money matters (yorkshire) limited
money matters (yorkshire) limited Company Information
Company Number
08707978
Website
www.community-matters.org.ukRegistered Address
1a bradford road, dewsbury, yorkshire, WF13 1EL
Industry
Retail sale of second-hand goods (other than antiques and antique books) in stores
Telephone
01924455227
Next Accounts Due
May 2025
Group Structure
View All
Directors
Nicholas Swales10 Years
Shareholders
nicholas bellerby-swales 100%
money matters (yorkshire) limited Estimated Valuation
Pomanda estimates the enterprise value of MONEY MATTERS (YORKSHIRE) LIMITED at £17.8k based on a Turnover of £33k and 0.54x industry multiple (adjusted for size and gross margin).
money matters (yorkshire) limited Estimated Valuation
Pomanda estimates the enterprise value of MONEY MATTERS (YORKSHIRE) LIMITED at £59 based on an EBITDA of £16 and a 3.53x industry multiple (adjusted for size and gross margin).
money matters (yorkshire) limited Estimated Valuation
Pomanda estimates the enterprise value of MONEY MATTERS (YORKSHIRE) LIMITED at £9.9k based on Net Assets of £9.7k and 1.02x industry multiple (adjusted for liquidity).
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Money Matters (yorkshire) Limited Overview
Money Matters (yorkshire) Limited is a live company located in yorkshire, WF13 1EL with a Companies House number of 08707978. It operates in the retail sale of other second-hand goods in stores (not incl. antiques) sector, SIC Code 47799. Founded in September 2013, it's largest shareholder is nicholas bellerby-swales with a 100% stake. Money Matters (yorkshire) Limited is a established, micro sized company, Pomanda has estimated its turnover at £33k with declining growth in recent years.
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Money Matters (yorkshire) Limited Health Check
Pomanda's financial health check has awarded Money Matters (Yorkshire) Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
7 Weak
Size
annual sales of £33k, make it smaller than the average company (£476.9k)
- Money Matters (yorkshire) Limited
£476.9k - Industry AVG
Growth
3 year (CAGR) sales growth of -11%, show it is growing at a slower rate (5.7%)
- Money Matters (yorkshire) Limited
5.7% - Industry AVG
Production
with a gross margin of 86.3%, this company has a comparable cost of product (86.3%)
- Money Matters (yorkshire) Limited
86.3% - Industry AVG
Profitability
an operating margin of 0.1% make it less profitable than the average company (7.9%)
- Money Matters (yorkshire) Limited
7.9% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Money Matters (yorkshire) Limited
13 - Industry AVG
Pay Structure
on an average salary of £19.7k, the company has an equivalent pay structure (£19.7k)
- Money Matters (yorkshire) Limited
£19.7k - Industry AVG
Efficiency
resulting in sales per employee of £33k, this is less efficient (£39.1k)
- Money Matters (yorkshire) Limited
£39.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Money Matters (yorkshire) Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 267 days, this is slower than average (66 days)
- Money Matters (yorkshire) Limited
66 days - Industry AVG
Stock Days
it holds stock equivalent to 829 days, this is more than average (68 days)
- Money Matters (yorkshire) Limited
68 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 23 weeks, this is less cash available to meet short term requirements (88 weeks)
23 weeks - Money Matters (yorkshire) Limited
88 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 25.5%, this is a lower level of debt than the average (36.9%)
25.5% - Money Matters (yorkshire) Limited
36.9% - Industry AVG
MONEY MATTERS (YORKSHIRE) LIMITED financials
Money Matters (Yorkshire) Limited's latest turnover from August 2023 is estimated at £33 thousand and the company has net assets of £9.7 thousand. According to their latest financial statements, Money Matters (Yorkshire) Limited has 1 employee and maintains cash reserves of £1.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Aug 2023 | Aug 2022 | Aug 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 46,102 | 51,929 | ||||||||
| Other Income Or Grants | 0 | 0 | ||||||||
| Cost Of Sales | 20,763 | 23,078 | ||||||||
| Gross Profit | 25,339 | 28,851 | ||||||||
| Admin Expenses | 23,418 | 27,099 | ||||||||
| Operating Profit | 1,921 | 1,752 | ||||||||
| Interest Payable | 0 | 0 | ||||||||
| Interest Receivable | 0 | 0 | ||||||||
| Pre-Tax Profit | 1,921 | 1,752 | ||||||||
| Tax | -474 | -413 | ||||||||
| Profit After Tax | 1,447 | 1,339 | ||||||||
