
Company Number
08723302
Next Accounts
Dec 2025
Shareholders
richard street
jane marian fisher
View AllGroup Structure
View All
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Registered Address
19th floor 1 westfield avenue, london, E20 1HZ
Website
www.loanlogics.co.ukPomanda estimates the enterprise value of LOAN LOGICS LIMITED at £3.2m based on a Turnover of £2.7m and 1.16x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of LOAN LOGICS LIMITED at £4.8m based on an EBITDA of £1.1m and a 4.43x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of LOAN LOGICS LIMITED at £1.3m based on Net Assets of £745.6k and 1.8x industry multiple (adjusted for liquidity).
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Loan Logics Limited is a live company located in london, E20 1HZ with a Companies House number of 08723302. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in October 2013, it's largest shareholder is richard street with a 48% stake. Loan Logics Limited is a established, small sized company, Pomanda has estimated its turnover at £2.7m with healthy growth in recent years.
Pomanda's financial health check has awarded Loan Logics Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 1 areas for improvement. Company Health Check FAQs
4 Strong
4 Regular
1 Weak
Size
annual sales of £2.7m, make it smaller than the average company (£4.8m)
- Loan Logics Limited
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (7.3%)
- Loan Logics Limited
7.3% - Industry AVG
Production
with a gross margin of 59.8%, this company has a comparable cost of product (59.8%)
- Loan Logics Limited
59.8% - Industry AVG
Profitability
an operating margin of 40.2% make it more profitable than the average company (17.5%)
- Loan Logics Limited
17.5% - Industry AVG
Employees
with 7 employees, this is above the industry average (5)
7 - Loan Logics Limited
5 - Industry AVG
Pay Structure
on an average salary of £64.7k, the company has an equivalent pay structure (£64.7k)
- Loan Logics Limited
£64.7k - Industry AVG
Efficiency
resulting in sales per employee of £387.3k, this is equally as efficient (£387.3k)
- Loan Logics Limited
£387.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Loan Logics Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Loan Logics Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Loan Logics Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 17 weeks, this is more cash available to meet short term requirements (7 weeks)
17 weeks - Loan Logics Limited
7 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 92.4%, this is a similar level of debt than the average (88.8%)
92.4% - Loan Logics Limited
88.8% - Industry AVG
Loan Logics Limited's latest turnover from March 2024 is estimated at £2.7 million and the company has net assets of £745.6 thousand. According to their latest financial statements, Loan Logics Limited has 7 employees and maintains cash reserves of £208.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Turnover | 319,479 | 312,944 | 200,548 | |||||||
Other Income Or Grants | ||||||||||
Cost Of Sales | ||||||||||
Gross Profit | ||||||||||
Admin Expenses | ||||||||||
Operating Profit | ||||||||||
Interest Payable | ||||||||||
Interest Receivable | ||||||||||
Pre-Tax Profit | 59,717 | 54,328 | 18,044 | |||||||
Tax | -12,373 | -10,950 | -3,363 | |||||||
Profit After Tax | 47,344 | 43,378 | 14,681 | |||||||
Dividends Paid | ||||||||||
Retained Profit | 47,344 | 43,378 | 14,681 | |||||||
Employee Costs | 99,916 | |||||||||
Number Of Employees | 7 | 7 | 7 | 7 | 7 | 7 | 5 | 6 | 5 | |
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 7,858 | 168 | 224 | 299 | 399 | 532 | 709 | 945 | 1,260 | 1,680 |
Intangible Assets | 1 | 2 | 3 | 4 | ||||||
Investments & Other | ||||||||||
Debtors (Due After 1 year) | 9,181,235 | 10,027,326 | ||||||||
Total Fixed Assets | 9,189,093 | 10,027,494 | 224 | 299 | 399 | 532 | 710 | 947 | 1,263 | 1,684 |
Stock & work in progress | ||||||||||
Trade Debtors | ||||||||||
Group Debtors | ||||||||||
Misc Debtors | 436,290 | 458,494 | 10,516,992 | 11,816,237 | 12,945,879 | 11,388,972 | 10,062,062 | 8,110,022 | 7,539,627 | 8,272,907 |
Cash | 208,662 | 396,423 | 416,617 | 519,211 | 263,394 | 349,338 | 372,212 | 397,298 | 329,073 | 304,179 |
misc current assets | ||||||||||
total current assets | 644,952 | 854,917 | 10,933,609 | 12,335,448 | 13,209,273 | 11,738,310 | 10,434,274 | 8,507,320 | 7,868,700 | 8,577,086 |
