smart cash limited
smart cash limited Company Information
Company Number
10691069
Next Accounts
Dec 2025
Directors
Shareholders
rafaqat hayat bibi
Group Structure
View All
Industry
Temporary employment agency activities
Registered Address
152-160 city road, london, london, EC1V 2NX
Website
smartcashumbrella.co.uksmart cash limited Estimated Valuation
Pomanda estimates the enterprise value of SMART CASH LIMITED at £2.4m based on a Turnover of £11.6m and 0.21x industry multiple (adjusted for size and gross margin).
smart cash limited Estimated Valuation
Pomanda estimates the enterprise value of SMART CASH LIMITED at £522.6k based on an EBITDA of £140.1k and a 3.73x industry multiple (adjusted for size and gross margin).
smart cash limited Estimated Valuation
Pomanda estimates the enterprise value of SMART CASH LIMITED at £1.5m based on Net Assets of £1.2m and 1.3x industry multiple (adjusted for liquidity).
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Smart Cash Limited Overview
Smart Cash Limited is a live company located in london, EC1V 2NX with a Companies House number of 10691069. It operates in the temporary employment agency activities sector, SIC Code 78200. Founded in March 2017, it's largest shareholder is rafaqat hayat bibi with a 100% stake. Smart Cash Limited is a young, mid sized company, Pomanda has estimated its turnover at £11.6m with declining growth in recent years.
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Smart Cash Limited Health Check
Pomanda's financial health check has awarded Smart Cash Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
4 Regular
4 Weak
Size
annual sales of £11.6m, make it in line with the average company (£13.3m)
- Smart Cash Limited
£13.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -44%, show it is growing at a slower rate (8%)
- Smart Cash Limited
8% - Industry AVG
Production
with a gross margin of 18.1%, this company has a comparable cost of product (18.1%)
- Smart Cash Limited
18.1% - Industry AVG
Profitability
an operating margin of 1.1% make it less profitable than the average company (2.5%)
- Smart Cash Limited
2.5% - Industry AVG
Employees
with 8 employees, this is below the industry average (49)
8 - Smart Cash Limited
49 - Industry AVG
Pay Structure
on an average salary of £49.4k, the company has an equivalent pay structure (£49.4k)
- Smart Cash Limited
£49.4k - Industry AVG
Efficiency
resulting in sales per employee of £1.4m, this is more efficient (£233.5k)
- Smart Cash Limited
£233.5k - Industry AVG
Debtor Days
it gets paid by customers after 56 days, this is later than average (43 days)
- Smart Cash Limited
43 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Smart Cash Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Smart Cash Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 38 weeks, this is more cash available to meet short term requirements (7 weeks)
38 weeks - Smart Cash Limited
7 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 66.3%, this is a similar level of debt than the average (70.2%)
66.3% - Smart Cash Limited
70.2% - Industry AVG
SMART CASH LIMITED financials
Smart Cash Limited's latest turnover from March 2024 is estimated at £11.6 million and the company has net assets of £1.2 million. According to their latest financial statements, Smart Cash Limited has 8 employees and maintains cash reserves of £1.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
|---|---|---|---|---|---|---|---|
| Turnover | 16,558,397 | 9,747,497 | 5,205,932 | ||||
| Other Income Or Grants | |||||||
| Cost Of Sales | 15,470,869 | 8,888,000 | 4,656,405 | ||||
| Gross Profit | 1,087,528 | 859,497 | 549,527 | ||||
| Admin Expenses | 633,137 | 607,084 | 350,180 | ||||
| Operating Profit | 454,391 | 252,413 | 199,347 | ||||
| Interest Payable | |||||||
| Interest Receivable | 7,903 | ||||||
| Pre-Tax Profit | 454,391 | 260,316 | 199,347 | ||||
| Tax | -88,748 | -49,823 | -37,941 | ||||
| Profit After Tax | 365,643 | 210,493 | 161,406 | ||||
| Dividends Paid | |||||||
| Retained Profit | 365,643 | 210,493 | 161,406 | ||||
| Employee Costs | |||||||
| Number Of Employees | 8 | 8 | 857 | 843 | 450 | 426 | |
| EBITDA* | 457,787 | 255,809 | 201,358 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 9,177 | 19,864 | 30,551 | 41,238 | 8,177 | 11,573 | 8,046 |
| Intangible Assets | |||||||
| Investments & Other | |||||||
| Debtors (Due After 1 year) | |||||||
