lazari financial holdings limited
lazari financial holdings limited Company Information
Company Number
10949630
Next Accounts
Dec 2025
Shareholders
trustees of the lazari family trust
maritsa lazari
View AllGroup Structure
View All
Industry
Activities of mortgage finance companies
Registered Address
28 st. george street, london, W1S 2FA
Website
-lazari financial holdings limited Estimated Valuation
Pomanda estimates the enterprise value of LAZARI FINANCIAL HOLDINGS LIMITED at £330.4m based on a Turnover of £42.7m and 7.74x industry multiple (adjusted for size and gross margin).
lazari financial holdings limited Estimated Valuation
Pomanda estimates the enterprise value of LAZARI FINANCIAL HOLDINGS LIMITED at £1.4b based on an EBITDA of £41.7m and a 32.74x industry multiple (adjusted for size and gross margin).
lazari financial holdings limited Estimated Valuation
Pomanda estimates the enterprise value of LAZARI FINANCIAL HOLDINGS LIMITED at £2.9b based on Net Assets of £813.8m and 3.6x industry multiple (adjusted for liquidity).
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Lazari Financial Holdings Limited Overview
Lazari Financial Holdings Limited is a live company located in london, W1S 2FA with a Companies House number of 10949630. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in September 2017, it's largest shareholder is trustees of the lazari family trust with a 74.1% stake. Lazari Financial Holdings Limited is a young, large sized company, Pomanda has estimated its turnover at £42.7m with high growth in recent years.
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Lazari Financial Holdings Limited Health Check
Pomanda's financial health check has awarded Lazari Financial Holdings Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 1 areas for improvement. Company Health Check FAQs
7 Strong
2 Regular
1 Weak
Size
annual sales of £42.7m, make it larger than the average company (£6.1m)
£42.7m - Lazari Financial Holdings Limited
£6.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 22%, show it is growing at a faster rate (8.8%)
22% - Lazari Financial Holdings Limited
8.8% - Industry AVG
Production
with a gross margin of 100%, this company has a lower cost of product (29.2%)
100% - Lazari Financial Holdings Limited
29.2% - Industry AVG
Profitability
an operating margin of 97.8% make it more profitable than the average company (11.8%)
97.8% - Lazari Financial Holdings Limited
11.8% - Industry AVG
Employees
with 4 employees, this is similar to the industry average (5)
4 - Lazari Financial Holdings Limited
5 - Industry AVG
Pay Structure
on an average salary of £53.7k, the company has an equivalent pay structure (£53.7k)
- Lazari Financial Holdings Limited
£53.7k - Industry AVG
Efficiency
resulting in sales per employee of £10.7m, this is more efficient (£242.1k)
£10.7m - Lazari Financial Holdings Limited
£242.1k - Industry AVG
Debtor Days
it gets paid by customers after 1 days, this is earlier than average (19 days)
1 days - Lazari Financial Holdings Limited
19 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Lazari Financial Holdings Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Lazari Financial Holdings Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 8 weeks, this is less cash available to meet short term requirements (20 weeks)
8 weeks - Lazari Financial Holdings Limited
20 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 18.4%, this is a lower level of debt than the average (93.9%)
18.4% - Lazari Financial Holdings Limited
93.9% - Industry AVG
LAZARI FINANCIAL HOLDINGS LIMITED financials
