money saving advisors ltd
money saving advisors ltd Company Information
Company Number
10726961
Website
www.demandgeneratorgroup.comRegistered Address
office 116 summerhouse road, moulton park industrial estate, northampton, northamptonshire, NN3 6BJ
Industry
Other personal service activities n.e.c.
Telephone
01619745858
Next Accounts Due
January 2025
Group Structure
View All
Shareholders
felicity ruth howlett 50%
lawrence marc howlett 50%
money saving advisors ltd Estimated Valuation
Pomanda estimates the enterprise value of MONEY SAVING ADVISORS LTD at £605k based on a Turnover of £1.2m and 0.52x industry multiple (adjusted for size and gross margin).
money saving advisors ltd Estimated Valuation
Pomanda estimates the enterprise value of MONEY SAVING ADVISORS LTD at £265.1k based on an EBITDA of £76.1k and a 3.49x industry multiple (adjusted for size and gross margin).
money saving advisors ltd Estimated Valuation
Pomanda estimates the enterprise value of MONEY SAVING ADVISORS LTD at £226.1k based on Net Assets of £107.4k and 2.11x industry multiple (adjusted for liquidity).
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Money Saving Advisors Ltd Overview
Money Saving Advisors Ltd is a live company located in northampton, NN3 6BJ with a Companies House number of 10726961. It operates in the other service activities n.e.c. sector, SIC Code 96090. Founded in April 2017, it's largest shareholder is felicity ruth howlett with a 50% stake. Money Saving Advisors Ltd is a young, small sized company, Pomanda has estimated its turnover at £1.2m with rapid growth in recent years.
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Money Saving Advisors Ltd Health Check
Pomanda's financial health check has awarded Money Saving Advisors Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £1.2m, make it larger than the average company (£865.5k)
- Money Saving Advisors Ltd
£865.5k - Industry AVG
Growth
3 year (CAGR) sales growth of 134%, show it is growing at a faster rate (5.6%)
- Money Saving Advisors Ltd
5.6% - Industry AVG
Production
with a gross margin of 20.2%, this company has a higher cost of product (41.3%)
- Money Saving Advisors Ltd
41.3% - Industry AVG
Profitability
an operating margin of 6.5% make it as profitable than the average company (6.3%)
- Money Saving Advisors Ltd
6.3% - Industry AVG
Employees
with 3 employees, this is below the industry average (14)
3 - Money Saving Advisors Ltd
14 - Industry AVG
Pay Structure
on an average salary of £29.9k, the company has an equivalent pay structure (£29.9k)
- Money Saving Advisors Ltd
£29.9k - Industry AVG
Efficiency
resulting in sales per employee of £389.8k, this is more efficient (£83.2k)
- Money Saving Advisors Ltd
£83.2k - Industry AVG
Debtor Days
it gets paid by customers after 140 days, this is later than average (30 days)
- Money Saving Advisors Ltd
30 days - Industry AVG
Creditor Days
its suppliers are paid after 110 days, this is slower than average (39 days)
- Money Saving Advisors Ltd
39 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Money Saving Advisors Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Money Saving Advisors Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 76.5%, this is a higher level of debt than the average (44%)
76.5% - Money Saving Advisors Ltd
44% - Industry AVG
MONEY SAVING ADVISORS LTD financials
Money Saving Advisors Ltd's latest turnover from April 2023 is estimated at £1.2 million and the company has net assets of £107.4 thousand. According to their latest financial statements, Money Saving Advisors Ltd has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | |
|---|---|---|---|---|---|---|
| Turnover | ||||||
| Other Income Or Grants | ||||||
| Cost Of Sales | ||||||
| Gross Profit | ||||||
| Admin Expenses | ||||||
| Operating Profit | ||||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | ||||||
| Tax | ||||||
| Profit After Tax | ||||||
| Dividends Paid | ||||||
| Retained Profit | ||||||
| Employee Costs | ||||||
