pensionbee group plc
pensionbee group plc Company Information
Company Number
13172844
Next Accounts
Jun 2025
Shareholders
register of members details held at equiniti
Group Structure
View All
Industry
Activities of financial services holding companies
Registered Address
209 blackfriars road, london, SE1 8NL
Website
pensionbee.compensionbee group plc Estimated Valuation
Pomanda estimates the enterprise value of PENSIONBEE GROUP PLC at £46.2m based on a Turnover of £23.8m and 1.94x industry multiple (adjusted for size and gross margin).
pensionbee group plc Estimated Valuation
Pomanda estimates the enterprise value of PENSIONBEE GROUP PLC at £0 based on an EBITDA of £-10.4m and a 7.19x industry multiple (adjusted for size and gross margin).
pensionbee group plc Estimated Valuation
Pomanda estimates the enterprise value of PENSIONBEE GROUP PLC at £25.2m based on Net Assets of £15.1m and 1.67x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Pensionbee Group Plc Overview
Pensionbee Group Plc is a live company located in london, SE1 8NL with a Companies House number of 13172844. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in February 2021, it's largest shareholder is register of members details held at equiniti with a 100% stake. Pensionbee Group Plc is a startup, large sized company, Pomanda has estimated its turnover at £23.8m with rapid growth in recent years.
Upgrade for unlimited company reports & a free credit check
Pensionbee Group Plc Health Check
Pomanda's financial health check has awarded Pensionbee Group Plc a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs
6 Strong
2 Regular
3 Weak
Size
annual sales of £23.8m, make it larger than the average company (£11.7m)
£23.8m - Pensionbee Group Plc
£11.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 56%, show it is growing at a faster rate (9.2%)
56% - Pensionbee Group Plc
9.2% - Industry AVG
Production
with a gross margin of 78.9%, this company has a comparable cost of product (78.9%)
78.9% - Pensionbee Group Plc
78.9% - Industry AVG
Profitability
an operating margin of -44.9% make it less profitable than the average company (9.5%)
-44.9% - Pensionbee Group Plc
9.5% - Industry AVG
Employees
with 202 employees, this is above the industry average (65)
202 - Pensionbee Group Plc
65 - Industry AVG
Pay Structure
on an average salary of £71.7k, the company has an equivalent pay structure (£83k)
£71.7k - Pensionbee Group Plc
£83k - Industry AVG
Efficiency
resulting in sales per employee of £117.9k, this is less efficient (£212k)
£117.9k - Pensionbee Group Plc
£212k - Industry AVG
Debtor Days
it gets paid by customers after 34 days, this is earlier than average (46 days)
34 days - Pensionbee Group Plc
46 days - Industry AVG
Creditor Days
its suppliers are paid after 19 days, this is quicker than average (48 days)
19 days - Pensionbee Group Plc
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Pensionbee Group Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 327 weeks, this is more cash available to meet short term requirements (27 weeks)
327 weeks - Pensionbee Group Plc
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 13.1%, this is a lower level of debt than the average (54.1%)
13.1% - Pensionbee Group Plc
54.1% - Industry AVG
PENSIONBEE GROUP PLC financials
Pensionbee Group Plc's latest turnover from December 2023 is £23.8 million and the company has net assets of £15.1 million. According to their latest financial statements, Pensionbee Group Plc has 202 employees and maintains cash reserves of £12.2 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Turnover | 23,817,000 | 17,662,000 | 12,753,000 | 6,268,000 |
| Other Income Or Grants | ||||
| Cost Of Sales | ||||
| Gross Profit | ||||
| Admin Expenses | ||||
| Operating Profit | -10,689,000 | -22,374,000 | -23,563,000 | -13,472,000 |
| Interest Payable | 36,000 | 46,000 | 1,416,000 | 11,000 |
| Interest Receivable | 6,000 | |||
| Pre-Tax Profit | -10,719,000 | -22,420,000 | -24,979,000 | -13,483,000 |
| Tax | 150,000 | 274,000 | 348,000 | 220,000 |
| Profit After Tax | -10,569,000 | -22,146,000 | -24,631,000 | -13,263,000 |
| Dividends Paid | ||||
| Retained Profit | -10,569,000 | -22,146,000 | -24,631,000 | -13,263,000 |
| Employee Costs | 14,483,000 | 11,452,000 | 11,386,000 | 6,649,000 |
| Number Of Employees | 202 | 185 | 155 | 110 |
| EBITDA* | -10,414,000 | -22,247,000 | -23,307,000 | -13,232,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Tangible Assets | 452,000 | 358,000 | 819,000 | 313,000 |
| Intangible Assets | 412,000 | 553,000 | ||
| Investments & Other | 147,000 | |||
| Debtors (Due After 1 year) | ||||
| Total Fixed Assets | 864,000 | 911,000 | 819,000 | 313,000 |
| Stock & work in progress | ||||
| Trade Debtors | 2,240,000 | 1,565,000 | 1,335,000 | 708,000 |
| Group Debtors | ||||
