cleeve financial planning limited
cleeve financial planning limited Company Information
Company Number
12056508
Website
www.bespokeifa.co.ukRegistered Address
knightwood court mead road, bristol, BS34 8PS
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01173704213
Next Accounts Due
September 2025
Group Structure
View All
Shareholders
daniel charles gould 44%
adam benjamin wyrill 44%
View Allcleeve financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of CLEEVE FINANCIAL PLANNING LIMITED at £2.6m based on a Turnover of £1.9m and 1.41x industry multiple (adjusted for size and gross margin).
cleeve financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of CLEEVE FINANCIAL PLANNING LIMITED at £0 based on an EBITDA of £-24.5k and a 5.44x industry multiple (adjusted for size and gross margin).
cleeve financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of CLEEVE FINANCIAL PLANNING LIMITED at £66.4k based on Net Assets of £33.1k and 2.01x industry multiple (adjusted for liquidity).
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Cleeve Financial Planning Limited Overview
Cleeve Financial Planning Limited is a live company located in bristol, BS34 8PS with a Companies House number of 12056508. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in June 2019, it's largest shareholder is daniel charles gould with a 44% stake. Cleeve Financial Planning Limited is a young, small sized company, Pomanda has estimated its turnover at £1.9m with rapid growth in recent years.
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Cleeve Financial Planning Limited Health Check
Pomanda's financial health check has awarded Cleeve Financial Planning Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
4 Weak
Size
annual sales of £1.9m, make it smaller than the average company (£5.5m)
- Cleeve Financial Planning Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 66%, show it is growing at a faster rate (5%)
- Cleeve Financial Planning Limited
5% - Industry AVG
Production
with a gross margin of 59%, this company has a comparable cost of product (59%)
- Cleeve Financial Planning Limited
59% - Industry AVG
Profitability
an operating margin of -1.6% make it less profitable than the average company (9.1%)
- Cleeve Financial Planning Limited
9.1% - Industry AVG
Employees
with 8 employees, this is below the industry average (16)
8 - Cleeve Financial Planning Limited
16 - Industry AVG
Pay Structure
on an average salary of £84.1k, the company has an equivalent pay structure (£84.1k)
- Cleeve Financial Planning Limited
£84.1k - Industry AVG
Efficiency
resulting in sales per employee of £234.4k, this is equally as efficient (£234.4k)
- Cleeve Financial Planning Limited
£234.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Cleeve Financial Planning Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Cleeve Financial Planning Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Cleeve Financial Planning Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 107 weeks, this is more cash available to meet short term requirements (36 weeks)
107 weeks - Cleeve Financial Planning Limited
36 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 67.3%, this is a higher level of debt than the average (58.5%)
67.3% - Cleeve Financial Planning Limited
58.5% - Industry AVG
CLEEVE FINANCIAL PLANNING LIMITED financials
Cleeve Financial Planning Limited's latest turnover from December 2023 is estimated at £1.9 million and the company has net assets of £33.1 thousand. According to their latest financial statements, Cleeve Financial Planning Limited has 8 employees and maintains cash reserves of £74.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | |
|---|---|---|---|---|---|
| Turnover | |||||
| Other Income Or Grants | |||||
| Cost Of Sales | |||||
| Gross Profit | |||||
| Admin Expenses | |||||
| Operating Profit | |||||
| Interest Payable | |||||
| Interest Receivable | |||||
| Pre-Tax Profit | |||||
| Tax | |||||
| Profit After Tax | |||||
| Dividends Paid | |||||
| Retained Profit | |||||
| Employee Costs | |||||
| Number Of Employees | 8 | 5 | 5 | 4 | 4 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | |
