Pomanda estimates the enterprise value of KGJ INSURANCE SERVICES LIMITED at £348.5k based on a Turnover of £600.3k and 0.58x industry multiple (adjusted for size and gross margin).
kgj insurance services limitedEstimated Valuation
£1.3m
Pomanda estimates the enterprise value of KGJ INSURANCE SERVICES LIMITED at £1.3m based on an EBITDA of £196k and a 6.39x industry multiple (adjusted for size and gross margin).
kgj insurance services limitedEstimated Valuation
£1.4m
Pomanda estimates the enterprise value of KGJ INSURANCE SERVICES LIMITED at £1.4m based on Net Assets of £824.2k and 1.64x industry multiple (adjusted for liquidity).
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Kgj Insurance Services LimitedOverview
Kgj Insurance Services Limited is a live company located in birmingham, B3 1UF with a Companies House number of 01240821. It operates in the non-life insurance sector, SIC Code 65120. Founded in January 1976, it's largest shareholder is
kgj insurance services group ltd
with a 100% stake. Kgj Insurance Services Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£600.3k with
low
growth in recent years.
Pomanda's financial health check has awarded Kgj Insurance Services Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
4 Strong
2 Regular
4 Weak
Size
annual sales of £600.3k, make it smaller than the average company (£2.1m)
£600.3k - Kgj Insurance Services Limited
£2.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 1%, show it is growing at a slower rate (8.7%)
1% - Kgj Insurance Services Limited
8.7% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Kgj Insurance Services Limited
100% - Industry AVG
Profitability
an operating margin of 32.1% make it more profitable than the average company (17.5%)
32.1% - Kgj Insurance Services Limited
17.5% - Industry AVG
Employees
with 7 employees, this is below the industry average (26)
7 - Kgj Insurance Services Limited
26 - Industry AVG
Pay Structure
on an average salary of £65.3k, the company has an equivalent pay structure (£65.3k)
£65.3k - Kgj Insurance Services Limited
£65.3k - Industry AVG
Efficiency
resulting in sales per employee of £85.8k, this is less efficient (£163.8k)
£85.8k - Kgj Insurance Services Limited
£163.8k - Industry AVG
Debtor Days
it gets paid by customers after 142 days, this is earlier than average (216 days)
142 days - Kgj Insurance Services Limited
216 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Kgj Insurance Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Kgj Insurance Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 32 weeks, this is more cash available to meet short term requirements (18 weeks)
32 weeks - Kgj Insurance Services Limited
18 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 42.3%, this is a lower level of debt than the average (81.5%)
42.3% - Kgj Insurance Services Limited
81.5% - Industry AVG
KGJ INSURANCE SERVICES LIMITED financials
EXPORT
Kgj Insurance Services Limited's latest turnover from December 2023 is estimated at £600.3 thousand and the company has net assets of £824.2 thousand. According to their latest financial statements, Kgj Insurance Services Limited has 7 employees and maintains cash reserves of £245.6 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
600,331
730,114
689,799
591,140
585,989
606,753
545,302
549,889
525,345
558,206
1,728,864
1,819,919
2,292,304
2,365,557
Other Income Or Grants
Cost Of Sales
3,968
16,927
52,374
98,078
429,253
452,598
625,933
693,334
Gross Profit
600,331
730,114
689,799
591,140
585,989
606,753
541,333
532,962
472,971
460,128
1,299,611
1,367,322
1,666,371
1,672,223
Admin Expenses
407,447
950,668
699,112
622,528
611,254
548,333
482,668
562,085
418,654
494,560
1,328,608
1,601,840
1,650,916
1,605,288
-1,487,681
Operating Profit
192,884
-220,554
-9,313
-31,388
-25,265
58,420
58,665
-29,123
54,317
-34,432
-28,997
-234,518
15,455
66,935
1,487,681
Interest Payable
Interest Receivable
11,770
6,182
410
181
1,461
1,518
891
411
779
565
533
620
548
599
354
Pre-Tax Profit
204,653
-214,372
-8,903
-31,207
-23,804
59,938
59,556
-28,712
55,096
-33,867
-28,464
-233,898
16,003
67,533
1,488,035
Tax
-51,163
-11,388
-11,316
-11,019
-4,161
-18,909
-416,650
Profit After Tax
153,490
-214,372
-8,903
-31,207
-23,804
48,550
48,240
-28,712
44,077
-33,867
-28,464
-233,898
11,842
48,624
1,071,385
Dividends Paid
Retained Profit
153,490
-214,372
-8,903
-31,207
-23,804
48,550
48,240
-28,712
44,077
-33,867
-28,464
-233,898
11,842
48,624
1,071,385
Employee Costs
457,333
622,918
661,089
616,086
617,832
677,520
658,278
638,120
238,992
229,612
175,236
647,279
912,038
866,967
Number Of Employees
7
10
11
11
11
12
12
12
12
12
10
13
18
18
EBITDA*
195,989
-220,006
-8,668
-30,629
-24,373
59,470
59,900
-27,670
56,026
-32,421
-26,631
-231,735
18,730
70,788
1,492,214
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
3,105
3,653
4,298
5,057
5,949
6,999
8,234
9,687
11,396
13,407
15,773
18,556
21,831
25,684
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
