Pomanda estimates the enterprise value of SCOTTISH WIDOWS FINANCIAL SERVICES HOLDINGS at £78.3m based on a Turnover of £72.2m and 1.08x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of SCOTTISH WIDOWS FINANCIAL SERVICES HOLDINGS at £571.2m based on an EBITDA of £68.9m and a 8.29x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of SCOTTISH WIDOWS FINANCIAL SERVICES HOLDINGS at £345.2m based on Net Assets of £173.5m and 1.99x industry multiple (adjusted for liquidity).
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Scottish Widows Financial Services Holdings is a live company located in edinburgh, EH1 1YZ with a Companies House number of SC199548. It operates in the activities of head offices sector, SIC Code 70100. Founded in September 1999, it's largest shareholder is
scottish widows group limited
with a 100% stake. Scottish Widows Financial Services Holdings is a mature,
large sized company, Pomanda has estimated its turnover at
£72.2m with
declining
growth in recent years.
Scottish Widows Financial Services Holdings Health Check
Pomanda's financial health check has awarded Scottish Widows Financial Services Holdings a 5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 1 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
5 Strong
3 Regular
1 Weak
Size
annual sales of £72.2m, make it larger than the average company (£21.3m)
Scottish Widows Financial Services Holdings's latest turnover from December 2024 is £72.2 million and the company has net assets of £173.5 million. According to their latest financial statements, we estimate that Scottish Widows Financial Services Holdings has 346 employees and maintains cash reserves of £5.7 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2024
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
72,225,000
50,300,000
58,000
75,001,000
16,000
43,000
20,030,000
25,843,000
110,010,000
112,517,000
1,995,008,000
58,547,000
37,000
2,037,865,000
335,931,000
168,318,000
Other Income Or Grants
Cost Of Sales
47,948,894
33,366,783
38,613
50,490,592
10,801
28,921
13,506,774
17,481,198
74,188,237
76,616,939
1,381,541,932
40,693,396
25,758
1,421,407,917
232,917,032
Gross Profit
24,276,106
16,933,217
19,387
24,510,408
5,199
14,079
6,523,226
8,361,802
35,821,763
35,900,061
613,466,068
17,853,604
11,242
616,457,083
103,013,968
Admin Expenses
-44,605,861
-49,805,505
114,034
72,728,083
62,667,836
117,973,470
-18,148,618
-5,372,247
28,393,114
9,969,865,773
-1,911,835,233
-58,322,062
32,131
-2,110,410,836
-323,715,148
-232,993,740
Operating Profit
68,881,967
66,738,722
-94,647
-48,217,675
-62,662,637
-117,959,391
24,671,844
13,734,049
7,428,649
-9,933,965,712
2,525,301,301
76,175,666
-20,889
2,726,867,919
426,729,116
232,993,740
Interest Payable
2,000
2,000
2,000
27,064,000
23,940,000
280,000
Interest Receivable
Pre-Tax Profit
51,968,000
50,298,000
56,000
-48,204,000
-62,652,000
-117,962,000
20,030,000
11,146,000
5,952,000
-9,933,945,000
1,995,008,000
58,547,000
35,000
2,010,801,000
311,991,000
168,038,000
Tax
-114,000
-70,000
-11,000
-4,000
52,000
-6,000
-1,000
-2,000
-3,000
-2,000
124,000
-8,000
7,167,000
-4,426,000
-10,000
Profit After Tax
51,854,000
50,228,000
45,000
-48,204,000
-62,656,000
-117,910,000
20,024,000
11,145,000
5,950,000
-9,933,948,000
1,995,006,000
58,671,000
27,000
2,017,968,000
307,565,000
168,028,000
Dividends Paid
71,000,000
50,000,000
50,000,000
110,000,000
112,500,000
1,995,000,000
75,500,000
189,500,000
1,120,000,000
168,000,000
Retained Profit
-19,146,000
228,000
45,000
-98,204,000
-62,656,000
-117,910,000
20,024,000
11,145,000
-104,050,000
-10,046,448,000
6,000
-16,829,000
27,000
1,828,468,000
-812,435,000
28,000
Employee Costs
17,782,685
12,266,227
26,650,704
26,273,374
35,099
465,035,244
79,668,933
Number Of Employees
346
246
1
433
1
1
116
155
689
713
12,533
374
1
13,413
2,324
EBITDA*
68,881,967
66,738,722
-94,647
-48,217,675
-62,662,637
-117,959,391
24,671,844
13,734,049
7,428,649
-9,933,965,712
2,525,301,301
76,175,666
-20,889
2,726,867,919
426,729,116
232,993,740
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2024
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
311,354,000
491,578,000
491,578,000
506,275,000
610,333,000
10,656,795,000
10,656,795,000
10,353,407,000
10,340,795,000
6,562,031,000
6,562,031,000
Intangible Assets
Investments & Other
311,354,000
491,578,000
491,578,000
506,275,000
610,333,000
10,656,795,000
10,656,795,000
10,353,407,000
10,340,795,000
6,562,031,000
6,562,031,000
Debtors (Due After 1 year)
Total Fixed Assets
311,354,000
491,578,000
491,578,000
506,275,000
610,333,000
10,656,795,000
10,656,795,000
10,353,407,000
10,340,795,000
6,562,031,000
6,562,031,000
Stock & work in progress
Trade Debtors
Group Debtors
2,000,000
2,000,000
2,000,000
384,000
572,000
1,875,000
Misc Debtors
6,000
3,000
1,000
3,000
Cash
5,746,000
4,522,000
4,314,000
4,269,000
6,671,000
6,604,000
6,567,000
6,538,000
3,546,000
3,535,000
3,550,000
5,550,000
2,625,000
19,941,000
26,405,000
151,393,000
