rfs capital limited
rfs capital limited Company Information
Company Number
08626838
Next Accounts
Jun 2025
Shareholders
rosemina dharamshi
shirazali sharif dharamshi
View AllGroup Structure
View All
Industry
Letting and operating of own or leased real estate (other than Housing Association real estate and conference and exhibition services) n.e.c.
+1Registered Address
unit 3 nursery court, kibworth business park, kibworth, leicestershire, LE8 0EX
Website
-rfs capital limited Estimated Valuation
Pomanda estimates the enterprise value of RFS CAPITAL LIMITED at £391.9k based on a Turnover of £269k and 1.46x industry multiple (adjusted for size and gross margin).
rfs capital limited Estimated Valuation
Pomanda estimates the enterprise value of RFS CAPITAL LIMITED at £0 based on an EBITDA of £-42.6k and a 4.04x industry multiple (adjusted for size and gross margin).
rfs capital limited Estimated Valuation
Pomanda estimates the enterprise value of RFS CAPITAL LIMITED at £88.6k based on Net Assets of £43.5k and 2.04x industry multiple (adjusted for liquidity).
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Rfs Capital Limited Overview
Rfs Capital Limited is a live company located in kibworth, LE8 0EX with a Companies House number of 08626838. It operates in the retail sale of clothing in specialised stores sector, SIC Code 47710. Founded in July 2013, it's largest shareholder is rosemina dharamshi with a 40% stake. Rfs Capital Limited is a established, micro sized company, Pomanda has estimated its turnover at £269k with declining growth in recent years.
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Rfs Capital Limited Health Check
Pomanda's financial health check has awarded Rfs Capital Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
1 Regular
7 Weak
Size
annual sales of £269k, make it smaller than the average company (£5.2m)
- Rfs Capital Limited
£5.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -9%, show it is growing at a slower rate (4.5%)
- Rfs Capital Limited
4.5% - Industry AVG
Production
with a gross margin of 32.5%, this company has a higher cost of product (61.3%)
- Rfs Capital Limited
61.3% - Industry AVG
Profitability
an operating margin of -15.8% make it less profitable than the average company (16.3%)
- Rfs Capital Limited
16.3% - Industry AVG
Employees
with 4 employees, this is below the industry average (31)
4 - Rfs Capital Limited
31 - Industry AVG
Pay Structure
on an average salary of £29.5k, the company has an equivalent pay structure (£29.5k)
- Rfs Capital Limited
£29.5k - Industry AVG
Efficiency
resulting in sales per employee of £67.2k, this is less efficient (£172k)
- Rfs Capital Limited
£172k - Industry AVG
Debtor Days
it gets paid by customers after 86 days, this is later than average (23 days)
- Rfs Capital Limited
23 days - Industry AVG
Creditor Days
its suppliers are paid after 41 days, this is slower than average (35 days)
- Rfs Capital Limited
35 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Rfs Capital Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Rfs Capital Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 36.2%, this is a lower level of debt than the average (69.7%)
36.2% - Rfs Capital Limited
69.7% - Industry AVG
RFS CAPITAL LIMITED financials
Rfs Capital Limited's latest turnover from September 2023 is estimated at £269 thousand and the company has net assets of £43.5 thousand. According to their latest financial statements, Rfs Capital Limited has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 4 | 4 | 5 | 5 | 5 | 5 | ||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 4,095 | 807,559 | 795,000 | 795,000 | ||||||
| Intangible Assets | ||||||||||
| Investments & Other | 606,541 | 759,550 | 795,000 | 795,000 | 556,986 | 555,500 | ||||
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | 4,095 | 606,541 | 759,550 | 807,559 | 795,000 | 795,000 | 795,000 | 795,000 | 556,986 | 555,500 |
| Stock & work in progress | ||||||||||
| Trade Debtors | 64,008 | 85,561 | 107,789 | 93,633 | 79,365 | 44,484 | 3,370 | 5,785 | 6,430 | 9,684 |
| Group Debtors | ||||||||||
| Misc Debtors | ||||||||||
| Cash | 85,973 | 52,733 | 43,651 | 44,151 | ||||||
| misc current assets | ||||||||||
| total current assets | 64,008 | 85,561 | 107,789 | 93,633 | 79,365 | 44,484 | 89,343 | 58,518 | 50,081 | 53,835 |
