Pomanda estimates the enterprise value of BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY at €1m based on a Turnover of €698.8k and 1.45x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY at €305.1k based on an EBITDA of €57.6k and a 5.3x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY at €3.4k based on Net Assets of €1.4k and 2.41x industry multiple (adjusted for liquidity).
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Be-spoke Loan Funding Designated Activity Company is a live company located in dublin 4 d04 xn32, 662883 with a Companies House number of IE566685. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in August 2015, it's largest shareholder is
intertrust nominees 2 (ireland) limited
with a 100% stake. Be-spoke Loan Funding Designated Activity Company is a established,
small sized company, Pomanda has estimated its turnover at
€698.8k with
declining
growth in recent years.
Be-spoke Loan Funding Designated Activity Company Health Check
Pomanda's financial health check has awarded Be-Spoke Loan Funding Designated Activity Company a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
3 Strong
1 Regular
4 Weak
Size
annual sales of €698.8k, make it smaller than the average company (€16.1m)
€698.8k - Be-spoke Loan Funding Designated Activity Company
€16.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -45%, show it is growing at a slower rate (17.6%)
-45% - Be-spoke Loan Funding Designated Activity Company
17.6% - Industry AVG
Production
with a gross margin of 50.1%, this company has a lower cost of product (17%)
50.1% - Be-spoke Loan Funding Designated Activity Company
17% - Industry AVG
Profitability
an operating margin of 8.3% make it more profitable than the average company (4.9%)
8.3% - Be-spoke Loan Funding Designated Activity Company
4.9% - Industry AVG
Employees
with 2 employees, this is below the industry average (16)
2 - Be-spoke Loan Funding Designated Activity Company
16 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Be-spoke Loan Funding Designated Activity Company
- - Industry AVG
Efficiency
resulting in sales per employee of €349.4k, this is less efficient (€433.2k)
€349.4k - Be-spoke Loan Funding Designated Activity Company
€433.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Be-spoke Loan Funding Designated Activity Company
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Be-spoke Loan Funding Designated Activity Company
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Be-spoke Loan Funding Designated Activity Company
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 48 weeks, this is more cash available to meet short term requirements (5 weeks)
48 weeks - Be-spoke Loan Funding Designated Activity Company
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 100%, this is a similar level of debt than the average (100%)
100% - Be-spoke Loan Funding Designated Activity Company
100% - Industry AVG
BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY financials
EXPORT
Be-Spoke Loan Funding Designated Activity Company's latest turnover from December 2023 is €698.8 thousand and the company has net assets of €1.4 thousand. According to their latest financial statements, we estimate that Be-Spoke Loan Funding Designated Activity Company has 2 employees and maintains cash reserves of €50 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Turnover
698,803
885,470
1,949,717
4,213,570
21,053,506
23,854,347
3,408,374
Other Income Or Grants
Cost Of Sales
348,875
464,172
1,095,076
3,415,860
2,937,010
8,440,000
Gross Profit
349,928
421,298
854,641
797,710
18,116,496
15,414,347
3,408,374
Admin Expenses
292,305
212,699
539,930
403,745
2,198,790
6,831,748
3,787,526
Operating Profit
57,623
208,599
314,711
393,965
15,917,706
8,582,599
-379,152
Interest Payable
56,423
207,399
313,511
392,765
15,916,506
8,609,782
Interest Receivable
Pre-Tax Profit
1,200
1,200
1,200
1,200
1,200
1,200
-1,498,308
Tax
-6,088
-23,929
Profit After Tax
1,200
1,200
1,200
1,200
1,200
-4,888
-1,522,237
Dividends Paid
Retained Profit
1,200
1,200
1,200
1,200
1,200
-4,888
-1,522,237
Employee Costs
Number Of Employees
2
3
7
16
106
144
20
EBITDA*
57,623
