portfolio design group international limited
portfolio design group international limited Company Information
Company Number
02827417
Website
-Registered Address
5-7 grosvenor court, foregate street, chester, cheshire, CH1 1HG
Industry
Life insurance
Telephone
-
Next Accounts Due
October 2024
Group Structure
View All
Shareholders
fitzwilton (uk) plc 45%
michael semple 25.5%
View Allportfolio design group international limited Estimated Valuation
Pomanda estimates the enterprise value of PORTFOLIO DESIGN GROUP INTERNATIONAL LIMITED at £1.8m based on a Turnover of £2.7m and 0.65x industry multiple (adjusted for size and gross margin).
portfolio design group international limited Estimated Valuation
Pomanda estimates the enterprise value of PORTFOLIO DESIGN GROUP INTERNATIONAL LIMITED at £4m based on an EBITDA of £440.7k and a 9.04x industry multiple (adjusted for size and gross margin).
portfolio design group international limited Estimated Valuation
Pomanda estimates the enterprise value of PORTFOLIO DESIGN GROUP INTERNATIONAL LIMITED at £7.3m based on Net Assets of £4.4m and 1.67x industry multiple (adjusted for liquidity).
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Portfolio Design Group International Limited Overview
Portfolio Design Group International Limited is a dissolved company that was located in chester, CH1 1HG with a Companies House number of 02827417. It operated in the life insurance sector, SIC Code 65110. Founded in June 1993, it's largest shareholder was fitzwilton (uk) plc with a 45% stake. The last turnover for Portfolio Design Group International Limited was estimated at £2.7m.
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Portfolio Design Group International Limited Health Check
Pomanda's financial health check has awarded Portfolio Design Group International Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 2 areas for improvement. Company Health Check FAQs
7 Strong
3 Regular
2 Weak
Size
annual sales of £2.7m, make it larger than the average company (£687.4k)
£2.7m - Portfolio Design Group International Limited
£687.4k - Industry AVG
Growth
3 year (CAGR) sales growth of -11%, show it is growing at a slower rate (3.4%)
-11% - Portfolio Design Group International Limited
3.4% - Industry AVG
Production
with a gross margin of 95%, this company has a comparable cost of product (84%)
95% - Portfolio Design Group International Limited
84% - Industry AVG
Profitability
an operating margin of 14.7% make it as profitable than the average company (14.6%)
14.7% - Portfolio Design Group International Limited
14.6% - Industry AVG
Employees
with 41 employees, this is above the industry average (26)
41 - Portfolio Design Group International Limited
26 - Industry AVG
Pay Structure
on an average salary of £40.3k, the company has an equivalent pay structure (£47.9k)
£40.3k - Portfolio Design Group International Limited
£47.9k - Industry AVG
Efficiency
resulting in sales per employee of £66.1k, this is less efficient (£106.7k)
£66.1k - Portfolio Design Group International Limited
£106.7k - Industry AVG
Debtor Days
it gets paid by customers after 22 days, this is earlier than average (238 days)
22 days - Portfolio Design Group International Limited
238 days - Industry AVG
Creditor Days
its suppliers are paid after 200 days, this is slower than average (55 days)
200 days - Portfolio Design Group International Limited
55 days - Industry AVG
Stock Days
it holds stock equivalent to 49 days, this is less than average (106 days)
49 days - Portfolio Design Group International Limited
106 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 251 weeks, this is more cash available to meet short term requirements (7 weeks)
251 weeks - Portfolio Design Group International Limited
7 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 9.4%, this is a lower level of debt than the average (93.8%)
9.4% - Portfolio Design Group International Limited
93.8% - Industry AVG
PORTFOLIO DESIGN GROUP INTERNATIONAL LIMITED financials
