Pomanda estimates the enterprise value of LATER LIFE GUIDANCE LIMITED at £1.3m based on a Turnover of £1.6m and 0.84x industry multiple (adjusted for size and gross margin).
later life guidance limitedEstimated Valuation
£4m
Pomanda estimates the enterprise value of LATER LIFE GUIDANCE LIMITED at £4m based on an EBITDA of £677k and a 5.98x industry multiple (adjusted for size and gross margin).
later life guidance limitedEstimated Valuation
£2.6m
Pomanda estimates the enterprise value of LATER LIFE GUIDANCE LIMITED at £2.6m based on Net Assets of £1.1m and 2.37x industry multiple (adjusted for liquidity).
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Later Life Guidance LimitedOverview
Later Life Guidance Limited is a live company located in gloucester, GL1 1UD with a Companies House number of 10427426. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in October 2016, it's largest shareholder is
equity release club holdings limited
with a 100% stake. Later Life Guidance Limited is a young,
small sized company, Pomanda has estimated its turnover at
£1.6m with
healthy
growth in recent years.
Pomanda's financial health check has awarded Later Life Guidance Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
5 Strong
1 Regular
5 Weak
Size
annual sales of £1.6m, make it smaller than the average company (£4.8m)
£1.6m - Later Life Guidance Limited
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a slower rate (6.7%)
4% - Later Life Guidance Limited
6.7% - Industry AVG
Production
with a gross margin of 84.5%, this company has a lower cost of product (38.2%)
84.5% - Later Life Guidance Limited
38.2% - Industry AVG
Profitability
an operating margin of 39.2% make it more profitable than the average company (5.7%)
39.2% - Later Life Guidance Limited
5.7% - Industry AVG
Employees
with 13 employees, this is below the industry average (27)
13 - Later Life Guidance Limited
27 - Industry AVG
Pay Structure
on an average salary of £35.8k, the company has a lower pay structure (£54k)
£35.8k - Later Life Guidance Limited
£54k - Industry AVG
Efficiency
resulting in sales per employee of £121.9k, this is less efficient (£171.4k)
£121.9k - Later Life Guidance Limited
£171.4k - Industry AVG
Debtor Days
it gets paid by customers after 0 days, this is earlier than average (41 days)
0 days - Later Life Guidance Limited
41 days - Industry AVG
Creditor Days
its suppliers are paid after 25 days, this is quicker than average (32 days)
25 days - Later Life Guidance Limited
32 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Later Life Guidance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 22 weeks, this is average cash available to meet short term requirements (22 weeks)
22 weeks - Later Life Guidance Limited
22 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 43.2%, this is a lower level of debt than the average (62.6%)
43.2% - Later Life Guidance Limited
62.6% - Industry AVG
LATER LIFE GUIDANCE LIMITED financials
EXPORT
Later Life Guidance Limited's latest turnover from December 2023 is £1.6 million and the company has net assets of £1.1 million. According to their latest financial statements, Later Life Guidance Limited has 13 employees and maintains cash reserves of £353 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Mar 2018
Turnover
1,585,000
3,484,000
1,962,447
1,405,932
983,916
278,720
153,624
Other Income Or Grants
Cost Of Sales
245,000
397,000
448,253
137,174
90,281
232,339
127,870
Gross Profit
1,340,000
3,087,000
1,514,194
1,268,758
893,635
46,381
25,754
Admin Expenses
719,000
811,000
552,382
832,773
806,614
-270,131
-69,112
Operating Profit
621,000
2,276,000
961,812
435,985
87,021
316,512
94,866
Interest Payable
Interest Receivable
1,220
290
Pre-Tax Profit
621,000
2,276,000
961,812
435,985
87,021
317,732
95,156
Tax
-433,000
-125,083
186
-344
-60,369
-18,080
Profit After Tax
621,000
1,843,000
836,729
436,171
86,677
257,363
77,076
Dividends Paid
3,000,000
Retained Profit
-2,379,000
1,843,000
836,729
436,171
