agrifinance ltd
agrifinance ltd Company Information
Company Number
08344260
Next Accounts
Mar 2025
Directors
Shareholders
new kensington capital ltd
Group Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered Address
woolpack barn great rissington, cheltenham, gloucestershire, GL54 2LN
Website
www.agrifinance.comagrifinance ltd Estimated Valuation
Pomanda estimates the enterprise value of AGRIFINANCE LTD at £377.5k based on a Turnover of £431.1k and 0.88x industry multiple (adjusted for size and gross margin).
agrifinance ltd Estimated Valuation
Pomanda estimates the enterprise value of AGRIFINANCE LTD at £121.4k based on an EBITDA of £38.1k and a 3.19x industry multiple (adjusted for size and gross margin).
agrifinance ltd Estimated Valuation
Pomanda estimates the enterprise value of AGRIFINANCE LTD at £48.4k based on Net Assets of £20k and 2.41x industry multiple (adjusted for liquidity).
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Agrifinance Ltd Overview
Agrifinance Ltd is a live company located in gloucestershire, GL54 2LN with a Companies House number of 08344260. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in January 2013, it's largest shareholder is new kensington capital ltd with a 100% stake. Agrifinance Ltd is a established, micro sized company, Pomanda has estimated its turnover at £431.1k with healthy growth in recent years.
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Agrifinance Ltd Health Check
Pomanda's financial health check has awarded Agrifinance Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
5 Regular
4 Weak
Size
annual sales of £431.1k, make it smaller than the average company (£13.2m)
- Agrifinance Ltd
£13.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 8%, show it is growing at a similar rate (7%)
- Agrifinance Ltd
7% - Industry AVG
Production
with a gross margin of 18.7%, this company has a comparable cost of product (18.7%)
- Agrifinance Ltd
18.7% - Industry AVG
Profitability
an operating margin of 8.6% make it more profitable than the average company (4.6%)
- Agrifinance Ltd
4.6% - Industry AVG
Employees
with 2 employees, this is below the industry average (15)
2 - Agrifinance Ltd
15 - Industry AVG
Pay Structure
on an average salary of £63.2k, the company has an equivalent pay structure (£63.2k)
- Agrifinance Ltd
£63.2k - Industry AVG
Efficiency
resulting in sales per employee of £215.6k, this is less efficient (£350.7k)
- Agrifinance Ltd
£350.7k - Industry AVG
Debtor Days
it gets paid by customers after 12 days, this is earlier than average (66 days)
- Agrifinance Ltd
66 days - Industry AVG
Creditor Days
its suppliers are paid after 2 days, this is quicker than average (179 days)
- Agrifinance Ltd
179 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Agrifinance Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 5 weeks, this is average cash available to meet short term requirements (6 weeks)
5 weeks - Agrifinance Ltd
6 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 95.5%, this is a similar level of debt than the average (100%)
95.5% - Agrifinance Ltd
100% - Industry AVG
AGRIFINANCE LTD financials
Agrifinance Ltd's latest turnover from June 2023 is estimated at £431.1 thousand and the company has net assets of £20 thousand. According to their latest financial statements, Agrifinance Ltd has 2 employees and maintains cash reserves of £44.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 4 | 4 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,332 | 3,109 | 2,290 | 2,308 | 3,294 | 1,023 | 1,365 | 1,820 | 2,127 | 28,396 |
| Intangible Assets | ||||||||||
| Investments & Other | ||||||||||
| Debtors (Due After 1 year) | 878,418 | |||||||||
| Total Fixed Assets | 2,332 | 3,109 | 2,290 | 2,308 | 3,294 | 1,023 | 879,783 | 1,820 | 2,127 | 28,396 |
| Stock & work in progress | ||||||||||
| Trade Debtors | 15,000 | 15,000 | 458 | 425 | 3,218 | 27,223 | ||||
| Group Debtors | ||||||||||
| Misc Debtors | 386,022 | 125,960 | 46,674 | 303,383 | 523 | 3,287 | 35 | |||
