Pomanda estimates the enterprise value of STP RISK SOLUTIONS LIMITED at £362.4k based on a Turnover of £487.3k and 0.74x industry multiple (adjusted for size and gross margin).
stp risk solutions limitedEstimated Valuation
£302.6k
Pomanda estimates the enterprise value of STP RISK SOLUTIONS LIMITED at £302.6k based on an EBITDA of £74.8k and a 4.05x industry multiple (adjusted for size and gross margin).
stp risk solutions limitedEstimated Valuation
£422.8k
Pomanda estimates the enterprise value of STP RISK SOLUTIONS LIMITED at £422.8k based on Net Assets of £218.5k and 1.94x industry multiple (adjusted for liquidity).
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Stp Risk Solutions LimitedOverview
Stp Risk Solutions Limited is a live company located in hull, HU4 7DW with a Companies House number of 09834808. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in October 2015, it's largest shareholder is
richard storey
with a 98.1% stake. Stp Risk Solutions Limited is a established,
micro sized company, Pomanda has estimated its turnover at
£487.3k with
healthy
growth in recent years.
Pomanda's financial health check has awarded Stp Risk Solutions Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
2 Strong
2 Regular
6 Weak
Size
annual sales of £487.3k, make it smaller than the average company (£2.4m)
£487.3k - Stp Risk Solutions Limited
£2.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a similar rate (7.7%)
7% - Stp Risk Solutions Limited
7.7% - Industry AVG
Production
with a gross margin of 68.7%, this company has a higher cost of product (97%)
68.7% - Stp Risk Solutions Limited
97% - Industry AVG
Profitability
an operating margin of 15.4% make it less profitable than the average company (19.6%)
15.4% - Stp Risk Solutions Limited
19.6% - Industry AVG
Employees
with 7 employees, this is below the industry average (17)
7 - Stp Risk Solutions Limited
17 - Industry AVG
Pay Structure
on an average salary of £54k, the company has an equivalent pay structure (£54k)
£54k - Stp Risk Solutions Limited
£54k - Industry AVG
Efficiency
resulting in sales per employee of £69.6k, this is less efficient (£119.8k)
£69.6k - Stp Risk Solutions Limited
£119.8k - Industry AVG
Debtor Days
it gets paid by customers after 172 days, this is later than average (69 days)
172 days - Stp Risk Solutions Limited
69 days - Industry AVG
Creditor Days
its suppliers are paid after 172 days, this is slower than average (151 days)
172 days - Stp Risk Solutions Limited
151 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Stp Risk Solutions Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Stp Risk Solutions Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 26.7%, this is a lower level of debt than the average (55.5%)
26.7% - Stp Risk Solutions Limited
55.5% - Industry AVG
STP RISK SOLUTIONS LIMITED financials
EXPORT
Stp Risk Solutions Limited's latest turnover from March 2024 is estimated at £487.3 thousand and the company has net assets of £218.5 thousand. According to their latest financial statements, Stp Risk Solutions Limited has 7 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Turnover
487,327
436,617
315,542
401,479
225,061
220,476
172,999
32,927
Other Income Or Grants
Cost Of Sales
152,750
138,951
113,393
160,291
86,557
91,514
73,583
14,552
Gross Profit
334,577
297,665
202,149
241,189
138,504
128,962
99,416
18,375
Admin Expenses
259,770
292,742
213,777
171,818
140,964
79,337
49,876
-25,787
Operating Profit
74,807
4,923
-11,628
69,371
-2,460
49,625
49,540
44,162
Interest Payable
Interest Receivable
33
76
481
181
38
Pre-Tax Profit
74,807
4,923
-11,628
69,404
-2,384
50,106
49,721
44,200
Tax
-18,702
-935
-13,187
-9,520
-9,447
-8,840
Profit After Tax
56,105
3,988
-11,628
56,217
-2,384
40,586
40,274
35,360
Dividends Paid
Retained Profit
56,105
3,988
-11,628
56,217
-2,384
40,586
40,274
35,360
Employee Costs
378,000
389,429
243,951
298,542
231,760
220,901