| Number Of Employees | 3 | 3 | 2 | 2 | 2 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 6,651 | 2,860 | 6,200 | 5,159 | 6,736 | 4,148 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 6,651 | 2,860 | 6,200 | 5,159 | 6,736 | 4,148 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 450,215 | 253,762 | 74,381 | 25,825 | 34,720 | 56,280 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 13,335 | 13,335 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 450,215 | 253,762 | 87,716 | 39,160 | 34,720 | 56,280 |
| total assets | 456,866 | 256,622 | 93,916 | 44,319 | 41,456 | 60,428 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 281,357 | 176,505 | 69,392 | 14,123 | 28,953 | 48,675 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 281,357 | 176,505 | 69,392 | 14,123 | 28,953 | 48,675 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 21,069 | 21,069 | 0 | 0 |
| other liabilities | 24,696 | 29,801 | 31,301 | 0 | 0 | 0 |
| provisions | 43,453 | 0 | 7,482 | 8,315 | 0 | 0 |
| total long term liabilities | 68,149 | 29,801 | 59,852 | 29,384 | 0 | 0 |
| total liabilities | 349,506 | 206,306 | 129,244 | 43,507 | 28,953 | 48,675 |
| net assets | 107,360 | 50,316 | -35,328 | 812 | 12,503 | 11,753 |
| total shareholders funds | 107,360 | 50,316 | -35,328 | 812 | 12,503 | 11,753 |
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | ||||||
| Depreciation | ||||||
| Amortisation | ||||||
| Tax | ||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 196,453 | 166,046 | 48,556 | 4,440 | -21,560 | 56,280 |
| Creditors | 104,852 | 107,113 | 55,269 | -14,830 | -19,722 | 48,675 |
| Accruals and Deferred Income | 0 | -21,069 | 0 | 21,069 | 0 | 0 |
| Deferred Taxes & Provisions | 43,453 | -7,482 | -833 | 8,315 | 0 | 0 |
| Cash flow from operations | ||||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -5,105 | -1,500 | 31,301 | 0 | 0 | 0 |
| share issue | ||||||
| interest | ||||||
| cash flow from financing | ||||||
| cash and cash equivalents | ||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 |
money saving advisors ltd Credit Report and Business Information
Money Saving Advisors Ltd Competitor Analysis
Perform a competitor analysis for money saving advisors ltd by selecting its closest rivals, whether from the OTHER SERVICE ACTIVITIES sector, other small companies, companies in NN3 area or any other competitors across 12 key performance metrics.
money saving advisors ltd Ownership
MONEY SAVING ADVISORS LTD group structure
Money Saving Advisors Ltd has no subsidiary companies.
Ultimate parent company
MONEY SAVING ADVISORS LTD
10726961
money saving advisors ltd directors
Money Saving Advisors Ltd currently has 2 directors. The longest serving directors include Mr Lawrence Howlett (Apr 2017) and Mrs Felicity Howlett (May 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Lawrence Howlett | England | 41 years | Apr 2017 | - | Director |
| Mrs Felicity Howlett | England | 37 years | May 2021 | - | Director |
P&L
April 2023turnover
1.2m
+81%
operating profit
76.1k
0%
gross margin
20.2%
+4.52%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2023net assets
107.4k
+1.13%
total assets
456.9k
+0.78%
cash
0
0%
net assets
Total assets minus all liabilities
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money saving advisors ltd company details
company number
10726961
Type
Private limited with Share Capital
industry
96090 - Other personal service activities n.e.c.
incorporation date
April 2017
age
7
incorporated
UK
accounts
Micro-Entity Accounts
ultimate parent company
previous names
more demand limited (February 2020)
loz howlett limited (July 2017)
last accounts submitted
April 2023
address
office 116 summerhouse road, moulton park industrial estate, northampton, northamptonshire, NN3 6BJ
accountant
-
auditor
-
money saving advisors ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to money saving advisors ltd.
money saving advisors ltd Companies House Filings - See Documents
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