Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Pomanda estimates the enterprise value of LOAN LOGICS LIMITED at £3.2m based on a Turnover of £2.7m and 1.16x industry multiple (adjusted for size and gross margin).
loan logics limitedEstimated Valuation
£4.8m
Pomanda estimates the enterprise value of LOAN LOGICS LIMITED at £4.8m based on an EBITDA of £1.1m and a 4.43x industry multiple (adjusted for size and gross margin).
loan logics limitedEstimated Valuation
£1.3m
Pomanda estimates the enterprise value of LOAN LOGICS LIMITED at £1.3m based on Net Assets of £745.6k and 1.8x industry multiple (adjusted for liquidity).
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Loan Logics LimitedOverview
Loan Logics Limited is a live company located in london, E20 1HZ with a Companies House number of 08723302. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in October 2013, it's largest shareholder is
richard street
with a 48% stake. Loan Logics Limited is a established,
small sized company, Pomanda has estimated its turnover at
£2.7m with
healthy
growth in recent years.
Pomanda's financial health check has awarded Loan Logics Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 1 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
4 Strong
4 Regular
1 Weak
Size
annual sales of £2.7m, make it smaller than the average company (£4.8m)
£2.7m - Loan Logics Limited
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (7.3%)
13% - Loan Logics Limited
7.3% - Industry AVG
Production
with a gross margin of 59.8%, this company has a comparable cost of product (59.8%)
59.8% - Loan Logics Limited
59.8% - Industry AVG
Profitability
an operating margin of 40.2% make it more profitable than the average company (17.5%)
40.2% - Loan Logics Limited
17.5% - Industry AVG
Employees
with 7 employees, this is above the industry average (5)
7 - Loan Logics Limited
5 - Industry AVG
Pay Structure
on an average salary of £64.7k, the company has an equivalent pay structure (£64.7k)
£64.7k - Loan Logics Limited
£64.7k - Industry AVG
Efficiency
resulting in sales per employee of £387.3k, this is equally as efficient (£387.3k)
£387.3k - Loan Logics Limited
£387.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Loan Logics Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Loan Logics Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Loan Logics Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 17 weeks, this is more cash available to meet short term requirements (7 weeks)
17 weeks - Loan Logics Limited
7 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 92.4%, this is a similar level of debt than the average (88.8%)
92.4% - Loan Logics Limited
88.8% - Industry AVG
LOAN LOGICS LIMITED financials
EXPORT
Loan Logics Limited's latest turnover from March 2024 is estimated at £2.7 million and the company has net assets of £745.6 thousand. According to their latest financial statements, Loan Logics Limited has 7 employees and maintains cash reserves of £208.7 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Turnover
2,710,824
2,680,431
2,536,585
1,899,048
1,814,410
1,856,868
1,197,695
319,479
312,944
200,548
Other Income Or Grants
Cost Of Sales
1,090,926
911,819
719,242
562,270
557,922
557,155
294,978
90,075
91,458
52,546
Gross Profit
1,619,898
1,768,612
1,817,343
1,336,778
1,256,488
1,299,713
902,717
229,404
221,486
148,002
Admin Expenses
531,491
671,522
1,015,083
528,794
455,191
457,326
256,525
-286,399
-56,588
130,179
Operating Profit
1,088,407
1,097,090
802,260
807,984
801,297
842,387
646,192
515,803
278,074
17,823
Interest Payable
1,012,696
984,082
700,726
703,235
690,277
680,357
559,258
Interest Receivable
15,883
17,277
3,509
391
306
2,706
1,924
Pre-Tax Profit
91,595
130,285
105,043
105,141
111,327
164,736
88,858
59,717
54,328
18,044
Tax
-22,899
-24,754
-19,958
-19,977
-21,152
-31,300
-16,883
-12,373
-10,950
-3,363
Profit After Tax
68,696
105,531
85,085
85,164
90,175
133,436
71,975
47,344
43,378
14,681
Dividends Paid
Retained Profit
68,696
105,531
85,085
85,164
90,175
133,436
71,975
47,344
43,378
14,681
Employee Costs
452,599
423,782
420,120
398,787
367,349
349,744
239,700
293,280
72,860
99,916
Number Of Employees
7
7
7
7
7
7
5
6
2
5
EBITDA*
1,090,525
1,097,146
802,335
808,084
801,430
842,565
646,429
516,119
278,495
18,384
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Tangible Assets
7,858
168
224
299
399
532
709
945
1,260
1,680
Intangible Assets
1
2
3
4
Investments & Other
Debtors (Due After 1 year)
9,181,235
10,027,326
Total Fixed Assets
9,189,093
10,027,494
224
299
399
532
710
947
1,263
1,684
Stock & work in progress
Trade Debtors
