jcf 2025 bonds limited
jcf 2025 bonds limited Company Information
Company Number
12957776
Next Accounts
Sep 2025
Shareholders
jlg group plc
Group Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered Address
the centenary chapel, chapel road, norwich, NR11 7NP
Website
thejust-group.comjcf 2025 bonds limited Estimated Valuation
Pomanda estimates the enterprise value of JCF 2025 BONDS LIMITED at £0 based on a Turnover of £18.1k and -87.29x industry multiple (adjusted for size and gross margin).
jcf 2025 bonds limited Estimated Valuation
Pomanda estimates the enterprise value of JCF 2025 BONDS LIMITED at £105.9m based on an EBITDA of £-332.8k and a -318.11x industry multiple (adjusted for size and gross margin).
jcf 2025 bonds limited Estimated Valuation
Pomanda estimates the enterprise value of JCF 2025 BONDS LIMITED at £0 based on Net Assets of £-28.7m and 2.41x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Jcf 2025 Bonds Limited Overview
Jcf 2025 Bonds Limited is a live company located in norwich, NR11 7NP with a Companies House number of 12957776. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in October 2020, it's largest shareholder is jlg group plc with a 100% stake. Jcf 2025 Bonds Limited is a young, micro sized company, Pomanda has estimated its turnover at £18.1k with declining growth in recent years.
Upgrade for unlimited company reports & a free credit check
Jcf 2025 Bonds Limited Health Check
Pomanda's financial health check has awarded Jcf 2025 Bonds Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £18.1k, make it smaller than the average company (£16.1m)
£18.1k - Jcf 2025 Bonds Limited
£16.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -17%, show it is growing at a slower rate (17.2%)
-17% - Jcf 2025 Bonds Limited
17.2% - Industry AVG
Production
with a gross margin of -5507.5%, this company has a higher cost of product (17%)
-5507.5% - Jcf 2025 Bonds Limited
17% - Industry AVG
Profitability
an operating margin of -1841.8% make it less profitable than the average company (4.9%)
-1841.8% - Jcf 2025 Bonds Limited
4.9% - Industry AVG
Employees
with 2 employees, this is below the industry average (16)
2 - Jcf 2025 Bonds Limited
16 - Industry AVG
Pay Structure
on an average salary of £65.3k, the company has an equivalent pay structure (£65.3k)
- Jcf 2025 Bonds Limited
£65.3k - Industry AVG
Efficiency
resulting in sales per employee of £9k, this is less efficient (£433.6k)
£9k - Jcf 2025 Bonds Limited
£433.6k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Jcf 2025 Bonds Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 1790 days, this is slower than average (154 days)
1790 days - Jcf 2025 Bonds Limited
154 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Jcf 2025 Bonds Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (5 weeks)
0 weeks - Jcf 2025 Bonds Limited
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 11427.9%, this is a higher level of debt than the average (100%)
11427.9% - Jcf 2025 Bonds Limited
100% - Industry AVG
JCF 2025 BONDS LIMITED financials
Jcf 2025 Bonds Limited's latest turnover from December 2023 is £18.1 thousand and the company has net assets of -£28.7 million. According to their latest financial statements, Jcf 2025 Bonds Limited has 2 employees and maintains cash reserves of £35.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Turnover | 18,069 | 31,598 | ||
| Other Income Or Grants | ||||
| Cost Of Sales | 1,013,225 | |||
| Gross Profit | -995,156 | 31,598 | ||
| Admin Expenses | -662,359 | -908,141 | 82,764 | |
| Operating Profit | -332,797 | 908,141 | -22,262,839 | -51,166 |
| Interest Payable | 2,324,011 | 2,354,871 | 2,247,247 | 100,788 |
| Interest Receivable | ||||
| Pre-Tax Profit | -2,656,808 | -1,446,730 | -24,510,086 | -151,954 |
| Tax | ||||
| Profit After Tax | -2,656,808 | -1,446,730 | -24,510,086 | -151,954 |
| Dividends Paid | ||||
| Retained Profit | -2,656,808 | -1,446,730 | -24,510,086 | -151,954 |
| Employee Costs | ||||
| Number Of Employees | 2 | 2 | 3 | 3 |
| EBITDA* | -332,797 | 908,141 | -22,262,839 | -51,166 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Tangible Assets | ||||
| Intangible Assets | ||||
| Investments & Other | ||||
| Debtors (Due After 1 year) | ||||
