Pomanda estimates the enterprise value of B MORTGAGE SERVICES LIMITED at £584.5k based on a Turnover of £608.6k and 0.96x industry multiple (adjusted for size and gross margin).
b mortgage services limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of B MORTGAGE SERVICES LIMITED at £0 based on an EBITDA of £-2k and a 3.75x industry multiple (adjusted for size and gross margin).
b mortgage services limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of B MORTGAGE SERVICES LIMITED at £0 based on Net Assets of £-348.2k and 1.76x industry multiple (adjusted for liquidity).
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B Mortgage Services LimitedOverview
B Mortgage Services Limited is a live company located in gloucester, GL2 5EA with a Companies House number of 12905172. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2020, it's largest shareholder is
brunsdon financial services limited
with a 76% stake. B Mortgage Services Limited is a young,
small sized company, Pomanda has estimated its turnover at
£608.6k with
unknown
growth in recent years.
Pomanda's financial health check has awarded B Mortgage Services Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
1 Strong
3 Regular
4 Weak
Size
annual sales of £608.6k, make it smaller than the average company (£4.8m)
£608.6k - B Mortgage Services Limited
£4.8m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- - B Mortgage Services Limited
- - Industry AVG
Production
with a gross margin of 62.1%, this company has a comparable cost of product (62.1%)
62.1% - B Mortgage Services Limited
62.1% - Industry AVG
Profitability
an operating margin of -0.6% make it less profitable than the average company (8.9%)
-0.6% - B Mortgage Services Limited
8.9% - Industry AVG
Employees
with 3 employees, this is below the industry average (11)
3 - B Mortgage Services Limited
11 - Industry AVG
Pay Structure
on an average salary of £78.1k, the company has an equivalent pay structure (£78.1k)
£78.1k - B Mortgage Services Limited
£78.1k - Industry AVG
Efficiency
resulting in sales per employee of £202.9k, this is equally as efficient (£202.9k)
£202.9k - B Mortgage Services Limited
£202.9k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - B Mortgage Services Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - B Mortgage Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - B Mortgage Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 349 weeks, this is more cash available to meet short term requirements (29 weeks)
349 weeks - B Mortgage Services Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1976.7%, this is a higher level of debt than the average (72.7%)
1976.7% - B Mortgage Services Limited
72.7% - Industry AVG
B MORTGAGE SERVICES LIMITED financials
EXPORT
B Mortgage Services Limited's latest turnover from December 2023 is estimated at £608.6 thousand and the company has net assets of -£348.2 thousand. According to their latest financial statements, B Mortgage Services Limited has 3 employees and maintains cash reserves of £16.5 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Sep 2021
Turnover
608,621
432,625
328,324
Other Income Or Grants
Cost Of Sales
230,789
157,921
100,806
Gross Profit
377,832
274,703
227,518
Admin Expenses
381,435
455,569
329,179
Operating Profit
-3,603
-180,866
-101,661
Interest Payable
37,885
21,219
4,194
Interest Receivable
513
588
15
Pre-Tax Profit
-40,975
-201,496
-105,840
Tax
Profit After Tax
-40,975
-201,496
-105,840
Dividends Paid
Retained Profit
-40,975
-201,496
-105,840
Employee Costs
234,160
296,482
256,324
Number Of Employees
3
4
4
EBITDA*
-2,049
-178,924
-101,003
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Sep 2021
Tangible Assets
2,061
3,615
5,557
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
2,061
3,615
5,557
Stock & work in progress
Trade Debtors
495
1,285
Group Debtors
Misc Debtors
24
24
100
Cash
16,469
3,091
30,536
misc current assets
total current assets
16,493
3,610
31,921
total assets
18,554
7,225
37,478
Bank overdraft
Bank loan
Trade Creditors
54
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
2,452
5,255
5,661
total current liabilities
2,452
5,255
5,715
loans
364,313
309,206
137,503
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
364,313
309,206
137,503
total liabilities
366,765
314,461
143,218
net assets
-348,211
-307,236
-105,740
total shareholders funds
-348,211
-307,236
-105,740
Dec 2023
Dec 2022
Sep 2021
Operating Activities
Operating Profit
-3,603
-180,866
-101,661
Depreciation
1,554
1,942
658
Amortisation
Tax
Stock
Debtors
-495
-866
1,385
Creditors
-54
54
Accruals and Deferred Income
-2,803
-406
5,661
Deferred Taxes & Provisions
Cash flow from operations
-4,357
-178,518
-96,673
Investing Activities
capital expenditure
-6,215
Change in Investments
cash flow from investments
-6,215
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
55,107
171,703
137,503
Hire Purchase and Lease Commitments
other long term liabilities
share issue
100
interest
-37,372
-20,631
-4,179
cash flow from financing
17,735
151,072
133,424
cash and cash equivalents
cash
13,378
-27,445
30,536
overdraft
change in cash
13,378
-27,445
30,536
b mortgage services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for b mortgage services limited. Get real-time insights into b mortgage services limited's credit score, group structure and payment trends.
Perform a competitor analysis for b mortgage services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in GL2 area or any other competitors across 12 key performance metrics.
b mortgage services limited Ownership
B MORTGAGE SERVICES LIMITED group structure
B Mortgage Services Limited has no subsidiary companies.
The largest shareholders in B Mortgage Services Limited include Brunsdon Financial Services Limited and Beverley Jayne Shaw.
brunsdon financial services limited
76%
beverley jayne shaw
12%
mark david walker
12%
b mortgage services limited directors
B Mortgage Services Limited currently has 5 directors.
The longest serving directors include
Mr Clive Thomas (Sep 2020) and
Ms Beverley Shaw (Feb 2021).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to b mortgage services limited.
b mortgage services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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b mortgage services limitedCompanies House Filings - See Documents
