cutter & co financial planning limitedEstimated Valuation
£228.2k
Pomanda estimates the enterprise value of CUTTER & CO FINANCIAL PLANNING LIMITED at £228.2k based on a Turnover of £319.4k and 0.71x industry multiple (adjusted for size and gross margin).
cutter & co financial planning limitedEstimated Valuation
£177.3k
Pomanda estimates the enterprise value of CUTTER & CO FINANCIAL PLANNING LIMITED at £177.3k based on an EBITDA of £68.4k and a 2.59x industry multiple (adjusted for size and gross margin).
cutter & co financial planning limitedEstimated Valuation
£95.5k
Pomanda estimates the enterprise value of CUTTER & CO FINANCIAL PLANNING LIMITED at £95.5k based on Net Assets of £77.4k and 1.23x industry multiple (adjusted for liquidity).
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Cutter & Co Financial Planning LimitedOverview
Cutter & Co Financial Planning Limited is a live company located in leeds, LS6 2EF with a Companies House number of 11281160. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in March 2018, it's largest shareholder is
true wealth planning solutions limited
with a 100% stake. Cutter & Co Financial Planning Limited is a young,
micro sized company, Pomanda has estimated its turnover at
£319.4k with
high
growth in recent years.
Cutter & Co Financial Planning Limited Health Check
Pomanda's financial health check has awarded Cutter & Co Financial Planning Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
4 Strong
1 Regular
5 Weak
Size
annual sales of £319.4k, make it smaller than the average company (£5.1m)
£319.4k - Cutter & Co Financial Planning Limited
£5.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 23%, show it is growing at a faster rate (6.8%)
23% - Cutter & Co Financial Planning Limited
6.8% - Industry AVG
Production
with a gross margin of 14.6%, this company has a higher cost of product (56.1%)
14.6% - Cutter & Co Financial Planning Limited
56.1% - Industry AVG
Profitability
an operating margin of 21.4% make it more profitable than the average company (9.4%)
21.4% - Cutter & Co Financial Planning Limited
9.4% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Cutter & Co Financial Planning Limited
12 - Industry AVG
Pay Structure
on an average salary of £79.4k, the company has an equivalent pay structure (£79.4k)
£79.4k - Cutter & Co Financial Planning Limited
£79.4k - Industry AVG
Efficiency
resulting in sales per employee of £159.7k, this is less efficient (£213.2k)
£159.7k - Cutter & Co Financial Planning Limited
£213.2k - Industry AVG
Debtor Days
it gets paid by customers after 158 days, this is later than average (32 days)
158 days - Cutter & Co Financial Planning Limited
32 days - Industry AVG
Creditor Days
its suppliers are paid after 81 days, this is slower than average (41 days)
81 days - Cutter & Co Financial Planning Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Cutter & Co Financial Planning Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Cutter & Co Financial Planning Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 44.2%, this is a lower level of debt than the average (69.3%)
44.2% - Cutter & Co Financial Planning Limited
69.3% - Industry AVG
CUTTER & CO FINANCIAL PLANNING LIMITED financials
EXPORT
Cutter & Co Financial Planning Limited's latest turnover from March 2024 is estimated at £319.4 thousand and the company has net assets of £77.4 thousand. According to their latest financial statements, Cutter & Co Financial Planning Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Turnover
319,369
200,948
199,325
170,989
145,053
120,032
Other Income Or Grants
Cost Of Sales
272,631
165,991
161,388
137,556
115,441
96,850
Gross Profit
46,738
34,957
37,937
33,433
29,612
23,182
Admin Expenses
-21,623
50,270
10,791
16,791
24,153
21,233
Operating Profit
68,361
-15,313
27,146
16,642
5,459
1,949
Interest Payable
Interest Receivable
Pre-Tax Profit
68,361
-15,313
27,146
16,642
5,459
1,949
Tax
-17,090
-5,158
-3,162
-1,037
-370
Profit After Tax
51,271
-15,313
21,988
13,480
4,422
1,579
Dividends Paid
Retained Profit
51,271
-15,313
21,988
13,480
4,422
1,579
Employee Costs
158,784
147,793
146,454
137,311
138,327
136,665
Number Of Employees
2
2
2
2
2
2
EBITDA*
68,361
-15,313
27,146
16,642
5,459
1,949
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
138,623
67,643
72,404
55,113
35,122
22,507
Group Debtors
Misc Debtors
28,366
Cash
misc current assets
total current assets
138,623
67,643
72,404
55,113
35,122
50,873
total assets
138,623
67,643
72,404
55,113
35,122
50,873
Bank overdraft
Bank loan
Trade Creditors
61,196
41,487
30,935
35,632
29,121
1,088
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
61,196
41,487
30,935
35,632
29,121
1,088
loans
hp & lease commitments
Accruals and Deferred Income
48,206
other liabilities
provisions
total long term liabilities
48,206
total liabilities
61,196
41,487
30,935
35,632
29,121
49,294
net assets
77,427
26,156
41,469
19,481
6,001
1,579
total shareholders funds
77,427
26,156
41,469
19,481
6,001
1,579
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Activities
Operating Profit
68,361
-15,313
27,146
16,642
5,459
1,949
Depreciation
Amortisation
Tax
-17,090
-5,158
-3,162
-1,037
-370
Stock
Debtors
70,980
-4,761
17,291
19,991
-15,751
50,873
Creditors
19,709
10,552
-4,697
6,511
28,033
1,088
Accruals and Deferred Income
-48,206
48,206
Deferred Taxes & Provisions
Cash flow from operations
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
interest
cash flow from financing
cash and cash equivalents
cash
overdraft
change in cash
cutter & co financial planning limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for cutter & co financial planning limited. Get real-time insights into cutter & co financial planning limited's credit score, group structure and payment trends.
Cutter & Co Financial Planning Limited Competitor Analysis
Perform a competitor analysis for cutter & co financial planning limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in LS6 area or any other competitors across 12 key performance metrics.
cutter & co financial planning limited Ownership
CUTTER & CO FINANCIAL PLANNING LIMITED group structure
Cutter & Co Financial Planning Limited has no subsidiary companies.
CUTTER & CO FINANCIAL PLANNING LIMITED Shareholders
The sole shareholder of Cutter & Co Financial Planning Limited is True Wealth Planning Solutions Limited.
true wealth planning solutions limited
100%
cutter & co financial planning limited directors
Cutter & Co Financial Planning Limited currently has 2 directors.
The longest serving directors include
Ms Susan Puddephatt (Oct 2024) and
Mr Stephen Willis (Oct 2024).
cutter & co financial planning limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to cutter & co financial planning limited.
cutter & co financial planning limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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cutter & co financial planning limitedCompanies House Filings - See Documents
