manage your mortgage ltd
manage your mortgage ltd Company Information
Company Number
10233075
Next Accounts
Jan 2026
Directors
Shareholders
alison giblin
michael john giblin
Group Structure
View All
Industry
Management consultancy activities (other than financial management)
Registered Address
107 penn hill road, bath, BA1 3RU
Website
managemymortgage.nzmanage your mortgage ltd Estimated Valuation
Pomanda estimates the enterprise value of MANAGE YOUR MORTGAGE LTD at £116k based on a Turnover of £240.3k and 0.48x industry multiple (adjusted for size and gross margin).
manage your mortgage ltd Estimated Valuation
Pomanda estimates the enterprise value of MANAGE YOUR MORTGAGE LTD at £0 based on an EBITDA of £-34k and a 4.16x industry multiple (adjusted for size and gross margin).
manage your mortgage ltd Estimated Valuation
Pomanda estimates the enterprise value of MANAGE YOUR MORTGAGE LTD at £0 based on Net Assets of £-1.5k and 2.61x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Manage Your Mortgage Ltd Overview
Manage Your Mortgage Ltd is a live company located in bath, BA1 3RU with a Companies House number of 10233075. It operates in the management consultancy activities other than financial management sector, SIC Code 70229. Founded in June 2016, it's largest shareholder is alison giblin with a 50% stake. Manage Your Mortgage Ltd is a young, micro sized company, Pomanda has estimated its turnover at £240.3k with healthy growth in recent years.
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Manage Your Mortgage Ltd Health Check
Pomanda's financial health check has awarded Manage Your Mortgage Ltd a 1 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 5 areas for improvement. Company Health Check FAQs
0 Strong
3 Regular
5 Weak
Size
annual sales of £240.3k, make it smaller than the average company (£429.6k)
- Manage Your Mortgage Ltd
£429.6k - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a slower rate (11.4%)
- Manage Your Mortgage Ltd
11.4% - Industry AVG
Production
with a gross margin of 60.1%, this company has a comparable cost of product (60.1%)
- Manage Your Mortgage Ltd
60.1% - Industry AVG
Profitability
an operating margin of -14.6% make it less profitable than the average company (8%)
- Manage Your Mortgage Ltd
8% - Industry AVG
Employees
with 2 employees, this is below the industry average (4)
2 - Manage Your Mortgage Ltd
4 - Industry AVG
Pay Structure
on an average salary of £51.5k, the company has an equivalent pay structure (£51.5k)
- Manage Your Mortgage Ltd
£51.5k - Industry AVG
Efficiency
resulting in sales per employee of £120.1k, this is equally as efficient (£120.1k)
- Manage Your Mortgage Ltd
£120.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Manage Your Mortgage Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Manage Your Mortgage Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Manage Your Mortgage Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Manage Your Mortgage Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 103.5%, this is a higher level of debt than the average (53.1%)
103.5% - Manage Your Mortgage Ltd
53.1% - Industry AVG
MANAGE YOUR MORTGAGE LTD financials
Manage Your Mortgage Ltd's latest turnover from April 2024 is estimated at £240.3 thousand and the company has net assets of -£1.5 thousand. According to their latest financial statements, Manage Your Mortgage Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 4,819 | 6,023 | 6,327 | 7,909 | 8,196 | 9,703 | 6,633 | |
| Intangible Assets | 14,000 | 28,000 | 42,000 | 56,000 | ||||
| Investments & Other | ||||||||
| Debtors (Due After 1 year) | ||||||||
| Total Fixed Assets | 4,819 | 6,023 | 6,327 | 21,909 | 36,196 | 51,703 | 62,633 | |
| Stock & work in progress | ||||||||
| Trade Debtors | ||||||||
| Group Debtors | 68,380 | 111,163 | 83,583 | |||||
| Misc Debtors | 39,576 | 5,924 | 154,641 | 10,532 | 7,330 | 5,078 | 18,442 | |
| Cash | 61,761 | 23,355 | 76,783 | 5,261 | 7,609 | 6,676 | 100 | |
| misc current assets | ||||||||
