ramsay & white capital ltd
ramsay & white capital ltd Company Information
Company Number
13471310
Next Accounts
Jun 2026
Shareholders
j white holdings
paul's mortgages ltd
View AllGroup Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
+1Registered Address
5, oak tree court, mulberry drive, cardiff, CF23 8RS
Website
ramsayandwhite.comramsay & white capital ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY & WHITE CAPITAL LTD at £35 based on a Turnover of £42 and 0.83x industry multiple (adjusted for size and gross margin).
ramsay & white capital ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY & WHITE CAPITAL LTD at £394 based on an EBITDA of £130 and a 3.01x industry multiple (adjusted for size and gross margin).
ramsay & white capital ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY & WHITE CAPITAL LTD at £215 based on Net Assets of £100 and 2.15x industry multiple (adjusted for liquidity).
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Ramsay & White Capital Ltd Overview
Ramsay & White Capital Ltd is a live company located in cardiff, CF23 8RS with a Companies House number of 13471310. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in June 2021, it's largest shareholder is j white holdings with a 45% stake. Ramsay & White Capital Ltd is a startup, micro sized company, Pomanda has estimated its turnover at £42.5 with unknown growth in recent years.
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Ramsay & White Capital Ltd Health Check
Pomanda's financial health check has awarded Ramsay & White Capital Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
5 Weak
Size
annual sales of £42.5, make it smaller than the average company (£14.1m)
- Ramsay & White Capital Ltd
£14.1m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Ramsay & White Capital Ltd
- - Industry AVG
Production
with a gross margin of 18.7%, this company has a higher cost of product (36.6%)
- Ramsay & White Capital Ltd
36.6% - Industry AVG
Profitability
an operating margin of 308.2% make it more profitable than the average company (12.6%)
- Ramsay & White Capital Ltd
12.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (8)
- Ramsay & White Capital Ltd
8 - Industry AVG
Pay Structure
on an average salary of £67.1k, the company has an equivalent pay structure (£67.1k)
- Ramsay & White Capital Ltd
£67.1k - Industry AVG
Efficiency
resulting in sales per employee of £42.5, this is less efficient (£451.6k)
- Ramsay & White Capital Ltd
£451.6k - Industry AVG
Debtor Days
it gets paid by customers after 859 days, this is later than average (86 days)
- Ramsay & White Capital Ltd
86 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Ramsay & White Capital Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Ramsay & White Capital Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Ramsay & White Capital Ltd
- - Industry AVG
Debt Level
There is insufficient data available for this Key Performance Indicator!
- - Ramsay & White Capital Ltd
- - Industry AVG
RAMSAY & WHITE CAPITAL LTD financials
Ramsay & White Capital Ltd's latest turnover from September 2024 is estimated at £42 and the company has net assets of £100. According to their latest financial statements, we estimate that Ramsay & White Capital Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2024 | Sep 2023 | Sep 2022 | |
|---|---|---|---|
| Turnover | |||
| Other Income Or Grants | |||
| Cost Of Sales | |||
| Gross Profit | |||
| Admin Expenses | |||
| Operating Profit | |||
| Interest Payable | |||
| Interest Receivable | |||
| Pre-Tax Profit | |||
| Tax | |||
| Profit After Tax | |||
| Dividends Paid | |||
| Retained Profit | |||
| Employee Costs | |||
| Number Of Employees | |||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2024 | Sep 2023 | Sep 2022 | |
|---|---|---|---|
| Tangible Assets | |||
| Intangible Assets | |||
| Investments & Other | |||
| Debtors (Due After 1 year) | |||
| Total Fixed Assets | |||
| Stock & work in progress | |||
| Trade Debtors | 100 | ||
| Group Debtors | |||
| Misc Debtors | |||
| Cash | 100 | 100 | |
| misc current assets | |||
| total current assets | 100 | 100 | 100 |
| total assets | 100 | 100 | 100 |
| Bank overdraft | |||
| Bank loan | |||
| Trade Creditors | |||
| Group/Directors Accounts | |||
| other short term finances | |||
| hp & lease commitments | |||
| other current liabilities | |||
| total current liabilities | |||
| loans | |||
| hp & lease commitments | |||
| Accruals and Deferred Income | |||
| other liabilities | |||
| provisions | |||
| total long term liabilities | |||
| total liabilities | |||
| net assets | 100 | 100 | 100 |
| total shareholders funds | 100 | 100 | 100 |
| Sep 2024 | Sep 2023 | Sep 2022 | |
|---|---|---|---|
| Operating Activities | |||
| Operating Profit | |||
| Depreciation | |||
| Amortisation | |||
| Tax | |||
| Stock | |||
| Debtors | 100 | ||
| Creditors | |||
| Accruals and Deferred Income | |||
| Deferred Taxes & Provisions | |||
| Cash flow from operations | |||
| Investing Activities | |||
| capital expenditure | |||
| Change in Investments | |||
| cash flow from investments | |||
| Financing Activities | |||
| Bank loans | |||
| Group/Directors Accounts | |||
| Other Short Term Loans | |||
| Long term loans | |||
| Hire Purchase and Lease Commitments | |||
| other long term liabilities | |||
| share issue | |||
| interest | |||
| cash flow from financing | |||
| cash and cash equivalents | |||
| cash | -100 | 100 | |
| overdraft | |||
| change in cash | -100 | 100 |
ramsay & white capital ltd Credit Report and Business Information
Ramsay & White Capital Ltd Competitor Analysis
Perform a competitor analysis for ramsay & white capital ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in CF23 area or any other competitors across 12 key performance metrics.
ramsay & white capital ltd Ownership
RAMSAY & WHITE CAPITAL LTD group structure
Ramsay & White Capital Ltd has no subsidiary companies.
Ultimate parent company
1 parent
RAMSAY & WHITE CAPITAL LTD
13471310
ramsay & white capital ltd directors
Ramsay & White Capital Ltd currently has 3 directors. The longest serving directors include Mr Paul Davies (Jun 2021) and Mr Joel White (Jun 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Davies | United Kingdom | 47 years | Jun 2021 | - | Director |
| Mr Joel White | Wales | 37 years | Jun 2021 | - | Director |
| Mr Joel White | Wales | 37 years | Jun 2021 | - | Director |
P&L
September 2024turnover
42.5
0%
operating profit
130.8
0%
gross margin
18.7%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2024net assets
100
0%
total assets
100
0%
cash
0
-1%
net assets
Total assets minus all liabilities
Similar Companies
ramsay & white capital ltd company details
company number
13471310
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
June 2021
age
4
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
September 2024
previous names
N/A
accountant
-
auditor
-
address
5, oak tree court, mulberry drive, cardiff, CF23 8RS
Bank
-
Legal Advisor
-
ramsay & white capital ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ramsay & white capital ltd.
ramsay & white capital ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for RAMSAY & WHITE CAPITAL LTD. This can take several minutes, an email will notify you when this has completed.
ramsay & white capital ltd Companies House Filings - See Documents
| date | description | view/download |
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