oplo reserve ltd Company Information
Company Number
09191901
Next Accounts
Dec 2024
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Shareholders
1st stop group ltd
Group Structure
View All
Contact
Registered Address
40a station road, upminster, essex, RM14 2TR
Website
www.1ststopgroup.co.ukoplo reserve ltd Estimated Valuation
Pomanda estimates the enterprise value of OPLO RESERVE LTD at £939.9k based on a Turnover of £581.6k and 1.62x industry multiple (adjusted for size and gross margin).
oplo reserve ltd Estimated Valuation
Pomanda estimates the enterprise value of OPLO RESERVE LTD at £3.9m based on an EBITDA of £581.3k and a 6.63x industry multiple (adjusted for size and gross margin).
oplo reserve ltd Estimated Valuation
Pomanda estimates the enterprise value of OPLO RESERVE LTD at £315.4k based on Net Assets of £137.4k and 2.3x industry multiple (adjusted for liquidity).
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Oplo Reserve Ltd Overview
Oplo Reserve Ltd is a dissolved company that was located in essex, RM14 2TR with a Companies House number of 09191901. It operated in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in August 2014, it's largest shareholder was 1st stop group ltd with a 100% stake. The last turnover for Oplo Reserve Ltd was estimated at £581.6k.
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Oplo Reserve Ltd Health Check
Pomanda's financial health check has awarded Oplo Reserve Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
![Health Check Image](/assets/images/big_heart.png)
![positive_score](/assets/images/scoreRate2.png)
3 Strong
![positive_score](/assets/images/scoreRate1.png)
1 Regular
![positive_score](/assets/images/scoreRate0.png)
4 Weak
![size](/assets/images/scoreRate0.png)
Size
annual sales of £581.6k, make it smaller than the average company (£5.6m)
£581.6k - Oplo Reserve Ltd
£5.6m - Industry AVG
![growth](/assets/images/scoreRate0.png)
Growth
3 year (CAGR) sales growth of -20%, show it is growing at a slower rate (0.5%)
-20% - Oplo Reserve Ltd
0.5% - Industry AVG
![production](/assets/images/scoreRate2.png)
Production
with a gross margin of 100%, this company has a lower cost of product (67.5%)
100% - Oplo Reserve Ltd
67.5% - Industry AVG
![profitability](/assets/images/scoreRate2.png)
Profitability
an operating margin of 99.9% make it more profitable than the average company (17.5%)
99.9% - Oplo Reserve Ltd
17.5% - Industry AVG
![employees](/assets/images/scoreRate0.png)
Employees
with 2 employees, this is below the industry average (22)
2 - Oplo Reserve Ltd
22 - Industry AVG
![paystructure](/assets/images/scoreRate-1.png)
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Oplo Reserve Ltd
- - Industry AVG
![efficiency](/assets/images/scoreRate2.png)
Efficiency
resulting in sales per employee of £290.8k, this is more efficient (£176.7k)
£290.8k - Oplo Reserve Ltd
£176.7k - Industry AVG
![debtordays](/assets/images/scoreRate-1.png)
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Oplo Reserve Ltd
- - Industry AVG
![creditordays](/assets/images/scoreRate-1.png)
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Oplo Reserve Ltd
- - Industry AVG
![stockdays](/assets/images/scoreRate-1.png)
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Oplo Reserve Ltd
- - Industry AVG
![cashbalance](/assets/images/scoreRate0.png)
Cash Balance
has cash to cover current liabilities for 2 weeks, this is less cash available to meet short term requirements (16 weeks)
2 weeks - Oplo Reserve Ltd
16 weeks - Industry AVG
![debtlevel](/assets/images/scoreRate1.png)
Debt Level
it has a ratio of liabilities to total assets of 95.8%, this is a similar level of debt than the average (91.7%)
95.8% - Oplo Reserve Ltd
91.7% - Industry AVG
OPLO RESERVE LTD financials
![ms excel logo](/assets/images/ms_excel_logo.png)
Oplo Reserve Ltd's latest turnover from March 2021 is £581.6 thousand and the company has net assets of £137.4 thousand. According to their latest financial statements, Oplo Reserve Ltd has 2 employees and maintains cash reserves of £56.9 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|
Turnover | 581,646 | 760,428 | 967,916 | 1,135,660 | 1,225,213 | 1,333,383 | 308,082 |
Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cost Of Sales | 0 | 0 | 0 | 0 | 25,154 | 7,561 | 15,040 |
Gross Profit | 581,646 | 760,428 | 967,916 | 1,135,660 | 1,200,059 | 1,325,822 | 293,042 |
Admin Expenses | 394 | 3,285 | 10,188 | 33,511 | 71,605 | 79,676 | 0 |
Operating Profit | 581,252 | 757,143 | 957,728 | 1,102,149 | 1,128,454 | 1,246,146 | 293,042 |
Interest Payable | 653,668 | 794,888 | 865,806 | 1,029,213 | 1,107,760 | 1,221,447 | 232,774 |
Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Pre-Tax Profit | -72,416 | -37,745 | 91,922 | 72,936 | 20,694 | 24,699 | 60,268 |
Tax | 13,759 | 7,172 | -17,465 | 0 | -8,796 | -5,158 | -12,437 |
Profit After Tax | -58,657 | -30,573 | 74,457 | 72,936 | 11,898 | 19,541 | 47,831 |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Profit | -58,657 | -30,573 | 74,457 | 72,936 | 11,898 | 19,541 | 47,831 |
Employee Costs | 0 | 0 | 0 | 0 | 0 | ||
Number Of Employees | 2 | 2 | 2 | 1 | |||