174,424
43,600
Number Of Employees
7
8
5
6
5
5
4
1
EBITDA*
74,807
4,923
-11,628
69,371
-940
54,048
53,095
47,544
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Tangible Assets
23,316
29,771
6
481
1,826
2,604
4,772
6,764
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
23,316
29,771
6
481
1,826
2,604
4,772
6,764
Stock & work in progress
Trade Debtors
229,946
144,901
159,861
177,530
24,775
26,325
30,032
17,179
Group Debtors
Misc Debtors
44,820
35,654
23,499
22,998
37,575
26,942
19,578
17,790
Cash
66,177
86,086
42,232
30,131
misc current assets
total current assets
274,766
180,555
183,360
200,528
128,527
139,353
91,842
65,100
total assets
298,082
210,326
183,366
201,009
130,353
141,957
96,614
71,864
Bank overdraft
Bank loan
Trade Creditors
72,151
40,673
23,500
29,425
14,450
481
694
17,844
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
24,661
19,279
17,207
total current liabilities
72,151
40,673
23,500
29,425
14,450
25,142
19,973
35,051
loans
hp & lease commitments
Accruals and Deferred Income
1,584
1,584
1,440
1,440
1,620
other liabilities
provisions
5,829
5,656
1
91
347
495
907
1,353
total long term liabilities
7,413
7,240
1,441
1,531
1,967
495
907
1,353
total liabilities
79,564
47,913
24,941
30,956
16,417
25,637
20,880
36,404
net assets
218,518
162,413
158,425
170,053
113,936
116,320
75,734
35,460
total shareholders funds
218,518
162,413
158,425
170,053
113,936
116,320
75,734
35,460
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Operating Activities
Operating Profit
74,807
4,923
-11,628
69,371
-2,460
49,625
49,540
44,162
Depreciation
1,520
4,423
3,555
3,382
Amortisation
Tax
-18,702
-935
-13,187
-9,520
-9,447
-8,840
Stock
Debtors
94,211
-2,805
-17,168
138,178
9,083
3,657
14,641
34,969
Creditors
31,478
17,173
-5,925
14,975
13,969
-213
-17,150
17,844
Accruals and Deferred Income
144
-180
-23,041
5,382
2,072
17,207
Deferred Taxes & Provisions
173
5,655
-90
-256
-148
-412
-446
1,353
Cash flow from operations
-6,455
29,765
-475
-67,455
-19,243
45,628
13,483
40,139
Investing Activities
capital expenditure
6,455
-29,765
475
1,345
-742
-2,255
-1,563
-10,146
Change in Investments
cash flow from investments
6,455
-29,765
475
1,345
-742
-2,255
-1,563
-10,146
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-100
100
interest
33
76
481
181
38
cash flow from financing
-67
76
481
181
138
cash and cash equivalents
cash
-66,177
-19,909
43,854
12,101
30,131
overdraft
change in cash
-66,177
-19,909
43,854
12,101
30,131
stp risk solutions limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for stp risk solutions limited. Get real-time insights into stp risk solutions limited's credit score, group structure and payment trends.
Perform a competitor analysis for stp risk solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in HU4 area or any other competitors across 12 key performance metrics.
stp risk solutions limited Ownership
STP RISK SOLUTIONS LIMITED group structure
Stp Risk Solutions Limited has no subsidiary companies.
Ultimate parent company
STP RISK SOLUTIONS LIMITED
09834808
STP RISK SOLUTIONS LIMITED Shareholders
The largest shareholders in Stp Risk Solutions Limited include Richard Storey and Karen Storey.
richard storey
98.08%
karen storey
1.92%
stp risk solutions limited directors
Stp Risk Solutions Limited currently has 1 director, Mr Richard Storey serving since Dec 2015.
66220 - Activities of insurance agents and brokers
incorporation date
October 2015
age
10
incorporated
UK
ultimate parent company
None
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
8 bridge view park, henry boot way, hull, east yorkshire, HU4 7DW
Bank
-
Legal Advisor
-
stp risk solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to stp risk solutions limited.
stp risk solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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stp risk solutions limitedCompanies House Filings - See Documents