total assets | 9,834,045 | 10,882,411 | 10,933,833 | 12,335,747 | 13,209,672 | 11,738,842 | 10,434,984 | 8,508,267 | 7,869,963 | 8,578,770 |
Bank overdraft | ||||||||||
Bank loan | 20,000 | 20,000 | 20,000 | 13,333 | ||||||
Trade Creditors | 491 | 2,047 | 1,809 | 4,436 | 5,609 | 5,299 | 13,023 | |||
Group/Directors Accounts | 40,075 | 53,000 | 50,250 | |||||||
other short term finances | ||||||||||
hp & lease commitments | ||||||||||
other current liabilities | 564,422 | 633,036 | 630,153 | 768,835 | 829,822 | 770,814 | 749,656 | 692,634 | 870,047 | 626,579 |
total current liabilities | 624,497 | 706,036 | 700,403 | 782,659 | 831,869 | 772,623 | 754,092 | 698,243 | 875,346 | 639,602 |
loans | 8,463,983 | 9,499,506 | 9,662,092 | 11,066,835 | 11,976,714 | 10,655,305 | 9,503,414 | 7,704,521 | 6,936,458 | |
hp & lease commitments | ||||||||||
Accruals and Deferred Income | ||||||||||
other liabilities | 7,924,485 | |||||||||
provisions | ||||||||||
total long term liabilities | 8,463,983 | 9,499,506 | 9,662,092 | 11,066,835 | 11,976,714 | 10,655,305 | 9,503,414 | 7,704,521 | 6,936,458 | 7,924,485 |
total liabilities | 9,088,480 | 10,205,542 | 10,362,495 | 11,849,494 | 12,808,583 | 11,427,928 | 10,257,506 | 8,402,764 | 7,811,804 | 8,564,087 |
net assets | 745,565 | 676,869 | 571,338 | 486,253 | 401,089 | 310,914 | 177,478 | 105,503 | 58,159 | 14,683 |
total shareholders funds | 745,565 | 676,869 | 571,338 | 486,253 | 401,089 | 310,914 | 177,478 | 105,503 | 58,159 | 14,683 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||
Operating Profit | ||||||||||
Depreciation | 2,118 | 56 | 75 | 100 | 133 | 177 | 236 | 315 | 420 | 560 |
Amortisation | 1 | 1 | 1 | 1 | 1 | |||||
Tax | -12,373 | -10,950 | -3,363 | |||||||
Stock | ||||||||||
Debtors | -868,295 | -31,172 | -1,299,245 | -1,129,642 | 1,556,907 | 1,326,910 | 1,952,040 | 570,395 | -733,280 | 8,272,907 |
Creditors | -491 | -1,556 | 238 | -2,627 | -1,173 | 310 | -7,724 | 13,023 | ||
Accruals and Deferred Income | -68,614 | 2,883 | -138,682 | -60,987 | 59,008 | 21,158 | 57,022 | -177,413 | 243,468 | 626,579 |
Deferred Taxes & Provisions | ||||||||||
Cash flow from operations | ||||||||||
Investing Activities | ||||||||||
capital expenditure | ||||||||||
Change in Investments | ||||||||||
cash flow from investments | ||||||||||
Financing Activities | ||||||||||
Bank loans | 6,667 | 13,333 | ||||||||
Group/Directors Accounts | -12,925 | 2,750 | 50,250 | |||||||
Other Short Term Loans | ||||||||||
Long term loans | -1,035,523 | -162,586 | -1,404,743 | -909,879 | 1,321,409 | 1,151,891 | 1,798,893 | 768,063 | 6,936,458 | |
Hire Purchase and Lease Commitments | ||||||||||
other long term liabilities | -7,924,485 | 7,924,485 | ||||||||
share issue | ||||||||||
interest | ||||||||||
cash flow from financing | 768,063 | -987,929 | 7,924,487 | |||||||
cash and cash equivalents | ||||||||||
cash | -187,761 | -20,194 | -102,594 | 255,817 | -85,944 | -22,874 | -25,086 | 68,225 | 24,894 | 304,179 |
overdraft | ||||||||||
change in cash | -187,761 | -20,194 | -102,594 | 255,817 | -85,944 | -22,874 | -25,086 | 68,225 | 24,894 | 304,179 |
Perform a competitor analysis for loan logics limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in E20 area or any other competitors across 12 key performance metrics.
LOAN LOGICS LIMITED group structure
Loan Logics Limited has no subsidiary companies.
Ultimate parent company
LOAN LOGICS LIMITED
08723302
Loan Logics Limited currently has 3 directors. The longest serving directors include Ms Jane Fisher (Oct 2013) and Mr Trevor Newman (Jun 2015).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Ms Jane Fisher | United Kingdom | 69 years | Oct 2013 | - | Director |
Mr Trevor Newman | England | 78 years | Jun 2015 | - | Director |
Ms Kim Martin | England | 53 years | Feb 2025 | - | Director |
P&L
March 2024turnover
2.7m
+1%
operating profit
1.1m
0%
gross margin
59.8%
-9.44%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
745.6k
+0.1%
total assets
9.8m
-0.1%
cash
208.7k
-0.47%
net assets
Total assets minus all liabilities
company number
08723302
Type
Private limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
October 2013
age
12
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
N/A
accountant
LB GROUP LIMITED
auditor
-
address
19th floor 1 westfield avenue, london, E20 1HZ
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to loan logics limited.
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