
Company Number
10878351
Next Accounts
Sep 2026
Shareholders
clareant lending newco limited
Group Structure
View All
Industry
Activities of financial services holding companies
Registered Address
the bothy, the nostell estate ya, the nostell estate, wakefield, west yorkshire, WF4 1AB
Website
https://www.nsfgroupplc.comPomanda estimates the enterprise value of EVLO LIMITED at £41.6m based on a Turnover of £23.4m and 1.78x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of EVLO LIMITED at £0 based on an EBITDA of £-2.3m and a 7.58x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of EVLO LIMITED at £0 based on Net Assets of £-120.9m and 1.61x industry multiple (adjusted for liquidity).
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Evlo Limited is a live company located in wakefield, WF4 1AB with a Companies House number of 10878351. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in July 2017, it's largest shareholder is clareant lending newco limited with a 100% stake. Evlo Limited is a young, large sized company, Pomanda has estimated its turnover at £23.4m with healthy growth in recent years.
Pomanda's financial health check has awarded Evlo Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
4 Weak
Size
annual sales of £23.4m, make it larger than the average company (£12.3m)
£23.4m - Evlo Limited
£12.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a slower rate (9.8%)
7% - Evlo Limited
9.8% - Industry AVG
Production
with a gross margin of 77.1%, this company has a comparable cost of product (77.1%)
77.1% - Evlo Limited
77.1% - Industry AVG
Profitability
an operating margin of -9.6% make it less profitable than the average company (8.3%)
-9.6% - Evlo Limited
8.3% - Industry AVG
Employees
with 108 employees, this is above the industry average (68)
- Evlo Limited
68 - Industry AVG
Pay Structure
on an average salary of £157.4, the company has a lower pay structure (£80.7k)
- Evlo Limited
£80.7k - Industry AVG
Efficiency
resulting in sales per employee of £216.3k, this is equally as efficient (£216.9k)
- Evlo Limited
£216.9k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Evlo Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Evlo Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Evlo Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (27 weeks)
0 weeks - Evlo Limited
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 165.4%, this is a higher level of debt than the average (52.8%)
165.4% - Evlo Limited
52.8% - Industry AVG
Evlo Limited's latest turnover from December 2024 is £23.4 million and the company has net assets of -£120.9 million. According to their latest financial statements, we estimate that Evlo Limited has 108 employees and maintains cash reserves of £38 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
---|---|---|---|---|---|---|---|
Turnover | 23,357,000 | 19,741,000 | 16,291,000 | 18,871,000 | 26,080,000 | ||
Other Income Or Grants | |||||||
Cost Of Sales | |||||||
Gross Profit | 18,871,000 | ||||||
Admin Expenses | |||||||
Operating Profit | |||||||
Interest Payable | 22,645,000 | 25,253,000 | 24,908,000 | 26,405,000 | 28,096,529 | ||
Interest Receivable | 65,000 | 6,000 | 25,782,000 | 28,605,174 | |||
Pre-Tax Profit | -26,246,000 | 11,671,000 | -61,891,000 | -38,865,000 | -120,887,000 | -71,353,000 | 9,012,292 |
Tax | -250,000 | 118,000 | |||||
Profit After Tax | -26,496,000 | 11,671,000 | -61,891,000 | -38,865,000 | -120,887,000 | -71,235,000 | 9,012,292 |
Dividends Paid | 11,950,000 | 13,500,000 | 9,000,000 | ||||
Retained Profit | -26,496,000 | 11,671,000 | -61,891,000 | -38,865,000 | -132,837,000 | -84,735,000 | 12,292 |
Employee Costs | 17,000 | 730,000 | |||||
Number Of Employees | 6 | ||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
---|---|---|---|---|---|---|---|
Tangible Assets | 9,726,000 | 31,852,000 | 446,179,000 | 212,463,425 | |||
Intangible Assets | 142,000 | ||||||
Investments & Other | 9,726,000 | 31,852,000 | 142,166,000 | 212,222,800 | |||
Debtors (Due After 1 year) | 304,012,000 | ||||||
Total Fixed Assets | 142,000 | 9,726,000 | 31,852,000 | 446,178,000 | 212,463,425 | ||
Stock & work in progress | |||||||
Trade Debtors | |||||||
Group Debtors | 184,842,000 | 180,732,000 | 139,071,000 | 177,865,000 | 246,696,000 | 268,608,437 | |
Misc Debtors | 14,000 | 19,000 | 493,000 | 224,000 | 425,000 | 694,000 | 2,305,307 |
Cash | 38,000 | 141,000 | 26,943,000 | 101,804,000 | 47,231,000 | 3,372,000 | 485,751 |
misc current assets | |||||||
total current assets | 184,894,000 | 180,892,000 | 166,507,000 | 279,893,000 | 294,352,000 | 4,066,000 | 271,399,495 |
