card247bk ltd
card247bk ltd Company Information
Company Number
12331871
Next Accounts
Aug 2025
Shareholders
brian bako
anthony aboaba
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
22 northcroft way, birmingham, B23 6GE
Website
card247bk.comcard247bk ltd Estimated Valuation
Pomanda estimates the enterprise value of CARD247BK LTD at £63.3k based on a Turnover of £105.8k and 0.6x industry multiple (adjusted for size and gross margin).
card247bk ltd Estimated Valuation
Pomanda estimates the enterprise value of CARD247BK LTD at £0 based on an EBITDA of £-28.3k and a 2.61x industry multiple (adjusted for size and gross margin).
card247bk ltd Estimated Valuation
Pomanda estimates the enterprise value of CARD247BK LTD at £0 based on Net Assets of £-55.2k and 2.38x industry multiple (adjusted for liquidity).
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Card247bk Ltd Overview
Card247bk Ltd is a live company located in birmingham, B23 6GE with a Companies House number of 12331871. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in November 2019, it's largest shareholder is brian bako with a 60% stake. Card247bk Ltd is a young, micro sized company, Pomanda has estimated its turnover at £105.8k with rapid growth in recent years.
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Card247bk Ltd Health Check
Pomanda's financial health check has awarded Card247Bk Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £105.8k, make it smaller than the average company (£3.6m)
- Card247bk Ltd
£3.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 197%, show it is growing at a faster rate (8%)
- Card247bk Ltd
8% - Industry AVG
Production
with a gross margin of 19.9%, this company has a higher cost of product (70.3%)
- Card247bk Ltd
70.3% - Industry AVG
Profitability
an operating margin of -26.7% make it less profitable than the average company (8.8%)
- Card247bk Ltd
8.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (9)
2 - Card247bk Ltd
9 - Industry AVG
Pay Structure
on an average salary of £70.9k, the company has an equivalent pay structure (£70.9k)
- Card247bk Ltd
£70.9k - Industry AVG
Efficiency
resulting in sales per employee of £52.9k, this is less efficient (£167k)
- Card247bk Ltd
£167k - Industry AVG
Debtor Days
it gets paid by customers after 37 days, this is near the average (33 days)
- Card247bk Ltd
33 days - Industry AVG
Creditor Days
its suppliers are paid after 357 days, this is slower than average (36 days)
- Card247bk Ltd
36 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Card247bk Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Card247bk Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 298.1%, this is a higher level of debt than the average (70%)
298.1% - Card247bk Ltd
70% - Industry AVG
CARD247BK LTD financials
Card247Bk Ltd's latest turnover from November 2023 is estimated at £105.8 thousand and the company has net assets of -£55.2 thousand. According to their latest financial statements, Card247Bk Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | |
|---|---|---|---|---|
| Turnover | ||||
| Other Income Or Grants | ||||
| Cost Of Sales | ||||
| Gross Profit | ||||
| Admin Expenses | ||||
| Operating Profit | ||||
| Interest Payable | ||||
| Interest Receivable | ||||
| Pre-Tax Profit | ||||
| Tax | ||||
| Profit After Tax | ||||
| Dividends Paid | ||||
| Retained Profit | ||||
| Employee Costs | ||||
| Number Of Employees | 2 | 2 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | |
|---|---|---|---|---|
| Tangible Assets | 16,916 | 28,834 | 984 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 16,916 | 28,834 | 984 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 |
| Trade Debtors | 10,973 | 10,450 | 5,414 | 1,000 |
| Group Debtors | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 |
| total current assets | 10,973 | 10,450 | 5,414 | 1,000 |
| total assets | 27,889 | 39,284 | 6,398 | 1,000 |
| Bank overdraft | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 |
| Trade Creditors | 83,137 | 66,231 | 1,309 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 |
| total current liabilities | 83,137 | 66,231 | 1,309 | 0 |
| loans | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 |
| total liabilities | 83,137 | 66,231 | 1,309 | 0 |
| net assets | -55,248 | -26,947 | 5,089 | 1,000 |
| total shareholders funds | -55,248 | -26,947 | 5,089 | 1,000 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | ||||
| Depreciation | 0 | |||
| Amortisation | 0 | |||
| Tax | ||||
| Stock | 0 | 0 | 0 | 0 |
| Debtors | 523 | 5,036 | 4,414 | 1,000 |
| Creditors | 16,906 | 64,922 | 1,309 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 |
| share issue | ||||
| interest | ||||
| cash flow from financing | ||||
| cash and cash equivalents | ||||
| cash | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 |
card247bk ltd Credit Report and Business Information
Card247bk Ltd Competitor Analysis
Perform a competitor analysis for card247bk ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in B23 area or any other competitors across 12 key performance metrics.
card247bk ltd Ownership
CARD247BK LTD group structure
Card247Bk Ltd has no subsidiary companies.
Ultimate parent company
CARD247BK LTD
12331871
card247bk ltd directors
Card247Bk Ltd currently has 2 directors. The longest serving directors include Mr Brian Bako (Nov 2019) and Ms Cynthia Makate (Nov 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Brian Bako | Scotland | 59 years | Nov 2019 | - | Director |
| Ms Cynthia Makate | Scotland | 45 years | Nov 2019 | - | Director |
P&L
November 2023turnover
105.8k
+9%
operating profit
-28.3k
0%
gross margin
19.9%
-22.68%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
-55.2k
+1.05%
total assets
27.9k
-0.29%
cash
0
0%
net assets
Total assets minus all liabilities
card247bk ltd company details
company number
12331871
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
November 2019
age
6
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
November 2023
previous names
N/A
accountant
-
auditor
-
address
22 northcroft way, birmingham, B23 6GE
Bank
-
Legal Advisor
-
card247bk ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to card247bk ltd.
card247bk ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CARD247BK LTD. This can take several minutes, an email will notify you when this has completed.
card247bk ltd Companies House Filings - See Documents
| date | description | view/download |
|---|
