Pomanda estimates the enterprise value of PROVIDENCE FINANCIAL SOLUTIONS LTD at £118.6k based on a Turnover of £143.9k and 0.82x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of PROVIDENCE FINANCIAL SOLUTIONS LTD at £0 based on an EBITDA of £-250 and a 3.5x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of PROVIDENCE FINANCIAL SOLUTIONS LTD at £782 based on Net Assets of £486 and 1.61x industry multiple (adjusted for liquidity).
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Providence Financial Solutions LtdOverview
Providence Financial Solutions Ltd is a live company located in west yorkshire, WF12 7RQ with a Companies House number of 11305089. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in April 2018, it's largest shareholder is
matthew james tebb
with a 95% stake. Providence Financial Solutions Ltd is a young,
micro sized company, Pomanda has estimated its turnover at
£143.9k with
low
growth in recent years.
Pomanda's financial health check has awarded Providence Financial Solutions Ltd a 0.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 9 areas for improvement. Company Health Check FAQs
Health Rating0.5out of 5
0 Strong
1 Regular
9 Weak
Size
annual sales of £143.9k, make it smaller than the average company (£11.9m)
£143.9k - Providence Financial Solutions Ltd
£11.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a slower rate (9.8%)
4% - Providence Financial Solutions Ltd
9.8% - Industry AVG
Production
with a gross margin of 37.4%, this company has a higher cost of product (75.1%)
37.4% - Providence Financial Solutions Ltd
75.1% - Industry AVG
Profitability
an operating margin of -0.2% make it less profitable than the average company (7%)
-0.2% - Providence Financial Solutions Ltd
7% - Industry AVG
Employees
with 2 employees, this is below the industry average (66)
2 - Providence Financial Solutions Ltd
66 - Industry AVG
Pay Structure
on an average salary of £78.5k, the company has an equivalent pay structure (£78.5k)
£78.5k - Providence Financial Solutions Ltd
£78.5k - Industry AVG
Efficiency
resulting in sales per employee of £72k, this is less efficient (£204.4k)
£72k - Providence Financial Solutions Ltd
£204.4k - Industry AVG
Debtor Days
it gets paid by customers after 47 days, this is later than average (39 days)
47 days - Providence Financial Solutions Ltd
39 days - Industry AVG
Creditor Days
its suppliers are paid after 33 days, this is quicker than average (45 days)
33 days - Providence Financial Solutions Ltd
45 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Providence Financial Solutions Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Providence Financial Solutions Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 97.4%, this is a higher level of debt than the average (56.5%)
97.4% - Providence Financial Solutions Ltd
56.5% - Industry AVG
PROVIDENCE FINANCIAL SOLUTIONS LTD financials
EXPORT
Providence Financial Solutions Ltd's latest turnover from April 2024 is estimated at £143.9 thousand and the company has net assets of £486. According to their latest financial statements, Providence Financial Solutions Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Turnover
143,924
140,709
125,773
129,366
82,917
5,318
Other Income Or Grants
Cost Of Sales
90,094
86,136
73,845
79,857
51,294
3,246
Gross Profit
53,830
54,573
51,928
49,509
31,623
2,072
Admin Expenses
54,080
82,175
52,404
14,307
31,538
1,787
Operating Profit
-250
-27,602
-476
35,202
85
285
Interest Payable
Interest Receivable
Pre-Tax Profit
-250
-27,602
-476
35,202
85
285
Tax
-6,688
-16
-54
Profit After Tax
-250
-27,602
-476
28,514
69
231
Dividends Paid
Retained Profit
-250
-27,602
-476
28,514
69
231
Employee Costs
157,018
157,075
77,168
71,907
71,300
67,889
Number Of Employees
2
2
1
1
1
1
EBITDA*
-250
-27,602
-476
35,202
85
285
* Earnings Before Interest, Tax, Depreciation and Amortisation
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Tangible Assets
280
408
817
1,634
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
280
408
817
1,634
Stock & work in progress
Trade Debtors
18,715
19,051
62,818
69,153
24,527
2,303
Group Debtors
Misc Debtors
Cash
misc current assets
total current assets
18,715
19,051
62,818
69,153
24,527
2,303
total assets
18,715
19,051
63,098
69,561
25,344
3,937
Bank overdraft
Bank loan
Trade Creditors
8,358
3,697
15,729
17,330
25,044
3,706
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
8,358
3,697
15,729
17,330
25,044
3,706
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
9,871
14,618
19,031
23,417
provisions
total long term liabilities
9,871
14,618
19,031
23,417
total liabilities
18,229
18,315
34,760
40,747
25,044
3,706
net assets
486
736
28,338
28,814
300
231
total shareholders funds
486
736
28,338
28,814
300
231
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Operating Activities
Operating Profit
-250
-27,602
-476
35,202
85
285
Depreciation
Amortisation
Tax
-6,688
-16
-54
Stock
Debtors
-336
-43,767
-6,335
44,626
22,224
2,303
Creditors
4,661
-12,032
-1,601
-7,714
21,338
3,706
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations
4,747
4,133
4,258
-23,826
-817
1,634
Investing Activities
capital expenditure
280
128
409
817
-1,634
Change in Investments
cash flow from investments
280
128
409
817
-1,634
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-4,747
-4,413
-4,386
23,417
share issue
interest
cash flow from financing
-4,747
-4,413
-4,386
23,417
cash and cash equivalents
cash
overdraft
change in cash
providence financial solutions ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for providence financial solutions ltd. Get real-time insights into providence financial solutions ltd's credit score, group structure and payment trends.
Perform a competitor analysis for providence financial solutions ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in WF12 area or any other competitors across 12 key performance metrics.
providence financial solutions ltd Ownership
PROVIDENCE FINANCIAL SOLUTIONS LTD group structure
Providence Financial Solutions Ltd has no subsidiary companies.
Ultimate parent company
PROVIDENCE FINANCIAL SOLUTIONS LTD
11305089
PROVIDENCE FINANCIAL SOLUTIONS LTD Shareholders
The largest shareholders in Providence Financial Solutions Ltd include Matthew James Tebb and Rachael Tebb.
matthew james tebb
95%
rachael tebb
5%
providence financial solutions ltd directors
Providence Financial Solutions Ltd currently has 1 director, Mr Matthew Tebb serving since Apr 2018.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to providence financial solutions ltd.
providence financial solutions ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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providence financial solutions ltdCompanies House Filings - See Documents
