galaxy real estate, 1-3 uxbridge road, hayes, UB4 0JN
Website
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galaxy finance ltdEstimated Valuation
£213.6k
Pomanda estimates the enterprise value of GALAXY FINANCE LTD at £213.6k based on a Turnover of £304.1k and 0.7x industry multiple (adjusted for size and gross margin).
galaxy finance ltdEstimated Valuation
£107.8k
Pomanda estimates the enterprise value of GALAXY FINANCE LTD at £107.8k based on an EBITDA of £38.2k and a 2.82x industry multiple (adjusted for size and gross margin).
galaxy finance ltdEstimated Valuation
£249.2k
Pomanda estimates the enterprise value of GALAXY FINANCE LTD at £249.2k based on Net Assets of £104.2k and 2.39x industry multiple (adjusted for liquidity).
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Galaxy Finance LtdOverview
Galaxy Finance Ltd is a live company located in hayes, UB4 0JN with a Companies House number of 12106598. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in July 2019, it's largest shareholder is
charanjeet singh gulati
with a 60% stake. Galaxy Finance Ltd is a young,
micro sized company, Pomanda has estimated its turnover at
£304.1k with
rapid
growth in recent years.
Pomanda's financial health check has awarded Galaxy Finance Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
3 Strong
2 Regular
5 Weak
Size
annual sales of £304.1k, make it smaller than the average company (£7.7m)
£304.1k - Galaxy Finance Ltd
£7.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 67%, show it is growing at a faster rate (5.4%)
67% - Galaxy Finance Ltd
5.4% - Industry AVG
Production
with a gross margin of 10.1%, this company has a higher cost of product (37.8%)
10.1% - Galaxy Finance Ltd
37.8% - Industry AVG
Profitability
an operating margin of 12.6% make it as profitable than the average company (10.8%)
12.6% - Galaxy Finance Ltd
10.8% - Industry AVG
Employees
with 3 employees, this is below the industry average (13)
3 - Galaxy Finance Ltd
13 - Industry AVG
Pay Structure
on an average salary of £62.8k, the company has an equivalent pay structure (£62.8k)
£62.8k - Galaxy Finance Ltd
£62.8k - Industry AVG
Efficiency
resulting in sales per employee of £101.4k, this is less efficient (£246.3k)
£101.4k - Galaxy Finance Ltd
£246.3k - Industry AVG
Debtor Days
it gets paid by customers after 329 days, this is later than average (46 days)
329 days - Galaxy Finance Ltd
46 days - Industry AVG
Creditor Days
its suppliers are paid after 203 days, this is slower than average (78 days)
203 days - Galaxy Finance Ltd
78 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Galaxy Finance Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Galaxy Finance Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 62.1%, this is a lower level of debt than the average (86.8%)
62.1% - Galaxy Finance Ltd
86.8% - Industry AVG
GALAXY FINANCE LTD financials
EXPORT
Galaxy Finance Ltd's latest turnover from July 2023 is estimated at £304.1 thousand and the company has net assets of £104.2 thousand. According to their latest financial statements, Galaxy Finance Ltd has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Jul 2023
Jul 2022
Jul 2021
Jul 2020
Turnover
304,111
167,572
70,712
65,881
Other Income Or Grants
Cost Of Sales
273,548
144,418
60,910
55,777
Gross Profit
30,563
23,154
9,802
10,103
Admin Expenses
-7,677
-17,202
-37,256
4,260
Operating Profit
38,240
40,356
47,058
5,843
Interest Payable
Interest Receivable
Pre-Tax Profit
38,240
40,356
47,058
5,843
Tax
-9,560
-7,668
-8,941
-1,110
Profit After Tax
28,680
32,688
38,117
4,733
Dividends Paid
Retained Profit
28,680
32,688
38,117
4,733
Employee Costs
188,358
127,613
55,499
56,454
Number Of Employees
3
2
1
1
EBITDA*
38,240
40,356
47,058
5,843
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jul 2023
Jul 2022
Jul 2021
Jul 2020
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
274,924
196,929
125,026
83,600
Group Debtors
Misc Debtors
Cash
misc current assets
total current assets
274,924
196,929
125,026
83,600
total assets
274,924
196,929
125,026
83,600
Bank overdraft
Bank loan
Trade Creditors
152,373
93,058
42,879
28,867
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
152,373
93,058
42,879
28,867
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
18,333
28,333
39,297
50,000
provisions
total long term liabilities
18,333
28,333
39,297
50,000
total liabilities
170,706
121,391
82,176
78,867
net assets
104,218
75,538
42,850
4,733
total shareholders funds
104,218
75,538
42,850
4,733
Jul 2023
Jul 2022
Jul 2021
Jul 2020
Operating Activities
Operating Profit
38,240
40,356
47,058
5,843
Depreciation
Amortisation
Tax
-9,560
-7,668
-8,941
-1,110
Stock
Debtors
77,995
71,903
41,426
83,600
Creditors
59,315
50,179
14,012
28,867
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations
10,000
10,964
10,703
-50,000
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-10,000
-10,964
-10,703
50,000
share issue
interest
cash flow from financing
-10,000
-10,964
-10,703
50,000
cash and cash equivalents
cash
overdraft
change in cash
galaxy finance ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for galaxy finance ltd. Get real-time insights into galaxy finance ltd's credit score, group structure and payment trends.
Perform a competitor analysis for galaxy finance ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in UB4 area or any other competitors across 12 key performance metrics.
galaxy finance ltd Ownership
GALAXY FINANCE LTD group structure
Galaxy Finance Ltd has no subsidiary companies.
Ultimate parent company
GALAXY FINANCE LTD
12106598
GALAXY FINANCE LTD Shareholders
The largest shareholders in Galaxy Finance Ltd include Charanjeet Singh Gulati and Paramjit Singh Grover.
charanjeet singh gulati
60%
paramjit singh grover
15%
charanjit singh grover
15%
ashwinder kaur sachdeva
10%
galaxy finance ltd directors
Galaxy Finance Ltd currently has 2 directors.
The longest serving directors include
Mr Charanjit Grover (Jul 2019) and
Mrs Ashwinder Sachdeva (Jul 2019).
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
64922 - Activities of mortgage finance companies
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
July 2019
age
6
incorporated
UK
ultimate parent company
None
accounts
Micro-Entity Accounts
last accounts submitted
July 2023
previous names
N/A
accountant
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auditor
-
address
galaxy real estate, 1-3 uxbridge road, hayes, UB4 0JN
Bank
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Legal Advisor
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galaxy finance ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to galaxy finance ltd.
galaxy finance ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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galaxy finance ltdCompanies House Filings - See Documents
