fsjc ltd Company Information
Company Number
08128426
Next Accounts
Jun 2026
Directors
Shareholders
jonathan terence isaacs
elaine isaacs
View AllGroup Structure
View All
Industry
Other activities auxiliary to insurance and pension funding
Registered Address
unit 1 elm court, meriden business park copse driv, coventry, warwickshire, CV5 9RG
Website
www.3d-ifs.comfsjc ltd Estimated Valuation
Pomanda estimates the enterprise value of FSJC LTD at £359.6k based on a Turnover of £486.3k and 0.74x industry multiple (adjusted for size and gross margin).
fsjc ltd Estimated Valuation
Pomanda estimates the enterprise value of FSJC LTD at £85.1k based on an EBITDA of £18.1k and a 4.71x industry multiple (adjusted for size and gross margin).
fsjc ltd Estimated Valuation
Pomanda estimates the enterprise value of FSJC LTD at £477.9k based on Net Assets of £231.9k and 2.06x industry multiple (adjusted for liquidity).
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Fsjc Ltd Overview
Fsjc Ltd is a live company located in coventry, CV5 9RG with a Companies House number of 08128426. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in July 2012, it's largest shareholder is jonathan terence isaacs with a 50% stake. Fsjc Ltd is a established, micro sized company, Pomanda has estimated its turnover at £486.3k with healthy growth in recent years.
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Fsjc Ltd Health Check
Pomanda's financial health check has awarded Fsjc Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs


2 Strong

2 Regular

6 Weak

Size
annual sales of £486.3k, make it smaller than the average company (£1.8m)
- Fsjc Ltd
£1.8m - Industry AVG

Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (8.9%)
- Fsjc Ltd
8.9% - Industry AVG

Production
with a gross margin of 88.3%, this company has a comparable cost of product (100%)
- Fsjc Ltd
100% - Industry AVG

Profitability
an operating margin of 3.7% make it less profitable than the average company (9.5%)
- Fsjc Ltd
9.5% - Industry AVG

Employees
with 3 employees, this is below the industry average (9)
- Fsjc Ltd
9 - Industry AVG

Pay Structure
on an average salary of £62.4k, the company has an equivalent pay structure (£62.4k)
- Fsjc Ltd
£62.4k - Industry AVG

Efficiency
resulting in sales per employee of £162.1k, this is more efficient (£124.2k)
- Fsjc Ltd
£124.2k - Industry AVG

Debtor Days
it gets paid by customers after 177 days, this is later than average (48 days)
- Fsjc Ltd
48 days - Industry AVG

Creditor Days
its suppliers are paid after 28 days, this is quicker than average (58 days)
- Fsjc Ltd
58 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- Fsjc Ltd
- - Industry AVG

Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Fsjc Ltd
- - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 1.9%, this is a lower level of debt than the average (54.5%)
1.9% - Fsjc Ltd
54.5% - Industry AVG
FSJC LTD financials

