ramsay & white ltd
ramsay & white ltd Company Information
Company Number
11127743
Next Accounts
Dec 2025
Shareholders
j white holdings ltd
paulsmorgages ltd
View AllGroup Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
+1Registered Address
ground floor, 5 oak tree court, mulberry drive, cardiff, CF23 8RS
Website
ramsayandwhite.comramsay & white ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY & WHITE LTD at £1.8m based on a Turnover of £1.8m and 1.03x industry multiple (adjusted for size and gross margin).
ramsay & white ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY & WHITE LTD at £242.8k based on an EBITDA of £60k and a 4.04x industry multiple (adjusted for size and gross margin).
ramsay & white ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY & WHITE LTD at £330.8k based on Net Assets of £187.5k and 1.76x industry multiple (adjusted for liquidity).
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Ramsay & White Ltd Overview
Ramsay & White Ltd is a live company located in cardiff, CF23 8RS with a Companies House number of 11127743. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in December 2017, it's largest shareholder is j white holdings ltd with a 55% stake. Ramsay & White Ltd is a young, small sized company, Pomanda has estimated its turnover at £1.8m with unknown growth in recent years.
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Ramsay & White Ltd Health Check
Pomanda's financial health check has awarded Ramsay & White Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
3 Weak
Size
annual sales of £1.8m, make it smaller than the average company (£4.5m)
- Ramsay & White Ltd
£4.5m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Ramsay & White Ltd
- - Industry AVG
Production
with a gross margin of 68.8%, this company has a comparable cost of product (68.8%)
- Ramsay & White Ltd
68.8% - Industry AVG
Profitability
an operating margin of 3.2% make it less profitable than the average company (9.1%)
- Ramsay & White Ltd
9.1% - Industry AVG
Employees
with 16 employees, this is above the industry average (10)
16 - Ramsay & White Ltd
10 - Industry AVG
Pay Structure
on an average salary of £76k, the company has an equivalent pay structure (£76k)
- Ramsay & White Ltd
£76k - Industry AVG
Efficiency
resulting in sales per employee of £109.4k, this is less efficient (£195.4k)
- Ramsay & White Ltd
£195.4k - Industry AVG
Debtor Days
it gets paid by customers after 1 days, this is earlier than average (32 days)
- Ramsay & White Ltd
32 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Ramsay & White Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Ramsay & White Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 77 weeks, this is more cash available to meet short term requirements (28 weeks)
77 weeks - Ramsay & White Ltd
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 52.5%, this is a lower level of debt than the average (69.7%)
52.5% - Ramsay & White Ltd
69.7% - Industry AVG
RAMSAY & WHITE LTD financials
Ramsay & White Ltd's latest turnover from March 2024 is estimated at £1.8 million and the company has net assets of £187.5 thousand. According to their latest financial statements, Ramsay & White Ltd has 16 employees and maintains cash reserves of £298.2 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Turnover | ||||||
| Other Income Or Grants | ||||||
| Cost Of Sales | ||||||
| Gross Profit | ||||||
| Admin Expenses | ||||||
| Operating Profit | ||||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | ||||||
| Tax | ||||||
| Profit After Tax | ||||||
| Dividends Paid | ||||||
| Retained Profit | ||||||
| Employee Costs | ||||||
| Number Of Employees | 16 | 16 | 11 | 4 | 4 | 1 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 17,872 | 6,057 | 4,995 | 5,259 | 1,238 | 872 |
| Intangible Assets | 12,862 | 5,370 | ||||
| Investments & Other | ||||||
| Debtors (Due After 1 year) | ||||||
| Total Fixed Assets | 30,734 | 11,427 | 4,995 | 5,259 | 1,238 | 872 |
