psg financial solutions limited
psg financial solutions limited Company Information
Company Number
08299218
Next Accounts
Sep 2025
Shareholders
argentis group ltd
Group Structure
View All
Industry
Financial management
Registered Address
5 lancer house westside view, waterlooville, PO7 7SE
psg financial solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PSG FINANCIAL SOLUTIONS LIMITED at £36.8k based on a Turnover of £73.2k and 0.5x industry multiple (adjusted for size and gross margin).
psg financial solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PSG FINANCIAL SOLUTIONS LIMITED at £164.2k based on an EBITDA of £42.4k and a 3.88x industry multiple (adjusted for size and gross margin).
psg financial solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PSG FINANCIAL SOLUTIONS LIMITED at £377.7k based on Net Assets of £107.6k and 3.51x industry multiple (adjusted for liquidity).
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Psg Financial Solutions Limited Overview
Psg Financial Solutions Limited is a live company located in waterlooville, PO7 7SE with a Companies House number of 08299218. It operates in the financial management sector, SIC Code 70221. Founded in November 2012, it's largest shareholder is argentis group ltd with a 100% stake. Psg Financial Solutions Limited is a established, micro sized company, Pomanda has estimated its turnover at £73.2k with declining growth in recent years.
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Psg Financial Solutions Limited Health Check
Pomanda's financial health check has awarded Psg Financial Solutions Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
2 Strong
0 Regular
5 Weak
Size
annual sales of £73.2k, make it smaller than the average company (£1.3m)
£73.2k - Psg Financial Solutions Limited
£1.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -30%, show it is growing at a slower rate (9.6%)
- Psg Financial Solutions Limited
9.6% - Industry AVG
Production
with a gross margin of 37.4%, this company has a higher cost of product (83.2%)
37.4% - Psg Financial Solutions Limited
83.2% - Industry AVG
Profitability
an operating margin of 57.9% make it more profitable than the average company (8.4%)
57.9% - Psg Financial Solutions Limited
8.4% - Industry AVG
Employees
with 2 employees, this is below the industry average (6)
2 - Psg Financial Solutions Limited
6 - Industry AVG
Pay Structure
on an average salary of £6.3k, the company has a lower pay structure (£58.2k)
£6.3k - Psg Financial Solutions Limited
£58.2k - Industry AVG
Efficiency
resulting in sales per employee of £36.6k, this is less efficient (£159.1k)
£36.6k - Psg Financial Solutions Limited
£159.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Psg Financial Solutions Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Psg Financial Solutions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Psg Financial Solutions Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Psg Financial Solutions Limited
- - Industry AVG
Debt Level
There is insufficient data available for this Key Performance Indicator!
- - Psg Financial Solutions Limited
- - Industry AVG
PSG FINANCIAL SOLUTIONS LIMITED financials
Psg Financial Solutions Limited's latest turnover from December 2023 is £73.2 thousand and the company has net assets of £107.6 thousand. According to their latest financial statements, Psg Financial Solutions Limited has 2 employees and maintains cash reserves of £19.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 73,196 | 245,081 | |||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | |||||||||||
| Gross Profit | |||||||||||
| Admin Expenses | |||||||||||
| Operating Profit | 42,363 | 114,776 | |||||||||
| Interest Payable | 224 | 1,022 | |||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | 42,878 | 113,995 | |||||||||
| Tax | -244 | -22,177 | |||||||||
| Profit After Tax | 42,634 | 91,818 | |||||||||
| Dividends Paid | 1,000 | 77,000 | |||||||||
| Retained Profit | 41,634 | 14,818 | |||||||||
| Employee Costs | 12,661 | 64,040 | |||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||
| EBITDA* | 42,363 | 115,555 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,324 | 3,742 | 4,811 | 5,453 | 8,148 | 1,493 | 1,780 | 2,236 | 2,984 | ||
| Intangible Assets | |||||||||||
| Investments & Other | |||||||||||
| Debtors (Due After 1 year) | |||||||||||
| Total Fixed Assets | 1,324 | 3,742 | 4,811 | 5,453 | 8,148 | 1,493 | 1,780 | 2,236 | 2,984 | ||
| Stock & work in progress | |||||||||||
| Trade Debtors | 150,984 | 148,805 | 107,839 | 93,203 | 105,641 | ||||||
| Group Debtors | 88,167 | ||||||||||
| Misc Debtors | 20,291 | 3,313 | 3,329 | 3,717 | |||||||
| Cash | 19,454 | 129,220 | 85,244 | 88,728 | 72,389 | 18,685 | |||||
| misc current assets | 3,627 | 3,948 | 180 | ||||||||
| total current assets | 107,621 | 149,511 | 154,297 | 152,134 | 111,556 | 96,830 | 109,589 | 85,424 | 88,728 | 72,389 | 18,685 |