Portfolio Design Group International Limited's latest turnover from December 2016 is £2.7 million and the company has net assets of £4.4 million. According to their latest financial statements, Portfolio Design Group International Limited has 41 employees and maintains cash reserves of £2.2 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | 2,708,339 | 2,605,387 | 2,632,942 | 3,780,099 | 6,111,239 | 5,450,681 | 6,785,307 | 7,152,524 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 135,023 | 186,087 | 97,779 | 628,773 | 431,567 | 694,589 | 1,693,341 | 1,944,589 |
| Gross Profit | 2,573,316 | 2,419,300 | 2,535,163 | 3,151,326 | 5,679,672 | 4,756,092 | 5,091,966 | 5,207,935 |
| Admin Expenses | 2,174,064 | 2,679,910 | 2,669,755 | 4,227,774 | 5,724,350 | 5,602,520 | 5,390,806 | 7,823,356 |
| Operating Profit | 399,252 | -260,610 | -134,592 | -1,076,448 | -44,678 | -846,428 | -298,840 | -2,615,421 |
| Interest Payable | 0 | 0 | 0 | 0 | 16,420 | 15,320 | 23,700 | 471,672 |
| Interest Receivable | 5,528 | 70,536 | 10,513 | 25,109 | 16,305 | 44,276 | 131,593 | 707,003 |
| Pre-Tax Profit | 201,479 | -248,719 | -856,116 | 45,276 | -386,652 | -599,041 | -232,820 | -2,619,691 |
| Tax | -76,942 | -41,046 | 0 | -139,088 | -12,149 | 138,769 | -270,072 | 1,263,351 |
| Profit After Tax | 124,537 | -289,765 | -856,116 | -93,812 | -398,801 | -460,272 | -502,892 | -1,356,340 |
| Dividends Paid | 0 | 0 | 1,250,000 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | 124,537 | -289,765 | -2,106,116 | -93,812 | -398,801 | -460,272 | -502,892 | -1,356,340 |
| Employee Costs | 1,653,361 | 1,611,969 | 1,529,152 | 2,531,185 | 2,956,740 | 2,997,340 | 3,012,534 | 3,996,033 |
| Number Of Employees | 41 | 42 | 40 | 64 | 71 | 79 | 81 | 92 |
| EBITDA* | 440,715 | -210,306 | -75,976 | -928,514 | 201,878 | -576,626 | -69,650 | -2,466,336 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 988,561 | 1,028,312 | 1,068,264 | 610,360 | 185,027 | 431,304 | 656,700 | 705,580 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 58,333 | 0 |
| Investments & Other | 488,212 | 648,404 | 800,649 | 1,753,828 | 452,933 | 917,203 | 665,731 | 763,330 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,476,773 | 1,676,716 | 1,868,913 | 2,364,188 | 637,960 | 1,348,507 | 1,380,764 | 1,468,910 |
| Stock & work in progress | 18,361 | 17,749 | 95,482 | 105,106 | 574,713 | 622,777 | 653,199 | 705,845 |
| Trade Debtors | 164,451 | 204,274 | 209,582 | 267,722 | 993,101 | 1,061,706 | 796,089 | 905,311 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 623,029 | 629,722 | 617,322 | 460,067 | 974,857 | 1,223,471 | 1,535,943 | 2,696,889 |
| Cash | 2,192,238 | 1,875,800 | 1,459,984 | 3,762,373 | 4,586,922 | 3,658,749 | 4,223,708 | 3,971,130 |
| misc current assets | 355,755 | 346,729 | 699,553 | 144,872 | 157,873 | 146,178 | 0 | 372,821 |
| total current assets | 3,353,834 | 3,074,274 | 3,081,923 | 4,740,140 | 7,287,466 | 6,712,881 | 7,208,939 | 8,651,996 |
| total assets | 4,830,607 | 4,750,990 | 4,950,836 | 7,104,328 | 7,925,426 | 8,061,388 | 8,589,703 | 10,120,906 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 263,078 | 469,529 |
| Bank loan | 0 | 0 | 0 | 0 | 347,795 | 393,137 | 0 | 0 |
| Trade Creditors | 74,320 | 42,122 | 41,565 | 144,416 | 142,193 | 147,711 | 115,438 | 139,070 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 378,745 | 343,352 | 255,795 | 532,325 | 878,409 | 524,258 | 758,065 | 1,586,399 |
| total current liabilities | 453,065 | 385,474 | 297,360 | 676,741 | 1,368,397 | 1,065,106 | 1,136,581 | 2,194,998 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 114,316 | 114,316 | 114,316 | 114,316 | 114,316 | 114,316 | 98,787 |
| total long term liabilities | 0 | 114,316 | 114,316 | 114,316 | 114,316 | 114,316 | 114,316 | 98,787 |
| total liabilities | 453,065 | 499,790 | 411,676 | 791,057 | 1,482,713 | 1,179,422 | 1,250,897 | 2,293,785 |
| net assets | 4,364,795 | 4,230,554 | 4,518,514 | 6,313,271 | 6,442,713 | 6,881,966 | 7,338,806 | 7,827,121 |
| total shareholders funds | 4,364,795 | 4,230,554 | 4,518,514 | 6,313,271 | 6,442,713 | 6,881,966 | 7,338,806 | 7,827,121 |
| Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | 399,252 | -260,610 | -134,592 | -1,076,448 | -44,678 | -846,428 | -298,840 | -2,615,421 |
