Pomanda estimates the enterprise value of ROYAL BANK INVESTMENTS LIMITED at £38.5k based on a Turnover of £32.5k and 1.18x industry multiple (adjusted for size and gross margin).
royal bank investments limitedEstimated Valuation
£28.1k
Pomanda estimates the enterprise value of ROYAL BANK INVESTMENTS LIMITED at £28.1k based on an EBITDA of £6.9k and a 4.08x industry multiple (adjusted for size and gross margin).
royal bank investments limitedEstimated Valuation
£3.1m
Pomanda estimates the enterprise value of ROYAL BANK INVESTMENTS LIMITED at £3.1m based on Net Assets of £2.4m and 1.31x industry multiple (adjusted for liquidity).
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Royal Bank Investments LimitedOverview
Royal Bank Investments Limited is a live company located in edinburgh, EH12 1HQ with a Companies House number of SC139617. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 1992, it's largest shareholder is
natwest markets plc
with a 100% stake. Royal Bank Investments Limited is a mature,
micro sized company, Pomanda has estimated its turnover at
£32.5k with
declining
growth in recent years.
Pomanda's financial health check has awarded Royal Bank Investments Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
3 Strong
1 Regular
4 Weak
Size
annual sales of £32.5k, make it smaller than the average company (£5.6m)
£32.5k - Royal Bank Investments Limited
£5.6m - Industry AVG
Growth
3 year (CAGR) sales growth of -91%, show it is growing at a slower rate (5%)
-91% - Royal Bank Investments Limited
5% - Industry AVG
Production
with a gross margin of 54.1%, this company has a comparable cost of product (54.1%)
54.1% - Royal Bank Investments Limited
54.1% - Industry AVG
Profitability
an operating margin of 21.2% make it more profitable than the average company (9.1%)
21.2% - Royal Bank Investments Limited
9.1% - Industry AVG
Employees
with 1 employees, this is below the industry average (14)
1 - Royal Bank Investments Limited
14 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Royal Bank Investments Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £32.5k, this is less efficient (£223.3k)
£32.5k - Royal Bank Investments Limited
£223.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Royal Bank Investments Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Royal Bank Investments Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Royal Bank Investments Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 538 weeks, this is more cash available to meet short term requirements (29 weeks)
538 weeks - Royal Bank Investments Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 6.7%, this is a lower level of debt than the average (71.4%)
6.7% - Royal Bank Investments Limited
71.4% - Industry AVG
ROYAL BANK INVESTMENTS LIMITED financials
EXPORT
Royal Bank Investments Limited's latest turnover from December 2023 is £32.5 thousand and the company has net assets of £2.4 million. According to their latest financial statements, we estimate that Royal Bank Investments Limited has 1 employee and maintains cash reserves of £1.8 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
32,515
4,117,535
-367,629
43,960,982
142,156
-34,371
6,481,220
-4,143,047
181,844
693,694
218,213
835,275
586,280
Other Income Or Grants
Cost Of Sales
14,916
1,810,462
-153,904
18,892,790
60,398
-14,622
2,727,452
-1,604,483
63,995
263,769
85,645
348,196
255,907
Gross Profit
17,599
2,307,073
-213,725
25,068,192
81,758
-19,749
3,753,768
-2,538,564
117,849
429,925
132,568
487,079
330,373
Admin Expenses
10,705
-1,793,574
180,079
-18,881,181
79,053
21,770
10,169,373
1,791,576
-11,055,540
-25,978,888
-20,821,670
434,149
-19,590,352
-27,748,033
-10,460,245
Operating Profit
6,894
4,100,647