| total assets | 107,621 | 149,511 | 155,621 | 155,876 | 116,367 | 102,283 | 117,737 | 86,917 | 90,508 | 74,625 | 21,669 |
| Bank overdraft | |||||||||||
| Bank loan | 9,868 | ||||||||||
| Trade Creditors | 12,119 | 39,868 | 33,940 | 40,422 | 25,457 | 22,273 | 20 | 51,480 | 18,587 | ||
| Group/Directors Accounts | 12,120 | 361 | 8,426 | ||||||||
| other short term finances | |||||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 23,633 | 55,887 | 55,516 | ||||||||
| total current liabilities | 57,740 | 39,868 | 33,940 | 40,422 | 25,457 | 22,273 | 56,248 | 63,962 | 51,480 | 18,587 | |
| loans | 25,784 | ||||||||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | 28,934 | 28,904 | 28,838 | 32,838 | 51,667 | ||||||
| other liabilities | 35,650 | 45,000 | |||||||||
| provisions | 298 | 356 | 447 | 597 | |||||||
| total long term liabilities | 25,784 | 64,584 | 73,904 | 28,838 | 32,838 | 51,667 | 298 | 356 | 447 | 597 | |
| total liabilities | 83,524 | 104,452 | 107,844 | 69,260 | 58,295 | 73,940 | 56,546 | 64,318 | 51,927 | 19,184 | |
| net assets | 107,621 | 65,987 | 51,169 | 48,032 | 47,107 | 43,988 | 43,797 | 30,371 | 26,190 | 22,698 | 2,485 |
| total shareholders funds | 107,621 | 65,987 | 51,169 | 48,032 | 47,107 | 43,988 | 43,797 | 30,371 | 26,190 | 22,698 | 2,485 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | 42,363 | 114,776 | |||||||||
| Depreciation | 779 | 514 | 1,635 | 1,451 | 1,254 | ||||||
| Amortisation | |||||||||||
| Tax | -244 | -22,177 | |||||||||
| Stock | |||||||||||
| Debtors | 67,876 | -134,006 | 2,163 | 40,578 | 18,353 | -12,438 | 105,641 | ||||
| Creditors | -12,119 | -27,749 | 5,928 | -6,482 | 14,965 | 3,184 | 22,273 | -20 | -51,460 | 32,893 | 18,587 |
| Accruals and Deferred Income | -23,633 | -5,301 | 30 | 66 | -4,000 | -18,829 | -4,220 | 371 | 55,516 | ||
| Deferred Taxes & Provisions | -298 | -58 | -91 | -150 | 597 | ||||||
| Cash flow from operations | -61,509 | 194,334 | |||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | |||||||||||
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | -9,868 | 9,868 | |||||||||
| Group/Directors Accounts | -12,120 | 12,120 | -361 | -8,065 | 8,426 | ||||||
| Other Short Term Loans | |||||||||||
| Long term loans | -25,784 | 25,784 | |||||||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | -35,650 | -9,350 | 45,000 | ||||||||
| share issue | |||||||||||
| interest | -224 | -1,022 | |||||||||
| cash flow from financing | -47,996 | 11,100 | |||||||||
| cash and cash equivalents | |||||||||||
| cash | -109,766 | 129,220 | -85,244 | -3,484 | 16,339 | 53,704 | 18,685 | ||||
| overdraft | |||||||||||
| change in cash | -109,766 | 129,220 | -85,244 | -3,484 | 16,339 | 53,704 | 18,685 |
psg financial solutions limited Credit Report and Business Information
Psg Financial Solutions Limited Competitor Analysis
Perform a competitor analysis for psg financial solutions limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in PO7 area or any other competitors across 12 key performance metrics.
psg financial solutions limited Ownership
PSG FINANCIAL SOLUTIONS LIMITED group structure
Psg Financial Solutions Limited has no subsidiary companies.
Ultimate parent company
CARLYLE GLOBAL FINANCIAL SERVICES PARTNE
#0131455
2 parents
PSG FINANCIAL SOLUTIONS LIMITED
08299218
psg financial solutions limited directors
Psg Financial Solutions Limited currently has 4 directors. The longest serving directors include Mr Matthew Hills (Apr 2023) and Mrs Natalie Kempster (Apr 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Matthew Hills | 43 years | Apr 2023 | - | Director | |
| Mrs Natalie Kempster | 43 years | Apr 2024 | - | Director | |
| Mr Andrew Westenberger | 59 years | Feb 2025 | - | Director | |
| Mr Paul White | 48 years | Feb 2025 | - | Director |
P&L
December 2023turnover
73.2k
-70%
operating profit
42.4k
-63%
gross margin
37.5%
+5%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
107.6k
+0.63%
total assets
107.6k
-0.28%
cash
19.5k
-0.85%
net assets
Total assets minus all liabilities
psg financial solutions limited company details
company number
08299218
Type
Private limited with Share Capital
industry
70221 - Financial management
incorporation date
November 2012
age
13
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
December 2023
previous names
N/A
accountant
AZETS
auditor
-
address
5 lancer house westside view, waterlooville, PO7 7SE
Bank
-
Legal Advisor
-
psg financial solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to psg financial solutions limited.
psg financial solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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psg financial solutions limited Companies House Filings - See Documents
| date | description | view/download |
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