| Misc Debtors | 2,107,000 | 1,847,000 | 1,836,000 | 798,000 |
| Cash | 12,214,000 | 21,321,000 | 43,518,000 | 6,736,000 |
| misc current assets | ||||
| total current assets | 16,561,000 | 24,733,000 | 46,689,000 | 8,242,000 |
| total assets | 17,425,000 | 25,644,000 | 47,508,000 | 8,555,000 |
| Bank overdraft | ||||
| Bank loan | ||||
| Trade Creditors | 269,000 | 132,000 | 356,000 | 749,000 |
| Group/Directors Accounts | ||||
| other short term finances | ||||
| hp & lease commitments | 106,000 | 154,000 | 97,000 | 109,000 |
| other current liabilities | 1,564,000 | 1,383,000 | 2,672,000 | 1,242,000 |
| total current liabilities | 1,939,000 | 1,669,000 | 3,125,000 | 2,100,000 |
| loans | 584,000 | 794,000 | 1,120,000 | |
| hp & lease commitments | 292,000 | 397,000 | 560,000 | |
| Accruals and Deferred Income | ||||
| other liabilities | ||||
| provisions | 98,000 | 92,000 | 86,000 | |
| total long term liabilities | 341,000 | 443,000 | 603,000 | |
| total liabilities | 2,280,000 | 2,112,000 | 3,728,000 | 2,100,000 |
| net assets | 15,145,000 | 23,532,000 | 43,780,000 | 6,455,000 |
| total shareholders funds | 15,145,000 | 23,532,000 | 43,780,000 | 6,455,000 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | -10,689,000 | -22,374,000 | -23,563,000 | -13,472,000 |
| Depreciation | 134,000 | 127,000 | 256,000 | 240,000 |
| Amortisation | 141,000 | |||
| Tax | 150,000 | 274,000 | 348,000 | 220,000 |
| Stock | ||||
| Debtors | 935,000 | 241,000 | 1,665,000 | 1,506,000 |
| Creditors | 137,000 | -224,000 | -393,000 | 749,000 |
| Accruals and Deferred Income | 181,000 | -1,289,000 | 1,430,000 | 1,242,000 |
| Deferred Taxes & Provisions | 6,000 | 6,000 | 86,000 | |
| Cash flow from operations | -10,875,000 | -23,721,000 | -23,501,000 | -12,527,000 |
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | 147,000 | |||
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | ||||
| Group/Directors Accounts | ||||
| Other Short Term Loans | ||||
| Long term loans | -210,000 | -326,000 | 1,120,000 | |
| Hire Purchase and Lease Commitments | -153,000 | -106,000 | 548,000 | 109,000 |
| other long term liabilities | ||||
| share issue | ||||
| interest | -30,000 | -46,000 | -1,416,000 | -11,000 |
| cash flow from financing | 1,789,000 | 1,420,000 | 62,208,000 | 19,816,000 |
| cash and cash equivalents | ||||
| cash | -9,107,000 | -22,197,000 | 36,782,000 | 6,736,000 |
| overdraft | ||||
| change in cash | -9,107,000 | -22,197,000 | 36,782,000 | 6,736,000 |
pensionbee group plc Credit Report and Business Information
Pensionbee Group Plc Competitor Analysis
Perform a competitor analysis for pensionbee group plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in SE1 area or any other competitors across 12 key performance metrics.
pensionbee group plc Ownership
PENSIONBEE GROUP PLC group structure
Pensionbee Group Plc has 2 subsidiary companies.
Ultimate parent company
PENSIONBEE GROUP PLC
13172844
2 subsidiaries
pensionbee group plc directors
Pensionbee Group Plc currently has 9 directors. The longest serving directors include Ms Romina Savova (Feb 2021) and Mr Gregory Wood (Feb 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Romina Savova | England | 39 years | Feb 2021 | - | Director |
| Mr Gregory Wood | United Kingdom | 71 years | Feb 2021 | - | Director |
| Ms Romina Savova | United Kingdom | 39 years | Feb 2021 | - | Director |
| Mr Jonathan Lister Parsons | United Kingdom | 42 years | Feb 2021 | - | Director |
| Ms Michelle Cracknell | United Kingdom | 60 years | Feb 2021 | - | Director |
| Mrs Mary Francis | United Kingdom | 76 years | Feb 2021 | - | Director |
| Mr Jonathan Lister Parsons | United Kingdom | 42 years | Feb 2021 | - | Director |
| Ms Omolara Oyesanya | United Kingdom | 64 years | Apr 2022 | - | Director |
| Mr Christoph Martin | England | 40 years | Jun 2022 | - | Director |
P&L
December 2023turnover
23.8m
+35%
operating profit
-10.7m
-52%
gross margin
79%
+0.12%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
15.1m
-0.36%
total assets
17.4m
-0.32%
cash
12.2m
-0.43%
net assets
Total assets minus all liabilities
Similar Companies
pensionbee group plc company details
company number
13172844
Type
Public limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
February 2021
age
4
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
pensionbee group limited (April 2021)
accountant
-
auditor
DELOITTE LLP
address
209 blackfriars road, london, SE1 8NL
Bank
-
Legal Advisor
-
pensionbee group plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pensionbee group plc.
pensionbee group plc Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PENSIONBEE GROUP PLC. This can take several minutes, an email will notify you when this has completed.
pensionbee group plc Companies House Filings - See Documents
| date | description | view/download |
|---|