-393,804
43,949,373
2,705
-41,519
-6,415,605
-4,330,140
11,173,389
26,408,813
20,954,238
52,930
19,920,725
27,748,033
10,460,245
Interest Payable
15,474
27,166
3,400
31,800
138,351
1,391,733
2,662,828
5,809,393
6,426,369
Interest Receivable
113,670
4,043
30,026
71,431
56,860
6,985
32,486
83,448
119,959
5,424
30,833
495,082
1,591,229
2,281,247
Pre-Tax Profit
4,642
153,278
-698,760
18,111,516
74,136
15,927
5,009,410
-4,297,546
11,257,474
26,537,555
20,957,583
201,645
20,417,364
29,338,461
-8,145,998
Tax
-1,622
-34,070
226,578
-176,444
51,340
296,046
4,427,138
857,256
-3,976,484
2,622,410
-5,862,383
437,155
-8,584,731
-8,046,136
46,104
Profit After Tax
3,020
119,208
-472,182
17,935,072
125,476
311,973
9,436,548
-3,440,290
7,280,990
29,159,965
15,095,200
638,800
11,832,633
21,292,325
-8,099,894
Dividends Paid
4,000,000
8,000,000
21,000,000
40,025,000
1,000
33,911
Retained Profit
-3,996,980
-7,880,792
-472,182
17,935,072
125,476
311,973
9,436,548
-3,440,290
-13,719,010
-10,865,035
15,095,200
637,800
11,798,722
21,292,325
-8,099,894
Employee Costs
Number Of Employees
1
19
209
1
1
33
-20
1
4
2
4
3
1
EBITDA*
6,894
4,100,647
-393,804
43,949,373
2,705
-41,519
-6,415,605
-4,330,140
11,173,389
26,408,813
20,954,238
52,930
19,920,725
27,748,033
10,460,245
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
43,044,810
48,287,759
69,823,318
140,847,288
159,720,455
174,701,831
Intangible Assets
Investments & Other
764,019
1,308,629
5,075,359
7,216,226
34,756,847
35,231,549
37,776,942
48,375,985
29,061,234
43,044,810
48,287,759
69,823,318
140,847,288
132,659,103
138,059,921
Debtors (Due After 1 year)
Total Fixed Assets
764,019
1,308,629
5,075,359
7,216,226
34,756,847
35,231,549
37,776,942
48,375,985
29,061,234
43,044,810
48,287,759
69,823,318
140,847,288
159,720,455
174,701,831
Stock & work in progress
Trade Debtors
2,688,415
Group Debtors
8,655,165
7,094,710
10,641,108
10,724,873
8,275,996
6,169,013
15,034,290
12,150,402
Misc Debtors
195,251
53,420
4,202,710
14,656
Cash
1,756,237
5,095,294
54,999
55,000
55,000
10,000
50,002
50,643
49,895
192,550
178,202
10,000
34,245
33,393,413
7,708,994
misc current assets
357,382
12,792,601
7,183,261
8,820,067
21,162,786
20,647,788
1,563,664
6,164,470
total current assets
1,756,237
5,095,294
8,905,415
7,149,710
10,749,528
10,734,873
8,683,380
50,643
15,530,911
13,544,824
24,032,559
33,323,188
24,884,743
34,957,077
13,888,120
total assets
2,520,256
6,403,923
13,980,774
14,365,936
45,506,375
45,966,422
46,460,322
48,426,628
44,592,145
56,589,634
72,320,318
103,146,506
165,732,031
194,677,532
188,589,951
Bank overdraft
Bank loan
Trade Creditors
Group/Directors Accounts
16,490
15,000
15,000
2,613
8,232,486
100,015
75,084,508
other short term finances
hp & lease commitments
other current liabilities
153,163
50,560
15,000
203,162
96,782
200,131
2,876,824
3,734,522
2,113,016
6,978,665
52,900,053
116,123,378
131,693,575
86,935
total current liabilities
169,653
65,560
30,000
203,162
96,782
202,744
11,109,310
3,834,537
2,113,016
6,978,665
52,900,053
116,123,378
131,693,575
75,171,443
loans
37,219
2,615
96,642,921
hp & lease commitments
Accruals and Deferred Income
other liabilities
25,091,244
provisions
31,327
186,227
196,420
total long term liabilities
31,327
223,446
199,035
25,091,244
96,642,921
total liabilities
169,653
65,560
30,000
234,489
223,446
295,817
202,744
11,109,310
3,834,537
2,113,016
6,978,665
52,900,053
116,123,378
156,784,819
171,814,364
net assets
2,350,603
6,338,363
13,950,774
14,131,447
45,282,929
45,670,605
46,257,578
37,317,318
40,757,608
54,476,618
65,341,653
50,246,453
49,608,653
37,892,713
16,775,587
total shareholders funds
2,350,603
6,338,363
13,950,774
14,131,447
45,282,929
45,670,605
46,257,578
37,317,318
