your mortgage group limited
your mortgage group limited Company Information
Company Number
10704001
Website
yourmortgagegroup.co.ukRegistered Address
wayfields london road, pyecombe, brighton, BN45 7ED
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01273025111
Next Accounts Due
January 2025
Group Structure
View All
Directors
Paul Stephens7 Years
Shareholders
paul stephens & hayley geddes 100%
your mortgage group limited Estimated Valuation
Pomanda estimates the enterprise value of YOUR MORTGAGE GROUP LIMITED at £163.2k based on a Turnover of £179.6k and 0.91x industry multiple (adjusted for size and gross margin).
your mortgage group limited Estimated Valuation
Pomanda estimates the enterprise value of YOUR MORTGAGE GROUP LIMITED at £0 based on an EBITDA of £-696 and a 3.51x industry multiple (adjusted for size and gross margin).
your mortgage group limited Estimated Valuation
Pomanda estimates the enterprise value of YOUR MORTGAGE GROUP LIMITED at £10k based on Net Assets of £5k and 2.01x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Your Mortgage Group Limited Overview
Your Mortgage Group Limited is a live company located in brighton, BN45 7ED with a Companies House number of 10704001. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2017, it's largest shareholder is paul stephens & hayley geddes with a 100% stake. Your Mortgage Group Limited is a young, micro sized company, Pomanda has estimated its turnover at £179.6k with healthy growth in recent years.
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Your Mortgage Group Limited Health Check
Pomanda's financial health check has awarded Your Mortgage Group Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £179.6k, make it smaller than the average company (£4.2m)
- Your Mortgage Group Limited
£4.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 12%, show it is growing at a faster rate (4%)
- Your Mortgage Group Limited
4% - Industry AVG
Production
with a gross margin of 21.4%, this company has a higher cost of product (61.1%)
- Your Mortgage Group Limited
61.1% - Industry AVG
Profitability
an operating margin of -0.4% make it less profitable than the average company (10.6%)
- Your Mortgage Group Limited
10.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Your Mortgage Group Limited
13 - Industry AVG
Pay Structure
on an average salary of £72.7k, the company has an equivalent pay structure (£72.7k)
- Your Mortgage Group Limited
£72.7k - Industry AVG
Efficiency
resulting in sales per employee of £179.6k, this is equally as efficient (£205.6k)
- Your Mortgage Group Limited
£205.6k - Industry AVG
Debtor Days
it gets paid by customers after 165 days, this is later than average (31 days)
- Your Mortgage Group Limited
31 days - Industry AVG
Creditor Days
its suppliers are paid after 122 days, this is slower than average (37 days)
- Your Mortgage Group Limited
37 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Your Mortgage Group Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Your Mortgage Group Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 94.1%, this is a higher level of debt than the average (57.4%)
94.1% - Your Mortgage Group Limited
57.4% - Industry AVG
YOUR MORTGAGE GROUP LIMITED financials
Your Mortgage Group Limited's latest turnover from April 2023 is estimated at £179.6 thousand and the company has net assets of £5 thousand. According to their latest financial statements, Your Mortgage Group Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | |
|---|---|---|---|---|---|---|
| Turnover | ||||||
| Other Income Or Grants | ||||||
| Cost Of Sales | ||||||
| Gross Profit | ||||||
| Admin Expenses | ||||||
| Operating Profit | ||||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | ||||||
| Tax | ||||||
| Profit After Tax | ||||||
| Dividends Paid | ||||||
| Retained Profit | ||||||
| Employee Costs | ||||||
| Number Of Employees | 1 | 2 | 2 | 2 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 2,790 | 3,719 | 4,959 | 3,199 | 3,488 | 4,360 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 2,790 | 3,719 | 4,959 | 3,199 | 3,488 | 4,360 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 81,655 | 70,636 | 62,076 | 24,232 | 15,119 | 5,340 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 81,655 | 70,636 | 62,076 | 24,232 | 15,119 | 5,340 |
| total assets | 84,445 | 74,355 | 67,035 | 27,431 | 18,607 | 9,700 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 47,441 | 36,173 | 28,318 | 26,712 | 17,268 | 4,948 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 47,441 | 36,173 | 28,318 | 26,712 | 17,268 | 4,948 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 31,339 | 31,821 | 33,000 | 0 | 0 | 0 |
| provisions | 665 | 665 | 665 | 665 | 663 | 0 |
| total long term liabilities | 32,004 | 32,486 | 33,665 | 665 | 663 | 0 |
| total liabilities | 79,445 | 68,659 | 61,983 | 27,377 | 17,931 | 4,948 |
| net assets | 5,000 | 5,696 | 5,052 | 54 | 676 | 4,752 |
| total shareholders funds | 5,000 | 5,696 | 5,052 | 54 | 676 | 4,752 |
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | ||||||
| Depreciation | ||||||
| Amortisation | ||||||
| Tax | ||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 11,019 | 8,560 | 37,844 | 9,113 | 9,779 | 5,340 |
| Creditors | 11,268 | 7,855 | 1,606 | 9,444 | 12,320 | 4,948 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 2 | 663 | 0 |
| Cash flow from operations | ||||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -482 | -1,179 | 33,000 | 0 | 0 | 0 |
| share issue | ||||||
| interest | ||||||
| cash flow from financing | ||||||
| cash and cash equivalents | ||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 |
your mortgage group limited Credit Report and Business Information
Your Mortgage Group Limited Competitor Analysis
Perform a competitor analysis for your mortgage group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BN45 area or any other competitors across 12 key performance metrics.
your mortgage group limited Ownership
YOUR MORTGAGE GROUP LIMITED group structure
Your Mortgage Group Limited has no subsidiary companies.
Ultimate parent company
YOUR MORTGAGE GROUP LIMITED
10704001
your mortgage group limited directors
Your Mortgage Group Limited currently has 1 director, Mr Paul Stephens serving since Apr 2017.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Stephens | England | 45 years | Apr 2017 | - | Director |
P&L
April 2023turnover
179.6k
-11%
operating profit
-696
0%
gross margin
21.4%
-12.9%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2023net assets
5k
-0.12%
total assets
84.4k
+0.14%
cash
0
0%
net assets
Total assets minus all liabilities
your mortgage group limited company details
company number
10704001
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
April 2017
age
7
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
April 2023
previous names
N/A
accountant
-
auditor
-
address
wayfields london road, pyecombe, brighton, BN45 7ED
Bank
-
Legal Advisor
-
your mortgage group limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to your mortgage group limited.
your mortgage group limited Companies House Filings - See Documents
| date | description | view/download |
|---|
