Pomanda estimates the enterprise value of SG FINANCIAL LIMITED at £173.1k based on a Turnover of £238.8k and 0.72x industry multiple (adjusted for size and gross margin).
sg financial limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of SG FINANCIAL LIMITED at £0 based on an EBITDA of £-83.5k and a 4.65x industry multiple (adjusted for size and gross margin).
sg financial limitedEstimated Valuation
£244.4k
Pomanda estimates the enterprise value of SG FINANCIAL LIMITED at £244.4k based on Net Assets of £79.9k and 3.06x industry multiple (adjusted for liquidity).
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Sg Financial LimitedOverview
Sg Financial Limited is a live company located in bournemouth, BH2 5QL with a Companies House number of 11312408. It operates in the accounting and auditing activities sector, SIC Code 69201. Founded in April 2018, it's largest shareholder is
shaun gomm
with a 51% stake. Sg Financial Limited is a young,
micro sized company, Pomanda has estimated its turnover at
£238.8k with
declining
growth in recent years.
Pomanda's financial health check has awarded Sg Financial Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
4 Strong
1 Regular
5 Weak
Size
annual sales of £238.8k, make it larger than the average company (£194.1k)
£238.8k - Sg Financial Limited
£194.1k - Industry AVG
Growth
3 year (CAGR) sales growth of -4%, show it is growing at a slower rate (9%)
-4% - Sg Financial Limited
9% - Industry AVG
Production
with a gross margin of 52.4%, this company has a higher cost of product (94.9%)
52.4% - Sg Financial Limited
94.9% - Industry AVG
Profitability
an operating margin of -34.9% make it less profitable than the average company (8.5%)
-34.9% - Sg Financial Limited
8.5% - Industry AVG
Employees
with 2 employees, this is below the industry average (3)
2 - Sg Financial Limited
3 - Industry AVG
Pay Structure
on an average salary of £36.4k, the company has an equivalent pay structure (£36.4k)
£36.4k - Sg Financial Limited
£36.4k - Industry AVG
Efficiency
resulting in sales per employee of £119.4k, this is more efficient (£80.2k)
£119.4k - Sg Financial Limited
£80.2k - Industry AVG
Debtor Days
it gets paid by customers after 204 days, this is later than average (73 days)
204 days - Sg Financial Limited
73 days - Industry AVG
Creditor Days
its suppliers are paid after 120 days, this is slower than average (28 days)
120 days - Sg Financial Limited
28 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Sg Financial Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Sg Financial Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 41.2%, this is a lower level of debt than the average (51.8%)
41.2% - Sg Financial Limited
51.8% - Industry AVG
SG FINANCIAL LIMITED financials
EXPORT
Sg Financial Limited's latest turnover from April 2024 is estimated at £238.8 thousand and the company has net assets of £79.9 thousand. According to their latest financial statements, Sg Financial Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Turnover
238,823
393,260
555,788
269,220
229,031
207,956
Other Income Or Grants
Cost Of Sales
113,717
186,267
252,122
120,695
104,609
86,823
Gross Profit
125,107
206,993
303,665
148,525
124,422
121,133
Admin Expenses
208,585
285,775
129,159
144,150
91,621
33,885
Operating Profit
-83,478
-78,782
174,506
4,375
32,801
87,248
Interest Payable
Interest Receivable
Pre-Tax Profit
-83,478
-78,782
174,506
4,375
32,801
87,248
Tax
-33,156
-831
-6,232
-16,577
Profit After Tax
-83,478
-78,782
141,350
3,544
26,569
70,671
Dividends Paid
Retained Profit
-83,478
-78,782
141,350
3,544
26,569
70,671
Employee Costs
72,786
69,921
66,187
57,457
56,572
67,817
Number Of Employees
2
2
2
2
2
2
EBITDA*
-83,478
-78,782
174,506
4,375
32,801
87,248
* Earnings Before Interest, Tax, Depreciation and Amortisation
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Tangible Assets
1,600
1,600
307
2,651
5,775
947
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
1,600
1,600
307
2,651
5,775
947
Stock & work in progress
Trade Debtors
134,120
235,619
377,395
181,766
132,050
119,223
Group Debtors
Misc Debtors
Cash
misc current assets
total current assets
134,120
235,619
377,395
181,766
132,050
119,223
total assets
135,720
237,219
377,702
184,417
137,825
120,170
Bank overdraft
Bank loan
Trade Creditors
37,446
45,867
97,168
35,633
40,585
49,499
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
37,446
45,867
97,168
35,633
40,585
49,499
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
18,400
28,000
38,400
48,000
provisions
total long term liabilities
18,400
28,000
38,400
48,000
total liabilities
55,846
73,867
135,568
83,633
40,585
49,499
net assets
79,874
163,352
242,134
100,784
97,240
70,671
total shareholders funds
79,874
163,352
242,134
100,784
97,240
70,671
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Operating Activities
Operating Profit
-83,478
-78,782
174,506
4,375
32,801
87,248
Depreciation
Amortisation
Tax
-33,156
-831
-6,232
-16,577
Stock
Debtors
-101,499
-141,776
195,629
49,716
12,827
119,223
Creditors
-8,421
-51,301
61,535
-4,952
-8,914
49,499
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations
9,600
11,693
7,256
-51,124
4,828
947
Investing Activities
capital expenditure
-1,293
2,344
3,124
-4,828
-947
Change in Investments
cash flow from investments
-1,293
2,344
3,124
-4,828
-947
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-9,600
-10,400
-9,600
48,000
share issue
interest
cash flow from financing
-9,600
-10,400
-9,600
48,000
cash and cash equivalents
cash
overdraft
change in cash
sg financial limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for sg financial limited. Get real-time insights into sg financial limited's credit score, group structure and payment trends.
Perform a competitor analysis for sg financial limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in BH2 area or any other competitors across 12 key performance metrics.
sg financial limited Ownership
SG FINANCIAL LIMITED group structure
Sg Financial Limited has no subsidiary companies.
Ultimate parent company
SG FINANCIAL LIMITED
11312408
SG FINANCIAL LIMITED Shareholders
The largest shareholders in Sg Financial Limited include Shaun Gomm and Lucy Gomm.
shaun gomm
51%
lucy gomm
49%
sg financial limited directors
Sg Financial Limited currently has 1 director, Mr Shaun Gomm serving since Apr 2018.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to sg financial limited.
sg financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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sg financial limitedCompanies House Filings - See Documents
