tudor mortgages limited
tudor mortgages limited Company Information
Company Number
09296223
Next Accounts
Aug 2025
Shareholders
martin douglas bambridge
helen elizabeth bambridge
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
45 st johns road boxmoor, hemel hempstead, hertfordshire, HP1 1QQ
Website
tudormortgages.co.uktudor mortgages limited Estimated Valuation
Pomanda estimates the enterprise value of TUDOR MORTGAGES LIMITED at £427.2k based on a Turnover of £561.9k and 0.76x industry multiple (adjusted for size and gross margin).
tudor mortgages limited Estimated Valuation
Pomanda estimates the enterprise value of TUDOR MORTGAGES LIMITED at £192.4k based on an EBITDA of £55.4k and a 3.47x industry multiple (adjusted for size and gross margin).
tudor mortgages limited Estimated Valuation
Pomanda estimates the enterprise value of TUDOR MORTGAGES LIMITED at £214k based on Net Assets of £96.3k and 2.22x industry multiple (adjusted for liquidity).
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Tudor Mortgages Limited Overview
Tudor Mortgages Limited is a live company located in hertfordshire, HP1 1QQ with a Companies House number of 09296223. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in November 2014, it's largest shareholder is martin douglas bambridge with a 91.7% stake. Tudor Mortgages Limited is a established, small sized company, Pomanda has estimated its turnover at £561.9k with declining growth in recent years.
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Tudor Mortgages Limited Health Check
Pomanda's financial health check has awarded Tudor Mortgages Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 6 areas for improvement. Company Health Check FAQs
1 Strong
4 Regular
6 Weak
Size
annual sales of £561.9k, make it smaller than the average company (£3.7m)
- Tudor Mortgages Limited
£3.7m - Industry AVG
Growth
3 year (CAGR) sales growth of -9%, show it is growing at a slower rate (8%)
- Tudor Mortgages Limited
8% - Industry AVG
Production
with a gross margin of 70.2%, this company has a comparable cost of product (70.2%)
- Tudor Mortgages Limited
70.2% - Industry AVG
Profitability
an operating margin of 6% make it less profitable than the average company (8.7%)
- Tudor Mortgages Limited
8.7% - Industry AVG
Employees
with 3 employees, this is below the industry average (9)
3 - Tudor Mortgages Limited
9 - Industry AVG
Pay Structure
on an average salary of £70.8k, the company has an equivalent pay structure (£70.8k)
- Tudor Mortgages Limited
£70.8k - Industry AVG
Efficiency
resulting in sales per employee of £187.3k, this is equally as efficient (£164.5k)
- Tudor Mortgages Limited
£164.5k - Industry AVG
Debtor Days
it gets paid by customers after 44 days, this is later than average (33 days)
- Tudor Mortgages Limited
33 days - Industry AVG
Creditor Days
its suppliers are paid after 3 days, this is quicker than average (36 days)
- Tudor Mortgages Limited
36 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Tudor Mortgages Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 67 weeks, this is more cash available to meet short term requirements (37 weeks)
67 weeks - Tudor Mortgages Limited
37 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 67.8%, this is a similar level of debt than the average (69.8%)
67.8% - Tudor Mortgages Limited
69.8% - Industry AVG
TUDOR MORTGAGES LIMITED financials
Tudor Mortgages Limited's latest turnover from November 2023 is estimated at £561.9 thousand and the company has net assets of £96.3 thousand. According to their latest financial statements, Tudor Mortgages Limited has 3 employees and maintains cash reserves of £146.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 3 | 3 | 3 | 5 | 5 | 5 | 4 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 82,509 | 9,459 | 39,077 | 62,206 | 84,981 | 52,301 | 1,275 | 985 | |
| Intangible Assets | |||||||||
| Investments & Other | |||||||||
| Debtors (Due After 1 year) | |||||||||
| Total Fixed Assets | 82,509 | 9,459 | 39,077 | 62,206 | 84,981 | 52,301 | 1,275 | 985 | |
| Stock & work in progress | |||||||||
| Trade Debtors | 68,918 | 75,171 | 55,283 | 84,520 | 22,238 | 71,184 | 39,634 | 27,306 | 26,460 |
| Group Debtors | |||||||||
| Misc Debtors | 1,000 | 9,419 | 11,262 | 31,671 | 38,387 | 3,991 | 5,853 | 5,540 | |
| Cash | 146,134 | 126,757 | 50,429 | 27,575 | 884 | 398 | 882 | 139 | 15,333 |
| misc current assets | 2 | ||||||||
| total current assets | 216,054 | 211,347 | 116,974 | 143,766 | 61,509 | 75,573 | 46,369 | 32,985 | 41,793 |
