london & scottish investment finance limitedEstimated Valuation
£419
Pomanda estimates the enterprise value of LONDON & SCOTTISH INVESTMENT FINANCE LIMITED at £419 based on a Turnover of £876 and 0.48x industry multiple (adjusted for size and gross margin).
london & scottish investment finance limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of LONDON & SCOTTISH INVESTMENT FINANCE LIMITED at £0 based on an EBITDA of £-384 and a 3.66x industry multiple (adjusted for size and gross margin).
london & scottish investment finance limitedEstimated Valuation
£23.5k
Pomanda estimates the enterprise value of LONDON & SCOTTISH INVESTMENT FINANCE LIMITED at £23.5k based on Net Assets of £11.8k and 1.99x industry multiple (adjusted for liquidity).
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London & Scottish Investment Finance LimitedOverview
London & Scottish Investment Finance Limited is a live company located in edinburgh, EH3 9QA with a Companies House number of SC299786. It operates in the activities of head offices sector, SIC Code 70100. Founded in March 2006, it's largest shareholder is
ronald barrie clapham
with a 100% stake. London & Scottish Investment Finance Limited is a established,
micro sized company, Pomanda has estimated its turnover at
£876 with
declining
growth in recent years.
London & Scottish Investment Finance Limited Health Check
Pomanda's financial health check has awarded London & Scottish Investment Finance Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
Health Rating1out of 5
1 Strong
2 Regular
7 Weak
Size
annual sales of £876, make it smaller than the average company (£20.1m)
£876 - London & Scottish Investment Finance Limited
£20.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -21%, show it is growing at a slower rate (8.9%)
-21% - London & Scottish Investment Finance Limited
8.9% - Industry AVG
Production
with a gross margin of 33.2%, this company has a comparable cost of product (33.2%)
33.2% - London & Scottish Investment Finance Limited
33.2% - Industry AVG
Profitability
an operating margin of -43.8% make it less profitable than the average company (5.7%)
-43.8% - London & Scottish Investment Finance Limited
5.7% - Industry AVG
Employees
with 1 employees, this is below the industry average (113)
1 - London & Scottish Investment Finance Limited
113 - Industry AVG
Pay Structure
on an average salary of £48.8k, the company has an equivalent pay structure (£48.8k)
£48.8k - London & Scottish Investment Finance Limited
£48.8k - Industry AVG
Efficiency
resulting in sales per employee of £876, this is less efficient (£196k)
£876 - London & Scottish Investment Finance Limited
£196k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - London & Scottish Investment Finance Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 673 days, this is slower than average (42 days)
673 days - London & Scottish Investment Finance Limited
42 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - London & Scottish Investment Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 1 weeks, this is less cash available to meet short term requirements (16 weeks)
1 weeks - London & Scottish Investment Finance Limited
16 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 97.6%, this is a higher level of debt than the average (54.9%)
97.6% - London & Scottish Investment Finance Limited
54.9% - Industry AVG
LONDON & SCOTTISH INVESTMENT FINANCE LIMITED financials
EXPORT
London & Scottish Investment Finance Limited's latest turnover from March 2024 is £876 and the company has net assets of £11.8 thousand. According to their latest financial statements, we estimate that London & Scottish Investment Finance Limited has 1 employee and maintains cash reserves of £12.1 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Dec 2009
Turnover
876
875
1,529
1,750
1,750
82
3,119
3,093
9,726
1,750
1,750
60,339,008
79,918
74,000
Other Income Or Grants
Cost Of Sales
585
585
1,032
1,197
1,181
56
2,125
2,102
6,759
1,224
1,223
42,155,171
55,515
Gross Profit
291
290
497
553
569
27
995
991
2,967
526
527
18,183,836
24,403
Admin Expenses
675
345
6,476
-1,120
79
-19,943
-23,271
16,505
63,549
-322,326
78
1,633
17,836,192
-53,515
-72,850
Operating Profit
-384
-55
-5,979
1,673
490
19,970
24,266
-16,505
-62,558
325,293
448
-1,106
347,644
77,918
72,850
Interest Payable
21,161
9,732
421
3,062
29,531
28,438
390,000
1,880
4,017
390,000
59,033
147,643
Interest Receivable
21,649
10,018
393
25
184
6,754
4,510
16,163
60,151
60,166
127
128
60,258
94,808
97,369
Pre-Tax Profit
104
231
-6,007
1,698
-2,388
-2,807
338
-342
-2,407
-4,541
-1,305
-4,995
17,903
113,693
-22,037,424
Tax
-64
588
-4,655
-31,834
-6,321
Profit After Tax
104
231
-6,007
1,698
-2,388
-2,807
274
-342
-2,407
-4,541
-1,305
-4,407
13,248
81,859
-22,043,745
Dividends Paid
211,441
Retained Profit
104
231
-6,007
1,698
-2,388
-2,807
274
-342
-2,407
-4,541
-1,305
-4,407
13,248
-129,582
-22,043,745
Employee Costs
48,806
46,639
43,400
41,073
41,584
40,798
39,684
36,108
35,213
13,802,046
Number Of Employees
1
1
1
1
1
1
1
1
1
1
1
409
1
EBITDA*
-384
-55
-5,979
1,673
490
19,970
24,266
-16,505
-62,558
325,293
448
-1,106
347,644
77,918
72,850
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Dec 2009
