Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
+1
Registered Address
10th floor 5 churchill place, london, E14 5HU
Website
-
gemgarto 2021-1 plcEstimated Valuation
£12.6m
Pomanda estimates the enterprise value of GEMGARTO 2021-1 PLC at £12.6m based on a Turnover of £15.4m and 0.82x industry multiple (adjusted for size and gross margin).
gemgarto 2021-1 plcEstimated Valuation
£71m
Pomanda estimates the enterprise value of GEMGARTO 2021-1 PLC at £71m based on an EBITDA of £21.2m and a 3.36x industry multiple (adjusted for size and gross margin).
gemgarto 2021-1 plcEstimated Valuation
£18.7m
Pomanda estimates the enterprise value of GEMGARTO 2021-1 PLC at £18.7m based on Net Assets of £7.8m and 2.4x industry multiple (adjusted for liquidity).
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Gemgarto 2021-1 PlcOverview
Gemgarto 2021-1 Plc is a live company located in london, E14 5HU with a Companies House number of 13054383. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in December 2020, it's largest shareholder is
gemgarto 2021-1 parent limited
with a 100% stake. Gemgarto 2021-1 Plc is a young,
mid sized company, Pomanda has estimated its turnover at
£15.4m with
unknown
growth in recent years.
Pomanda's financial health check has awarded Gemgarto 2021-1 Plc a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
3 Strong
0 Regular
4 Weak
Size
annual sales of £15.4m, make it larger than the average company (£5.5m)
£15.4m - Gemgarto 2021-1 Plc
£5.5m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- - Gemgarto 2021-1 Plc
- - Industry AVG
Production
with a gross margin of 3.1%, this company has a higher cost of product (42.4%)
3.1% - Gemgarto 2021-1 Plc
42.4% - Industry AVG
Profitability
an operating margin of 137.5% make it more profitable than the average company (11.7%)
137.5% - Gemgarto 2021-1 Plc
11.7% - Industry AVG
Employees
with 3 employees, this is below the industry average (8)
3 - Gemgarto 2021-1 Plc
8 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Gemgarto 2021-1 Plc
- - Industry AVG
Efficiency
resulting in sales per employee of £5.1m, this is more efficient (£219.7k)
£5.1m - Gemgarto 2021-1 Plc
£219.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Gemgarto 2021-1 Plc
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Gemgarto 2021-1 Plc
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Gemgarto 2021-1 Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 3 weeks, this is less cash available to meet short term requirements (24 weeks)
3 weeks - Gemgarto 2021-1 Plc
24 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 96.1%, this is a higher level of debt than the average (81.6%)
96.1% - Gemgarto 2021-1 Plc
81.6% - Industry AVG
GEMGARTO 2021-1 PLC financials
EXPORT
Gemgarto 2021-1 Plc's latest turnover from March 2024 is £15.4 million and the company has net assets of £7.8 million. According to their latest financial statements, Gemgarto 2021-1 Plc has 3 employees and maintains cash reserves of £14.2 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Turnover
15,396,000
13,176,000
7,786,000
Other Income Or Grants
Cost Of Sales
14,912,000
12,652,000
5,783,000
Gross Profit
484,000
524,000
2,003,000
Admin Expenses
-20,677,914
-19,153,872
-7,410,805
Operating Profit
21,161,914
19,677,872
9,413,805
Interest Payable
Interest Receivable
Pre-Tax Profit
-4,907,000
4,960,000
7,753,000
Tax
-1,000
-1,000
-5,000
Profit After Tax
-4,908,000
4,959,000
7,748,000
Dividends Paid
Retained Profit
-4,908,000
4,959,000
7,748,000
Employee Costs
Number Of Employees
3
3
44
EBITDA*
21,161,914
19,677,872
9,413,805
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Tangible Assets
Intangible Assets
Investments & Other
258,693,000
Debtors (Due After 1 year)
411,822,000
Total Fixed Assets
258,693,000
411,822,000
Stock & work in progress
Trade Debtors
Group Debtors
Misc Debtors
273,000
8,633,000
Cash
14,197,000
38,772,000
40,434,000
misc current assets
184,278,000
12,681,000
7,473,000
total current assets
198,748,000
51,453,000
56,540,000
total assets
198,748,000
310,146,000
468,362,000
Bank overdraft
Bank loan
Trade Creditors
Group/Directors Accounts
78,000
other short term finances
190,842,000
107,232,000
hp & lease commitments
other current liabilities
94,000
84,000
853,000
total current liabilities
190,936,000
107,316,000
931,000
loans
190,110,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
459,670,000
provisions
total long term liabilities
190,110,000
459,670,000
total liabilities
190,936,000
297,426,000
460,601,000
net assets
7,812,000
12,720,000
7,761,000
total shareholders funds
7,812,000
12,720,000
7,761,000
Mar 2024
Mar 2023
Mar 2022
Operating Activities
Operating Profit
21,161,914
19,677,872
9,413,805
Depreciation
Amortisation
Tax
-1,000
-1,000
-5,000
Stock
Debtors
273,000
-420,455,000
420,455,000
Creditors
Accruals and Deferred Income
10,000
-769,000
853,000
Deferred Taxes & Provisions
Cash flow from operations
20,897,914
439,362,872
-410,193,195
Investing Activities
capital expenditure
Change in Investments
-258,693,000
258,693,000
cash flow from investments
258,693,000
-258,693,000
Financing Activities
Bank loans
Group/Directors Accounts
-78,000
78,000
Other Short Term Loans
83,610,000
107,232,000
Long term loans
-190,110,000
190,110,000
Hire Purchase and Lease Commitments
other long term liabilities
-459,670,000
459,670,000
share issue
13,000
interest
cash flow from financing
-106,500,000
-162,406,000
459,761,000
cash and cash equivalents
cash
-24,575,000
-1,662,000
40,434,000
overdraft
change in cash
-24,575,000
-1,662,000
40,434,000
gemgarto 2021-1 plc Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for gemgarto 2021-1 plc. Get real-time insights into gemgarto 2021-1 plc's credit score, group structure and payment trends.
Perform a competitor analysis for gemgarto 2021-1 plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in E14 area or any other competitors across 12 key performance metrics.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to gemgarto 2021-1 plc. Currently there are 3 open charges and 0 have been satisfied in the past.
gemgarto 2021-1 plc Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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gemgarto 2021-1 plcCompanies House Filings - See Documents
