bespoke actuarial and paraplanning solutions ltd
bespoke actuarial and paraplanning solutions ltd Company Information
Company Number
09112882
Next Accounts
Apr 2025
Industry
Other business support service activities n.e.c.
Shareholders
mrs karen mauer
mr david james dwyer
Group Structure
View All
Contact
Registered Address
international house, 36-38 cornhill, london, EC3V 3NG
bespoke actuarial and paraplanning solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD at £81.9k based on a Turnover of £208.3k and 0.39x industry multiple (adjusted for size and gross margin).
bespoke actuarial and paraplanning solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD at £0 based on an EBITDA of £-469 and a 2.8x industry multiple (adjusted for size and gross margin).
bespoke actuarial and paraplanning solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD at £73.3k based on Net Assets of £31k and 2.37x industry multiple (adjusted for liquidity).
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Bespoke Actuarial And Paraplanning Solutions Ltd Overview
Bespoke Actuarial And Paraplanning Solutions Ltd is a live company located in london, EC3V 3NG with a Companies House number of 09112882. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in July 2014, it's largest shareholder is mrs karen mauer with a 50% stake. Bespoke Actuarial And Paraplanning Solutions Ltd is a established, micro sized company, Pomanda has estimated its turnover at £208.3k with low growth in recent years.
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Bespoke Actuarial And Paraplanning Solutions Ltd Health Check
Pomanda's financial health check has awarded Bespoke Actuarial And Paraplanning Solutions Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £208.3k, make it smaller than the average company (£3.8m)
- Bespoke Actuarial And Paraplanning Solutions Ltd
£3.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (5%)
- Bespoke Actuarial And Paraplanning Solutions Ltd
5% - Industry AVG
Production
with a gross margin of 17.3%, this company has a higher cost of product (37.7%)
- Bespoke Actuarial And Paraplanning Solutions Ltd
37.7% - Industry AVG
Profitability
an operating margin of -0.2% make it less profitable than the average company (6.1%)
- Bespoke Actuarial And Paraplanning Solutions Ltd
6.1% - Industry AVG
Employees
with 2 employees, this is below the industry average (23)
2 - Bespoke Actuarial And Paraplanning Solutions Ltd
23 - Industry AVG
Pay Structure
on an average salary of £48.4k, the company has an equivalent pay structure (£48.4k)
- Bespoke Actuarial And Paraplanning Solutions Ltd
£48.4k - Industry AVG
Efficiency
resulting in sales per employee of £104.2k, this is less efficient (£153.6k)
- Bespoke Actuarial And Paraplanning Solutions Ltd
£153.6k - Industry AVG
Debtor Days
it gets paid by customers after 118 days, this is later than average (40 days)
- Bespoke Actuarial And Paraplanning Solutions Ltd
40 days - Industry AVG
Creditor Days
its suppliers are paid after 92 days, this is slower than average (33 days)
- Bespoke Actuarial And Paraplanning Solutions Ltd
33 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Bespoke Actuarial And Paraplanning Solutions Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Bespoke Actuarial And Paraplanning Solutions Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 58.6%, this is a similar level of debt than the average (61.6%)
58.6% - Bespoke Actuarial And Paraplanning Solutions Ltd
61.6% - Industry AVG
BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD financials
Bespoke Actuarial And Paraplanning Solutions Ltd's latest turnover from July 2023 is estimated at £208.3 thousand and the company has net assets of £31 thousand. According to their latest financial statements, Bespoke Actuarial And Paraplanning Solutions Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | |||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 6,480 | 2,871 | 3,898 | 2,540 | 2,630 | 1,531 | 1,553 | 1,182 | 527 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 6,480 | 2,871 | 3,898 | 2,540 | 2,630 | 1,531 | 1,553 | 1,182 | 527 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 67,914 | 76,199 | 46,177 | 58,448 | 44,013 | 45,342 | 44,591 | 13,440 | 13,565 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 422 | 642 | 3,237 | 469 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,478 | 12,823 |
| misc current assets | 0 | 0 | 0 | 0 | 469 | 459 | 0 | 0 | 0 |
| total current assets | 68,336 | 76,841 | 49,414 | 58,917 | 44,482 | 45,801 | 44,591 | 49,918 | 26,388 |
| total assets | 74,816 | 79,712 | 53,312 | 61,457 | 47,112 | 47,332 | 46,144 | 51,100 | 26,915 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 43,688 | 48,280 | 41,854 | 51,549 | 41,973 | 41,726 | 43,535 | 39,067 | 16,346 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 43,688 | 48,280 | 41,854 | 51,549 | 41,973 | 41,726 | 43,535 | 39,067 | 16,346 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 165 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 165 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 43,853 | 48,280 | 41,854 | 51,549 | 41,973 | 41,726 | 43,535 | 39,067 | 16,346 |
| net assets | 30,963 | 31,432 | 11,458 | 9,908 | 5,139 | 5,606 | 2,609 | 12,033 | 10,569 |
| total shareholders funds | 30,963 | 31,432 | 11,458 | 9,908 | 5,139 | 5,606 | 2,609 | 12,033 | 10,569 |
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 176 | ||||||||
| Amortisation | 0 | 0 | |||||||
| Tax | |||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -8,505 | 27,427 | -9,503 | 14,904 | -1,329 | 751 | 31,151 | -125 | 13,565 |
| Creditors | -4,592 | 6,426 | -9,695 | 9,576 | 247 | -1,809 | 4,468 | 22,721 | 16,346 |
| Accruals and Deferred Income | 165 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | -36,478 | 23,655 | 12,823 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | -36,478 | 23,655 | 12,823 |
bespoke actuarial and paraplanning solutions ltd Credit Report and Business Information
Bespoke Actuarial And Paraplanning Solutions Ltd Competitor Analysis
Perform a competitor analysis for bespoke actuarial and paraplanning solutions ltd by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other micro companies, companies in EC3V area or any other competitors across 12 key performance metrics.
bespoke actuarial and paraplanning solutions ltd Ownership
BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD group structure
Bespoke Actuarial And Paraplanning Solutions Ltd has no subsidiary companies.
Ultimate parent company
BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD
09112882
bespoke actuarial and paraplanning solutions ltd directors
Bespoke Actuarial And Paraplanning Solutions Ltd currently has 2 directors. The longest serving directors include Mr David Dwyer (Jul 2014) and Mrs Karen Mauer (Apr 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr David Dwyer | England | 56 years | Jul 2014 | - | Director |
| Mrs Karen Mauer | United Kingdom | 52 years | Apr 2015 | - | Director |
P&L
July 2023turnover
208.3k
-2%
operating profit
-469
0%
gross margin
17.4%
+4.31%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2023net assets
31k
-0.01%
total assets
74.8k
-0.06%
cash
0
0%
net assets
Total assets minus all liabilities
bespoke actuarial and paraplanning solutions ltd company details
company number
09112882
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
July 2014
age
11
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
July 2023
previous names
bespoke paraplanning solutions ltd (November 2021)
accountant
-
auditor
-
address
international house, 36-38 cornhill, london, EC3V 3NG
Bank
-
Legal Advisor
-
bespoke actuarial and paraplanning solutions ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to bespoke actuarial and paraplanning solutions ltd.
bespoke actuarial and paraplanning solutions ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BESPOKE ACTUARIAL AND PARAPLANNING SOLUTIONS LTD. This can take several minutes, an email will notify you when this has completed.
bespoke actuarial and paraplanning solutions ltd Companies House Filings - See Documents
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