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
Group Debtors
12,150,000
Misc Debtors
470,721
457,215
446,608
588
588
358
197
Cash
12,082
13,399
15,123
898,024
898,676
899,767
901,404
902,556
12,028,143
12,032,306
12,033,941
12,036,339
12,044,072
12,059,276
8,822
misc current assets
total current assets
482,803
470,614
461,731
898,024
898,676
899,767
901,404
902,556
12,028,143
12,032,306
12,034,529
12,036,927
12,044,072
12,059,634
12,159,019
total assets
482,803
470,614
461,731
898,024
898,676
899,767
901,404
902,556
12,028,143
12,032,306
12,034,529
12,036,927
12,044,072
12,059,634
12,159,019
Bank overdraft
Bank loan
Trade Creditors
1,080
1,080
16
600
600
1,872
624
12,010,346
Group/Directors Accounts
600
12,002,460
other short term finances
875,000
12,000,000
12,000,000
12,000,000
12,000,000
hp & lease commitments
other current liabilities
469,894
458,889
449,157
880,523
882,873
881,560
4,806
881,232
4,017
12,006,961
6,515
6,984
39,156
8,959
total current liabilities
470,974
458,889
450,237
880,523
882,873
881,576
880,406
881,832
12,007,077
12,008,833
12,006,515
12,007,608
12,010,346
12,039,156
12,008,959
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
470,974
458,889
450,237
880,523
882,873
881,576
880,406
881,832
12,007,077
12,008,833
12,006,515
12,007,608
12,010,346
12,039,156
12,008,959
net assets
11,829
11,725
11,494
17,501
15,803
18,191
20,998
20,724
21,066
23,473
28,014
29,319
33,726
20,478
150,060
total shareholders funds
11,829
11,725
11,494
17,501
15,803
18,191
20,998
20,724
21,066
23,473
28,014
29,319
33,726
20,478
150,060
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Dec 2009
Operating Activities
Operating Profit
-384
-55
-5,979
1,673
490
19,970
24,266
-16,505
-62,558
325,293
448
-1,106
347,644
77,918
72,850
Depreciation
Amortisation
Tax
-64
588
-4,655
-31,834
-6,321
Stock
Debtors
13,506
10,607
446,608
-588
588
-358
358
12,150,197
Creditors
1,080
-1,080
1,080
-16
-584
600
-600
-1,272
1,872
-624
-12,009,722
12,010,346
Accruals and Deferred Income
11,005
9,732
-431,366
-2,350
1,313
876,754
-876,426
877,215
-12,002,944
12,000,446
-469
6,984
-39,156
39,156
8,959
Deferred Taxes & Provisions
Cash flow from operations
-1,805
-2,010
-882,873
-677
1,787
896,140
-851,624
860,110
-12,066,774
12,328,199
-645
-12,003,844
12,314,537
84,882
-12,074,709
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
-600
-12,001,860
12,002,460
Other Short Term Loans
-875,000
875,000
-12,000,000
12,000,000
-12,000,000
12,000,000
12,000,000
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
150,060
22,193,805
interest
488
286
-28
25
-2,878
-22,777
-23,928
16,163
60,151
-329,834
-1,753
-3,889
-329,742
35,775
-50,274
cash flow from financing
488
286
-28
25
-2,878
-897,777
850,472
-11,985,697
12,062,611
-12,329,834
-1,753
11,996,111
-12,329,742
12,185,835
34,143,531
cash and cash equivalents
cash
-1,317
-1,724
-882,901
-652
-1,091
-1,637
-1,152
-11,125,587
-4,163
-1,635
-2,398
-7,733
-15,204
12,059,276
8,822
overdraft
change in cash
-1,317
-1,724
-882,901
-652
-1,091
-1,637
-1,152
-11,125,587
-4,163
-1,635
-2,398
-7,733
-15,204
12,059,276
8,822
london & scottish investment finance limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for london & scottish investment finance limited. Get real-time insights into london & scottish investment finance limited's credit score, group structure and payment trends.
London & Scottish Investment Finance Limited Competitor Analysis
Perform a competitor analysis for london & scottish investment finance limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in EH3 area or any other competitors across 12 key performance metrics.
london & scottish investment finance limited Ownership
LONDON & SCOTTISH INVESTMENT FINANCE LIMITED group structure
London & Scottish Investment Finance Limited has no subsidiary companies.
Ultimate parent company
LONDON & SCOTTISH INVESTMENT FINANCE LIMITED
SC299786
LONDON & SCOTTISH INVESTMENT FINANCE LIMITED Shareholders
The sole shareholder of London & Scottish Investment Finance Limited is Ronald Barrie Clapham.
ronald barrie clapham
100%
london & scottish investment finance limited directors
London & Scottish Investment Finance Limited currently has 2 directors.
The longest serving directors include
Mr Peter McGurn (Sep 2010) and
Mr Ronald Clapham (Sep 2010).
london & scottish investment finance limited company details
company number
SC299786
Type
Private limited with Share Capital
industry
70100 - Activities of head offices
incorporation date
March 2006
age
19
incorporated
UK
ultimate parent company
None
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
credential lothian limited (February 2015)
uberior ventures credential limited (August 2010)
accountant
-
auditor
-
address
one lochrin square, c/o london and scottish investme, edinburgh, EH3 9QA
Bank
BANK OF SCOTLAND
Legal Advisor
-
london & scottish investment finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to london & scottish investment finance limited.
london & scottish investment finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for LONDON & SCOTTISH INVESTMENT FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
london & scottish investment finance limitedCompanies House Filings - See Documents