40,757,608
54,476,618
65,341,653
50,246,453
49,608,653
37,892,713
16,775,587
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
6,894
4,100,647
-393,804
43,949,373
2,705
-41,519
-6,415,605
-4,330,140
11,173,389
26,408,813
20,954,238
52,930
19,920,725
27,748,033
10,460,245
Depreciation
Amortisation
Tax
-1,622
-34,070
226,578
-176,444
51,340
296,046
4,427,138
857,256
-3,976,484
2,622,410
-5,862,383
437,155
-8,584,731
-8,046,136
46,104
Stock
Debtors
-8,850,416
1,755,706
-3,599,818
-30,345
2,448,877
8,275,996
-2,688,415
-3,480,598
-8,865,277
2,883,888
7,947,692
4,202,710
-14,656
14,656
Creditors
Accruals and Deferred Income
102,603
35,560
-188,162
203,162
-96,782
-103,349
-2,676,693
-857,698
1,621,506
-4,865,649
-45,921,388
-63,223,325
-15,570,197
131,606,640
86,935
Deferred Taxes & Provisions
-31,327
-154,900
-10,193
196,420
Cash flow from operations
107,875
12,952,553
-2,142,421
47,421,009
-22,585
-2,101,279
-12,941,156
-1,642,167
12,299,009
33,030,851
-33,713,421
-70,680,932
-8,436,913
151,323,193
10,578,628
Investing Activities
capital expenditure
43,044,810
5,242,949
21,535,559
71,023,970
18,873,167
14,981,376
-174,701,831
Change in Investments
-544,610
-3,766,730
-2,140,867
-27,540,621
-474,702
-2,545,393
-10,599,043
19,314,751
-13,983,576
-5,242,949
-21,535,559
-71,023,970
8,188,185
-5,400,818
138,059,921
cash flow from investments
544,610
3,766,730
2,140,867
27,540,621
474,702
2,545,393
10,599,043
-19,314,751
57,028,386
10,485,898
43,071,118
142,047,940
10,684,982
20,382,194
-312,761,752
Financing Activities
Bank loans
Group/Directors Accounts
1,490
15,000
-2,613
-8,229,873
8,132,471
100,015
-75,084,508
75,084,508
Other Short Term Loans
Long term loans
-37,219
34,604
2,615
-96,642,921
96,642,921
Hire Purchase and Lease Commitments
other long term liabilities
-25,091,244
25,091,244
share issue
9,220
268,381
291,509
-49,086,554
-513,152
-898,946
-496,288
-82,782
-175,199
24,875,481
interest
113,670
4,043
30,026
71,431
56,860
-8,489
5,320
80,048
88,159
-132,927
-1,360,900
-2,167,746
-4,218,164
-4,145,122
cash flow from financing
10,710
382,051
310,552
-49,093,747
-407,117
-842,084
-8,734,650
8,137,791
180,063
88,159
-132,927
-1,360,900
-27,341,772
-151,029,548
192,457,788
cash and cash equivalents
cash
-3,339,057
5,040,295
-1
45,000
-40,002
-641
748
-142,655
14,348
168,202
-24,245
-33,359,168
25,684,419
7,708,994
overdraft
change in cash
-3,339,057
5,040,295
-1
45,000
-40,002
-641
748
-142,655
14,348
168,202
-24,245
-33,359,168
25,684,419
7,708,994
royal bank investments limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for royal bank investments limited. Get real-time insights into royal bank investments limited's credit score, group structure and payment trends.
Royal Bank Investments Limited Competitor Analysis
Perform a competitor analysis for royal bank investments limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in EH12 area or any other competitors across 12 key performance metrics.
royal bank investments limited Ownership
ROYAL BANK INVESTMENTS LIMITED group structure
Royal Bank Investments Limited has 6 subsidiary companies.
The sole shareholder of Royal Bank Investments Limited is Natwest Markets Plc.
natwest markets plc
100%
royal bank investments limited directors
Royal Bank Investments Limited currently has 2 directors.
The longest serving directors include
Mr Luke Roberts (Sep 2020) and
Mr Andrew Tackaberry (May 2024).
royal bank investments limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to royal bank investments limited.
royal bank investments limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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royal bank investments limitedCompanies House Filings - See Documents