| Total Fixed Assets | ||||
| Stock & work in progress | ||||
| Trade Debtors | ||||
| Group Debtors | ||||
| Misc Debtors | 217,912 | 2,355 | ||
| Cash | 35,583 | 919,034 | 105 | 14,276,021 |
| misc current assets | ||||
| total current assets | 253,495 | 919,034 | 2,460 | 14,276,021 |
| total assets | 253,495 | 919,034 | 2,460 | 14,276,021 |
| Bank overdraft | ||||
| Bank loan | ||||
| Trade Creditors | 4,969,140 | 3,012,844 | 1,000,000 | |
| Group/Directors Accounts | ||||
| other short term finances | ||||
| hp & lease commitments | ||||
| other current liabilities | 80,102 | 4,410 | 410,475 | |
| total current liabilities | 5,049,242 | 3,012,844 | 1,004,410 | 410,475 |
| loans | 47,839,662 | 47,929,920 | 47,220,180 | 13,967,500 |
| hp & lease commitments | ||||
| Accruals and Deferred Income | ||||
| other liabilities | ||||
| provisions | ||||
| total long term liabilities | 23,919,831 | 23,964,960 | 23,610,090 | 13,967,500 |
| total liabilities | 28,969,073 | 26,977,804 | 24,614,500 | 14,377,975 |
| net assets | -28,715,578 | -26,058,770 | -24,612,040 | -101,954 |
| total shareholders funds | -28,715,578 | -26,058,770 | -24,612,040 | -101,954 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | -332,797 | 908,141 | -22,262,839 | -51,166 |
| Depreciation | ||||
| Amortisation | ||||
| Tax | ||||
| Stock | ||||
| Debtors | 217,912 | -2,355 | 2,355 | |
| Creditors | 1,956,296 | 2,012,844 | 1,000,000 | |
| Accruals and Deferred Income | 80,102 | -4,410 | -406,065 | 410,475 |
| Deferred Taxes & Provisions | ||||
| Cash flow from operations | 1,485,689 | 2,918,930 | -21,671,259 | 359,309 |
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | ||||
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | ||||
| Group/Directors Accounts | ||||
| Other Short Term Loans | ||||
| Long term loans | -90,258 | 709,740 | 33,252,680 | 13,967,500 |
| Hire Purchase and Lease Commitments | ||||
| other long term liabilities | ||||
| share issue | ||||
| interest | -2,324,011 | -2,354,871 | -2,247,247 | -100,788 |
| cash flow from financing | -2,414,269 | -1,645,131 | 31,005,433 | 13,916,712 |
| cash and cash equivalents | ||||
| cash | -883,451 | 918,929 | -14,275,916 | 14,276,021 |
| overdraft | ||||
| change in cash | -883,451 | 918,929 | -14,275,916 | 14,276,021 |
jcf 2025 bonds limited Credit Report and Business Information
Jcf 2025 Bonds Limited Competitor Analysis
Perform a competitor analysis for jcf 2025 bonds limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in NR11 area or any other competitors across 12 key performance metrics.
jcf 2025 bonds limited Ownership
JCF 2025 BONDS LIMITED group structure
Jcf 2025 Bonds Limited has no subsidiary companies.
Ultimate parent company
JCF 2025 BONDS LIMITED
12957776
jcf 2025 bonds limited directors
Jcf 2025 Bonds Limited currently has 3 directors. The longest serving directors include Mr John Davies (Oct 2020) and Mr John Eddleston (Feb 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr John Davies | United Kingdom | 64 years | Oct 2020 | - | Director |
| Mr John Eddleston | England | 58 years | Feb 2022 | - | Director |
| Mr John Eddleston | England | 58 years | Feb 2022 | - | Director |
P&L
December 2023turnover
18.1k
0%
operating profit
-332.8k
-137%
gross margin
-5507.5%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-28.7m
+0.1%
total assets
253.5k
-0.72%
cash
35.6k
-0.96%
net assets
Total assets minus all liabilities
Similar Companies
jcf 2025 bonds limited company details
company number
12957776
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
October 2020
age
5
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
jcf 2025 bonds plc (April 2023)
accountant
-
auditor
MAH
address
the centenary chapel, chapel road, norwich, NR11 7NP
Bank
SANTANDER BANK PLC
Legal Advisor
SHOOSMITHS LLP
jcf 2025 bonds limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to jcf 2025 bonds limited. Currently there are 1 open charges and 1 have been satisfied in the past.
jcf 2025 bonds limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for JCF 2025 BONDS LIMITED. This can take several minutes, an email will notify you when this has completed.
jcf 2025 bonds limited Companies House Filings - See Documents
| date | description | view/download |
|---|