misc current assets
167,913,000
188,239,000
188,160,000
188,149,000
374,022,000
449,000
9,000
7,159,000
2,741,000
2,000
total current assets
173,659,000
192,761,000
192,474,000
192,418,000
6,671,000
380,678,000
7,016,000
6,538,000
5,546,000
5,544,000
5,550,000
5,556,000
9,787,000
23,067,000
26,980,000
153,270,000
total assets
173,659,000
192,761,000
192,474,000
192,418,000
318,025,000
380,678,000
498,594,000
498,116,000
511,821,000
615,877,000
10,662,345,000
10,662,351,000
10,363,194,000
10,363,862,000
6,589,011,000
6,715,301,000
Bank overdraft
Bank loan
Trade Creditors
Group/Directors Accounts
27,400,000
27,400,000
27,400,000
46,515,000
66,514,000
66,514,000
66,514,000
66,514,000
66,514,000
66,898,000
67,071,000
68,389,000
other short term finances
hp & lease commitments
other current liabilities
114,000
70,000
11,000
3,000
6,000
437,000
2,468,000
2,474,000
2,494,000
2,506,000
2,520,000
2,831,000
9,257,000
145,732,000
total current liabilities
114,000
70,000
11,000
27,403,000
27,400,000
27,406,000
46,952,000
68,982,000
68,988,000
69,008,000
69,020,000
69,034,000
69,729,000
76,328,000
214,121,000
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
2,820,000
2,820,000
2,820,000
2,820,000
2,820,000
2,820,000
823,938,000
provisions
total long term liabilities
2,820,000
2,820,000
2,820,000
2,820,000
2,820,000
2,820,000
823,938,000
total liabilities
114,000
70,000
11,000
27,403,000
27,400,000
27,406,000
46,952,000
71,802,000
71,808,000
71,828,000
71,840,000
71,854,000
72,549,000
900,266,000
214,121,000
net assets
173,545,000
192,691,000
192,463,000
192,418,000
290,622,000
353,278,000
471,188,000
451,164,000
440,019,000
544,069,000
10,590,517,000
10,590,511,000
10,291,340,000
10,291,313,000
5,688,745,000
6,501,180,000
total shareholders funds
173,545,000
192,691,000
192,463,000
192,418,000
290,622,000
353,278,000
471,188,000
451,164,000
440,019,000
544,069,000
10,590,517,000
10,590,511,000
10,291,340,000
10,291,313,000
5,688,745,000
6,501,180,000
Dec 2024
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
68,881,967
66,738,722
-94,647
-48,217,675
-62,662,637
-117,959,391
24,671,844
13,734,049
7,428,649
-9,933,965,712
2,525,301,301
76,175,666
-20,889
2,726,867,919
426,729,116
232,993,740
Depreciation
Amortisation
Tax
-114,000
-70,000
-11,000
-4,000
52,000
-6,000
-1,000
-2,000
-3,000
-2,000
124,000
-8,000
7,167,000
-4,426,000
-10,000
Stock
Debtors
-2,000,000
1,994,000
3,000
-382,000
-190,000
-1,300,000
1,875,000
Creditors
Accruals and Deferred Income
44,000
59,000
11,000
-3,000
3,000
-6,000
-431,000
-2,031,000
-6,000
-20,000
-12,000
-14,000
-311,000
-6,426,000
-136,475,000
145,732,000
Deferred Taxes & Provisions
Cash flow from operations
68,811,967
66,727,722
-94,647
-48,220,675
-62,663,637
-117,913,391
24,234,844
13,702,049
7,420,649
-9,933,988,712
2,523,293,301
76,282,666
42,111
2,727,798,919
287,128,116
376,840,740
Investing Activities
capital expenditure
311,354,000
-311,354,000
491,578,000
14,697,000
104,058,000
10,046,462,000
-303,388,000
-12,612,000
-3,778,764,000
-6,562,031,000
Change in Investments
-311,354,000
311,354,000
-491,578,000
-14,697,000
-104,058,000
-10,046,462,000
303,388,000
12,612,000
3,778,764,000
6,562,031,000
cash flow from investments
622,708,000
-622,708,000
983,156,000
29,394,000
208,116,000
20,092,924,000
-606,776,000
-25,224,000
-7,557,528,000
-13,124,062,000
Financing Activities
Bank loans
Group/Directors Accounts
-27,400,000
-19,115,000
-19,999,000
-384,000
-173,000
-1,318,000
68,389,000
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-2,820,000
-821,118,000
823,938,000
share issue
316,000,000
2,774,100,000
6,501,152,000
interest
-2,000
-2,000
-2,000
-27,064,000
-23,940,000
-280,000
cash flow from financing
-2,000
-2,000
-27,400,000
-19,115,000
-22,819,000
316,000,000
-386,000
1,925,745,000
798,680,000
6,569,261,000
cash and cash equivalents
cash
1,224,000
208,000
45,000
-2,402,000
67,000
37,000
29,000
2,992,000
11,000
-15,000
-2,000,000
2,925,000
-17,316,000
-6,464,000
-124,988,000
151,393,000
overdraft
change in cash
1,224,000
208,000
45,000
-2,402,000
67,000
37,000
29,000
2,992,000
11,000
-15,000
-2,000,000
2,925,000
-17,316,000
-6,464,000
-124,988,000
151,393,000
scottish widows financial services holdings Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for scottish widows financial services holdings. Get real-time insights into scottish widows financial services holdings's credit score, group structure and payment trends.
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Scottish Widows Financial Services Holdings currently has 12 directors.
The longest serving directors include
Mr Christopher Moulder (Jun 2017) and
Mrs Gayle Schumacher (Jul 2019).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to scottish widows financial services holdings.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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scottish widows financial services holdingsCompanies House Filings - See Documents