| Stock & work in progress | ||||||
| Trade Debtors | 6,488 | 3,294 | 570,777 | 83,403 | 37,547 | 11,737 |
| Group Debtors | ||||||
| Misc Debtors | 59,075 | 20,985 | ||||
| Cash | 298,197 | 314,648 | ||||
| misc current assets | ||||||
| total current assets | 363,760 | 338,927 | 570,777 | 83,403 | 37,547 | 11,737 |
| total assets | 394,494 | 350,354 | 575,772 | 88,662 | 38,785 | 12,609 |
| Bank overdraft | 5,166 | 15,851 | ||||
| Bank loan | ||||||
| Trade Creditors | 253,772 | 63,577 | 28,804 | 11,372 | ||
| Group/Directors Accounts | ||||||
| other short term finances | ||||||
| hp & lease commitments | ||||||
| other current liabilities | 196,164 | 200,481 | ||||
| total current liabilities | 201,330 | 216,332 | 253,772 | 63,577 | 28,804 | 11,372 |
| loans | 5,661 | |||||
| hp & lease commitments | ||||||
| Accruals and Deferred Income | ||||||
| other liabilities | 20,851 | 25,000 | ||||
| provisions | ||||||
| total long term liabilities | 5,661 | 20,851 | 25,000 | |||
| total liabilities | 206,991 | 216,332 | 274,623 | 88,577 | 28,804 | 11,372 |
| net assets | 187,503 | 134,022 | 301,149 | 85 | 9,981 | 1,237 |
| total shareholders funds | 187,503 | 134,022 | 301,149 | 85 | 9,981 | 1,237 |
| Mar 2024 | Mar 2023 | Mar 2022 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | ||||||
| Depreciation | 2,857 | 800 | ||||
| Amortisation | 448 | |||||
| Tax | ||||||
| Stock | ||||||
| Debtors | 41,284 | -546,498 | 570,777 | 45,856 | 25,810 | 11,737 |
| Creditors | -253,772 | 253,772 | 34,773 | 17,432 | 11,372 | |
| Accruals and Deferred Income | -4,317 | 200,481 | ||||
| Deferred Taxes & Provisions | ||||||
| Cash flow from operations | ||||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | ||||||
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | ||||||
| Group/Directors Accounts | ||||||
| Other Short Term Loans | ||||||
| Long term loans | 5,661 | |||||
| Hire Purchase and Lease Commitments | ||||||
| other long term liabilities | -20,851 | 20,851 | 25,000 | |||
| share issue | ||||||
| interest | ||||||
| cash flow from financing | ||||||
| cash and cash equivalents | ||||||
| cash | -16,451 | 314,648 | ||||
| overdraft | -10,685 | 15,851 | ||||
| change in cash | -5,766 | 298,797 |
ramsay & white ltd Credit Report and Business Information
Ramsay & White Ltd Competitor Analysis
Perform a competitor analysis for ramsay & white ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in CF23 area or any other competitors across 12 key performance metrics.
ramsay & white ltd Ownership
RAMSAY & WHITE LTD group structure
Ramsay & White Ltd has no subsidiary companies.
ramsay & white ltd directors
Ramsay & White Ltd currently has 3 directors. The longest serving directors include Mr Joel White (Dec 2017) and Mr Paul Davies (May 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Joel White | Wales | 37 years | Dec 2017 | - | Director |
| Mr Paul Davies | United Kingdom | 47 years | May 2020 | - | Director |
| Mr Dean Cripps | England | 35 years | Sep 2020 | - | Director |
P&L
March 2024turnover
1.8m
+9%
operating profit
56.7k
0%
gross margin
68.9%
+5.49%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
187.5k
+0.4%
total assets
394.5k
+0.13%
cash
298.2k
-0.05%
net assets
Total assets minus all liabilities
ramsay & white ltd company details
company number
11127743
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
December 2017
age
8
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
THOMAS & CO INTERNATIONAL LIMITED
auditor
-
address
ground floor, 5 oak tree court, mulberry drive, cardiff, CF23 8RS
Bank
-
Legal Advisor
-
ramsay & white ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ramsay & white ltd.
ramsay & white ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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ramsay & white ltd Companies House Filings - See Documents
| date | description | view/download |
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