Lazari Financial Holdings Limited's latest turnover from March 2024 is £42.7 million and the company has net assets of £813.8 million. According to their latest financial statements, Lazari Financial Holdings Limited has 4 employees and maintains cash reserves of £4.4 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
|---|---|---|---|---|---|---|---|
| Turnover | 42,657,336 | 27,379,991 | 23,008,929 | 23,670,885 | 22,395,498 | 21,780,683 | 10,467,726 |
| Other Income Or Grants | |||||||
| Cost Of Sales | |||||||
| Gross Profit | 42,657,336 | 27,379,991 | 23,008,929 | 23,670,885 | 22,395,498 | 21,780,683 | 10,467,726 |
| Admin Expenses | 933,053 | 1,407,689 | 760,838 | 761,808 | 502,350 | 511,289 | 747,724 |
| Operating Profit | 41,724,283 | 25,972,302 | 22,248,091 | 22,909,077 | 21,893,148 | 21,269,394 | 9,720,002 |
| Interest Payable | 13,023,525 | 2,087,989 | 22,929 | ||||
| Interest Receivable | 26,514 | 142,868 | 41,298 | ||||
| Pre-Tax Profit | 28,700,758 | 23,884,313 | 22,248,091 | 22,935,591 | 22,036,016 | 21,287,763 | 9,720,002 |
| Tax | -7,174,934 | -4,551,589 | -4,232,675 | -4,351,370 | -4,191,807 | -4,048,346 | -1,820,746 |
| Profit After Tax | 21,525,824 | 19,332,724 | 18,015,416 | 18,584,221 | 17,844,209 | 17,239,417 | 7,899,256 |
| Dividends Paid | 204,700 | 160,699 | 122,980 | 91,526 | 119,890 | ||
| Retained Profit | 21,321,124 | 19,172,025 | 17,892,436 | 18,492,695 | 17,724,319 | 17,239,417 | 7,899,256 |
| Employee Costs | 396,406 | 97,522 | 630,580 | ||||
| Number Of Employees | 4 | 4 | 1 | 1 | 1 | 1 | 1 |
| EBITDA* | 41,727,024 | 25,980,524 | 22,259,055 | 22,920,041 | 21,904,112 | 21,269,394 | 9,720,002 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,741 | 10,963 | 21,927 | 32,891 | |||
| Intangible Assets | |||||||
| Investments & Other | 713,682,078 | ||||||
| Debtors (Due After 1 year) | 987,278,182 | 941,438,261 | 735,027,643 | 706,237,623 | 689,043,045 | 677,265,350 | |
| Total Fixed Assets | 987,278,182 | 941,441,002 | 735,038,606 | 713,704,005 | 706,270,514 | 689,043,045 | 677,265,350 |
| Stock & work in progress | |||||||
| Trade Debtors | 166,845 | 157,341 | 10,000 | ||||
| Group Debtors | |||||||
| Misc Debtors | 5,476,535 | 5,619,227 | 2,944,931 | 4,817,160 | 12,627,954 | 750,000 | 2,802,886 |
| Cash | 4,432,263 | 17,808,413 | 35,590,485 | 30,028,986 | 18,123,394 | 28,732,064 | 25,724,284 |
| misc current assets | 7,000,000 | 2,881,969 | |||||
| total current assets | 10,075,643 | 23,584,981 | 38,545,416 | 41,846,146 | 30,751,348 | 32,364,033 | 28,527,170 |
| total assets | 997,353,825 | 965,025,983 | 773,584,022 | 755,550,151 | 737,021,862 | 721,407,078 | 705,792,520 |
| Bank overdraft | |||||||
| Bank loan | |||||||
| Trade Creditors | 6,974 | ||||||
| Group/Directors Accounts | 25,425,046 | 25,446,398 | |||||
| other short term finances | |||||||
| hp & lease commitments | |||||||
| other current liabilities | 1,812,021 | 2,462,985 | 234,252 | 92,817 | 57,223 | 2,166,758 | 3,791,617 |
| total current liabilities | 27,237,067 | 27,916,357 | 234,252 | 92,817 | 57,223 | 2,166,758 | 3,791,617 |
| loans | 156,273,839 | 144,587,831 | |||||
| hp & lease commitments | |||||||
| Accruals and Deferred Income | |||||||
| other liabilities | |||||||
| provisions | |||||||
| total long term liabilities | 156,273,839 | 144,587,831 | |||||
| total liabilities | 183,510,906 | 172,504,188 | 234,252 | 92,817 | 57,223 | 2,166,758 | 3,791,617 |
| net assets | 813,842,919 | 792,521,795 | 773,349,770 | 755,457,334 | 736,964,639 | 719,240,320 | 702,000,903 |
| total shareholders funds | 813,842,919 | 792,521,795 | 773,349,770 | 755,457,334 | 736,964,639 | 719,240,320 | 702,000,903 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | 41,724,283 | 25,972,302 | 22,248,091 | 22,909,077 | 21,893,148 | 21,269,394 | 9,720,002 |