total assets | 184,894,000 | 181,034,000 | 166,507,000 | 289,619,000 | 326,204,000 | 450,244,000 | 483,862,920 |
Bank overdraft | |||||||
Bank loan | |||||||
Trade Creditors | 246,000 | ||||||
Group/Directors Accounts | |||||||
other short term finances | 262,155,000 | 49,813,000 | |||||
hp & lease commitments | 26,000 | ||||||
other current liabilities | 70,252,000 | 70,225,000 | 10,445,000 | 4,954,000 | 5,132,000 | 5,306,149 | |
total current liabilities | 70,252,000 | 70,251,000 | 272,600,000 | 50,059,000 | 4,954,000 | 5,132,000 | 5,306,149 |
loans | 235,560,000 | 205,318,000 | 567,524,000 | 653,174,000 | 635,224,000 | 532,643,356 | |
hp & lease commitments | 113,000 | ||||||
Accruals and Deferred Income | |||||||
other liabilities | |||||||
provisions | |||||||
total long term liabilities | 235,560,000 | 205,205,000 | 283,762,000 | 326,587,000 | 317,612,000 | 266,321,678 | |
total liabilities | 305,812,000 | 275,456,000 | 272,600,000 | 333,821,000 | 331,541,000 | 322,744,000 | 271,627,827 |
net assets | -120,918,000 | -94,422,000 | -106,093,000 | -44,202,000 | -5,337,000 | 127,500,000 | 212,235,093 |
total shareholders funds | -120,918,000 | -94,422,000 | -106,093,000 | -44,202,000 | -5,337,000 | 127,500,000 | 212,235,093 |
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
---|---|---|---|---|---|---|---|
Operating Activities | |||||||
Operating Profit | |||||||
Depreciation | |||||||
Amortisation | 2,000 | 25,000 | |||||
Tax | -250,000 | 118,000 | |||||
Stock | |||||||
Debtors | 4,105,000 | 41,187,000 | -38,525,000 | -69,032,000 | -57,585,000 | 33,792,256 | 270,913,744 |
Creditors | -246,000 | 246,000 | |||||
Accruals and Deferred Income | 27,000 | 59,780,000 | 10,445,000 | -4,954,000 | -178,000 | -174,149 | 5,306,149 |
Deferred Taxes & Provisions | |||||||
Cash flow from operations | -33,848,405 | -265,607,595 | |||||
Investing Activities | |||||||
capital expenditure | |||||||
Change in Investments | -9,726,000 | -22,126,000 | -110,314,000 | -70,056,800 | 212,222,800 | ||
cash flow from investments | |||||||
Financing Activities | |||||||
Bank loans | |||||||
Group/Directors Accounts | |||||||
Other Short Term Loans | -262,155,000 | 212,342,000 | 49,813,000 | ||||
Long term loans | 30,242,000 | 205,318,000 | -567,524,000 | -85,650,000 | 17,950,000 | 102,580,644 | 532,643,356 |
Hire Purchase and Lease Commitments | -139,000 | 139,000 | |||||
other long term liabilities | |||||||
share issue | |||||||
interest | -22,645,000 | -25,188,000 | -24,902,000 | -623,000 | 508,645 | ||
cash flow from financing | 7,458,000 | -81,886,000 | -355,182,000 | -60,739,000 | 17,950,000 | 101,957,551 | 745,374,802 |
cash and cash equivalents | |||||||
cash | -103,000 | -26,802,000 | -74,861,000 | 54,573,000 | 43,859,000 | 2,886,249 | 485,751 |
overdraft | |||||||
change in cash | -103,000 | -26,802,000 | -74,861,000 | 54,573,000 | 43,859,000 | 2,886,249 | 485,751 |
Perform a competitor analysis for evlo limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in WF4 area or any other competitors across 12 key performance metrics.
EVLO LIMITED group structure
Evlo Limited has 2 subsidiary companies.
Ultimate parent company
2 parents
EVLO LIMITED
10878351
2 subsidiaries
Evlo Limited currently has 4 directors. The longest serving directors include Mr Jonathan Gillespie (Apr 2020) and Miss Katrina Lu (Oct 2021).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Jonathan Gillespie | United Kingdom | 52 years | Apr 2020 | - | Director |
Miss Katrina Lu | United Kingdom | 34 years | Oct 2021 | - | Director |
Mrs Sarah Day | United Kingdom | 53 years | Oct 2021 | - | Director |
Mr Christopher Pearson | United Kingdom | 42 years | Oct 2023 | - | Director |
P&L
December 2024turnover
23.4m
+18%
operating profit
-2.3m
0%
gross margin
77.1%
-0.73%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2024net assets
-120.9m
+0.28%
total assets
184.9m
+0.02%
cash
38k
-0.73%
net assets
Total assets minus all liabilities
company number
10878351
Type
Private limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
July 2017
age
8
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2024
previous names
nsf finco limited (January 2025)
accountant
-
auditor
PKF LITTLEJOHN LLP
address
the bothy, the nostell estate ya, the nostell estate, wakefield, west yorkshire, WF4 1AB
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to evlo limited. Currently there are 3 open charges and 0 have been satisfied in the past.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for EVLO LIMITED. This can take several minutes, an email will notify you when this has completed.
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