Pomanda estimates the enterprise value of EASY FRENCH MORTGAGE LTD at £5.7k based on a Turnover of £7.8k and 0.72x industry multiple (adjusted for size and gross margin).
easy french mortgage ltdEstimated Valuation
£15.8k
Pomanda estimates the enterprise value of EASY FRENCH MORTGAGE LTD at £15.8k based on an EBITDA of £6k and a 2.63x industry multiple (adjusted for size and gross margin).
easy french mortgage ltdEstimated Valuation
£6.3k
Pomanda estimates the enterprise value of EASY FRENCH MORTGAGE LTD at £6.3k based on Net Assets of £5.1k and 1.23x industry multiple (adjusted for liquidity).
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Easy French Mortgage LtdOverview
Easy French Mortgage Ltd is a live company located in edinburgh, EH2 2ER with a Companies House number of SC532761. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2016, it's largest shareholder is
david mcdonald
with a 100% stake. Easy French Mortgage Ltd is a young,
micro sized company, Pomanda has estimated its turnover at
£7.8k with
declining
growth in recent years.
Pomanda's financial health check has awarded Easy French Mortgage Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 6 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
1 Strong
1 Regular
6 Weak
Size
annual sales of £7.8k, make it smaller than the average company (£4.7m)
£7.8k - Easy French Mortgage Ltd
£4.7m - Industry AVG
Growth
3 year (CAGR) sales growth of -12%, show it is growing at a slower rate (3.8%)
-12% - Easy French Mortgage Ltd
3.8% - Industry AVG
Production
with a gross margin of 16.3%, this company has a higher cost of product (57.6%)
16.3% - Easy French Mortgage Ltd
57.6% - Industry AVG
Profitability
an operating margin of 77.1% make it more profitable than the average company (9.9%)
77.1% - Easy French Mortgage Ltd
9.9% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Easy French Mortgage Ltd
13 - Industry AVG
Pay Structure
on an average salary of £77.2k, the company has an equivalent pay structure (£77.2k)
£77.2k - Easy French Mortgage Ltd
£77.2k - Industry AVG
Efficiency
resulting in sales per employee of £7.8k, this is less efficient (£204.2k)
£7.8k - Easy French Mortgage Ltd
£204.2k - Industry AVG
Debtor Days
it gets paid by customers after 93 days, this is later than average (33 days)
93 days - Easy French Mortgage Ltd
33 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Easy French Mortgage Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Easy French Mortgage Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Easy French Mortgage Ltd
- - Industry AVG
Debt Level
There is insufficient data available for this Key Performance Indicator!
- - Easy French Mortgage Ltd
- - Industry AVG
EASY FRENCH MORTGAGE LTD financials
EXPORT
Easy French Mortgage Ltd's latest turnover from September 2023 is estimated at £7.8 thousand and the company has net assets of £5.1 thousand. According to their latest financial statements, we estimate that Easy French Mortgage Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Sep 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Turnover
7,803
5,786
11,466
11,640
20,428
15,746
Other Income Or Grants
Cost Of Sales
6,532
4,813
9,473
9,407
16,735
12,709
Gross Profit
1,270
973
1,992
2,233
3,692
3,037
Admin Expenses
-4,743
7,383
-209
8,835
-125
-7,614
-123
Operating Profit
6,013
-6,410
2,201
-6,602
3,817
10,651
123
Interest Payable
Interest Receivable
Pre-Tax Profit
6,013
-6,410
2,201
-6,602
3,817
10,651
123
Tax
-1,503
-418
-725
-2,024
-23
Profit After Tax
4,510
-6,410
1,783
-6,602
3,092
8,627
100
Dividends Paid
Retained Profit
4,510
-6,410
1,783
-6,602
3,092
8,627
100
Employee Costs
77,232
73,990
69,000
70,124
69,960
67,473
Number Of Employees
1
1
1
1
1
1
EBITDA*
6,013
-6,410
2,201
-6,602
3,817
10,651
123
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Tangible Assets
3,000
4,945
5,790
6,435
8,631
4,495
Intangible Assets
Investments & Other
100
100
100
100
100
100
Debtors (Due After 1 year)
Total Fixed Assets
3,100
5,045
5,890
6,535
8,631
4,595
100
Stock & work in progress
Trade Debtors
2,000
1,750
4,000
3,592
7,482
5,254
Group Debtors
Misc Debtors
4,552
Cash
misc current assets
5,689
2,525
total current assets
2,000
1,750
4,000
8,144
13,171
7,779
total assets
5,100
6,795
9,890
14,679
21,802
12,374
100
Bank overdraft
Bank loan
Trade Creditors
4,955
890
3,673
1,125
3,647
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
4,955
890
3,673
1,125
3,647
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
2,789
6,358
provisions
1,250
2,000
3,000
2,500
total long term liabilities
1,250
2,000
5,789
8,858
total liabilities
6,205
2,890
9,462
9,983
3,647
net assets
5,100
590
7,000
5,217
11,819
8,727
100
total shareholders funds
5,100
590
7,000
5,217
11,819
8,727
100
Sep 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Operating Activities
Operating Profit
6,013
-6,410
2,201
-6,602
3,817
10,651
123
Depreciation
Amortisation
Tax
-1,503
-418
-725
-2,024
-23
Stock
Debtors
250
-2,250
-4,144
662
2,228
5,254
Creditors
-4,955
4,065
-2,783
2,548
-2,522
3,647
Accruals and Deferred Income
Deferred Taxes & Provisions
-1,250
-750
-1,000
500
2,500
Cash flow from operations
-1,945
-845
2,144
-4,216
842
7,020
100
Investing Activities
capital expenditure
1,945
845
645
2,196
-4,136
-4,495
Change in Investments
100
-100
100
cash flow from investments
1,945
845
645
2,096
-4,036
-4,495
-100
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-2,789
-3,569
6,358
share issue
interest
cash flow from financing
-2,789
-3,569
6,358
cash and cash equivalents
cash
overdraft
change in cash
easy french mortgage ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for easy french mortgage ltd. Get real-time insights into easy french mortgage ltd's credit score, group structure and payment trends.
Perform a competitor analysis for easy french mortgage ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in EH2 area or any other competitors across 12 key performance metrics.
easy french mortgage ltd Ownership
EASY FRENCH MORTGAGE LTD group structure
Easy French Mortgage Ltd has no subsidiary companies.
Ultimate parent company
EASY FRENCH MORTGAGE LTD
SC532761
EASY FRENCH MORTGAGE LTD Shareholders
The sole shareholder of Easy French Mortgage Ltd is David Mcdonald.
david mcdonald
100%
easy french mortgage ltd directors
Easy French Mortgage Ltd currently has 1 director, Mr David McDonald serving since Apr 2016.
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
April 2016
age
9
incorporated
UK
ultimate parent company
None
accounts
Micro-Entity Accounts
last accounts submitted
September 2023
previous names
N/A
accountant
-
auditor
-
address
abbey house 83 princes street, city centre, edinburgh, EH2 2ER
Bank
-
Legal Advisor
-
easy french mortgage ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to easy french mortgage ltd.
easy french mortgage ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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easy french mortgage ltdCompanies House Filings - See Documents
