Pomanda estimates the enterprise value of COLE FINANCIAL ASSOCIATES LIMITED at £132.5k based on a Turnover of £186k and 0.71x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of COLE FINANCIAL ASSOCIATES LIMITED at £339k based on an EBITDA of £131.1k and a 2.59x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of COLE FINANCIAL ASSOCIATES LIMITED at £690.2k based on Net Assets of £559.8k and 1.23x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Cole Financial Associates LimitedOverview
Cole Financial Associates Limited is a live company located in worthing, BN11 1SU with a Companies House number of 11387487. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in May 2018, it's largest shareholder is
stephen michael cole
with a 94.3% stake. Cole Financial Associates Limited is a young,
micro sized company, Pomanda has estimated its turnover at
£186k with
declining
growth in recent years.
Pomanda's financial health check has awarded Cole Financial Associates Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
2 Strong
3 Regular
5 Weak
Size
annual sales of £186k, make it smaller than the average company (£5.1m)
£186k - Cole Financial Associates Limited
£5.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -2%, show it is growing at a slower rate (6.8%)
-2% - Cole Financial Associates Limited
6.8% - Industry AVG
Production
with a gross margin of 14.6%, this company has a higher cost of product (56.1%)
14.6% - Cole Financial Associates Limited
56.1% - Industry AVG
Profitability
an operating margin of 70.5% make it more profitable than the average company (9.4%)
70.5% - Cole Financial Associates Limited
9.4% - Industry AVG
Employees
with 1 employees, this is below the industry average (12)
1 - Cole Financial Associates Limited
12 - Industry AVG
Pay Structure
on an average salary of £79.4k, the company has an equivalent pay structure (£79.4k)
£79.4k - Cole Financial Associates Limited
£79.4k - Industry AVG
Efficiency
resulting in sales per employee of £186k, this is equally as efficient (£213.2k)
£186k - Cole Financial Associates Limited
£213.2k - Industry AVG
Debtor Days
it gets paid by customers after 106 days, this is later than average (32 days)
106 days - Cole Financial Associates Limited
32 days - Industry AVG
Creditor Days
its suppliers are paid after 250 days, this is slower than average (41 days)
250 days - Cole Financial Associates Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Cole Financial Associates Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Cole Financial Associates Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 69.3%, this is a similar level of debt than the average (69.3%)
69.3% - Cole Financial Associates Limited
69.3% - Industry AVG
COLE FINANCIAL ASSOCIATES LIMITED financials
EXPORT
Cole Financial Associates Limited's latest turnover from March 2024 is estimated at £186 thousand and the company has net assets of £559.8 thousand. According to their latest financial statements, we estimate that Cole Financial Associates Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Turnover
186,027
189,075
207,550
197,005
49,696
25,952
Other Income Or Grants
Cost Of Sales
158,803
156,184
168,047
158,485
39,551
20,940
Gross Profit
27,224
32,891
39,503
38,520
10,145
5,012
Admin Expenses
-103,920
-57,782
-204,383
-136,331
-40,541
-4,574
Operating Profit
131,144
90,673
243,886
174,851
50,686
9,586
Interest Payable
Interest Receivable
Pre-Tax Profit
131,144
90,673
243,886
174,851
50,686
9,586
Tax
-32,786
-17,228
-46,338
-33,222
-9,630
-1,821
Profit After Tax
98,358
73,445
197,548
141,629
41,056
7,765
Dividends Paid
Retained Profit
98,358
73,445
197,548
141,629
41,056
7,765
Employee Costs
79,392
73,896
73,227
68,655
69,163
68,332
Number Of Employees
1
1
1
1
1
1
EBITDA*
131,144
90,673
243,886
174,851
50,686
9,586
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Tangible Assets
1,769,085
1,802,457
1,464,294
1,494,790
1,491,682
346,639
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
1,769,085
1,802,457
1,464,294
1,494,790
1,491,682
346,639
Stock & work in progress
Trade Debtors
54,241
64,386
74,938
63,231
13,791
9,254
Group Debtors
Misc Debtors
Cash
misc current assets
total current assets
54,241
64,386
74,938
63,231
13,791
9,254
total assets
1,823,326
1,866,843
1,539,232
1,558,021
1,505,473
355,893
Bank overdraft
Bank loan
Trade Creditors
108,801
20,022
16,032
68,061
40,902
299
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
108,801
20,022
16,032
68,061
40,902
299
loans
hp & lease commitments
Accruals and Deferred Income
1,747
1,636
1,300
1,300
other liabilities
1,099,642
1,264,623
1,053,988
1,235,740
1,382,673
331,714
provisions
53,335
119,119
79,914
62,470
33,077
16,115
total long term liabilities
1,154,724
1,385,378
1,135,202
1,299,510
1,415,750
347,829
total liabilities
1,263,525
1,405,400
1,151,234
1,367,571
1,456,652
348,128
net assets
559,801
461,443
387,998
190,450
48,821
7,765
total shareholders funds
559,801
461,443
387,998
190,450
48,821
7,765
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Activities
Operating Profit
131,144
90,673
243,886
174,851
50,686
9,586
Depreciation
Amortisation
Tax
-32,786
-17,228
-46,338
-33,222
-9,630
-1,821
Stock
Debtors
-10,145
-10,552
11,707
49,440
4,537
9,254
Creditors
88,779
3,990
-52,029
27,159
40,603
299
Accruals and Deferred Income
111
336
1,300
Deferred Taxes & Provisions
-65,784
39,205
17,444
29,393
16,962
16,115
Cash flow from operations
131,609
127,528
151,256
150,041
94,084
14,925
Investing Activities
capital expenditure
33,372
-338,163
30,496
-3,108
-1,145,043
-346,639
Change in Investments
cash flow from investments
33,372
-338,163
30,496
-3,108
-1,145,043
-346,639
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-164,981
210,635
-181,752
-146,933
1,050,959
331,714
share issue
interest
cash flow from financing
-164,981
210,635
-181,752
-146,933
1,050,959
331,714
cash and cash equivalents
cash
overdraft
change in cash
cole financial associates limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for cole financial associates limited. Get real-time insights into cole financial associates limited's credit score, group structure and payment trends.
Perform a competitor analysis for cole financial associates limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BN11 area or any other competitors across 12 key performance metrics.
cole financial associates limited Ownership
COLE FINANCIAL ASSOCIATES LIMITED group structure
Cole Financial Associates Limited has no subsidiary companies.
Ultimate parent company
COLE FINANCIAL ASSOCIATES LIMITED
11387487
COLE FINANCIAL ASSOCIATES LIMITED Shareholders
The largest shareholders in Cole Financial Associates Limited include Stephen Michael Cole and Charlotte Cole.
stephen michael cole
94.34%
charlotte cole
0.94%
hazel magill
0.94%
annabelle cole
0.94%
christopher cole
0.94%
lisa cole
0.94%
william cole
0.94%
cole financial associates limited directors
Cole Financial Associates Limited currently has 1 director, Mr Stephen Cole serving since May 2018.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to cole financial associates limited.
cole financial associates limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for COLE FINANCIAL ASSOCIATES LIMITED. This can take several minutes, an email will notify you when this has completed.
cole financial associates limitedCompanies House Filings - See Documents