86,677
257,363
77,076
Employee Costs
466,000
601,000
447,095
653,662
753,245
398,476
218,189
Number Of Employees
13
14
12
17
11
9
6
EBITDA*
677,000
2,316,000
981,357
439,266
88,114
316,901
95,711
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Mar 2018
Tangible Assets
1,000
7,863
10,847
4,389
3,078
636
Intangible Assets
277,000
166,000
121,971
15,667
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
277,000
167,000
129,834
26,514
4,389
3,078
636
Stock & work in progress
Trade Debtors
1,000
31,000
34
14,048
1,800
1,920
Group Debtors
1,197,000
3,496,000
60,000
76,148
Misc Debtors
76,000
93,000
72,822
29,237
2,059
Cash
353,000
514,000
2,250,285
1,746,524
888,540
325,298
115,830
misc current assets
total current assets
1,627,000
4,134,000
2,383,141
1,789,809
966,747
327,098
117,750
total assets
1,904,000
4,301,000
2,512,975
1,816,323
971,136
330,176
118,386
Bank overdraft
Bank loan
Trade Creditors
17,000
13,000
56,894
25,158
Group/Directors Accounts
263,000
217,000
582,618
other short term finances
hp & lease commitments
other current liabilities
543,000
611,000
838,174
1,010,954
44,477
72,812
41,309
total current liabilities
823,000
841,000
895,068
1,036,112
627,095
72,812
41,309
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
1,934
total long term liabilities
967
total liabilities
823,000
841,000
896,035
1,036,112
627,095
72,812
41,309
net assets
1,081,000
3,460,000
1,616,940
780,211
344,041
257,364
77,077
total shareholders funds
1,081,000
3,460,000
1,616,940
780,211
344,041
257,364
77,077
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Mar 2018
Operating Activities
Operating Profit
621,000
2,276,000
961,812
435,985
87,021
316,512
94,866
Depreciation
1,000
7,000
2,984
2,948
1,093
389
845
Amortisation
55,000
33,000
16,561
333
Tax
-433,000
-125,083
186
-344
-60,369
-18,080
Stock
Debtors
-2,346,000
3,487,144
89,571
-34,922
76,407
1,800
1,920
Creditors
4,000
-43,894
31,736
25,158
Accruals and Deferred Income
-68,000
-227,174
-172,780
966,477
-28,335
72,812
41,309
Deferred Taxes & Provisions
-1,934
1,934
Cash flow from operations
2,959,000
-1,877,146
627,593
1,466,009
-16,972
327,544
117,020
Investing Activities
capital expenditure
-166,000
-77,166
-122,865
-25,406
-2,404
-3,467
-1,481
Change in Investments
cash flow from investments
-166,000
-77,166
-122,865
-25,406
-2,404
-3,467
-1,481
Financing Activities
Bank loans
Group/Directors Accounts
46,000
217,000
-582,618
582,618
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
60
-1
1
1
interest
1,220
290
cash flow from financing
46,000
217,060
-582,619
582,618
1,221
291
cash and cash equivalents
cash
-161,000
-1,736,285
503,761
857,984
563,242
325,298
115,830
overdraft
change in cash
-161,000
-1,736,285
503,761
857,984
563,242
325,298
115,830
later life guidance limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for later life guidance limited. Get real-time insights into later life guidance limited's credit score, group structure and payment trends.
Perform a competitor analysis for later life guidance limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other small companies, companies in GL1 area or any other competitors across 12 key performance metrics.
later life guidance limited Ownership
LATER LIFE GUIDANCE LIMITED group structure
Later Life Guidance Limited has no subsidiary companies.
The sole shareholder of Later Life Guidance Limited is Equity Release Club Holdings Limited.
equity release club holdings limited
100%
later life guidance limited directors
Later Life Guidance Limited currently has 3 directors.
The longest serving directors include
Mr Simon Thompson (May 2018) and
Mr Simon Drew (Apr 2021).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to later life guidance limited. Currently there are 1 open charges and 0 have been satisfied in the past.
later life guidance limited Capital Raised & Share Issues BETA
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later life guidance limitedCompanies House Filings - See Documents