208,599
314,711
393,965
15,917,706
8,582,599
-379,152
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
5,000
Group Debtors
30,000
30,000
Misc Debtors
23,933
23,933
27,833
26,629
954,141
300
Cash
50,001
21,315
496,519
18,600
248,667
2,427,748
1,580,917
misc current assets
6,097,363
7,070,925
6,375,263
8,885,026
10,061,990
282,529,000
86,819,000
total current assets
6,147,364
7,116,173
6,895,715
8,966,459
10,367,286
285,910,889
88,400,217
total assets
6,147,364
7,116,173
6,895,715
8,966,459
10,367,286
285,910,889
88,400,217
Bank overdraft
Bank loan
Trade Creditors
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
53,781
174,939
419,853
188,203
191,398
6,585,349
1,733,140
total current liabilities
53,781
174,939
419,853
188,203
191,398
6,585,349
1,733,140
loans
6,092,170
6,941,021
6,476,849
8,780,443
10,179,275
279,330,127
88,189,313
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
6,092,170
6,941,021
6,476,849
8,780,443
10,179,275
279,330,127
88,189,313
total liabilities
6,145,951
7,115,960
6,896,702
8,968,646
10,370,673
285,915,476
89,922,453
net assets
1,413
213
-987
-2,187
-3,387
-4,587
-1,522,236
total shareholders funds
1,413
213
-987
-2,187
-3,387
-4,587
-1,522,236
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Operating Activities
Operating Profit
57,623
208,599
314,711
393,965
15,917,706
8,582,599
-379,152
Depreciation
Amortisation
Tax
-6,088
-23,929
Stock
Debtors
-23,933
-38,900
6,204
-897,512
953,841
300
Creditors
Accruals and Deferred Income
-121,158
-244,914
231,650
-3,195
-6,393,951
4,852,209
1,733,140
Deferred Taxes & Provisions
Cash flow from operations
-39,602
-36,315
585,261
384,566
10,421,267
12,474,879
1,329,759
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
-848,851
464,172
-2,303,594
-1,398,832
-269,150,852
191,140,814
88,189,313
Hire Purchase and Lease Commitments
other long term liabilities
share issue
1,522,537
1
interest
-56,423
-207,399
-313,511
-392,765
-15,916,506
-8,609,782
cash flow from financing
-905,274
256,773
-2,617,105
-1,791,597
-285,067,358
184,053,569
88,189,314
cash and cash equivalents
cash
28,686
-475,204
477,919
-230,067
-2,179,081
846,831
1,580,917
overdraft
change in cash
28,686
-475,204
477,919
-230,067
-2,179,081
846,831
1,580,917
be-spoke loan funding designated activity company Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for be-spoke loan funding designated activity company. Get real-time insights into be-spoke loan funding designated activity company's credit score, group structure and payment trends.
Be-spoke Loan Funding Designated Activity Company Competitor Analysis
Perform a competitor analysis for be-spoke loan funding designated activity company by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in Region Area area or any other competitors across 12 key performance metrics.
be-spoke loan funding designated activity company Ownership
BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY group structure
Be-Spoke Loan Funding Designated Activity Company has no subsidiary companies.
Ultimate parent company
BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY
IE566685
BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY Shareholders
The sole shareholder of Be-Spoke Loan Funding Designated Activity Company is Intertrust Nominees 2 (Ireland) Limited.
intertrust nominees 2 (ireland) limited
100%
be-spoke loan funding designated activity company directors
Be-Spoke Loan Funding Designated Activity Company currently has 4 directors.
The longest serving directors include
SUSAN CRAIG (Dec 2018) and
BRIAN GROVES (Aug 2019).
be-spoke loan funding designated activity company Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 8 charges/mortgages relating to be-spoke loan funding designated activity company. Currently there are 0 open charges and 8 have been satisfied in the past.
be-spoke loan funding designated activity company Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BE-SPOKE LOAN FUNDING DESIGNATED ACTIVITY COMPANY. This can take several minutes, an email will notify you when this has completed.
be-spoke loan funding designated activity companyCompanies House Filings - See Documents