| total assets | 298,563 | 220,806 | 156,051 | 205,972 | 146,490 | 127,874 | 47,644 | 33,970 | 41,793 |
| Bank overdraft | 10,000 | 10,000 | 10,000 | 8,333 | 19,546 | 7,032 | 19,238 | 22,331 | |
| Bank loan | |||||||||
| Trade Creditors | 1,720 | 1,128 | 996 | 4,720 | 4,702 | 4,720 | 26,489 | ||
| Group/Directors Accounts | |||||||||
| other short term finances | |||||||||
| hp & lease commitments | 9,873 | 36,461 | 12,688 | 12,688 | 12,688 | 6,311 | |||
| other current liabilities | 90,949 | 80,212 | 15,537 | 52,122 | 19,580 | 42,737 | 23,422 | 20,071 | |
| total current liabilities | 112,542 | 127,801 | 39,221 | 73,143 | 51,814 | 60,800 | 47,362 | 47,122 | 26,489 |
| loans | 14,945 | 25,004 | 35,004 | 41,666 | 9,581 | 13,008 | 16,369 | 19,940 | |
| hp & lease commitments | 74,812 | 63,510 | 76,198 | 84,657 | 43,878 | ||||
| Accruals and Deferred Income | |||||||||
| other liabilities | |||||||||
| provisions | |||||||||
| total long term liabilities | 89,757 | 25,004 | 98,514 | 117,864 | 94,238 | 56,886 | 16,369 | 19,940 | |
| total liabilities | 202,299 | 152,805 | 137,735 | 191,007 | 146,052 | 117,686 | 63,731 | 67,062 | 26,489 |
| net assets | 96,264 | 68,001 | 18,316 | 14,965 | 438 | 10,188 | -16,087 | -33,092 | 15,304 |
| total shareholders funds | 96,264 | 68,001 | 18,316 | 14,965 | 438 | 10,188 | -16,087 | -33,092 | 15,304 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 21,531 | 23,697 | 23,129 | 23,420 | 29,370 | 2,689 | 415 | 235 | |
| Amortisation | |||||||||
| Tax | |||||||||
| Stock | |||||||||
| Debtors | -14,672 | 18,045 | -49,646 | 55,566 | -14,550 | 29,688 | 12,641 | 6,386 | 26,460 |
| Creditors | 592 | 132 | 996 | -4,720 | 18 | -18 | -21,769 | 26,489 | |
| Accruals and Deferred Income | 10,737 | 64,675 | -36,585 | 32,542 | -23,157 | 19,315 | 3,351 | 20,071 | |
| Deferred Taxes & Provisions | |||||||||
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | |||||||||
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | |||||||||
| Group/Directors Accounts | |||||||||
| Other Short Term Loans | |||||||||
| Long term loans | -10,059 | -10,000 | -6,662 | 32,085 | -3,427 | -3,361 | -3,571 | 19,940 | |
| Hire Purchase and Lease Commitments | 48,224 | -39,737 | -12,688 | -8,459 | 47,156 | 50,189 | |||
| other long term liabilities | |||||||||
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | 19,377 | 76,328 | 22,854 | 26,691 | 486 | -484 | 743 | -15,194 | 15,333 |
| overdraft | 1,667 | -11,213 | 12,514 | -12,206 | -3,093 | 22,331 | |||
| change in cash | 19,377 | 76,328 | 21,187 | 37,904 | -12,028 | 11,722 | 3,836 | -37,525 | 15,333 |
tudor mortgages limited Credit Report and Business Information
Tudor Mortgages Limited Competitor Analysis
Perform a competitor analysis for tudor mortgages limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in HP1 area or any other competitors across 12 key performance metrics.
tudor mortgages limited Ownership
TUDOR MORTGAGES LIMITED group structure
Tudor Mortgages Limited has no subsidiary companies.
Ultimate parent company
TUDOR MORTGAGES LIMITED
09296223
tudor mortgages limited directors
Tudor Mortgages Limited currently has 2 directors. The longest serving directors include Mr Martin Bambridge (Nov 2014) and Mrs Helen Bambridge (Mar 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Martin Bambridge | United Kingdom | 46 years | Nov 2014 | - | Director |
| Mrs Helen Bambridge | 45 years | Mar 2021 | - | Director |
P&L
November 2023turnover
561.9k
+1%
operating profit
33.9k
0%
gross margin
70.2%
-13.61%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
96.3k
+0.42%
total assets
298.6k
+0.35%
cash
146.1k
+0.15%
net assets
Total assets minus all liabilities
tudor mortgages limited company details
company number
09296223
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
November 2014
age
11
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
November 2023
previous names
bright spark mortgages limited (May 2016)
accountant
LOVETTS ACCOUNTANTS LIMITED
auditor
-
address
45 st johns road boxmoor, hemel hempstead, hertfordshire, HP1 1QQ
Bank
-
Legal Advisor
-
tudor mortgages limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to tudor mortgages limited.
tudor mortgages limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for TUDOR MORTGAGES LIMITED. This can take several minutes, an email will notify you when this has completed.
tudor mortgages limited Companies House Filings - See Documents
| date | description | view/download |
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