| Depreciation | 2,741 | 8,222 | 10,964 | 10,964 | 10,964 | ||
| Amortisation | |||||||
| Tax | -7,174,934 | -4,551,589 | -4,232,675 | -4,351,370 | -4,191,807 | -4,048,346 | -1,820,746 |
| Stock | |||||||
| Debtors | 45,706,733 | 209,232,255 | 733,165,414 | -714,048,417 | 29,072,532 | 9,724,809 | 680,068,236 |
| Creditors | -6,974 | 6,974 | |||||
| Accruals and Deferred Income | -650,964 | 2,228,733 | 141,435 | 35,594 | -2,109,535 | -1,624,859 | 3,791,617 |
| Deferred Taxes & Provisions | |||||||
| Cash flow from operations | -11,812,581 | -185,567,613 | -714,997,599 | 732,652,682 | -13,469,762 | 5,871,380 | -668,377,363 |
| Investing Activities | |||||||
| capital expenditure | 17,556,272 | ||||||
| Change in Investments | -713,682,078 | 713,682,078 | |||||
| cash flow from investments | 713,682,078 | -713,682,078 | 17,556,272 | ||||
| Financing Activities | |||||||
| Bank loans | |||||||
| Group/Directors Accounts | -21,352 | 25,446,398 | |||||
| Other Short Term Loans | |||||||
| Long term loans | 11,686,008 | 144,587,831 | |||||
| Hire Purchase and Lease Commitments | |||||||
| other long term liabilities | |||||||
| share issue | |||||||
| interest | -13,023,525 | -2,087,989 | 26,514 | 142,868 | 18,369 | ||
| cash flow from financing | -1,358,869 | 167,946,240 | 26,514 | 142,868 | 18,369 | 694,101,647 | |
| cash and cash equivalents | |||||||
| cash | -13,376,150 | -17,782,072 | 5,561,499 | 11,905,592 | -10,608,670 | 3,007,780 | 25,724,284 |
| overdraft | |||||||
| change in cash | -13,376,150 | -17,782,072 | 5,561,499 | 11,905,592 | -10,608,670 | 3,007,780 | 25,724,284 |
lazari financial holdings limited Credit Report and Business Information
Lazari Financial Holdings Limited Competitor Analysis
Perform a competitor analysis for lazari financial holdings limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in W1S area or any other competitors across 12 key performance metrics.
lazari financial holdings limited Ownership
LAZARI FINANCIAL HOLDINGS LIMITED group structure
Lazari Financial Holdings Limited has 2 subsidiary companies.
Ultimate parent company
LAZARI FINANCIAL HOLDINGS LIMITED
10949630
2 subsidiaries
lazari financial holdings limited directors
Lazari Financial Holdings Limited currently has 4 directors. The longest serving directors include Mrs Maritsa Lazari (Sep 2017) and Mr Leonidas Lazari (Feb 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Maritsa Lazari | England | 81 years | Sep 2017 | - | Director |
| Mr Leonidas Lazari | United Kingdom | 58 years | Feb 2023 | - | Director |
| Ms Andrie Lazari | England | 48 years | Feb 2023 | - | Director |
| Mr Nicholas Lazari | England | 54 years | Feb 2023 | - | Director |
P&L
March 2024turnover
42.7m
+56%
operating profit
41.7m
+61%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
813.8m
+0.03%
total assets
997.4m
+0.03%
cash
4.4m
-0.75%
net assets
Total assets minus all liabilities
lazari financial holdings limited company details
company number
10949630
Type
Private limited with Share Capital
industry
64922 - Activities of mortgage finance companies
incorporation date
September 2017
age
8
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
PRICEWATERHOUSECOOPERS LLP
address
28 st. george street, london, W1S 2FA
Bank
-
Legal Advisor
-
lazari financial holdings limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to lazari financial holdings limited.
lazari financial holdings limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for LAZARI FINANCIAL HOLDINGS LIMITED. This can take several minutes, an email will notify you when this has completed.
lazari financial holdings limited Companies House Filings - See Documents
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