| Depreciation | 41,463 | 50,304 | 58,616 | 147,934 | 246,556 | 261,469 | 187,523 | 149,085 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 8,333 | 41,667 | 0 |
| Tax | -76,942 | -41,046 | 0 | -139,088 | -12,149 | 138,769 | -270,072 | 1,263,351 |
| Stock | 612 | -77,733 | -9,624 | -469,607 | -48,064 | -30,422 | -52,646 | 705,845 |
| Debtors | -46,516 | 7,092 | 99,115 | -1,240,169 | -317,219 | -46,855 | -1,270,168 | 3,602,200 |
| Creditors | 32,198 | 557 | -102,851 | 2,223 | -5,518 | 32,273 | -23,632 | 139,070 |
| Accruals and Deferred Income | 35,393 | 87,557 | -276,530 | -346,084 | 354,151 | -233,807 | -828,334 | 1,586,399 |
| Deferred Taxes & Provisions | -114,316 | 0 | 0 | 0 | 0 | 0 | 15,529 | 98,787 |
| Cash flow from operations | 362,952 | -92,597 | -544,848 | 298,313 | 903,645 | -562,114 | 146,655 | -3,686,774 |
| Investing Activities | ||||||||
| capital expenditure | -53,847 | 342,472 | -1,020,000 | -823,267 | -279 | -36,073 | 286,363 | -581,472 |
| Change in Investments | -160,192 | -152,245 | -953,179 | 1,300,895 | -464,270 | 251,472 | -97,599 | 763,330 |
| cash flow from investments | 106,345 | 494,717 | -66,821 | -2,124,162 | 463,991 | -287,545 | 383,962 | -1,344,802 |
| Financing Activities | ||||||||
| Bank loans | 0 | 0 | 0 | -347,795 | -45,342 | 393,137 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||
| interest | 5,528 | 70,536 | 10,513 | 25,109 | -115 | 28,956 | 107,893 | 235,331 |
| cash flow from financing | 15,232 | 72,341 | 321,872 | -358,316 | -85,909 | 425,525 | 122,470 | 9,418,792 |
| cash and cash equivalents | ||||||||
| cash | 316,438 | 415,816 | -2,302,389 | -824,549 | 928,173 | -564,959 | 252,578 | 3,971,130 |
| overdraft | 0 | 0 | 0 | 0 | 0 | -263,078 | -206,451 | 469,529 |
| change in cash | 316,438 | 415,816 | -2,302,389 | -824,549 | 928,173 | -301,881 | 459,029 | 3,501,601 |
portfolio design group international limited Credit Report and Business Information
Portfolio Design Group International Limited Competitor Analysis
Perform a competitor analysis for portfolio design group international limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in CH1 area or any other competitors across 12 key performance metrics.
portfolio design group international limited Ownership
PORTFOLIO DESIGN GROUP INTERNATIONAL LIMITED group structure
Portfolio Design Group International Limited has no subsidiary companies.
Ultimate parent company
PORTFOLIO DESIGN GROUP INTERNATIONAL LIMITED
02827417
portfolio design group international limited directors
Portfolio Design Group International Limited currently has 4 directors. The longest serving directors include Mr David Roxburgh (Mar 1994) and Mr Cuthbert Sands (Jun 1994).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr David Roxburgh | Ireland | 60 years | Mar 1994 | - | Director |
| Mr Cuthbert Sands | England | 81 years | Jun 1994 | - | Director |
| Mr Michael Semple | England | 78 years | Jun 1994 | - | Director |
| Mr John Murphy | England | 75 years | Jul 2014 | - | Director |
P&L
December 2016turnover
2.7m
+4%
operating profit
399.3k
-253%
gross margin
95.1%
+2.32%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2016net assets
4.4m
+0.03%
total assets
4.8m
+0.02%
cash
2.2m
+0.17%
net assets
Total assets minus all liabilities
portfolio design group international limited company details
company number
02827417
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
June 1993
age
31
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2016
previous names
N/A
accountant
-
auditor
-
address
5-7 grosvenor court, foregate street, chester, cheshire, CH1 1HG
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
portfolio design group international limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 34 charges/mortgages relating to portfolio design group international limited. Currently there are 0 open charges and 34 have been satisfied in the past.
portfolio design group international limited Companies House Filings - See Documents
| date | description | view/download |
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