EBITDA* | 581,252 | 757,143 | 957,728 | 1,102,149 | 1,128,454 | 1,246,146 | 293,042 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|
Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 3,203,352 | 4,975,260 | 9,466,538 | 11,193,840 | 11,419,959 | 7,215,808 | 7,606,504 |
Total Fixed Assets | 3,203,352 | 4,975,260 | 9,466,538 | 11,193,840 | 11,419,959 | 7,215,808 | 7,606,504 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 1,584,309 | 1 |
Misc Debtors | 13,759 | 125,348 | 1,171 | 3,151 | 5,557 | 560,402 | 0 |
Cash | 56,875 | 9,167 | 22,354 | 138,587 | 105,570 | 14,839 | 651,530 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 70,634 | 134,515 | 23,525 | 141,738 | 111,127 | 2,159,550 | 651,531 |
total assets | 3,273,986 | 5,109,775 | 9,490,063 | 11,335,578 | 11,531,086 | 9,375,358 | 8,258,035 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 5,695 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 1,381,700 | 2,046,785 | 645,499 | 680,606 | 1,043,248 | 2,319,576 | 2,268,388 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 4,464 | 113,333 | 163,060 | 246,996 | 260,960 | 277,814 | 206,108 |
total current liabilities | 1,386,164 | 2,160,118 | 808,559 | 927,602 | 1,304,208 | 2,597,390 | 2,480,191 |
loans | 1,750,388 | 2,753,566 | 8,454,840 | 10,255,769 | 10,147,607 | 6,710,595 | 5,730,012 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 1,750,388 | 2,753,566 | 8,454,840 | 10,255,769 | 10,147,607 | 6,710,595 | 5,730,012 |
total liabilities | 3,136,552 | 4,913,684 | 9,263,399 | 11,183,371 | 11,451,815 | 9,307,985 | 8,210,203 |
net assets | 137,434 | 196,091 | 226,664 | 152,207 | 79,271 | 67,373 | 47,832 |
total shareholders funds | 137,434 | 196,091 | 226,664 | 152,207 | 79,271 | 67,373 | 47,832 |
Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|
Operating Activities | |||||||
Operating Profit | 581,252 | 757,143 | 957,728 | 1,102,149 | 1,128,454 | 1,246,146 | 293,042 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | 13,759 | 7,172 | -17,465 | 0 | -8,796 | -5,158 | -12,437 |
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | -1,883,497 | -4,367,101 | -1,729,282 | -228,525 | 2,064,997 | 1,754,014 | 7,606,505 |
Creditors | 0 | 0 | 0 | 0 | 0 | -5,695 | 5,695 |
Accruals and Deferred Income | -108,869 | -49,727 | -83,936 | -13,964 | -16,854 | 71,706 | 206,108 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | 2,369,639 | 5,081,689 | 2,585,609 | 1,316,710 | -962,193 | -447,015 | -7,114,097 |
Investing Activities | |||||||
capital expenditure | |||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||
Financing Activities | |||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | -665,085 | 1,401,286 | -35,107 | -362,642 | -1,276,328 | 51,188 | 2,268,388 |
Long term loans | -1,003,178 | -5,701,274 | -1,800,929 | 108,162 | 3,437,012 | 980,583 | 5,730,012 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||
interest | -653,668 | -794,888 | -865,806 | -1,029,213 | -1,107,760 | -1,221,447 | -232,774 |
cash flow from financing | -2,321,931 | -5,094,876 | -2,701,842 | -1,283,693 | 1,052,924 | -189,676 | 7,765,627 |
cash and cash equivalents | |||||||
cash | 47,708 | -13,187 | -116,233 | 33,017 | 90,731 | -636,691 | 651,530 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 47,708 | -13,187 | -116,233 | 33,017 | 90,731 | -636,691 | 651,530 |
oplo reserve ltd Credit Report and Business Information
Oplo Reserve Ltd Competitor Analysis
![competitor_analysis_table_img](/assets/images/competitor_analysis_table.png)
Perform a competitor analysis for oplo reserve ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in RM14 area or any other competitors across 12 key performance metrics.
oplo reserve ltd Ownership
OPLO RESERVE LTD group structure
Oplo Reserve Ltd has no subsidiary companies.
Ultimate parent company
2 parents
OPLO RESERVE LTD
09191901
oplo reserve ltd directors
Oplo Reserve Ltd currently has 2 directors. The longest serving directors include Mr Alexander Mollart (Aug 2014) and Ms Susannah Aliker (Jan 2022).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Alexander Mollart | United Kingdom | 49 years | Aug 2014 | - | Director |
Ms Susannah Aliker | 58 years | Jan 2022 | - | Director |
P&L
March 2021turnover
581.6k
-24%
operating profit
581.3k
-23%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2021net assets
137.4k
-0.3%
total assets
3.3m
-0.36%
cash
56.9k
+5.2%
net assets
Total assets minus all liabilities
oplo reserve ltd company details
company number
09191901
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
August 2014
age
10
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2021
previous names
1st stop reserve limited (August 2020)
accountant
-
auditor
ERNST & YOUNG LLP
address
40a station road, upminster, essex, RM14 2TR
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
oplo reserve ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to oplo reserve ltd.
oplo reserve ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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oplo reserve ltd Companies House Filings - See Documents
date | description | view/download |
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