Pomanda estimates the enterprise value of FINTERN FINANCE COZ 1 LTD at £625.4k based on a Turnover of £727.6k and 0.86x industry multiple (adjusted for size and gross margin).
fintern finance coz 1 ltdEstimated Valuation
£0
Pomanda estimates the enterprise value of FINTERN FINANCE COZ 1 LTD at £0 based on an EBITDA of £-3.9k and a 3.13x industry multiple (adjusted for size and gross margin).
fintern finance coz 1 ltdEstimated Valuation
£18.1m
Pomanda estimates the enterprise value of FINTERN FINANCE COZ 1 LTD at £18.1m based on Net Assets of £7.5m and 2.41x industry multiple (adjusted for liquidity).
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Fintern Finance Coz 1 LtdOverview
Fintern Finance Coz 1 Ltd is a live company located in london, E1W 1AZ with a Companies House number of 13214102. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in February 2021, it's largest shareholder is
fintern finance m1 ltd
with a 100% stake. Fintern Finance Coz 1 Ltd is a startup,
small sized company, Pomanda has estimated its turnover at
£727.6k with
unknown
growth in recent years.
Pomanda's financial health check has awarded Fintern Finance Coz 1 Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
2 Strong
2 Regular
5 Weak
Size
annual sales of £727.6k, make it smaller than the average company (£19.8m)
£727.6k - Fintern Finance Coz 1 Ltd
£19.8m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- - Fintern Finance Coz 1 Ltd
- - Industry AVG
Production
with a gross margin of 16.1%, this company has a comparable cost of product (16.1%)
16.1% - Fintern Finance Coz 1 Ltd
16.1% - Industry AVG
Profitability
an operating margin of -0.5% make it less profitable than the average company (6.6%)
-0.5% - Fintern Finance Coz 1 Ltd
6.6% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Fintern Finance Coz 1 Ltd
12 - Industry AVG
Pay Structure
on an average salary of £64.5k, the company has an equivalent pay structure (£64.5k)
£64.5k - Fintern Finance Coz 1 Ltd
£64.5k - Industry AVG
Efficiency
resulting in sales per employee of £363.8k, this is less efficient (£440.7k)
£363.8k - Fintern Finance Coz 1 Ltd
£440.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Fintern Finance Coz 1 Ltd
- - Industry AVG
Creditor Days
its suppliers are paid after 4 days, this is quicker than average (131 days)
4 days - Fintern Finance Coz 1 Ltd
131 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Fintern Finance Coz 1 Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 465 weeks, this is more cash available to meet short term requirements (5 weeks)
465 weeks - Fintern Finance Coz 1 Ltd
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 37.4%, this is a lower level of debt than the average (100%)
37.4% - Fintern Finance Coz 1 Ltd
100% - Industry AVG
FINTERN FINANCE COZ 1 LTD financials
EXPORT
Fintern Finance Coz 1 Ltd's latest turnover from February 2024 is estimated at £727.6 thousand and the company has net assets of £7.5 million. According to their latest financial statements, Fintern Finance Coz 1 Ltd has 2 employees and maintains cash reserves of £1.3 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Feb 2024
Feb 2023
Feb 2022
Turnover
727,636
595,785
525,951
Other Income Or Grants
Cost Of Sales
610,644
483,809
425,686
Gross Profit
116,991
111,976
100,265
Admin Expenses
120,849
-813,893
61,168
Operating Profit
-3,858
925,869
39,097
Interest Payable
336,281
205,000
84,500
Interest Receivable
135,397
98,126
2,691
Pre-Tax Profit
-204,742
818,995
-42,712
Tax
-155,609
Profit After Tax
-204,742
663,386
-42,712
Dividends Paid
Retained Profit
-204,742
663,386
-42,712
Employee Costs
128,933
124,929
129,488
Number Of Employees
2
2
2
EBITDA*
-3,858
925,869
39,097
* Earnings Before Interest, Tax, Depreciation and Amortisation
Feb 2024
Feb 2023
Feb 2022
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
3,138,782
1,064,219
215,234
Total Fixed Assets
3,138,782
1,064,219
215,234
Stock & work in progress
Trade Debtors
Group Debtors
5,755,977
3,505,234
656,123
Misc Debtors
1,778,607
977,755
4,451,781
Cash
1,327,906
3,830,067
1,076,213
misc current assets
total current assets
8,862,490
8,313,056
6,184,117
total assets
12,001,272
9,377,275
6,399,351
Bank overdraft
141,269
Bank loan
Trade Creditors
7,016
51,176
2,000
Group/Directors Accounts
103,595
290,062
other short term finances
hp & lease commitments
other current liabilities
1,829
total current liabilities
148,285
156,600
292,062
loans
4,337,054
1,500,000
2,600,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
4,337,054
1,500,000
2,600,000
total liabilities
4,485,339
1,656,600
2,892,062
net assets
7,515,933
7,720,675
3,507,289
total shareholders funds
7,515,933
7,720,675
3,507,289
Feb 2024
Feb 2023
Feb 2022
Operating Activities
Operating Profit
-3,858
925,869
39,097
Depreciation
Amortisation
Tax
-155,609
Stock
Debtors
5,126,158
224,070
5,323,138
Creditors
-44,160
49,176
2,000
Accruals and Deferred Income
-1,829
1,829
Deferred Taxes & Provisions
Cash flow from operations
-5,176,005
597,195
-5,282,041
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
-103,595
-186,467
290,062
Other Short Term Loans
Long term loans
2,837,054
-1,100,000
2,600,000
Hire Purchase and Lease Commitments
other long term liabilities
share issue
3,550,000
3,550,001
interest
-200,884
-106,874
-81,809
cash flow from financing
2,532,575
2,156,659
6,358,254
cash and cash equivalents
cash
-2,502,161
2,753,854
1,076,213
overdraft
141,269
change in cash
-2,643,430
2,753,854
1,076,213
fintern finance coz 1 ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for fintern finance coz 1 ltd. Get real-time insights into fintern finance coz 1 ltd's credit score, group structure and payment trends.
Perform a competitor analysis for fintern finance coz 1 ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in E1W area or any other competitors across 12 key performance metrics.
fintern finance coz 1 ltd Ownership
FINTERN FINANCE COZ 1 LTD group structure
Fintern Finance Coz 1 Ltd has no subsidiary companies.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 12 charges/mortgages relating to fintern finance coz 1 ltd. Currently there are 12 open charges and 0 have been satisfied in the past.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for FINTERN FINANCE COZ 1 LTD. This can take several minutes, an email will notify you when this has completed.
fintern finance coz 1 ltdCompanies House Filings - See Documents
