alea risk limited
alea risk limited Company Information
Company Number
09818976
Next Accounts
Jul 2025
Shareholders
andrew wibberley
charlotte elizabeth wibberley
Group Structure
View All
Industry
Other activities auxiliary to insurance and pension funding
Registered Address
office 20, cp house, otterspool way, watford, hertfordshire, WD25 8HR
Website
www.alearisk.comalea risk limited Estimated Valuation
Pomanda estimates the enterprise value of ALEA RISK LIMITED at £108.9k based on a Turnover of £151.9k and 0.72x industry multiple (adjusted for size and gross margin).
alea risk limited Estimated Valuation
Pomanda estimates the enterprise value of ALEA RISK LIMITED at £0 based on an EBITDA of £-6.7k and a 4.56x industry multiple (adjusted for size and gross margin).
alea risk limited Estimated Valuation
Pomanda estimates the enterprise value of ALEA RISK LIMITED at £129.2k based on Net Assets of £62.7k and 2.06x industry multiple (adjusted for liquidity).
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Alea Risk Limited Overview
Alea Risk Limited is a live company located in watford, WD25 8HR with a Companies House number of 09818976. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in October 2015, it's largest shareholder is andrew wibberley with a 75% stake. Alea Risk Limited is a established, micro sized company, Pomanda has estimated its turnover at £151.9k with healthy growth in recent years.
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Alea Risk Limited Health Check
Pomanda's financial health check has awarded Alea Risk Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
5 Weak
Size
annual sales of £151.9k, make it smaller than the average company (£1.5m)
- Alea Risk Limited
£1.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 14%, show it is growing at a faster rate (5.9%)
- Alea Risk Limited
5.9% - Industry AVG
Production
with a gross margin of 84.1%, this company has a comparable cost of product (100%)
- Alea Risk Limited
100% - Industry AVG
Profitability
an operating margin of -4.4% make it less profitable than the average company (9.9%)
- Alea Risk Limited
9.9% - Industry AVG
Employees
with 2 employees, this is below the industry average (9)
2 - Alea Risk Limited
9 - Industry AVG
Pay Structure
on an average salary of £56.6k, the company has an equivalent pay structure (£56.6k)
- Alea Risk Limited
£56.6k - Industry AVG
Efficiency
resulting in sales per employee of £76k, this is less efficient (£120.9k)
- Alea Risk Limited
£120.9k - Industry AVG
Debtor Days
it gets paid by customers after 171 days, this is later than average (49 days)
- Alea Risk Limited
49 days - Industry AVG
Creditor Days
its suppliers are paid after 368 days, this is slower than average (67 days)
- Alea Risk Limited
67 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Alea Risk Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Alea Risk Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 28.9%, this is a lower level of debt than the average (54.7%)
28.9% - Alea Risk Limited
54.7% - Industry AVG
ALEA RISK LIMITED financials
Alea Risk Limited's latest turnover from October 2023 is estimated at £151.9 thousand and the company has net assets of £62.7 thousand. According to their latest financial statements, Alea Risk Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 16,982 | 567 | 14,419 | 14,682 | 432 | 540 | 675 | 900 |
| Intangible Assets | ||||||||
| Investments & Other | ||||||||
| Debtors (Due After 1 year) | ||||||||
| Total Fixed Assets | 16,982 | 567 | 14,419 | 14,682 | 432 | 540 | 675 | 900 |
| Stock & work in progress | ||||||||
| Trade Debtors | 71,202 | 97,371 | 73,578 | 33,598 | 20,509 | 4,292 | 34,714 | 11,989 |
| Group Debtors | ||||||||
| Misc Debtors | ||||||||
| Cash | ||||||||
| misc current assets | 2,242 | |||||||
| total current assets | 71,202 | 97,371 | 73,578 | 33,598 | 20,509 | 6,534 | 34,714 | 11,989 |
| total assets | 88,184 | 97,938 | 87,997 | 48,280 | 20,941 | 7,074 | 35,389 | 12,889 |
| Bank overdraft | ||||||||
| Bank loan | ||||||||
| Trade Creditors | 24,435 | 27,505 | 32,030 | 7,104 | 2,671 | 28,165 | 12,831 | |
| Group/Directors Accounts | ||||||||
| other short term finances | ||||||||
| hp & lease commitments | ||||||||
| other current liabilities | ||||||||
| total current liabilities | 24,435 | 27,505 | 32,030 | 7,104 | 2,671 | 28,165 | 12,831 | |
| loans | ||||||||
| hp & lease commitments | ||||||||
| Accruals and Deferred Income | 1,063 | 1,063 | 1,113 | 1,113 | 1,063 | 2,026 | ||
| other liabilities | ||||||||
| provisions | ||||||||
| total long term liabilities | 1,063 | 1,063 | 1,113 | 1,113 | 1,063 | 2,026 | ||
| total liabilities | 25,498 | 28,568 | 33,143 | 8,217 | 3,734 | 2,026 | 28,165 | 12,831 |
| net assets | 62,686 | 69,370 | 54,854 | 40,063 | 17,207 | 5,048 | 7,224 | 58 |
| total shareholders funds | 62,686 | 69,370 | 54,854 | 40,063 | 17,207 | 5,048 | 7,224 | 58 |
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | ||||||||
| Amortisation | ||||||||
| Tax | ||||||||
| Stock | ||||||||
| Debtors | -26,169 | 23,793 | 39,980 | 13,089 | 16,217 | -30,422 | 22,725 | 11,989 |
| Creditors | -3,070 | -4,525 | 24,926 | 4,433 | 2,671 | -28,165 | 15,334 | 12,831 |
| Accruals and Deferred Income | -50 | 50 | -963 | 2,026 | ||||
| Deferred Taxes & Provisions | ||||||||
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | ||||||||
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | ||||||||
| Group/Directors Accounts | ||||||||
| Other Short Term Loans | ||||||||
| Long term loans | ||||||||
| Hire Purchase and Lease Commitments | ||||||||
| other long term liabilities | ||||||||
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | ||||||||
| overdraft | ||||||||
| change in cash |
alea risk limited Credit Report and Business Information
Alea Risk Limited Competitor Analysis
Perform a competitor analysis for alea risk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in WD25 area or any other competitors across 12 key performance metrics.
alea risk limited Ownership
ALEA RISK LIMITED group structure
Alea Risk Limited has no subsidiary companies.
Ultimate parent company
ALEA RISK LIMITED
09818976
alea risk limited directors
Alea Risk Limited currently has 2 directors. The longest serving directors include Mr Andrew Wibberley (Oct 2015) and Mrs Charlotte Wibberley (Nov 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Wibberley | England | 46 years | Oct 2015 | - | Director |
| Mrs Charlotte Wibberley | England | 42 years | Nov 2017 | - | Director |
P&L
October 2023turnover
151.9k
-5%
operating profit
-6.7k
0%
gross margin
84.1%
-5.99%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2023net assets
62.7k
-0.1%
total assets
88.2k
-0.1%
cash
0
0%
net assets
Total assets minus all liabilities
alea risk limited company details
company number
09818976
Type
Private limited with Share Capital
industry
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
October 2015
age
10
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
October 2023
previous names
N/A
accountant
PETER DELL CCA
auditor
-
address
office 20, cp house, otterspool way, watford, hertfordshire, WD25 8HR
Bank
-
Legal Advisor
-
alea risk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to alea risk limited.
alea risk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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alea risk limited Companies House Filings - See Documents
| date | description | view/download |
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