indemnity & guarantee limited
indemnity & guarantee limited Company Information
Company Number
08471065
Next Accounts
Dec 2025
Shareholders
emperium financial corp
Group Structure
View All
Industry
Activities of mortgage finance companies
Registered Address
heron tower 110 bishopsgate, london, EC2N 4AY
Website
www.netlawman.co.ukindemnity & guarantee limited Estimated Valuation
Pomanda estimates the enterprise value of INDEMNITY & GUARANTEE LIMITED at £800.2m based on a Turnover of £501m and 1.6x industry multiple (adjusted for size and gross margin).
indemnity & guarantee limited Estimated Valuation
Pomanda estimates the enterprise value of INDEMNITY & GUARANTEE LIMITED at £0 based on an EBITDA of £-211m and a 6.75x industry multiple (adjusted for size and gross margin).
indemnity & guarantee limited Estimated Valuation
Pomanda estimates the enterprise value of INDEMNITY & GUARANTEE LIMITED at £497.3m based on Net Assets of £138.1m and 3.6x industry multiple (adjusted for liquidity).
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Indemnity & Guarantee Limited Overview
Indemnity & Guarantee Limited is a live company located in london, EC2N 4AY with a Companies House number of 08471065. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in April 2013, it's largest shareholder is emperium financial corp with a 100% stake. Indemnity & Guarantee Limited is a established, mega sized company, Pomanda has estimated its turnover at £501m with rapid growth in recent years.
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Indemnity & Guarantee Limited Health Check
Pomanda's financial health check has awarded Indemnity & Guarantee Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 3 areas for improvement. Company Health Check FAQs
5 Strong
1 Regular
3 Weak
Size
annual sales of £501m, make it larger than the average company (£6.1m)
£501m - Indemnity & Guarantee Limited
£6.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 44%, show it is growing at a faster rate (8.8%)
44% - Indemnity & Guarantee Limited
8.8% - Industry AVG
Production
with a gross margin of 4.4%, this company has a higher cost of product (29.2%)
4.4% - Indemnity & Guarantee Limited
29.2% - Industry AVG
Profitability
an operating margin of -42.1% make it less profitable than the average company (10.9%)
-42.1% - Indemnity & Guarantee Limited
10.9% - Industry AVG
Employees
with 5 employees, this is below the industry average (7)
5 - Indemnity & Guarantee Limited
7 - Industry AVG
Pay Structure
on an average salary of £54.4k, the company has an equivalent pay structure (£54.4k)
- Indemnity & Guarantee Limited
£54.4k - Industry AVG
Efficiency
resulting in sales per employee of £100.2m, this is more efficient (£242.1k)
£100.2m - Indemnity & Guarantee Limited
£242.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Indemnity & Guarantee Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Indemnity & Guarantee Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Indemnity & Guarantee Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 61 weeks, this is more cash available to meet short term requirements (19 weeks)
61 weeks - Indemnity & Guarantee Limited
19 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 84%, this is a lower level of debt than the average (93.9%)
84% - Indemnity & Guarantee Limited
93.9% - Industry AVG
INDEMNITY & GUARANTEE LIMITED financials
Indemnity & Guarantee Limited's latest turnover from March 2024 is £501 million and the company has net assets of £138.1 million. According to their latest financial statements, Indemnity & Guarantee Limited has 5 employees and maintains cash reserves of £865.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 501,020,313 | 411,850,960 | 316,176,989 | 168,142,105 | 117,303,109 | 99,179,888 | 89,311,204 | 71,223,887 | 49,877,601 | ||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | 478,969,206 | 402,740,823 | 308,415,327 | 162,220,000 | 112,089,998 | 94,531,786 | 85,379,106 | 67,723,001 | |||
| Gross Profit | 22,051,107 | 9,110,137 | 7,761,662 | 5,922,105 | 5,213,111 | 4,648,102 | 3,932,098 | 3,500,886 | 49,877,601 | ||
| Admin Expenses | 233,017,024 | 9,208,953 | 7,579,617 | 6,109,704 | 5,412,163 | 4,333,617 | 4,124,299 | 4,059,436 | 49,547,880 | ||
| Operating Profit | -210,965,917 | -98,816 | 182,045 | -187,599 | -199,052 | 314,485 | -192,201 | -558,550 | 329,721 | ||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | -210,965,917 | -98,816 | 182,045 | -187,599 | -199,052 | 314,485 | -192,201 | -558,550 | 329,721 | ||
| Tax | |||||||||||
| Profit After Tax | -210,965,917 | -98,816 | 182,045 | -187,599 | -199,052 | 314,485 | -192,201 | -558,550 | 329,721 | ||
| Dividends Paid | |||||||||||
| Retained Profit | -210,965,917 | -98,816 | 182,045 | -187,599 | -199,052 | 314,485 | -192,201 | -558,550 | 329,721 | ||
| Employee Costs | |||||||||||
| Number Of Employees | 5 | 15 | 12 | 7 | 6 | ||||||
| EBITDA* | -210,965,917 | -98,816 | 182,045 | -187,599 | -199,052 | 314,485 | -192,201 | -558,550 | 329,721 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | |||||||||||
| Intangible Assets | |||||||||||
| Investments & Other | |||||||||||
| Debtors (Due After 1 year) | |||||||||||
| Total Fixed Assets | |||||||||||
| Stock & work in progress | |||||||||||
| Trade Debtors | |||||||||||
| Group Debtors | |||||||||||
| Misc Debtors | |||||||||||
