Pomanda estimates the enterprise value of PIVOT LENDING NO.3 LIMITED at £7.8m based on a Turnover of £8.4m and 0.93x industry multiple (adjusted for size and gross margin).
pivot lending no.3 limitedEstimated Valuation
£5.1m
Pomanda estimates the enterprise value of PIVOT LENDING NO.3 LIMITED at £5.1m based on an EBITDA of £1.2m and a 4.22x industry multiple (adjusted for size and gross margin).
pivot lending no.3 limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of PIVOT LENDING NO.3 LIMITED at £0 based on Net Assets of £-20.9k and 2.26x industry multiple (adjusted for liquidity).
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Pivot Lending No.3 LimitedOverview
Pivot Lending No.3 Limited is a live company located in london, W1S 2QH with a Companies House number of 11012951. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in October 2017, it's largest shareholder is
pivot lending limited
with a 100% stake. Pivot Lending No.3 Limited is a young,
mid sized company, Pomanda has estimated its turnover at
£8.4m with
rapid
growth in recent years.
Pomanda's financial health check has awarded Pivot Lending No.3 Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
4 Strong
2 Regular
4 Weak
Size
annual sales of £8.4m, make it larger than the average company (£3.8m)
£8.4m - Pivot Lending No.3 Limited
£3.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 34%, show it is growing at a faster rate (9.8%)
34% - Pivot Lending No.3 Limited
9.8% - Industry AVG
Production
with a gross margin of 80.5%, this company has a comparable cost of product (80.5%)
80.5% - Pivot Lending No.3 Limited
80.5% - Industry AVG
Profitability
an operating margin of 14.3% make it more profitable than the average company (9.4%)
14.3% - Pivot Lending No.3 Limited
9.4% - Industry AVG
Employees
with 1 employees, this is below the industry average (8)
1 - Pivot Lending No.3 Limited
8 - Industry AVG
Pay Structure
on an average salary of £72.4k, the company has an equivalent pay structure (£72.4k)
£72.4k - Pivot Lending No.3 Limited
£72.4k - Industry AVG
Efficiency
resulting in sales per employee of £8.4m, this is more efficient (£177.6k)
£8.4m - Pivot Lending No.3 Limited
£177.6k - Industry AVG
Debtor Days
it gets paid by customers after 64 days, this is later than average (32 days)
64 days - Pivot Lending No.3 Limited
32 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Pivot Lending No.3 Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Pivot Lending No.3 Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 0 weeks, this is less cash available to meet short term requirements (28 weeks)
0 weeks - Pivot Lending No.3 Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 100.5%, this is a higher level of debt than the average (68.7%)
100.5% - Pivot Lending No.3 Limited
68.7% - Industry AVG
PIVOT LENDING NO.3 LIMITED financials
EXPORT
Pivot Lending No.3 Limited's latest turnover from March 2024 is estimated at £8.4 million and the company has net assets of -£20.9 thousand. According to their latest financial statements, Pivot Lending No.3 Limited has 1 employee and maintains cash reserves of £52 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Turnover
8,442,186
9,841,059
12,194,213
3,543,915
31,231,645
44,850,105
Other Income Or Grants
Cost Of Sales
1,644,692
2,718,049
2,302,354
690,486
5,450,341
7,062,227
Gross Profit
6,797,494
7,123,011
9,891,859
2,853,429
25,781,304
37,787,878
Admin Expenses
5,592,196
7,876,250
10,466,102
2,729,643
25,798,503
37,373,157
Operating Profit
1,205,298
-753,239
-574,243
123,786
-17,199
414,721
Interest Payable
15,503
8,690
409
Interest Receivable
1,944
555
298
194
378
1,664
Pre-Tax Profit
1,191,740
-761,375
-574,354
123,980
-16,821
416,385
Tax
-297,935
-23,556
-79,113
Profit After Tax
893,805
-761,375
-574,354
100,424
-16,821
337,272
Dividends Paid
Retained Profit
893,805
-761,375
-574,354
100,424
-16,821
337,272
Employee Costs
72,446
68,798
258,195
234,059
181,267
21,042,005
Number Of Employees
1
1
4
4
3
352
EBITDA*
1,205,298
-753,239
-574,243
123,786
-17,199
414,721
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
1,498,459
1,909,763
2,492,396
728,375
6,746,981
5,693,491
Group Debtors
209,778
120,384
324,988
Misc Debtors
2,104,067
1,496,812
1,272,084
1,479,127
1,189,710
1,091,063
Cash
51,977
22,081
4,016
75,436
312,845
443,693
misc current assets
total current assets
3,864,281
3,549,040
4,093,484
2,282,938
8,249,536
7,228,247
total assets
3,864,281
3,549,040
4,093,484
2,282,938
8,249,536
7,228,247
Bank overdraft
118,157
157,443
12,122
Bank loan
Trade Creditors
300
499,560
Group/Directors Accounts
636,418
1,091,593
628,452
675,717
1,070,480
other short term finances
hp & lease commitments
other current liabilities
3,130,655
3,214,458
3,606,289
1,186,246
6,858,505
6,391,315
total current liabilities
3,885,230
4,463,794
4,246,863
1,861,963
7,928,985
6,890,875
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
3,885,230
4,463,794
4,246,863
1,861,963
7,928,985
6,890,875
net assets
-20,949
-914,754
-153,379
420,975
320,551
337,372
total shareholders funds
-20,949
-914,754
-153,379
420,975
320,551
337,372
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Activities
Operating Profit
1,205,298
-753,239
-574,243
123,786
-17,199
414,721
Depreciation
Amortisation
Tax
-297,935
-23,556
-79,113
Stock
Debtors
285,345
-562,509
1,881,966
-5,729,189
1,152,137
6,784,554
Creditors
-300
300
-499,560
499,560
Accruals and Deferred Income
-83,803
-391,831
2,420,043
-5,672,259
467,190
6,391,315
Deferred Taxes & Provisions
Cash flow from operations
537,915
-582,261
-36,166
157,160
-1,201,706
441,929
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
-455,175
463,141
-47,265
-394,763
1,070,480
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
100
interest
-13,559
-8,135
-111
194
378
1,664
cash flow from financing
-468,734
455,006
-47,376
-394,569
1,070,858
1,764
cash and cash equivalents
cash
29,896
18,065
-71,420
-237,409
-130,848
443,693
overdraft
-39,286
145,321
12,122
change in cash
69,182
-127,256
-83,542
-237,409
-130,848
443,693
pivot lending no.3 limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for pivot lending no.3 limited. Get real-time insights into pivot lending no.3 limited's credit score, group structure and payment trends.
Perform a competitor analysis for pivot lending no.3 limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in W1S area or any other competitors across 12 key performance metrics.
pivot lending no.3 limited Ownership
PIVOT LENDING NO.3 LIMITED group structure
Pivot Lending No.3 Limited has no subsidiary companies.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 7 charges/mortgages relating to pivot lending no.3 limited. Currently there are 5 open charges and 2 have been satisfied in the past.
pivot lending no.3 limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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pivot lending no.3 limitedCompanies House Filings - See Documents
