agrifinance ltd

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agrifinance ltd Company Information

Share AGRIFINANCE LTD

Company Number

08344260

Directors

Frank Sekula

Shareholders

new kensington capital ltd

Group Structure

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Industry

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

 

Registered Address

woolpack barn great rissington, cheltenham, gloucestershire, GL54 2LN

agrifinance ltd Estimated Valuation

£377.5k

Pomanda estimates the enterprise value of AGRIFINANCE LTD at £377.5k based on a Turnover of £431.1k and 0.88x industry multiple (adjusted for size and gross margin).

agrifinance ltd Estimated Valuation

£121.4k

Pomanda estimates the enterprise value of AGRIFINANCE LTD at £121.4k based on an EBITDA of £38.1k and a 3.19x industry multiple (adjusted for size and gross margin).

agrifinance ltd Estimated Valuation

£48.4k

Pomanda estimates the enterprise value of AGRIFINANCE LTD at £48.4k based on Net Assets of £20k and 2.41x industry multiple (adjusted for liquidity).

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Agrifinance Ltd Overview

Agrifinance Ltd is a live company located in gloucestershire, GL54 2LN with a Companies House number of 08344260. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in January 2013, it's largest shareholder is new kensington capital ltd with a 100% stake. Agrifinance Ltd is a established, micro sized company, Pomanda has estimated its turnover at £431.1k with healthy growth in recent years.

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Agrifinance Ltd Health Check

Pomanda's financial health check has awarded Agrifinance Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

2 Strong

positive_score

5 Regular

positive_score

4 Weak

size

Size

annual sales of £431.1k, make it smaller than the average company (£13.2m)

£431.1k - Agrifinance Ltd

£13.2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 8%, show it is growing at a similar rate (7%)

8% - Agrifinance Ltd

7% - Industry AVG

production

Production

with a gross margin of 18.7%, this company has a comparable cost of product (18.7%)

18.7% - Agrifinance Ltd

18.7% - Industry AVG

profitability

Profitability

an operating margin of 8.6% make it more profitable than the average company (4.6%)

8.6% - Agrifinance Ltd

4.6% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (15)

2 - Agrifinance Ltd

15 - Industry AVG

paystructure

Pay Structure

on an average salary of £63.2k, the company has an equivalent pay structure (£63.2k)

£63.2k - Agrifinance Ltd

£63.2k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £215.6k, this is less efficient (£350.7k)

£215.6k - Agrifinance Ltd

£350.7k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 12 days, this is earlier than average (66 days)

12 days - Agrifinance Ltd

66 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 2 days, this is quicker than average (179 days)

2 days - Agrifinance Ltd

179 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Agrifinance Ltd

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 5 weeks, this is average cash available to meet short term requirements (6 weeks)

5 weeks - Agrifinance Ltd

6 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 95.5%, this is a similar level of debt than the average (100%)

95.5% - Agrifinance Ltd

100% - Industry AVG

AGRIFINANCE LTD financials

EXPORTms excel logo

Agrifinance Ltd's latest turnover from June 2023 is estimated at £431.1 thousand and the company has net assets of £20 thousand. According to their latest financial statements, Agrifinance Ltd has 2 employees and maintains cash reserves of £44.6 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014
Turnover431,148372,630436,154345,962178,223276,557463,291322,9418,14931,247
Other Income Or Grants
Cost Of Sales350,535300,605329,012247,086127,566159,568191,87497,8342,2207,748
Gross Profit80,61372,024107,14298,87650,657116,989271,417225,1075,92923,498
Admin Expenses43,3341,610107,797101,22260,93272,906257,881281,29010,75114,020
Operating Profit37,27970,414-655-2,346-10,27544,08313,536-56,183-4,8229,478
Interest Payable27,80826,739
Interest Receivable1,48541850321359849606
Pre-Tax Profit38,76470,832-605-2,314-10,14016,373-13,153-56,123-4,8169,478
Tax-9,691-13,458-3,111-1,990
Profit After Tax29,07357,374-605-2,314-10,14013,262-13,153-56,123-4,8167,488
Dividends Paid
Retained Profit29,07357,374-605-2,314-10,14013,262-13,153-56,123-4,8167,488
Employee Costs126,472128,551112,970107,11999,84992,922190,629168,69837,05138,076
Number Of Employees2222224411
EBITDA*38,05671,450109-1,577-9,17744,42513,991-55,576-4,11310,082

