focus commercial ltd
focus commercial ltd Company Information
Company Number
08286829
Next Accounts
Sep 2025
Shareholders
philip mcnamara
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
manchester spinningfield, 10th floor, manchester, greater manchester, M3 3HF
Website
www.focuscommercial.co.ukfocus commercial ltd Estimated Valuation
Pomanda estimates the enterprise value of FOCUS COMMERCIAL LTD at £1.1m based on a Turnover of £809.8k and 1.3x industry multiple (adjusted for size and gross margin).
focus commercial ltd Estimated Valuation
Pomanda estimates the enterprise value of FOCUS COMMERCIAL LTD at £0 based on an EBITDA of £-10.9k and a 4.5x industry multiple (adjusted for size and gross margin).
focus commercial ltd Estimated Valuation
Pomanda estimates the enterprise value of FOCUS COMMERCIAL LTD at £0 based on Net Assets of £-101.2k and 1.34x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Focus Commercial Ltd Overview
Focus Commercial Ltd is a live company located in manchester, M3 3HF with a Companies House number of 08286829. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2012, it's largest shareholder is philip mcnamara with a 100% stake. Focus Commercial Ltd is a established, small sized company, Pomanda has estimated its turnover at £809.8k with rapid growth in recent years.
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Focus Commercial Ltd Health Check
Pomanda's financial health check has awarded Focus Commercial Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
7 Weak
Size
annual sales of £809.8k, make it smaller than the average company (£5.5m)
- Focus Commercial Ltd
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 34%, show it is growing at a faster rate (4.9%)
- Focus Commercial Ltd
4.9% - Industry AVG
Production
with a gross margin of 54%, this company has a comparable cost of product (54%)
- Focus Commercial Ltd
54% - Industry AVG
Profitability
an operating margin of -1.6% make it less profitable than the average company (9.1%)
- Focus Commercial Ltd
9.1% - Industry AVG
Employees
with 6 employees, this is below the industry average (14)
6 - Focus Commercial Ltd
14 - Industry AVG
Pay Structure
on an average salary of £82.7k, the company has an equivalent pay structure (£82.7k)
- Focus Commercial Ltd
£82.7k - Industry AVG
Efficiency
resulting in sales per employee of £135k, this is less efficient (£224.1k)
- Focus Commercial Ltd
£224.1k - Industry AVG
Debtor Days
it gets paid by customers after 17 days, this is earlier than average (33 days)
- Focus Commercial Ltd
33 days - Industry AVG
Creditor Days
its suppliers are paid after 2 days, this is quicker than average (46 days)
- Focus Commercial Ltd
46 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Focus Commercial Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (29 weeks)
0 weeks - Focus Commercial Ltd
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 192.6%, this is a higher level of debt than the average (70.9%)
192.6% - Focus Commercial Ltd
70.9% - Industry AVG
FOCUS COMMERCIAL LTD financials
Focus Commercial Ltd's latest turnover from December 2023 is estimated at £809.8 thousand and the company has net assets of -£101.2 thousand. According to their latest financial statements, Focus Commercial Ltd has 6 employees and maintains cash reserves of £123 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Nov 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 172,758 | 309,220 | |||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | 19,902 | 54,967 | |||||||||
| Gross Profit | 152,856 | 254,253 | |||||||||
| Admin Expenses | 203,105 | 270,698 | |||||||||
| Operating Profit | -50,249 | -16,445 | |||||||||
| Interest Payable | 11,287 | ||||||||||
| Interest Receivable | 5,664 | 244 | |||||||||
| Pre-Tax Profit | -44,585 | -27,488 | |||||||||
| Tax | 11,022 | 5,181 | |||||||||
| Profit After Tax | -33,563 | -22,307 | |||||||||
| Dividends Paid | |||||||||||
| Retained Profit | -33,563 | -22,307 | |||||||||
| Employee Costs | |||||||||||
| Number Of Employees | 6 | 6 | 3 | 3 | 3 | 3 | 3 | 2 | |||
| EBITDA* | -45,350 | -16,445 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Nov 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 7,396 | 8,959 | 5,157 | 5,580 | 5,495 | 10,349 | 15,248 | 7,671 | 4,048 | 5,934 | 3,417 |
| Intangible Assets | 38,406 | 23,937 | 13,602 | 13,602 | 13,602 | 13,602 | 13,602 | ||||
| Investments & Other | 5,746 | 7,039 | 3,923 | 3,097 | |||||||
| Debtors (Due After 1 year) | |||||||||||
| Total Fixed Assets | 51,548 | 39,935 | 22,682 | 22,279 | 19,097 | 23,951 | 28,850 | 7,671 | 4,048 | 5,934 | 3,417 |
| Stock & work in progress | |||||||||||
| Trade Debtors | 39,545 | 16,120 | 18,898 | 8,999 | 23,819 | 4,965 | 2,827 | 9,750 | 27,989 | 17,774 | 3,149 |
| Group Debtors | |||||||||||
| Misc Debtors | 18,153 | 35,192 | 37,399 | 34,348 | 32,758 | 35,049 | 17,299 | 830 | |||
| Cash | 123 | 20,261 | 123 | 7,944 | 128 | 13,606 | 79,006 | 86,370 | 11,933 | 674 | 317 |