| Dividends Paid | 0 | 0 | ||||||||
| Retained Profit | 1,447 | 1,339 | ||||||||
| Employee Costs | 14,059 | 19,773 | ||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | ||||||
| EBITDA* | 3,191 | 3,022 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Aug 2023 | Aug 2022 | Aug 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,270 | 1,270 | 2,540 | 3,810 | 5,080 | 6,350 | 7,620 | 8,890 | 10,160 | 11,430 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,270 | 1,270 | 2,540 | 3,810 | 5,080 | 6,350 | 7,620 | 8,890 | 10,160 | 11,430 |
| Stock & work in progress | 10,272 | 11,293 | 7,874 | 8,041 | 9,874 | 8,104 | 7,982 | 8,114 | 8,218 | 7,027 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 1,466 | 1,216 | 744 | 722 | 843 | 783 | 624 | 793 | 1,298 | 1,148 |
| misc current assets | 0 | 0 | 527 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 11,738 | 12,509 | 9,145 | 8,763 | 10,717 | 8,887 | 8,606 | 8,907 | 9,516 | 8,175 |
| total assets | 13,008 | 13,779 | 11,685 | 12,573 | 15,797 | 15,237 | 16,226 | 17,797 | 19,676 | 19,605 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 3,313 | 4,147 | 0 | 1,692 | 1,982 | 8,687 | 9,752 | 11,323 | 13,716 | 17,275 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 1,484 | 5,926 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 3,313 | 4,147 | 0 | 3,176 | 7,908 | 8,687 | 9,752 | 11,323 | 13,716 | 17,275 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 3,313 | 4,147 | 0 | 3,176 | 7,908 | 8,687 | 9,752 | 11,323 | 13,716 | 17,275 |
| net assets | 9,695 | 9,632 | 11,685 | 9,397 | 7,889 | 6,550 | 6,474 | 6,474 | 5,960 | 2,330 |
| total shareholders funds | 9,695 | 9,632 | 11,685 | 9,397 | 7,889 | 6,550 | 6,474 | 6,474 | 5,960 | 2,330 |
| Aug 2023 | Aug 2022 | Aug 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | 1,921 | 1,752 | ||||||||
| Depreciation | 0 | 0 | 1,270 | 1,270 | 0 | 1,270 | 1,270 | |||
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -474 | -413 | ||||||||
| Stock | -1,021 | 3,419 | -167 | -1,833 | 1,770 | 122 | -132 | -104 | 1,191 | 7,027 |
| Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Creditors | -834 | 4,147 | -1,692 | -290 | -6,705 | -1,065 | -1,571 | -2,393 | -3,559 | 17,275 |
| Accruals and Deferred Income | 0 | 0 | -1,484 | -4,442 | 5,926 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -182 | 60 | ||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||
| interest | 0 | 0 | ||||||||
| cash flow from financing | 61 | 0 | ||||||||
| cash and cash equivalents | ||||||||||
| cash | 250 | 472 | 22 | -121 | 60 | 159 | -169 | -505 | 150 | 1,148 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 250 | 472 | 22 | -121 | 60 | 159 | -169 | -505 | 150 | 1,148 |
money matters (yorkshire) limited Credit Report and Business Information
Money Matters (yorkshire) Limited Competitor Analysis
Perform a competitor analysis for money matters (yorkshire) limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other micro companies, companies in WF13 area or any other competitors across 12 key performance metrics.
money matters (yorkshire) limited Ownership
MONEY MATTERS (YORKSHIRE) LIMITED group structure
Money Matters (Yorkshire) Limited has no subsidiary companies.
Ultimate parent company
MONEY MATTERS (YORKSHIRE) LIMITED
08707978
money matters (yorkshire) limited directors
Money Matters (Yorkshire) Limited currently has 1 director, Mr Nicholas Swales serving since Sep 2013.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Nicholas Swales | England | 57 years | Sep 2013 | - | Director |
P&L
August 2023turnover
33k
+6%
operating profit
17
0%
gross margin
86.4%
+3.32%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
August 2023net assets
9.7k
+0.01%
total assets
13k
-0.06%
cash
1.5k
+0.21%
net assets
Total assets minus all liabilities
money matters (yorkshire) limited company details
company number
08707978
Type
Private limited with Share Capital
industry
47799 - Retail sale of second-hand goods (other than antiques and antique books) in stores
incorporation date
September 2013
age
11
incorporated
UK
accounts
Total Exemption Full
ultimate parent company
previous names
N/A
last accounts submitted
August 2023
address
1a bradford road, dewsbury, yorkshire, WF13 1EL
accountant
-
auditor
-
money matters (yorkshire) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to money matters (yorkshire) limited.
money matters (yorkshire) limited Companies House Filings - See Documents
| date | description | view/download |
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