* Earnings Before Interest, Tax, Depreciation and Amortisation

Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014
Tangible Assets2,3323,1092,2902,3083,2941,0231,3651,8202,12728,396
Intangible Assets
Investments & Other
Debtors (Due After 1 year)878,418
Total Fixed Assets2,3323,1092,2902,3083,2941,023879,7831,8202,12728,396
Stock & work in progress
Trade Debtors15,00015,0004584253,21827,223
Group Debtors
Misc Debtors386,022125,96046,674303,3835233,28735
Cash44,57514,82752,02048,54814,87121,25818,00221,5462,585
misc current assets
total current assets445,597155,78798,694351,93115,32921,78121,28921,9715,83827,223
total assets447,929158,896100,984354,23918,62322,804901,07223,7917,96555,619
Bank overdraft855,632
Bank loan
Trade Creditors 2,2651,0933,24616,0213,0613,2412,0133,2145,2928,635
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities425,617166,829164,138404,01379,04372,904110,03074,027
total current liabilities427,882167,922167,384420,03482,10476,145967,67577,2415,2928,635
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities39,495
provisions
total long term liabilities39,495
total liabilities427,882167,922167,384420,03482,10476,145967,67577,2415,29248,130
net assets20,047-9,026-66,400-65,795-63,481-53,341-66,603-53,4502,6737,489
total shareholders funds20,047-9,026-66,400-65,795-63,481-53,341-66,603-53,4502,6737,489
Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014
Operating Activities
Operating Profit37,27970,414-655-2,346-10,27544,08313,536-56,183-4,8229,478
Depreciation7771,0367647691,098342455607709604
Amortisation
Tax-9,691-13,458-3,111-1,990
Stock
Debtors260,06294,286-256,709302,925-65-881,182881,280-2,828-23,97027,223
Creditors1,172-2,153-12,77512,960-1801,228-1,201-2,078-3,3438,635
Accruals and Deferred Income258,7882,691-239,875324,9706,139-37,12636,00374,027
Deferred Taxes & Provisions
Cash flow from operations28,263-35,7564,16833,428-3,153886,598-832,48719,20116,514-10,496
Investing Activities
capital expenditure-1,855-746217-3,369-30025,560-29,000
Change in Investments
cash flow from investments-1,855-746217-3,369-30025,560-29,000
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities-39,49539,495
share issue1
interest1,4854185032135-27,710-26,690606
cash flow from financing1,4854185032135-27,710-26,69060-39,48939,496
cash and cash equivalents
cash29,748-37,1933,47233,677-6,3873,256-3,54418,9612,585
overdraft-855,632855,632
change in cash29,748-37,1933,47233,677-6,387858,888-859,17618,9612,585

agrifinance ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Agrifinance Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for agrifinance ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in GL54 area or any other competitors across 12 key performance metrics.

agrifinance ltd Ownership

AGRIFINANCE LTD group structure

Agrifinance Ltd has no subsidiary companies.

Ultimate parent company

1 parent

AGRIFINANCE LTD

08344260

AGRIFINANCE LTD Shareholders

new kensington capital ltd 100%

agrifinance ltd directors

Agrifinance Ltd currently has 1 director, Mr Frank Sekula serving since Jan 2013.

officercountryagestartendrole
Mr Frank Sekula55 years Jan 2013- Director

P&L

June 2023

turnover

431.1k

+16%

operating profit

37.3k

0%

gross margin

18.7%

-3.27%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

June 2023

net assets

20k

-3.22%

total assets

447.9k

+1.82%

cash

44.6k

+2.01%

net assets

Total assets minus all liabilities

agrifinance ltd company details

company number

08344260

Type

Private limited with Share Capital

industry

64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

incorporation date

January 2013

age

12

incorporated

UK

ultimate parent company

accounts

Total Exemption Full

last accounts submitted

June 2023

previous names

agricapital finance limited (May 2013)

accountant

-

auditor

-

address

woolpack barn great rissington, cheltenham, gloucestershire, GL54 2LN

Bank

-

Legal Advisor

-

agrifinance ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to agrifinance ltd.

agrifinance ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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agrifinance ltd Companies House Filings - See Documents

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