| Cash | 44,575 | 14,827 | 52,020 | 48,548 | 14,871 | 21,258 | 18,002 | 21,546 | 2,585 | |
| misc current assets | ||||||||||
| total current assets | 445,597 | 155,787 | 98,694 | 351,931 | 15,329 | 21,781 | 21,289 | 21,971 | 5,838 | 27,223 |
| total assets | 447,929 | 158,896 | 100,984 | 354,239 | 18,623 | 22,804 | 901,072 | 23,791 | 7,965 | 55,619 |
| Bank overdraft | 855,632 | |||||||||
| Bank loan | ||||||||||
| Trade Creditors | 2,265 | 1,093 | 3,246 | 16,021 | 3,061 | 3,241 | 2,013 | 3,214 | 5,292 | 8,635 |
| Group/Directors Accounts | ||||||||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 425,617 | 166,829 | 164,138 | 404,013 | 79,043 | 72,904 | 110,030 | 74,027 | ||
| total current liabilities | 427,882 | 167,922 | 167,384 | 420,034 | 82,104 | 76,145 | 967,675 | 77,241 | 5,292 | 8,635 |
| loans | ||||||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | 39,495 | |||||||||
| provisions | ||||||||||
| total long term liabilities | 39,495 | |||||||||
| total liabilities | 427,882 | 167,922 | 167,384 | 420,034 | 82,104 | 76,145 | 967,675 | 77,241 | 5,292 | 48,130 |
| net assets | 20,047 | -9,026 | -66,400 | -65,795 | -63,481 | -53,341 | -66,603 | -53,450 | 2,673 | 7,489 |
| total shareholders funds | 20,047 | -9,026 | -66,400 | -65,795 | -63,481 | -53,341 | -66,603 | -53,450 | 2,673 | 7,489 |
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 777 | 1,036 | 764 | 769 | 1,098 | 342 | 455 | 607 | 709 | 604 |
| Amortisation | ||||||||||
| Tax | ||||||||||
| Stock | ||||||||||
| Debtors | 260,062 | 94,286 | -256,709 | 302,925 | -65 | -881,182 | 881,280 | -2,828 | -23,970 | 27,223 |
| Creditors | 1,172 | -2,153 | -12,775 | 12,960 | -180 | 1,228 | -1,201 | -2,078 | -3,343 | 8,635 |
| Accruals and Deferred Income | 258,788 | 2,691 | -239,875 | 324,970 | 6,139 | -37,126 | 36,003 | 74,027 | ||
| Deferred Taxes & Provisions | ||||||||||
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | ||||||||||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | ||||||||||
| Other Short Term Loans | ||||||||||
| Long term loans | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | -39,495 | 39,495 | ||||||||
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | 29,748 | -37,193 | 3,472 | 33,677 | -6,387 | 3,256 | -3,544 | 18,961 | 2,585 | |
| overdraft | -855,632 | 855,632 | ||||||||
| change in cash | 29,748 | -37,193 | 3,472 | 33,677 | -6,387 | 858,888 | -859,176 | 18,961 | 2,585 |
agrifinance ltd Credit Report and Business Information
Agrifinance Ltd Competitor Analysis
Perform a competitor analysis for agrifinance ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in GL54 area or any other competitors across 12 key performance metrics.
agrifinance ltd Ownership
AGRIFINANCE LTD group structure
Agrifinance Ltd has no subsidiary companies.
agrifinance ltd directors
Agrifinance Ltd currently has 1 director, Mr Frank Sekula serving since Jan 2013.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Frank Sekula | 55 years | Jan 2013 | - | Director |
P&L
June 2023turnover
431.1k
+16%
operating profit
37.3k
0%
gross margin
18.7%
-3.27%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2023net assets
20k
-3.22%
total assets
447.9k
+1.82%
cash
44.6k
+2.01%
net assets
Total assets minus all liabilities
agrifinance ltd company details
company number
08344260
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
January 2013
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
June 2023
previous names
agricapital finance limited (May 2013)
accountant
-
auditor
-
address
woolpack barn great rissington, cheltenham, gloucestershire, GL54 2LN
Bank
-
Legal Advisor
-
agrifinance ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to agrifinance ltd.
agrifinance ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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agrifinance ltd Companies House Filings - See Documents
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