
1,982
961
Cash
32
36,893
80,303
54,345
9,498
15,944
6,047
22,412
633
2,810
3,926
34
misc current assets
total current assets
110,150
126,950
159,772
149,990
124,439
86,155
84,256
80,619
34,950
45,946
20,453
6,491
total assets
194,988
217,110
268,718
287,887
274,269
255,044
197,542
187,744
131,123
118,488
84,641
58,476
Bank overdraft
12,918
10,713
10,402
14,041
24,937
19,903
14,396
10,376
3,000
Bank loan
Trade Creditors
16,198
21,268
4,191
2,078
1,306
75,646
56,230
38,091
Group/Directors Accounts
22,815
37,236
other short term finances
1,330
1,120
5,603
3,272
2,022
4,516
hp & lease commitments
4,000
3,575
13,495
24,714
20,881
21,235
15,181
13,144
7,360
other current liabilities
34,646
24,726
61,468
62,619
61,942
28,422
20,758
27,007
16,143
total current liabilities
69,092
61,402
90,968
104,646
109,782
74,076
54,526
75,420
65,045
75,646
56,230
38,091
loans
64,514
60,608
65,311
73,665
39,766
51,120
48,115
24,078
2,697
hp & lease commitments
2,667
3,575
17,673
28,402
41,356
25,404
34,635
30,696
Accruals and Deferred Income
other liabilities
14,797
8,435
11,103
provisions
12,474
17,130
18,515
18,391
26,947
19,751
11,977
12,109
9,676
6,799
3,686
total long term liabilities
79,655
77,738
87,401
109,729
95,115
112,227
85,496
70,822
43,069
21,596
12,121
11,103
total liabilities
148,747
139,140
178,369
214,375
204,897
186,303
140,022
146,242
108,114
97,242
68,351
49,194
net assets
46,241
77,970
90,349
73,512
69,372
68,741
57,520
41,502
23,009
21,246
16,290
9,282
total shareholders funds
46,241
77,970
90,349
73,512
69,372
68,741
57,520
41,502
23,009
21,246
16,290
9,282
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Operating Activities
Operating Profit
-24,193
-6,989
26,096
14,130
7,933
11,362
22,856
24,342
2,380
6,257
9,091
10,897
Depreciation
17,303
20,928
24,952
30,458
20,809
21,470
14,225
14,948
5,809
4,938
3,096
3,694
Amortisation
4,000
4,000
4,000
4,000
4,000
4,000
2,000
2,000
2,000
2,000
Tax
-3,949
-1,777
-685
-1,289
-3,757
-4,623
-441
-1,317
-2,093
-2,615
Stock
5,550
8,550
1,980
1,230
-3,918
6,884
784
9,704
2,138
8,557
9,302
1,089
Debtors
18,997
2,038
-18,156
-20,526
48,648
-14,882
19,218
14,186
-10,957
18,052
768
5,368
Creditors
-5,070
21,268
-4,191
2,113
772
-74,340
19,416
18,139
38,091
Accruals and Deferred Income
9,920
-36,742
-1,151
677
33,520
7,664
-6,249
10,864
16,143
Deferred Taxes & Provisions
-4,656
-1,385
124
-8,556
7,196
7,774
-132
2,433
2,877
3,113
3,686
Cash flow from operations
-31,243
-13,508
66,248
58,228
28,043
54,788
13,054
28,846
-36,753
7,798
23,849
45,610
Investing Activities
capital expenditure
-7,495
-2,142
-1
-22,525
-5,750
-81,073
-24,386
-29,900
-31,440
-15,292
-17,299
-57,679
Change in Investments
cash flow from investments
-7,495
-2,142
-1
-22,525
-5,750
-81,073
-24,386
-29,900
-31,440
-15,292
-17,299
-57,679
Financing Activities
Bank loans
Group/Directors Accounts
-22,815
-14,421
37,236
Other Short Term Loans
210
-4,483
2,331
1,250
-2,494
4,516
Long term loans
3,906
-4,703
-8,354
33,899
-11,354
3,005
24,037
21,381
2,697
Hire Purchase and Lease Commitments
3,092
-13,495
-25,317
-6,896
-13,308
22,006
-7,194
9,723
38,056
other long term liabilities
-14,797
6,362
-2,668
11,103
share issue
-3,435
-2,290
5,725
1,000
interest
-7,536
-5,390
-5,310
-4,778
-4,326
-4,577
-3,080
-1,226
-176
17
10
cash flow from financing
-328
-28,071
-36,650
20,040
-33,772
30,675
-9,052
15,457
63,016
6,379
-2,658
12,103
cash and cash equivalents
cash
-36,861
-43,410
25,958
44,847
-6,446
9,897
-16,365
21,779
-2,177
-1,116
3,892
34
overdraft
2,205
311
-3,639
-10,896
5,034
5,507
4,020
7,376
3,000
change in cash
-39,066
-43,721
29,597
55,743
-11,480
4,390
-20,385
14,403
-5,177
-1,116
3,892
34
bernard savage (bespoke kitchens & interiors) limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for bernard savage (bespoke kitchens & interiors) limited. Get real-time insights into bernard savage (bespoke kitchens & interiors) limited's credit score, group structure and payment trends.
Bernard Savage (bespoke Kitchens & Interiors) Limited Competitor Analysis
Perform a competitor analysis for bernard savage (bespoke kitchens & interiors) limited by selecting its closest rivals, whether from the MANUFACTURING sector, other small companies, companies in WV1 area or any other competitors across 12 key performance metrics.
bernard savage (bespoke kitchens & interiors) limited Ownership
BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED group structure
Bernard Savage (Bespoke Kitchens & Interiors) Limited has no subsidiary companies.
Ultimate parent company
BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED
07952489
BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED Shareholders
The largest shareholders in Bernard Savage (Bespoke Kitchens & Interiors) Limited include Bernard Savage and Joseph Savage.
bernard savage
50%
joseph savage
30%
thomas savage
20%
bernard savage (bespoke kitchens & interiors) limited directors
Bernard Savage (Bespoke Kitchens & Interiors) Limited currently has 3 directors.
The longest serving directors include
Mr Bernard Savage (Feb 2012) and
Mr Thomas Savage (Feb 2012).
bernard savage (bespoke kitchens & interiors) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to bernard savage (bespoke kitchens & interiors) limited. Currently there are 1 open charges and 0 have been satisfied in the past.
bernard savage (bespoke kitchens & interiors) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED. This can take several minutes, an email will notify you when this has completed.
bernard savage (bespoke kitchens & interiors) limitedCompanies House Filings - See Documents
