smc financial planning ltd
smc financial planning ltd Company Information
Company Number
10580629
Next Accounts
Oct 2025
Directors
Shareholders
stuart mcdarby
lynn mcdarby
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
19 fothersway close badsey, evesham, WR11 7FA
Website
www.smcfinancial.co.uksmc financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of SMC FINANCIAL PLANNING LTD at £128.9k based on a Turnover of £158.2k and 0.81x industry multiple (adjusted for size and gross margin).
smc financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of SMC FINANCIAL PLANNING LTD at £0 based on an EBITDA of £-14.4k and a 2.81x industry multiple (adjusted for size and gross margin).
smc financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of SMC FINANCIAL PLANNING LTD at £27.7k based on Net Assets of £20.6k and 1.34x industry multiple (adjusted for liquidity).
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Smc Financial Planning Ltd Overview
Smc Financial Planning Ltd is a live company located in evesham, WR11 7FA with a Companies House number of 10580629. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in January 2017, it's largest shareholder is stuart mcdarby with a 80% stake. Smc Financial Planning Ltd is a young, micro sized company, Pomanda has estimated its turnover at £158.2k with healthy growth in recent years.
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Smc Financial Planning Ltd Health Check
Pomanda's financial health check has awarded Smc Financial Planning Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £158.2k, make it smaller than the average company (£5.3m)
- Smc Financial Planning Ltd
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a similar rate (6.3%)
- Smc Financial Planning Ltd
6.3% - Industry AVG
Production
with a gross margin of 13.6%, this company has a higher cost of product (54.7%)
- Smc Financial Planning Ltd
54.7% - Industry AVG
Profitability
an operating margin of -9.1% make it less profitable than the average company (9.3%)
- Smc Financial Planning Ltd
9.3% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Smc Financial Planning Ltd
12 - Industry AVG
Pay Structure
on an average salary of £79.6k, the company has an equivalent pay structure (£79.6k)
- Smc Financial Planning Ltd
£79.6k - Industry AVG
Efficiency
resulting in sales per employee of £79.1k, this is less efficient (£213k)
- Smc Financial Planning Ltd
£213k - Industry AVG
Debtor Days
it gets paid by customers after 87 days, this is later than average (32 days)
- Smc Financial Planning Ltd
32 days - Industry AVG
Creditor Days
its suppliers are paid after 14 days, this is quicker than average (41 days)
- Smc Financial Planning Ltd
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Smc Financial Planning Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Smc Financial Planning Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 46.8%, this is a lower level of debt than the average (68.5%)
46.8% - Smc Financial Planning Ltd
68.5% - Industry AVG
SMC FINANCIAL PLANNING LTD financials
Smc Financial Planning Ltd's latest turnover from January 2024 is estimated at £158.2 thousand and the company has net assets of £20.6 thousand. According to their latest financial statements, Smc Financial Planning Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | |
|---|---|---|---|---|---|---|---|
| Turnover | |||||||
| Other Income Or Grants | |||||||
| Cost Of Sales | |||||||
| Gross Profit | |||||||
| Admin Expenses | |||||||
| Operating Profit | |||||||
| Interest Payable | |||||||
| Interest Receivable | |||||||
| Pre-Tax Profit | |||||||
| Tax | |||||||
| Profit After Tax | |||||||
| Dividends Paid | |||||||
| Retained Profit | |||||||
| Employee Costs | |||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 956 | 1,274 | 1,699 | 18,736 | 1,197 | 917 | 693 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 956 | 1,274 | 1,699 | 18,736 | 1,197 | 917 | 693 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 37,831 | 78,375 | 17,308 | 28,702 | 2,188 | 246 | 14,248 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 37,831 | 78,375 | 17,308 | 28,702 | 2,188 | 246 | 14,248 |
| total assets | 38,787 | 79,649 | 19,007 | 47,438 | 3,385 | 1,163 | 14,941 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 5,592 | 27,107 | 15,668 | 18,805 | 12,470 | 12,727 | 16,630 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 5,592 | 27,107 | 15,668 | 18,805 | 12,470 | 12,727 | 16,630 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 12,570 | 17,543 | 24,019 | 25,000 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 12,570 | 17,543 | 24,019 | 25,000 | 0 | 0 | 0 |
| total liabilities | 18,162 | 44,650 | 39,687 | 43,805 | 12,470 | 12,727 | 16,630 |
| net assets | 20,625 | 34,999 | -20,680 | 3,633 | -9,085 | -11,564 | -1,689 |
| total shareholders funds | 20,625 | 34,999 | -20,680 | 3,633 | -9,085 | -11,564 | -1,689 |
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | |||||||
| Depreciation | |||||||
| Amortisation | |||||||
| Tax | |||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -40,544 | 61,067 | -11,394 | 26,514 | 1,942 | -14,002 | 14,248 |
| Creditors | -21,515 | 11,439 | -3,137 | 6,335 | -257 | -3,903 | 16,630 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||
| Investing Activities | |||||||
| capital expenditure | |||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||
| Financing Activities | |||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -4,973 | -6,476 | -981 | 25,000 | 0 | 0 | 0 |
| share issue | |||||||
| interest | |||||||
| cash flow from financing | |||||||
| cash and cash equivalents | |||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
smc financial planning ltd Credit Report and Business Information
Smc Financial Planning Ltd Competitor Analysis
Perform a competitor analysis for smc financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in WR11 area or any other competitors across 12 key performance metrics.
smc financial planning ltd Ownership
SMC FINANCIAL PLANNING LTD group structure
Smc Financial Planning Ltd has no subsidiary companies.
Ultimate parent company
SMC FINANCIAL PLANNING LTD
10580629
smc financial planning ltd directors
Smc Financial Planning Ltd currently has 1 director, Mr Stuart McDarby serving since Jan 2017.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stuart McDarby | England | 49 years | Jan 2017 | - | Director |
P&L
January 2024turnover
158.2k
-25%
operating profit
-14.4k
0%
gross margin
13.7%
-16.04%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2024net assets
20.6k
-0.41%
total assets
38.8k
-0.51%
cash
0
0%
net assets
Total assets minus all liabilities
smc financial planning ltd company details
company number
10580629
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
January 2017
age
8
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
January 2024
previous names
N/A
accountant
-
auditor
-
address
19 fothersway close badsey, evesham, WR11 7FA
Bank
-
Legal Advisor
-
smc financial planning ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to smc financial planning ltd.
smc financial planning ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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smc financial planning ltd Companies House Filings - See Documents
| date | description | view/download |
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