smart money people limited
smart money people limited Company Information
Company Number
09048508
Website
smartmoneypeople.comRegistered Address
ebbisham house 30 church street, epsom, KT17 4NL
Industry
Web portals
Telephone
442034885075
Next Accounts Due
September 2025
Group Structure
View All
Shareholders
national counties building society 100%
smart money people limited Estimated Valuation
Pomanda estimates the enterprise value of SMART MONEY PEOPLE LIMITED at £514.5k based on a Turnover of £806.8k and 0.64x industry multiple (adjusted for size and gross margin).
smart money people limited Estimated Valuation
Pomanda estimates the enterprise value of SMART MONEY PEOPLE LIMITED at £0 based on an EBITDA of £-1.2m and a 2.99x industry multiple (adjusted for size and gross margin).
smart money people limited Estimated Valuation
Pomanda estimates the enterprise value of SMART MONEY PEOPLE LIMITED at £0 based on Net Assets of £-2m and 0.81x industry multiple (adjusted for liquidity).
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Smart Money People Limited Overview
Smart Money People Limited is a live company located in epsom, KT17 4NL with a Companies House number of 09048508. It operates in the web portals sector, SIC Code 63120. Founded in May 2014, it's largest shareholder is national counties building society with a 100% stake. Smart Money People Limited is a established, small sized company, Pomanda has estimated its turnover at £806.8k with high growth in recent years.
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Smart Money People Limited Health Check
Pomanda's financial health check has awarded Smart Money People Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £806.8k, make it smaller than the average company (£2.6m)
- Smart Money People Limited
£2.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 26%, show it is growing at a faster rate (9.8%)
- Smart Money People Limited
9.8% - Industry AVG
Production
with a gross margin of 26.3%, this company has a higher cost of product (50.6%)
- Smart Money People Limited
50.6% - Industry AVG
Profitability
an operating margin of -153.2% make it less profitable than the average company (3.6%)
- Smart Money People Limited
3.6% - Industry AVG
Employees
with 16 employees, this is similar to the industry average (17)
16 - Smart Money People Limited
17 - Industry AVG
Pay Structure
on an average salary of £50.7k, the company has an equivalent pay structure (£50.7k)
- Smart Money People Limited
£50.7k - Industry AVG
Efficiency
resulting in sales per employee of £50.4k, this is less efficient (£116.7k)
- Smart Money People Limited
£116.7k - Industry AVG
Debtor Days
it gets paid by customers after 95 days, this is later than average (37 days)
- Smart Money People Limited
37 days - Industry AVG
Creditor Days
its suppliers are paid after 94 days, this is slower than average (27 days)
- Smart Money People Limited
27 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Smart Money People Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Smart Money People Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 216.1%, this is a higher level of debt than the average (63.5%)
216.1% - Smart Money People Limited
63.5% - Industry AVG
SMART MONEY PEOPLE LIMITED financials
Smart Money People Limited's latest turnover from December 2023 is estimated at £806.8 thousand and the company has net assets of -£2 million. According to their latest financial statements, Smart Money People Limited has 16 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | May 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 16 | 8 | 4 | 7 | 5 | 6 | 3 | 3 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | May 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,437,510 | 67,127 | 8,002 | 657 | 10,697 | 19,501 | 30,132 | 3,246 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 37,188 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,437,510 | 67,127 | 8,002 | 657 | 10,697 | 19,501 | 30,132 | 40,434 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 210,611 | 127,382 | 88,955 | 163,480 | 102,946 | 133,520 | 57,089 | 85 | 600 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 44,601 | 51,494 | 0 | 0 | 1,772 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 132,500 | 30,100 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 255,212 | 178,876 | 88,955 | 163,480 | 104,718 | 133,520 | 57,089 | 132,585 | 30,700 |
| total assets | 1,692,722 | 246,003 | 96,957 | 164,137 | 115,415 | 153,021 | 87,221 | 173,019 | 30,700 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 153,751 | 136,979 | 41,209 | 25,498 | 11,732 | 6,816 | 142,281 | 139,452 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 153,751 | 136,979 | 41,209 | 25,498 | 11,732 | 6,816 | 142,281 | 139,452 | 0 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 2,036 | 5,326 | 476 | 1,126 | 100 | 0 | 0 | 0 |
| other liabilities | 3,503,398 | 834,936 | 288,931 | 285,637 | 188,285 | 195,958 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 3,503,398 | 836,972 | 294,257 | 286,113 | 189,411 | 196,058 | 0 | 0 | 0 |
| total liabilities | 3,657,149 | 973,951 | 335,466 | 311,611 | 201,143 | 202,874 | 142,281 | 139,452 | 0 |
| net assets | -1,964,427 | -727,948 | -238,509 | -147,474 | -85,728 | -49,853 | -55,060 | 33,567 | 30,700 |
| total shareholders funds | -1,964,427 | -727,948 | -238,509 | -147,474 | -85,728 | -49,853 | -55,060 | 33,567 | 30,700 |
| Dec 2023 | Dec 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | May 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 1,597 | 0 | |||||||
| Amortisation | 9,297 | 0 | |||||||
| Tax | |||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 76,336 | 89,921 | -74,525 | 58,762 | -28,802 | 76,431 | 57,004 | -515 | 600 |
| Creditors | 16,772 | 95,770 | 15,711 | 13,766 | 4,916 | -135,465 | 2,829 | 139,452 | 0 |
| Accruals and Deferred Income | -2,036 | -3,290 | 4,850 | -650 | 1,026 | 100 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 2,668,462 | 546,005 | 3,294 | 97,352 | -7,673 | 195,958 | 0 | 0 | 0 |
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | -132,500 | 102,400 | 30,100 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | -132,500 | 102,400 | 30,100 |
smart money people limited Credit Report and Business Information
Smart Money People Limited Competitor Analysis
Perform a competitor analysis for smart money people limited by selecting its closest rivals, whether from the INFORMATION AND COMMUNICATION sector, other small companies, companies in KT17 area or any other competitors across 12 key performance metrics.
smart money people limited Ownership
SMART MONEY PEOPLE LIMITED group structure
Smart Money People Limited has no subsidiary companies.
Ultimate parent company
SMART MONEY PEOPLE LIMITED
09048508
smart money people limited directors
Smart Money People Limited currently has 3 directors. The longest serving directors include Mr Patrick Muir (May 2018) and Ms Jacqueline Dewey (Aug 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Patrick Muir | England | 59 years | May 2018 | - | Director |
| Ms Jacqueline Dewey | United Kingdom | 57 years | Aug 2020 | - | Director |
| Ms Rebecca Hayes | England | 42 years | Dec 2022 | - | Director |
P&L
December 2023turnover
806.8k
+87%
operating profit
-1.2m
0%
gross margin
26.3%
-11.91%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-2m
+1.7%
total assets
1.7m
+5.88%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
smart money people limited company details
company number
09048508
Type
Private limited with Share Capital
industry
63120 - Web portals
incorporation date
May 2014
age
10
incorporated
UK
accounts
Micro-Entity Accounts
ultimate parent company
previous names
N/A
last accounts submitted
December 2023
address
ebbisham house 30 church street, epsom, KT17 4NL
accountant
-
auditor
-
smart money people limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to smart money people limited.
smart money people limited Companies House Filings - See Documents
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