| Cash | 865,250,111 | 685,959,868 | 696,299,690 | 406,111,206 | 399,612,414 | 388,520,163 | 398,855,820 | 356,914,813 | 31,333,286 | 26,510,832 | 26,244,515 |
| misc current assets | |||||||||||
| total current assets | 865,250,111 | 685,959,868 | 696,299,690 | 406,111,206 | 399,612,414 | 388,520,163 | 398,855,820 | 356,914,813 | 31,333,286 | 26,510,832 | 26,244,515 |
| total assets | 865,250,111 | 685,959,868 | 696,299,690 | 406,111,206 | 399,612,414 | 388,520,163 | 398,855,820 | 356,914,813 | 31,333,286 | 26,510,832 | 26,244,515 |
| Bank overdraft | |||||||||||
| Bank loan | |||||||||||
| Trade Creditors | 1,998,619 | 2,111,112 | |||||||||
| Group/Directors Accounts | |||||||||||
| other short term finances | |||||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 727,113,782 | 336,857,622 | 347,098,628 | 57,092,189 | 50,405,798 | 39,114,495 | 49,764,637 | 7,631,429 | 6,491,352 | ||
| total current liabilities | 727,113,782 | 336,857,622 | 347,098,628 | 57,092,189 | 50,405,798 | 39,114,495 | 49,764,637 | 7,631,429 | 6,491,352 | 1,998,619 | 2,111,112 |
| loans | |||||||||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | |||||||||||
| total long term liabilities | |||||||||||
| total liabilities | 727,113,782 | 336,857,622 | 347,098,628 | 57,092,189 | 50,405,798 | 39,114,495 | 49,764,637 | 7,631,429 | 6,491,352 | 1,998,619 | 2,111,112 |
| net assets | 138,136,329 | 349,102,246 | 349,201,062 | 349,019,017 | 349,206,616 | 349,405,668 | 349,091,183 | 349,283,384 | 24,841,934 | 24,512,213 | 24,133,403 |
| total shareholders funds | 138,136,329 | 349,102,246 | 349,201,062 | 349,019,017 | 349,206,616 | 349,405,668 | 349,091,183 | 349,283,384 | 24,841,934 | 24,512,213 | 24,133,403 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | -210,965,917 | -98,816 | 182,045 | -187,599 | -199,052 | 314,485 | -192,201 | -558,550 | 329,721 | ||
| Depreciation | |||||||||||
| Amortisation | |||||||||||
| Tax | |||||||||||
| Stock | |||||||||||
| Debtors | |||||||||||
| Creditors | -1,998,619 | -112,493 | 2,111,112 | ||||||||
| Accruals and Deferred Income | 390,256,160 | -10,241,006 | 290,006,439 | 6,686,391 | 11,291,303 | -10,650,142 | 42,133,208 | 1,140,077 | 6,491,352 | ||
| Deferred Taxes & Provisions | |||||||||||
| Cash flow from operations | 179,290,243 | -10,339,822 | 290,188,484 | 6,498,792 | 11,092,251 | -10,335,657 | 41,941,007 | 581,527 | 4,822,454 | ||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | |||||||||||
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | |||||||||||
| Group/Directors Accounts | |||||||||||
| Other Short Term Loans | |||||||||||
| Long term loans | |||||||||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | 325,000,000 | ||||||||||
| cash and cash equivalents | |||||||||||
| cash | 179,290,243 | -10,339,822 | 290,188,484 | 6,498,792 | 11,092,251 | -10,335,657 | 41,941,007 | 325,581,527 | 4,822,454 | 266,317 | 26,244,515 |
| overdraft | |||||||||||
| change in cash | 179,290,243 | -10,339,822 | 290,188,484 | 6,498,792 | 11,092,251 | -10,335,657 | 41,941,007 | 325,581,527 | 4,822,454 | 266,317 | 26,244,515 |
indemnity & guarantee limited Credit Report and Business Information
Indemnity & Guarantee Limited Competitor Analysis
Perform a competitor analysis for indemnity & guarantee limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in EC2N area or any other competitors across 12 key performance metrics.
indemnity & guarantee limited Ownership
INDEMNITY & GUARANTEE LIMITED group structure
Indemnity & Guarantee Limited has no subsidiary companies.
Ultimate parent company
EMPERIUM FINANCIAL CORP
#0088754
1 parent
INDEMNITY & GUARANTEE LIMITED
08471065
indemnity & guarantee limited directors
Indemnity & Guarantee Limited currently has 6 directors. The longest serving directors include Mr Anthony Goodman (Apr 2013) and Ms Camilla Aspinal (Apr 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Anthony Goodman | United Kingdom | 72 years | Apr 2013 | - | Director |
| Ms Camilla Aspinal | United Kingdom | 57 years | Apr 2013 | - | Director |
| Mr Jacob Jenni | England | 75 years | Apr 2016 | - | Director |
| Mrs Deborah Cohen | England | 43 years | Dec 2016 | - | Director |
| Mr Marcus Weinstein | England | 45 years | Dec 2016 | - | Director |
| Mr Guy Garcia | England | 54 years | Dec 2016 | - | Director |
P&L
March 2024turnover
501m
+22%
operating profit
-211m
+213394%
gross margin
4.5%
+98.97%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
138.1m
-0.6%
total assets
865.3m
+0.26%
cash
865.3m
+0.26%
net assets
Total assets minus all liabilities
indemnity & guarantee limited company details
company number
08471065
Type
Private limited with Share Capital
industry
64922 - Activities of mortgage finance companies
incorporation date
April 2013
age
12
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
AMB AUDIT ASSURANCE
auditor
ASSOCIATION OF INDEPENDENT ACCOUNTS AND AUDITORS
address
heron tower 110 bishopsgate, london, EC2N 4AY
Bank
-
Legal Advisor
-
indemnity & guarantee limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to indemnity & guarantee limited.
indemnity & guarantee limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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indemnity & guarantee limited Companies House Filings - See Documents
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