Fsjc Ltd's latest turnover from September 2024 is estimated at £486.3 thousand and the company has net assets of £231.9 thousand. According to their latest financial statements, we estimate that Fsjc Ltd has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||
Other Income Or Grants | ||||||||||||
Cost Of Sales | ||||||||||||
Gross Profit | ||||||||||||
Admin Expenses | ||||||||||||
Operating Profit | ||||||||||||
Interest Payable | ||||||||||||
Interest Receivable | ||||||||||||
Pre-Tax Profit | ||||||||||||
Tax | ||||||||||||
Profit After Tax | ||||||||||||
Dividends Paid | ||||||||||||
Retained Profit | ||||||||||||
Employee Costs | ||||||||||||
Number Of Employees | ||||||||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | ||||||||||||
Intangible Assets | ||||||||||||
Investments & Other | ||||||||||||
Debtors (Due After 1 year) | ||||||||||||
Total Fixed Assets | ||||||||||||
Stock & work in progress | ||||||||||||
Trade Debtors | 236,283 | 221,527 | 213,501 | 205,306 | 182,836 | 174,206 | 167,236 | 144,665 | 144,217 | 116,517 | 33,609 | |
Group Debtors | ||||||||||||
Misc Debtors | ||||||||||||
Cash | 104,449 | 68,455 | ||||||||||
misc current assets | ||||||||||||
total current assets | 236,283 | 221,527 | 213,501 | 205,306 | 182,836 | 174,206 | 167,236 | 144,665 | 144,217 | 116,517 | 138,058 | 68,455 |
total assets | 236,283 | 221,527 | 213,501 | 205,306 | 182,836 | 174,206 | 167,236 | 144,665 | 144,217 | 116,517 | 138,058 | 68,455 |
Bank overdraft | ||||||||||||
Bank loan | ||||||||||||
Trade Creditors | 4,426 | 3,237 | 4,000 | 6,185 | 3,666 | 4,209 | 8,929 | 18,262 | 22,559 | 16,922 | 35,105 | 25,642 |
Group/Directors Accounts | ||||||||||||
other short term finances | ||||||||||||
hp & lease commitments | ||||||||||||
other current liabilities | ||||||||||||
total current liabilities | 4,426 | 3,237 | 4,000 | 6,185 | 3,666 | 4,209 | 8,929 | 18,262 | 22,559 | 16,922 | 35,105 | 25,642 |
loans | ||||||||||||
hp & lease commitments | ||||||||||||
Accruals and Deferred Income | ||||||||||||
other liabilities | ||||||||||||
provisions | ||||||||||||
total long term liabilities | ||||||||||||
total liabilities | 4,426 | 3,237 | 4,000 | 6,185 | 3,666 | 4,209 | 8,929 | 18,262 | 22,559 | 16,922 | 35,105 | 25,642 |
net assets | 231,857 | 218,290 | 209,501 | 199,121 | 179,170 | 169,997 | 158,307 | 126,403 | 121,658 | 99,595 | 102,953 | 42,813 |
total shareholders funds | 231,857 | 218,290 | 209,501 | 199,121 | 179,170 | 169,997 | 158,307 | 126,403 | 121,658 | 99,595 | 102,953 | 42,813 |
Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||
Operating Profit | ||||||||||||
Depreciation | ||||||||||||
Amortisation | ||||||||||||
Tax | ||||||||||||
Stock | ||||||||||||
Debtors | 14,756 | 8,026 | 8,195 | 22,470 | 8,630 | 6,970 | 22,571 | 448 | 27,700 | 82,908 | 33,609 | |
Creditors | 1,189 | -763 | -2,185 | 2,519 | -543 | -4,720 | -9,333 | -4,297 | 5,637 | -18,183 | 9,463 | 25,642 |
Accruals and Deferred Income | ||||||||||||
Deferred Taxes & Provisions | ||||||||||||
Cash flow from operations | ||||||||||||
Investing Activities | ||||||||||||
capital expenditure | ||||||||||||
Change in Investments | ||||||||||||
cash flow from investments | ||||||||||||
Financing Activities | ||||||||||||
Bank loans | ||||||||||||
Group/Directors Accounts | ||||||||||||
Other Short Term Loans | ||||||||||||
Long term loans | ||||||||||||
Hire Purchase and Lease Commitments | ||||||||||||
other long term liabilities | ||||||||||||
share issue | ||||||||||||
interest | ||||||||||||
cash flow from financing | ||||||||||||
cash and cash equivalents | ||||||||||||
cash | -104,449 | 35,994 | 68,455 | |||||||||
overdraft | ||||||||||||
change in cash | -104,449 | 35,994 | 68,455 |
fsjc ltd Credit Report and Business Information
Fsjc Ltd Competitor Analysis

Perform a competitor analysis for fsjc ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in CV5 area or any other competitors across 12 key performance metrics.
fsjc ltd Ownership
FSJC LTD group structure
Fsjc Ltd has no subsidiary companies.
Ultimate parent company
FSJC LTD
08128426
fsjc ltd directors
Fsjc Ltd currently has 1 director, Mr Jonathan Isaacs serving since Jul 2012.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Jonathan Isaacs | England | 62 years | Jul 2012 | - | Director |
P&L
September 2024turnover
486.3k
0%
operating profit
18.1k
0%
gross margin
88.3%
+5.29%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2024net assets
231.9k
+0.06%
total assets
236.3k
+0.07%
cash
0
0%
net assets
Total assets minus all liabilities
fsjc ltd company details
company number
08128426
Type
Private limited with Share Capital
industry
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
July 2012
age
13
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
September 2024
previous names
N/A
accountant
SEPHTON & COMPANY LLP
auditor
-
address
unit 1 elm court, meriden business park copse driv, coventry, warwickshire, CV5 9RG
Bank
-
Legal Advisor
-
fsjc ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to fsjc ltd.
fsjc ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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fsjc ltd Companies House Filings - See Documents
date | description | view/download |
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