Pomanda estimates the enterprise value of CREDIT RUBRIC LIMITED at £51.3k based on a Turnover of £133.3k and 0.38x industry multiple (adjusted for size and gross margin).
credit rubric limitedEstimated Valuation
£183.5k
Pomanda estimates the enterprise value of CREDIT RUBRIC LIMITED at £183.5k based on an EBITDA of £50k and a 3.67x industry multiple (adjusted for size and gross margin).
credit rubric limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of CREDIT RUBRIC LIMITED at £0 based on Net Assets of £-2.1m and 1.13x industry multiple (adjusted for liquidity).
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Credit Rubric LimitedOverview
Credit Rubric Limited is a live company located in london, EC4R 1BE with a Companies House number of 10609715. It operates in the non-trading company sector, SIC Code 74990. Founded in February 2017, it's largest shareholder is
mergermarket limited
with a 94.6% stake. Credit Rubric Limited is a young,
micro sized company, Pomanda has estimated its turnover at
£133.3k with
declining
growth in recent years.
Pomanda's financial health check has awarded Credit Rubric Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
2 Strong
1 Regular
5 Weak
Size
annual sales of £133.3k, make it smaller than the average company (£3.8m)
£133.3k - Credit Rubric Limited
£3.8m - Industry AVG
Growth
3 year (CAGR) sales growth of -28%, show it is growing at a slower rate (5.9%)
-28% - Credit Rubric Limited
5.9% - Industry AVG
Production
with a gross margin of 19%, this company has a higher cost of product (36%)
19% - Credit Rubric Limited
36% - Industry AVG
Profitability
an operating margin of 6.5% make it more profitable than the average company (4.8%)
6.5% - Credit Rubric Limited
4.8% - Industry AVG
Employees
with 1 employees, this is below the industry average (42)
1 - Credit Rubric Limited
42 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Credit Rubric Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £133.3k, this is equally as efficient (£153.6k)
£133.3k - Credit Rubric Limited
£153.6k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Credit Rubric Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 7533 days, this is slower than average (40 days)
7533 days - Credit Rubric Limited
40 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Credit Rubric Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Credit Rubric Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1637.1%, this is a higher level of debt than the average (48.1%)
1637.1% - Credit Rubric Limited
48.1% - Industry AVG
CREDIT RUBRIC LIMITED financials
EXPORT
Credit Rubric Limited's latest turnover from December 2023 is £133.3 thousand and the company has net assets of -£2.1 million. According to their latest financial statements, we estimate that Credit Rubric Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Turnover
133,345
126,573
435,665
362,034
248,564
180,200
Other Income Or Grants
Cost Of Sales
107,950
104,719
429,465
592,666
405,463
530,088
215,641
Gross Profit
25,395
21,854
6,200
-230,632
-156,899
-349,888
-215,641
Admin Expenses
16,672
13,574
859,518
25,820
94,725
122,435
62,279
Operating Profit
8,723
8,280
-853,318
-256,452
-251,624
-472,323
-277,920
Interest Payable
Interest Receivable
Pre-Tax Profit
8,723
8,280
-853,318
-256,452
-251,624
-472,323
-277,920
Tax
Profit After Tax
8,723
8,280
-853,318
-256,452
-251,624
-472,323
-277,920
Dividends Paid
Retained Profit
8,723
8,280
-853,318
-256,452
-251,624
-472,323
-277,920
Employee Costs
40,391
177,900
186,707
223,085
257,080
193,224
Number Of Employees
1
1
2
3
3
5
2
EBITDA*
49,956
109,920
10,656
-256,452
-201,464
-287,677
-248,002
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Tangible Assets
136,092
2,747
Intangible Assets
41,233
142,873
701,927
701,927
494,185
245,616
Investments & Other
136,092
2,747
Debtors (Due After 1 year)
Total Fixed Assets
136,092
43,980
142,873
701,927
701,927
494,185
245,616
Stock & work in progress
Trade Debtors
Group Debtors
2,747
2,715
2,715
2,715
2,715
Misc Debtors
Cash
misc current assets
total current assets
2,747
2,715
2,715
2,715
2,715
total assets
136,092
43,980
145,620
704,642
704,642
496,900
248,331
Bank overdraft
Bank loan
Trade Creditors
2,227,979
2,144,590
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
2,254,510
1,960,246
1,703,794
1,244,428
523,536
total current liabilities
2,227,979
2,144,590
2,254,510
1,960,246
1,703,794
1,244,428
523,536
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
2,227,979
2,144,590
2,254,510
1,960,246
1,703,794
1,244,428
523,536
net assets
-2,091,887
-2,100,610
-2,108,890
-1,255,604
-999,152
-747,528
-275,205
total shareholders funds
-2,091,887
-2,100,610
-2,108,890
-1,255,604
-999,152
-747,528
-275,205
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Operating Activities
Operating Profit
8,723
8,280
-853,318
-256,452
-251,624
-472,323
-277,920
Depreciation
Amortisation
41,233
101,640
863,974
50,160
184,646
29,918
Tax
Stock
Debtors
-2,747
32
2,715
Creditors
83,389
2,144,590
Accruals and Deferred Income
-2,254,510
294,264
256,452
459,366
720,892
523,536
Deferred Taxes & Provisions
Cash flow from operations
133,345
2,747
304,888
257,902
433,215
272,819
Investing Activities
capital expenditure
-133,345
-2,747
-304,920
-257,902
-433,215
-275,534
Change in Investments
133,345
2,747
cash flow from investments
-266,690
-5,494
-304,920
-257,902
-433,215
-275,534
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
32
2,715
interest
cash flow from financing
32
2,715
cash and cash equivalents
cash
overdraft
change in cash
credit rubric limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for credit rubric limited. Get real-time insights into credit rubric limited's credit score, group structure and payment trends.
Perform a competitor analysis for credit rubric limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in EC4R area or any other competitors across 12 key performance metrics.
credit rubric limited Ownership
CREDIT RUBRIC LIMITED group structure
Credit Rubric Limited has no subsidiary companies.
The largest shareholders in Credit Rubric Limited include Mergermarket Limited and Duke Mochoge.
mergermarket limited
94.65%
duke mochoge
3.64%
ann yong pei hua
1.71%
credit rubric limited directors
Credit Rubric Limited currently has 3 directors.
The longest serving directors include
Mr Kunal Gullapalli (Nov 2019) and
Mr Kunal Gullapalli (Nov 2019).
c/o ion 10 queen st place, 2nd floor, london, EC4R 1BE
Bank
-
Legal Advisor
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credit rubric limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to credit rubric limited.
credit rubric limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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credit rubric limitedCompanies House Filings - See Documents