Group Debtors
Misc Debtors
436,290
458,494
10,516,992
11,816,237
12,945,879
11,388,972
10,062,062
8,110,022
7,539,627
8,272,907
Cash
208,662
396,423
416,617
519,211
263,394
349,338
372,212
397,298
329,073
304,179
misc current assets
total current assets
644,952
854,917
10,933,609
12,335,448
13,209,273
11,738,310
10,434,274
8,507,320
7,868,700
8,577,086
total assets
9,834,045
10,882,411
10,933,833
12,335,747
13,209,672
11,738,842
10,434,984
8,508,267
7,869,963
8,578,770
Bank overdraft
Bank loan
20,000
20,000
20,000
13,333
Trade Creditors
491
2,047
1,809
4,436
5,609
5,299
13,023
Group/Directors Accounts
40,075
53,000
50,250
other short term finances
hp & lease commitments
other current liabilities
564,422
633,036
630,153
768,835
829,822
770,814
749,656
692,634
870,047
626,579
total current liabilities
624,497
706,036
700,403
782,659
831,869
772,623
754,092
698,243
875,346
639,602
loans
8,463,983
9,499,506
9,662,092
11,066,835
11,976,714
10,655,305
9,503,414
7,704,521
6,936,458
hp & lease commitments
Accruals and Deferred Income
other liabilities
7,924,485
provisions
total long term liabilities
8,463,983
9,499,506
9,662,092
11,066,835
11,976,714
10,655,305
9,503,414
7,704,521
6,936,458
7,924,485
total liabilities
9,088,480
10,205,542
10,362,495
11,849,494
12,808,583
11,427,928
10,257,506
8,402,764
7,811,804
8,564,087
net assets
745,565
676,869
571,338
486,253
401,089
310,914
177,478
105,503
58,159
14,683
total shareholders funds
745,565
676,869
571,338
486,253
401,089
310,914
177,478
105,503
58,159
14,683
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Operating Activities
Operating Profit
1,088,407
1,097,090
802,260
807,984
801,297
842,387
646,192
515,803
278,074
17,823
Depreciation
2,118
56
75
100
133
177
236
315
420
560
Amortisation
1
1
1
1
1
Tax
-22,899
-24,754
-19,958
-19,977
-21,152
-31,300
-16,883
-12,373
-10,950
-3,363
Stock
Debtors
-868,295
-31,172
-1,299,245
-1,129,642
1,556,907
1,326,910
1,952,040
570,395
-733,280
8,272,907
Creditors
-491
-1,556
238
-2,627
-1,173
310
-7,724
13,023
Accruals and Deferred Income
-68,614
2,883
-138,682
-60,987
59,008
21,158
57,022
-177,413
243,468
626,579
Deferred Taxes & Provisions
Cash flow from operations
1,867,307
1,106,447
1,942,449
1,855,206
-717,383
-497,114
-1,266,645
-243,752
1,236,569
-7,618,284
Investing Activities
capital expenditure
-9,808
-2,245
Change in Investments
cash flow from investments
-9,808
-2,245
Financing Activities
Bank loans
6,667
13,333
Group/Directors Accounts
-12,925
2,750
50,250
Other Short Term Loans
Long term loans
-1,035,523
-162,586
-1,404,743
-909,879
1,321,409
1,151,891
1,798,893
768,063
6,936,458
Hire Purchase and Lease Commitments
other long term liabilities
-7,924,485
7,924,485
share issue
98
2
interest
-996,813
-966,805
-697,217
-702,844
-689,971
-677,651
-557,334
cash flow from financing
-2,045,261
-1,126,641
-2,045,043
-1,599,390
631,438
474,240
1,241,559
768,063
-987,929
7,924,487
cash and cash equivalents
cash
-187,761
-20,194
-102,594
255,817
-85,944
-22,874
-25,086
68,225
24,894
304,179
overdraft
change in cash
-187,761
-20,194
-102,594
255,817
-85,944
-22,874
-25,086
68,225
24,894
304,179
loan logics limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for loan logics limited. Get real-time insights into loan logics limited's credit score, group structure and payment trends.
Perform a competitor analysis for loan logics limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in E20 area or any other competitors across 12 key performance metrics.
loan logics limited Ownership
LOAN LOGICS LIMITED group structure
Loan Logics Limited has no subsidiary companies.
Ultimate parent company
LOAN LOGICS LIMITED
08723302
LOAN LOGICS LIMITED Shareholders
The largest shareholders in Loan Logics Limited include Richard Street and Jane Marian Fisher.
richard street
48%
jane marian fisher
26%
trevor malcolm newman
26%
loan logics limited directors
Loan Logics Limited currently has 3 directors.
The longest serving directors include
Ms Jane Fisher (Oct 2013) and
Mr Trevor Newman (Jun 2015).
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
October 2013
age
12
incorporated
UK
ultimate parent company
None
accounts
Small Company
last accounts submitted
March 2024
previous names
N/A
accountant
LB GROUP LIMITED
auditor
-
address
19th floor 1 westfield avenue, london, E20 1HZ
Bank
-
Legal Advisor
-
loan logics limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to loan logics limited.
loan logics limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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loan logics limitedCompanies House Filings - See Documents