3,105
3,653
4,298
5,057
5,949
6,999
8,234
9,687
11,396
13,407
15,773
18,556
21,831
25,684
Stock & work in progress
Trade Debtors
235,130
264,456
198,206
109,867
92,126
75,696
75,132
90,391
61,456
66,149
1,009,238
982,730
1,215,963
1,208,455
1,137,810
Group Debtors
702,082
801,457
856,457
919,813
951,478
970,098
843,606
843,606
865,222
Misc Debtors
245,055
7,618
8,052
150
48,143
44,629
864,864
Cash
245,572
202,796
150,460
177,723
184,094
205,394
199,479
156,721
171,856
139,682
86,372
126,680
121,313
97,928
141,600
misc current assets
total current assets
1,427,839
1,276,327
1,213,175
1,207,403
1,227,698
1,251,338
1,166,360
1,135,347
1,098,534
1,070,695
1,095,610
1,109,410
1,337,276
1,306,383
1,279,410
total assets
1,427,839
1,279,432
1,216,828
1,211,701
1,232,755
1,257,287
1,173,359
1,143,581
1,108,221
1,082,091
1,109,017
1,125,183
1,355,832
1,328,214
1,305,094
Bank overdraft
Bank loan
Trade Creditors
366,955
379,145
296,638
243,944
232,222
221,127
206,097
207,905
193,449
189,054
235,288
222,990
219,476
203,700
170,559
Group/Directors Accounts
27,150
46,150
20,000
56,918
other short term finances
hp & lease commitments
other current liabilities
26,984
32,039
34,276
73,163
74,707
86,391
38,763
36,214
32,496
34,447
total current liabilities
393,939
411,184
330,914
317,107
306,929
307,518
272,010
290,269
225,945
243,501
235,288
222,990
219,476
203,700
227,477
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
209,679
197,517
811
588
613
752
882
1,085
1,337
1,728
3,000
3,000
3,265
3,265
4,992
total long term liabilities
209,679
197,517
811
588
613
752
882
1,085
1,337
1,728
3,000
3,000
3,265
3,265
4,992
total liabilities
603,618
608,701
331,725
317,695
307,542
308,270
272,892
291,354
227,282
245,229
238,288
225,990
222,741
206,965
232,469
net assets
824,221
670,731
885,103
894,006
925,213
949,017
900,467
852,227
880,939
836,862
870,729
899,193
1,133,091
1,121,249
1,072,625
total shareholders funds
824,221
670,731
885,103
894,006
925,213
949,017
900,467
852,227
880,939
836,862
870,729
899,193
1,133,091
1,121,249
1,072,625
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
192,884
-220,554
-9,313
-31,388
-25,265
58,420
58,665
-29,123
54,317
-34,432
-28,997
-234,518
15,455
66,935
1,487,681
Depreciation
3,105
548
645
759
892
1,050
1,235
1,453
1,709
2,011
2,366
2,783
3,275
3,853
4,533
Amortisation
Tax
-51,163
-11,388
-11,316
-11,019
-4,161
-18,909
-416,650
Stock
Debtors
108,736
10,816
33,035
-13,924
-2,340
79,063
-11,745
51,948
-4,335
-78,225
26,508
-233,233
7,508
70,645
1,137,810
Creditors
-12,190
82,507
52,694
11,722
11,095
15,030
-1,808
14,456
4,395
-46,234
12,298
3,514
15,776
33,141
170,559
Accruals and Deferred Income
-5,055
-2,237
-38,887
-1,544
-11,684
47,628
2,549
3,718
-1,951
34,447
Deferred Taxes & Provisions
12,162
196,706
223
-25
-139
-130
-203
-252
-391
-1,272
-265
-1,727
4,992
Cash flow from operations
31,007
46,154
-27,673
-6,552
-22,761
31,547
60,867
-61,696
51,395
32,745
-40,841
4,747
22,837
12,648
113,305
Investing Activities
capital expenditure
-30,217
Change in Investments
cash flow from investments
-30,217
Financing Activities
Bank loans
Group/Directors Accounts
-27,150
-19,000
46,150
-20,000
20,000
-56,918
56,918
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
1,240
interest
11,770
6,182
410
181
1,461
1,518
891
411
779
565
533
620
548
599
354
cash flow from financing
11,770
6,182
410
181
1,461
-25,632
-18,109
46,561
-19,221
20,565
533
620
548
-56,319
58,512
cash and cash equivalents
cash
42,776
52,336
-27,263
-6,371
-21,300
5,915
42,758
-15,135
32,174
53,310
-40,308
5,367
23,385
-43,672
141,600
overdraft
change in cash
42,776
52,336
-27,263
-6,371
-21,300
5,915
42,758
-15,135
32,174
53,310
-40,308
5,367
23,385
-43,672
141,600
kgj insurance services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for kgj insurance services limited. Get real-time insights into kgj insurance services limited's credit score, group structure and payment trends.
Perform a competitor analysis for kgj insurance services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in B 3 area or any other competitors across 12 key performance metrics.
kgj insurance services limited Ownership
KGJ INSURANCE SERVICES LIMITED group structure
Kgj Insurance Services Limited has no subsidiary companies.
The sole shareholder of Kgj Insurance Services Limited is Kgj Insurance Services Group Ltd.
kgj insurance services group ltd
100%
kgj insurance services limited directors
Kgj Insurance Services Limited currently has 3 directors.
The longest serving directors include
Mr John Allcock (Oct 2023) and
Mrs Nicola Carter (Nov 2023).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 4 charges/mortgages relating to kgj insurance services limited. Currently there are 0 open charges and 4 have been satisfied in the past.
kgj insurance services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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kgj insurance services limitedCompanies House Filings - See Documents
