zm finance ltd
zm finance ltd Company Information
Company Number
11185274
Next Accounts
Dec 2024
Industry
Financial management
Accounting, and auditing activities
Directors
Shareholders
zoe marie moss
Group Structure
View All
Contact
Registered Address
the courtyard 20 temple road, solihull, B93 8LF
Website
-zm finance ltd Estimated Valuation
Pomanda estimates the enterprise value of ZM FINANCE LTD at £9k based on a Turnover of £13.2k and 0.68x industry multiple (adjusted for size and gross margin).
zm finance ltd Estimated Valuation
Pomanda estimates the enterprise value of ZM FINANCE LTD at £0 based on an EBITDA of £-4.3k and a 4.42x industry multiple (adjusted for size and gross margin).
zm finance ltd Estimated Valuation
Pomanda estimates the enterprise value of ZM FINANCE LTD at £12k based on Net Assets of £3.6k and 3.37x industry multiple (adjusted for liquidity).
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Zm Finance Ltd Overview
Zm Finance Ltd is a dissolved company that was located in solihull, B93 8LF with a Companies House number of 11185274. It operated in the financial management sector, SIC Code 70221. Founded in February 2018, it's largest shareholder was zoe marie moss with a 100% stake. The last turnover for Zm Finance Ltd was estimated at £13.2k.
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Zm Finance Ltd Health Check
Pomanda's financial health check has awarded Zm Finance Ltd a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £13.2k, make it smaller than the average company (£290.8k)
- Zm Finance Ltd
£290.8k - Industry AVG
Growth
3 year (CAGR) sales growth of -31%, show it is growing at a slower rate (4.2%)
- Zm Finance Ltd
4.2% - Industry AVG
Production
with a gross margin of 40.7%, this company has a higher cost of product (77.2%)
- Zm Finance Ltd
77.2% - Industry AVG
Profitability
an operating margin of -32.7% make it less profitable than the average company (15.4%)
- Zm Finance Ltd
15.4% - Industry AVG
Employees
with 1 employees, this is below the industry average (3)
- Zm Finance Ltd
3 - Industry AVG
Pay Structure
on an average salary of £33.8k, the company has an equivalent pay structure (£33.8k)
- Zm Finance Ltd
£33.8k - Industry AVG
Efficiency
resulting in sales per employee of £13.2k, this is less efficient (£92.2k)
- Zm Finance Ltd
£92.2k - Industry AVG
Debtor Days
it gets paid by customers after 252 days, this is later than average (88 days)
- Zm Finance Ltd
88 days - Industry AVG
Creditor Days
its suppliers are paid after 247 days, this is slower than average (36 days)
- Zm Finance Ltd
36 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Zm Finance Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Zm Finance Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 63.2%, this is a higher level of debt than the average (56.4%)
63.2% - Zm Finance Ltd
56.4% - Industry AVG
ZM FINANCE LTD financials
Zm Finance Ltd's latest turnover from February 2022 is estimated at £13.2 thousand and the company has net assets of £3.6 thousand. According to their latest financial statements, we estimate that Zm Finance Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | |
|---|---|---|---|---|
| Turnover | ||||
| Other Income Or Grants | ||||
| Cost Of Sales | ||||
| Gross Profit | ||||
| Admin Expenses | ||||
| Operating Profit | ||||
| Interest Payable | ||||
| Interest Receivable | ||||
| Pre-Tax Profit | ||||
| Tax | ||||
| Profit After Tax | ||||
| Dividends Paid | ||||
| Retained Profit | ||||
| Employee Costs | ||||
| Number Of Employees | 1 | |||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | |
|---|---|---|---|---|
| Tangible Assets | 600 | 600 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 600 | 600 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 |
| Trade Debtors | 9,122 | 11,813 | 0 | 23,457 |
| Group Debtors | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 6,031 | 0 |
| Cash | 0 | 0 | 47 | 0 |
| misc current assets | 0 | 0 | 0 | 0 |
| total current assets | 9,122 | 11,813 | 6,078 | 23,457 |
| total assets | 9,722 | 12,413 | 6,078 | 23,457 |
| Bank overdraft | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 |
| Trade Creditors | 5,306 | 3,973 | 0 | 20,896 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 5,768 | 0 |
| total current liabilities | 5,306 | 3,973 | 5,768 | 20,896 |
| loans | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 840 | 540 | 0 | 540 |
| other liabilities | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 |
| total long term liabilities | 840 | 540 | 0 | 540 |
| total liabilities | 6,146 | 4,513 | 5,768 | 21,436 |
| net assets | 3,576 | 7,900 | 310 | 2,021 |
| total shareholders funds | 3,576 | 7,900 | 310 | 2,021 |
| Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | ||||
| Depreciation | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 |
| Tax | ||||
| Stock | 0 | 0 | 0 | 0 |
| Debtors | -2,691 | 5,782 | -17,426 | 23,457 |
| Creditors | 1,333 | 3,973 | -20,896 | 20,896 |
| Accruals and Deferred Income | 300 | -5,228 | 5,228 | 540 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 |
| share issue | ||||
| interest | ||||
| cash flow from financing | ||||
| cash and cash equivalents | ||||
| cash | 0 | -47 | 47 | 0 |
| overdraft | 0 | 0 | 0 | 0 |
| change in cash | 0 | -47 | 47 | 0 |
zm finance ltd Credit Report and Business Information
Zm Finance Ltd Competitor Analysis
Perform a competitor analysis for zm finance ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other undefined companies, companies in B93 area or any other competitors across 12 key performance metrics.
zm finance ltd Ownership
ZM FINANCE LTD group structure
Zm Finance Ltd has no subsidiary companies.
Ultimate parent company
ZM FINANCE LTD
11185274
zm finance ltd directors
Zm Finance Ltd currently has 1 director, Mrs Zoe Moss serving since Feb 2018.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Zoe Moss | England | 46 years | Feb 2018 | - | Director |
P&L
February 2022turnover
13.2k
-30%
operating profit
-4.3k
0%
gross margin
40.8%
-7.4%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
February 2022net assets
3.6k
-0.55%
total assets
9.7k
-0.22%
cash
0
0%
net assets
Total assets minus all liabilities
zm finance ltd company details
company number
11185274
Type
Private limited with Share Capital
industry
70221 - Financial management
69201 - Accounting, and auditing activities
incorporation date
February 2018
age
6
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
February 2022
previous names
N/A
accountant
ENGAGE ACCOUNTANCY LIMITED
auditor
-
address
the courtyard 20 temple road, solihull, B93 8LF
Bank
-
Legal Advisor
-
zm finance ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to zm finance ltd.
zm finance ltd Companies House Filings - See Documents
| date | description | view/download |
|---|