| Total Fixed Assets | 9,177 | 19,864 | 30,551 | 41,238 | 8,177 | 11,573 | 8,046 |
| Stock & work in progress | |||||||
| Trade Debtors | 1,802,985 | 1,672,090 | 1,005,938 | 920,126 | 566,848 | 378,698 | 33,764 |
| Group Debtors | |||||||
| Misc Debtors | 3,497 | 139,624 | |||||
| Cash | 1,719,677 | 1,024,115 | 2,347,445 | 1,425,998 | 998,762 | 487,045 | 510,776 |
| misc current assets | |||||||
| total current assets | 3,522,662 | 2,696,205 | 3,353,383 | 2,346,124 | 1,569,107 | 1,005,367 | 544,540 |
| total assets | 3,531,839 | 2,716,069 | 3,383,934 | 2,387,362 | 1,577,284 | 1,016,940 | 552,586 |
| Bank overdraft | |||||||
| Bank loan | |||||||
| Trade Creditors | 1,456,884 | 1,296,529 | 471,268 | 348,094 | 90,786 | ||
| Group/Directors Accounts | |||||||
| other short term finances | |||||||
| hp & lease commitments | |||||||
| other current liabilities | 2,340,908 | 1,676,251 | 740,273 | 296,847 | 300,294 | ||
| total current liabilities | 2,340,908 | 1,676,251 | 1,456,884 | 1,296,529 | 1,211,541 | 644,941 | 391,080 |
| loans | |||||||
| hp & lease commitments | |||||||
| Accruals and Deferred Income | |||||||
| other liabilities | |||||||
| provisions | |||||||
| total long term liabilities | |||||||
| total liabilities | 2,340,908 | 1,676,251 | 1,456,884 | 1,296,529 | 1,211,541 | 644,941 | 391,080 |
| net assets | 1,190,931 | 1,039,818 | 1,927,050 | 1,090,833 | 365,743 | 371,999 | 161,506 |
| total shareholders funds | 1,190,931 | 1,039,818 | 1,927,050 | 1,090,833 | 365,743 | 371,999 | 161,506 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | 454,391 | 252,413 | 199,347 | ||||
| Depreciation | 10,687 | 10,687 | 10,687 | 3,396 | 3,396 | 3,396 | 2,011 |
| Amortisation | |||||||
| Tax | -88,748 | -49,823 | -37,941 | ||||
| Stock | |||||||
| Debtors | 130,895 | 666,152 | 85,812 | 349,781 | 52,023 | 484,558 | 33,764 |
| Creditors | -1,456,884 | 160,355 | 825,261 | 123,174 | 257,308 | 90,786 | |
| Accruals and Deferred Income | 664,657 | 1,676,251 | -740,273 | 443,426 | -3,447 | 300,294 | |
| Deferred Taxes & Provisions | |||||||
| Cash flow from operations | 883,616 | -24,711 | 520,733 | ||||
| Investing Activities | |||||||
| capital expenditure | |||||||
| Change in Investments | |||||||
| cash flow from investments | |||||||
| Financing Activities | |||||||
| Bank loans | |||||||
| Group/Directors Accounts | |||||||
| Other Short Term Loans | |||||||
| Long term loans | |||||||
| Hire Purchase and Lease Commitments | |||||||
| other long term liabilities | |||||||
| share issue | |||||||
| interest | 7,903 | ||||||
| cash flow from financing | -371,899 | 7,903 | 100 | ||||
| cash and cash equivalents | |||||||
| cash | 695,562 | -1,323,330 | 921,447 | 427,236 | 511,717 | -23,731 | 510,776 |
| overdraft | |||||||
| change in cash | 695,562 | -1,323,330 | 921,447 | 427,236 | 511,717 | -23,731 | 510,776 |
smart cash limited Credit Report and Business Information
Smart Cash Limited Competitor Analysis
Perform a competitor analysis for smart cash limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other mid companies, companies in EC1V area or any other competitors across 12 key performance metrics.
smart cash limited Ownership
SMART CASH LIMITED group structure
Smart Cash Limited has no subsidiary companies.
Ultimate parent company
SMART CASH LIMITED
10691069
smart cash limited directors
Smart Cash Limited currently has 1 director, Mr Rafaqat Hayat Bibi serving since May 2022.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Rafaqat Hayat Bibi | England | 38 years | May 2022 | - | Director |
P&L
March 2024turnover
11.6m
+18%
operating profit
129.5k
0%
gross margin
18.1%
+2.07%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
1.2m
+0.15%
total assets
3.5m
+0.3%
cash
1.7m
+0.68%
net assets
Total assets minus all liabilities
smart cash limited company details
company number
10691069
Type
Private limited with Share Capital
industry
78200 - Temporary employment agency activities
incorporation date
March 2017
age
8
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
152-160 city road, london, london, EC1V 2NX
Bank
-
Legal Advisor
-
smart cash limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to smart cash limited.
smart cash limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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smart cash limited Companies House Filings - See Documents
| date | description | view/download |
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