| misc current assets | |||||||||||
| total current assets | 57,821 | 71,573 | 56,420 | 51,291 | 56,705 | 53,620 | 99,132 | 96,950 | 39,922 | 18,448 | 3,466 |
| total assets | 109,369 | 111,508 | 79,102 | 73,570 | 75,802 | 77,571 | 127,982 | 104,621 | 43,970 | 24,382 | 6,883 |
| Bank overdraft | 29,340 | 43,043 | 46,568 | 8,565 | 18,988 | 18,855 | |||||
| Bank loan | 12,526 | 9,588 | |||||||||
| Trade Creditors | 2,046 | 10,721 | 8,644 | 4,485 | 11,557 | 8,967 | 7,981 | 3,170 | 2,562 | 8,678 | 8,770 |
| Group/Directors Accounts | 61,762 | 85,742 | 5,495 | 150 | |||||||
| other short term finances | 10,010 | ||||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 4,053 | 3,683 | 10,429 | 8,277 | 7,251 | 16,151 | 12,678 | 33,605 | 11,730 | ||
| total current liabilities | 97,201 | 143,189 | 71,136 | 21,327 | 60,332 | 34,856 | 39,514 | 36,775 | 14,292 | 8,678 | 8,770 |
| loans | 113,404 | 43,871 | 49,786 | 76,064 | 18,956 | 31,427 | 41,323 | ||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | 2,294 | 688 | 289 | 619 | |||||||
| total long term liabilities | 113,404 | 43,871 | 49,786 | 76,064 | 18,956 | 31,427 | 43,617 | 688 | 289 | 619 | |
| total liabilities | 210,605 | 187,060 | 120,922 | 97,391 | 79,288 | 66,283 | 83,131 | 37,463 | 14,581 | 9,297 | 8,770 |
| net assets | -101,236 | -75,552 | -41,820 | -23,821 | -3,486 | 11,288 | 44,851 | 67,158 | 29,389 | 15,085 | -1,887 |
| total shareholders funds | -101,236 | -75,552 | -41,820 | -23,821 | -3,486 | 11,288 | 44,851 | 67,158 | 29,389 | 15,085 | -1,887 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Nov 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | -50,249 | -16,445 | |||||||||
| Depreciation | 2,387 | 1,609 | 2,157 | 2,990 | 4,854 | 4,899 | 2,223 | 2,173 | 583 | ||
| Amortisation | |||||||||||
| Tax | 11,022 | 5,181 | |||||||||
| Stock | |||||||||||
| Debtors | 6,386 | -4,985 | 12,950 | -13,230 | 16,563 | 19,888 | 9,546 | -17,409 | 10,215 | 14,625 | 3,149 |
| Creditors | -8,675 | 2,077 | 4,159 | -7,072 | 2,590 | 986 | 4,811 | 608 | -6,116 | -92 | 8,770 |
| Accruals and Deferred Income | 370 | -6,746 | 2,152 | 1,026 | -8,900 | 3,473 | -20,927 | 21,875 | 11,730 | ||
| Deferred Taxes & Provisions | -2,294 | 1,606 | 399 | -330 | 619 | ||||||
| Cash flow from operations | -52,051 | ||||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | -1,293 | 3,116 | 826 | 3,097 | |||||||
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | -12,526 | 2,938 | 9,588 | ||||||||
| Group/Directors Accounts | -23,980 | 80,247 | 5,495 | -150 | 150 | ||||||
| Other Short Term Loans | -10,010 | 10,010 | |||||||||
| Long term loans | 69,533 | -5,915 | -26,278 | 57,108 | -12,471 | -9,896 | 41,323 | ||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | 5,664 | -11,043 | |||||||||
| cash flow from financing | 5,506 | 30,280 | |||||||||
| cash and cash equivalents | |||||||||||
| cash | -20,138 | 20,138 | -7,821 | 7,816 | -13,478 | -65,400 | -7,364 | 74,437 | 11,259 | 357 | 317 |
| overdraft | -13,703 | -3,525 | 38,003 | -10,423 | 18,988 | -18,855 | 18,855 | ||||
| change in cash | -6,435 | 23,663 | -45,824 | 18,239 | -32,466 | -46,545 | -26,219 | 74,437 | 11,259 | 357 | 317 |
focus commercial ltd Credit Report and Business Information
Focus Commercial Ltd Competitor Analysis
Perform a competitor analysis for focus commercial ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in M 3 area or any other competitors across 12 key performance metrics.
focus commercial ltd Ownership
FOCUS COMMERCIAL LTD group structure
Focus Commercial Ltd has no subsidiary companies.
Ultimate parent company
FOCUS COMMERCIAL LTD
08286829
focus commercial ltd directors
Focus Commercial Ltd currently has 3 directors. The longest serving directors include Mr Philip McNamara (Nov 2012) and Mr John McNamara (Jul 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Philip McNamara | England | 37 years | Nov 2012 | - | Director |
| Mr John McNamara | England | 52 years | Jul 2018 | - | Director |
| Mr James Hawkins | England | 68 years | Jun 2022 | - | Director |
P&L
December 2023turnover
809.8k
+16%
operating profit
-13.3k
0%
gross margin
54.1%
-3.81%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-101.2k
+0.34%
total assets
109.4k
-0.02%
cash
123
-0.99%
net assets
Total assets minus all liabilities
Similar Companies
focus commercial ltd company details
company number
08286829
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 2012
age
13
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
N/A
accountant
DH BUSINESS SUPPORT
auditor
-
address
manchester spinningfield, 10th floor, manchester, greater manchester, M3 3HF
Bank
-
Legal Advisor
-
focus commercial ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to focus commercial ltd.
focus commercial ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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focus commercial ltd Companies House Filings - See Documents
| date | description | view/download |
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