m&h financial planning limited
m&h financial planning limited Company Information
Company Number
09585846
Next Accounts
Jun 2025
Shareholders
mercer & hole group ltd
Group Structure
View All
Industry
Accounting, and auditing activities
Registered Address
72 london road, st albans, hertfordshire, AL1 1NS
Website
http://mercerhole.co.ukm&h financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of M&H FINANCIAL PLANNING LIMITED at £357.9k based on a Turnover of £372.2k and 0.96x industry multiple (adjusted for size and gross margin).
m&h financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of M&H FINANCIAL PLANNING LIMITED at £0 based on an EBITDA of £-30.7k and a 6.07x industry multiple (adjusted for size and gross margin).
m&h financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of M&H FINANCIAL PLANNING LIMITED at £1.8m based on Net Assets of £584.9k and 3.05x industry multiple (adjusted for liquidity).
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M&h Financial Planning Limited Overview
M&h Financial Planning Limited is a live company located in hertfordshire, AL1 1NS with a Companies House number of 09585846. It operates in the accounting and auditing activities sector, SIC Code 69201. Founded in May 2015, it's largest shareholder is mercer & hole group ltd with a 100% stake. M&h Financial Planning Limited is a established, micro sized company, Pomanda has estimated its turnover at £372.2k with healthy growth in recent years.
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M&h Financial Planning Limited Health Check
Pomanda's financial health check has awarded M&H Financial Planning Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 4 areas for improvement. Company Health Check FAQs
5 Strong
2 Regular
4 Weak
Size
annual sales of £372.2k, make it larger than the average company (£211.7k)
- M&h Financial Planning Limited
£211.7k - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (6.9%)
- M&h Financial Planning Limited
6.9% - Industry AVG
Production
with a gross margin of 93.5%, this company has a comparable cost of product (93.5%)
- M&h Financial Planning Limited
93.5% - Industry AVG
Profitability
an operating margin of -8.3% make it less profitable than the average company (12.7%)
- M&h Financial Planning Limited
12.7% - Industry AVG
Employees
with 8 employees, this is above the industry average (3)
8 - M&h Financial Planning Limited
3 - Industry AVG
Pay Structure
on an average salary of £35.2k, the company has an equivalent pay structure (£35.2k)
- M&h Financial Planning Limited
£35.2k - Industry AVG
Efficiency
resulting in sales per employee of £46.5k, this is less efficient (£78.7k)
- M&h Financial Planning Limited
£78.7k - Industry AVG
Debtor Days
it gets paid by customers after 58 days, this is earlier than average (76 days)
- M&h Financial Planning Limited
76 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (23 days)
- M&h Financial Planning Limited
23 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- M&h Financial Planning Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 334 weeks, this is more cash available to meet short term requirements (34 weeks)
334 weeks - M&h Financial Planning Limited
34 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 8.2%, this is a lower level of debt than the average (51.9%)
8.2% - M&h Financial Planning Limited
51.9% - Industry AVG
M&H FINANCIAL PLANNING LIMITED financials
M&H Financial Planning Limited's latest turnover from September 2023 is estimated at £372.2 thousand and the company has net assets of £584.9 thousand. According to their latest financial statements, M&H Financial Planning Limited has 8 employees and maintains cash reserves of £334.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 8 | 9 | 8 | 7 | 7 | 7 | 10 | 10 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 83 | 150 | 0 | 167 | 360 | 553 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 83 | 150 | 0 | 167 | 360 | 553 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 59,430 | 66,479 | 80,851 | 58,342 | 89,856 | 58,451 | 132,629 | 127,367 |
| Group Debtors | 157,644 | 157,545 | 158,037 | 157,467 | 156,558 | 255,868 | 67,301 | 67,301 |
| Misc Debtors | 85,091 | 83,065 | 104,349 | 98,939 | 74,915 | 117,985 | 107,041 | 82,587 |
| Cash | 334,646 | 348,735 | 189,479 | 62,736 | 137,246 | 66,724 | 327,015 | 214,519 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 636,811 | 655,824 | 532,716 | 377,484 | 458,575 | 499,028 | 633,986 | 491,774 |
| total assets | 636,894 | 655,974 | 532,716 | 377,651 | 458,935 | 499,581 | 633,986 | 491,774 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 24 | 0 | 270 | 861 | 619 | 480 | 382 | 11,278 |
| Group/Directors Accounts | 216 | 272 | 0 | 0 | 0 | 0 | 256,270 | 334,868 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 51,724 | 57,982 | 72,260 | 64,510 | 170,728 | 119,186 | 104,678 | 75,363 |
| total current liabilities | 51,964 | 58,254 | 72,530 | 65,371 | 171,347 | 119,666 | 361,330 | 421,509 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 51,964 | 58,254 | 72,530 | 65,371 | 171,347 | 119,666 | 361,330 | 421,509 |
| net assets | 584,930 | 597,720 | 460,186 | 312,280 | 287,588 | 379,915 | 272,656 | 70,265 |
| total shareholders funds | 584,930 | 597,720 | 460,186 | 312,280 | 287,588 | 379,915 | 272,656 | 70,265 |
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 67 | 50 | 167 | 193 | 193 | 32 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -4,924 | -36,148 | 28,489 | -6,581 | -110,975 | 125,333 | 29,716 | 277,255 |
| Creditors | 24 | -270 | -591 | 242 | 139 | 98 | -10,896 | 11,278 |
| Accruals and Deferred Income | -6,258 | -14,278 | 7,750 | -106,218 | 51,542 | 14,508 | 29,315 | 75,363 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -56 | 272 | 0 | 0 | 0 | -256,270 | -78,598 | 334,868 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | -14,089 | 159,256 | 126,743 | -74,510 | 70,522 | -260,291 | 112,496 | 214,519 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -14,089 | 159,256 | 126,743 | -74,510 | 70,522 | -260,291 | 112,496 | 214,519 |
m&h financial planning limited Credit Report and Business Information
M&h Financial Planning Limited Competitor Analysis
Perform a competitor analysis for m&h financial planning limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in AL1 area or any other competitors across 12 key performance metrics.
m&h financial planning limited Ownership
M&H FINANCIAL PLANNING LIMITED group structure
M&H Financial Planning Limited has no subsidiary companies.
Ultimate parent company
1 parent
M&H FINANCIAL PLANNING LIMITED
09585846
m&h financial planning limited directors
M&H Financial Planning Limited currently has 3 directors. The longest serving directors include Mrs Gillian Tallon (May 2015) and Mr Iain Muffitt (May 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Gillian Tallon | 64 years | May 2015 | - | Director | |
| Mr Iain Muffitt | United Kingdom | 53 years | May 2015 | - | Director |
| Mrs Helen Price | United Kingdom | 45 years | Oct 2017 | - | Director |
P&L
September 2023turnover
372.2k
-6%
operating profit
-30.7k
0%
gross margin
93.6%
+6.86%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
584.9k
-0.02%
total assets
636.9k
-0.03%
cash
334.6k
-0.04%
net assets
Total assets minus all liabilities
Similar Companies
m&h financial planning limited company details
company number
09585846
Type
Private limited with Share Capital
industry
69201 - Accounting, and auditing activities
incorporation date
May 2015
age
10
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
September 2023
previous names
N/A
accountant
-
auditor
-
address
72 london road, st albans, hertfordshire, AL1 1NS
Bank
-
Legal Advisor
-
m&h financial planning limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to m&h financial planning limited.
m&h financial planning limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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m&h financial planning limited Companies House Filings - See Documents
| date | description | view/download |
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