|---|---|---|---|---|---|
| Tangible Assets | 6,282 | 5,420 | 2,939 | 0 | 0 |
| Intangible Assets | 19,915 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 7,500 | 0 |
| Total Fixed Assets | 26,197 | 5,420 | 2,939 | 7,500 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 347 | 347 | 347 | 347 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 238 | 44,778 | 9,797 | 15,841 | 2,100 |
| Cash | 74,598 | 82,487 | 78,034 | 108,345 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 |
| total current assets | 74,836 | 127,612 | 88,178 | 124,533 | 2,447 |
| total assets | 101,033 | 133,032 | 91,117 | 132,033 | 2,447 |
| Bank overdraft | 5,000 | 5,000 | 5,000 | 3,333 | 2,919 |
| Bank loan | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 688 | 795 | 429 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 31,249 | 28,029 | 38,353 | 50,433 | 13,095 |
| total current liabilities | 36,249 | 33,717 | 44,148 | 54,195 | 16,014 |
| loans | 31,724 | 36,693 | 42,083 | 46,667 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 31,724 | 36,693 | 42,083 | 46,667 | 0 |
| total liabilities | 67,973 | 70,410 | 86,231 | 100,862 | 16,014 |
| net assets | 33,060 | 62,622 | 4,886 | 31,171 | -13,567 |
| total shareholders funds | 33,060 | 62,622 | 4,886 | 31,171 | -13,567 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Operating Profit | |||||
| Depreciation | 3,321 | 1,748 | 1,469 | 0 | 0 |
| Amortisation | 1,385 | 0 | 0 | 0 | 0 |
| Tax | |||||
| Stock | 0 | 0 | 0 | 0 | 0 |
| Debtors | -44,887 | 34,981 | -13,544 | 21,241 | 2,447 |
| Creditors | -688 | -107 | 366 | 429 | 0 |
| Accruals and Deferred Income | 3,220 | -10,324 | -12,080 | 37,338 | 13,095 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||
| Investing Activities | |||||
| capital expenditure | |||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||
| Financing Activities | |||||
| Bank loans | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 |
| Long term loans | -4,969 | -5,390 | -4,584 | 46,667 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||
| interest | |||||
| cash flow from financing | |||||
| cash and cash equivalents | |||||
| cash | -7,889 | 4,453 | -30,311 | 108,345 | 0 |
| overdraft | 0 | 0 | 1,667 | 414 | 2,919 |
| change in cash | -7,889 | 4,453 | -31,978 | 107,931 | -2,919 |
cleeve financial planning limited Credit Report and Business Information
Cleeve Financial Planning Limited Competitor Analysis
Perform a competitor analysis for cleeve financial planning limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BS34 area or any other competitors across 12 key performance metrics.
cleeve financial planning limited Ownership
CLEEVE FINANCIAL PLANNING LIMITED group structure
Cleeve Financial Planning Limited has no subsidiary companies.
Ultimate parent company
CLEEVE FINANCIAL PLANNING LIMITED
12056508
cleeve financial planning limited directors
Cleeve Financial Planning Limited currently has 3 directors. The longest serving directors include Mr Daniel Gould (Jun 2019) and Mr Daniel Gould (Jun 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Daniel Gould | England | 40 years | Jun 2019 | - | Director |
| Mr Daniel Gould | United Kingdom | 40 years | Jun 2019 | - | Director |
| Mr Adam Wyrill | United Kingdom | 42 years | Jun 2019 | - | Director |
P&L
December 2023turnover
1.9m
+249%
operating profit
-29.2k
0%
gross margin
59.1%
-4.65%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
33.1k
-0.47%
total assets
101k
-0.24%
cash
74.6k
-0.1%
net assets
Total assets minus all liabilities
cleeve financial planning limited company details
company number
12056508
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
June 2019
age
5
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
bespoke private clients ltd (September 2022)
bespoke wm ltd (August 2019)
accountant
OBSIDIAN ACCOUNTANCY LIMITED
auditor
-
address
knightwood court mead road, bristol, BS34 8PS
Bank
-
Legal Advisor
-
cleeve financial planning limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to cleeve financial planning limited.
cleeve financial planning limited Companies House Filings - See Documents
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