| total assets | 68,103 | 692,102 | 867,339 | 901,192 | 874,365 | 839,484 | 884,343 | 853,518 | 607,067 | 609,335 |
| Bank overdraft | ||||||||||
| Bank loan | ||||||||||
| Trade Creditors | 20,516 | 606,061 | 493,530 | 36,119 | 12,521 | 14,110 | 13,825 | 11,048 | 19,822 | 24,394 |
| Group/Directors Accounts | ||||||||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | ||||||||||
| total current liabilities | 20,516 | 606,061 | 493,530 | 36,119 | 12,521 | 14,110 | 13,825 | 11,048 | 19,822 | 24,394 |
| loans | ||||||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | 4,135 | 100,000 | 547,500 | 547,500 | 547,500 | 622,500 | 622,500 | 625,000 | 625,000 | |
| provisions | ||||||||||
| total long term liabilities | 4,135 | 100,000 | 547,500 | 547,500 | 547,500 | 622,500 | 622,500 | 625,000 | 625,000 | |
| total liabilities | 24,651 | 606,061 | 593,530 | 583,619 | 560,021 | 561,610 | 636,325 | 633,548 | 644,822 | 649,394 |
| net assets | 43,452 | 86,041 | 273,809 | 317,573 | 314,344 | 277,874 | 248,018 | 219,970 | -37,755 | -40,059 |
| total shareholders funds | 43,452 | 86,041 | 273,809 | 317,573 | 314,344 | 277,874 | 248,018 | 219,970 | -37,755 | -40,059 |
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | ||||||||||
| Amortisation | ||||||||||
| Tax | ||||||||||
| Stock | ||||||||||
| Debtors | -21,553 | -22,228 | 14,156 | 14,268 | 34,881 | 41,114 | -2,415 | -645 | -3,254 | 9,684 |
| Creditors | -585,545 | 112,531 | 457,411 | 23,598 | -1,589 | 285 | 2,777 | -8,774 | -4,572 | 24,394 |
| Accruals and Deferred Income | ||||||||||
| Deferred Taxes & Provisions | ||||||||||
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | -606,541 | -153,009 | 759,550 | -795,000 | 238,014 | 1,486 | 555,500 | |||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | ||||||||||
| Other Short Term Loans | ||||||||||
| Long term loans | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | 4,135 | -100,000 | -447,500 | -75,000 | -2,500 | 625,000 | ||||
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | -85,973 | 33,240 | 9,082 | -500 | 44,151 | |||||
| overdraft | ||||||||||
| change in cash | -85,973 | 33,240 | 9,082 | -500 | 44,151 |
rfs capital limited Credit Report and Business Information
Rfs Capital Limited Competitor Analysis
Perform a competitor analysis for rfs capital limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other micro companies, companies in LE8 area or any other competitors across 12 key performance metrics.
rfs capital limited Ownership
RFS CAPITAL LIMITED group structure
Rfs Capital Limited has no subsidiary companies.
Ultimate parent company
RFS CAPITAL LIMITED
08626838
rfs capital limited directors
Rfs Capital Limited currently has 3 directors. The longest serving directors include Mrs Rosemina Dharamshi (Jul 2013) and Mr Shirazali Dharamshi (Jul 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Rosemina Dharamshi | United Kingdom | 64 years | Jul 2013 | - | Director |
| Mr Shirazali Dharamshi | 76 years | Jul 2013 | - | Director | |
| Mr Faizali Dharamshi | 36 years | Jul 2013 | - | Director |
P&L
September 2023turnover
269k
-49%
operating profit
-42.6k
0%
gross margin
32.6%
+1.3%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
43.5k
-0.49%
total assets
68.1k
-0.9%
cash
0
0%
net assets
Total assets minus all liabilities
rfs capital limited company details
company number
08626838
Type
Private limited with Share Capital
industry
68209 - Letting and operating of own or leased real estate (other than Housing Association real estate and conference and exhibition services) n.e.c.
47710 - Retail sale of clothing in specialised stores
incorporation date
July 2013
age
12
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
September 2023
previous names
N/A
accountant
-
auditor
-
address
unit 3 nursery court, kibworth business park, kibworth, leicestershire, LE8 0EX
Bank
-
Legal Advisor
-
rfs capital limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to rfs capital limited. Currently there are 1 open charges and 1 have been satisfied in the past.
rfs capital limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for RFS CAPITAL LIMITED. This can take several minutes, an email will notify you when this has completed.
rfs capital limited Companies House Filings - See Documents
| date | description | view/download |
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