| total current assets | 39,576 | 67,685 | 177,996 | 155,695 | 123,754 | 96,270 | 25,118 | 100 |
| total assets | 44,395 | 73,708 | 184,323 | 177,604 | 159,950 | 147,973 | 87,751 | 100 |
| Bank overdraft | 8,106 | 10,000 | 10,000 | 9,167 | ||||
| Bank loan | ||||||||
| Trade Creditors | ||||||||
| Group/Directors Accounts | ||||||||
| other short term finances | ||||||||
| hp & lease commitments | ||||||||
| other current liabilities | 15,741 | 6,466 | 45,029 | 23,053 | 42,210 | 41,734 | 26,275 | |
| total current liabilities | 23,847 | 16,466 | 55,029 | 32,220 | 42,210 | 41,734 | 26,275 | |
| loans | 20,883 | 20,833 | 30,834 | 40,833 | ||||
| hp & lease commitments | ||||||||
| Accruals and Deferred Income | ||||||||
| other liabilities | ||||||||
| provisions | 1,205 | 1,023 | 1,202 | 1,503 | 1,557 | 1,650 | 1,128 | |
| total long term liabilities | 22,088 | 21,856 | 32,036 | 42,336 | 1,557 | 1,650 | 1,128 | |
| total liabilities | 45,935 | 38,322 | 87,065 | 74,556 | 43,767 | 43,384 | 27,403 | |
| net assets | -1,540 | 35,386 | 97,258 | 103,048 | 116,183 | 104,589 | 60,348 | 100 |
| total shareholders funds | -1,540 | 35,386 | 97,258 | 103,048 | 116,183 | 104,589 | 60,348 | 100 |
| Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 1,204 | 1,505 | 1,582 | 1,736 | 2,007 | 1,649 | 870 | |
| Amortisation | 14,000 | 14,000 | 14,000 | 14,000 | 14,000 | |||
| Tax | ||||||||
| Stock | ||||||||
| Debtors | 33,652 | -148,717 | 75,729 | -39,581 | 29,832 | 70,219 | 18,442 | |
| Creditors | ||||||||
| Accruals and Deferred Income | 9,275 | -38,563 | 21,976 | -19,157 | 476 | 15,459 | 26,275 | |
| Deferred Taxes & Provisions | 182 | -179 | -301 | -54 | -93 | 522 | 1,128 | |
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | ||||||||
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | ||||||||
| Group/Directors Accounts | ||||||||
| Other Short Term Loans | ||||||||
| Long term loans | 50 | -10,001 | -9,999 | 40,833 | ||||
| Hire Purchase and Lease Commitments | ||||||||
| other long term liabilities | ||||||||
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | -61,761 | 38,406 | -53,428 | 71,522 | -2,348 | 933 | 6,576 | 100 |
| overdraft | -1,894 | 833 | 9,167 | |||||
| change in cash | -59,867 | 38,406 | -54,261 | 62,355 | -2,348 | 933 | 6,576 | 100 |
manage your mortgage ltd Credit Report and Business Information
Manage Your Mortgage Ltd Competitor Analysis
Perform a competitor analysis for manage your mortgage ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in BA1 area or any other competitors across 12 key performance metrics.
manage your mortgage ltd Ownership
MANAGE YOUR MORTGAGE LTD group structure
Manage Your Mortgage Ltd has no subsidiary companies.
Ultimate parent company
MANAGE YOUR MORTGAGE LTD
10233075
manage your mortgage ltd directors
Manage Your Mortgage Ltd currently has 1 director, Mr Michael Giblin serving since Jun 2016.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Giblin | England | 65 years | Jun 2016 | - | Director |
P&L
April 2024turnover
240.3k
+1%
operating profit
-35.2k
0%
gross margin
60.2%
+1%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2024net assets
-1.5k
-1.04%
total assets
44.4k
-0.4%
cash
0
-1%
net assets
Total assets minus all liabilities
Similar Companies
manage your mortgage ltd company details
company number
10233075
Type
Private limited with Share Capital
industry
70229 - Management consultancy activities (other than financial management)
incorporation date
June 2016
age
9
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
April 2024
previous names
N/A
accountant
-
auditor
-
address
107 penn hill road, bath, BA1 3RU
Bank
-
Legal Advisor
-
manage your mortgage ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to manage your mortgage ltd.
manage your mortgage ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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manage your mortgage ltd Companies House Filings - See Documents
| date | description | view/download |
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