Pomanda estimates the enterprise value of MONEY ADVICE DIRECT LIMITED at £283.1k based on a Turnover of £706.8k and 0.4x industry multiple (adjusted for size and gross margin).
money advice direct limitedEstimated Valuation
£195.2k
Pomanda estimates the enterprise value of MONEY ADVICE DIRECT LIMITED at £195.2k based on an EBITDA of £71k and a 2.75x industry multiple (adjusted for size and gross margin).
money advice direct limitedEstimated Valuation
£128.8k
Pomanda estimates the enterprise value of MONEY ADVICE DIRECT LIMITED at £128.8k based on Net Assets of £77.3k and 1.67x industry multiple (adjusted for liquidity).
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Money Advice Direct LimitedOverview
Money Advice Direct Limited is a live company located in london, N3 3LF with a Companies House number of 03245896. It operates in the advertising agencies sector, SIC Code 73110. Founded in September 1996, it's largest shareholder is
richard keith sorsky
with a 50% stake. Money Advice Direct Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£706.8k with
healthy
growth in recent years.
Pomanda's financial health check has awarded Money Advice Direct Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
3 Strong
3 Regular
3 Weak
Size
annual sales of £706.8k, make it smaller than the average company (£8.2m)
£706.8k - Money Advice Direct Limited
£8.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 15%, show it is growing at a faster rate (3.8%)
15% - Money Advice Direct Limited
3.8% - Industry AVG
Production
with a gross margin of 42.1%, this company has a comparable cost of product (42.1%)
42.1% - Money Advice Direct Limited
42.1% - Industry AVG
Profitability
an operating margin of 9.6% make it more profitable than the average company (5.4%)
9.6% - Money Advice Direct Limited
5.4% - Industry AVG
Employees
with 4 employees, this is below the industry average (40)
4 - Money Advice Direct Limited
40 - Industry AVG
Pay Structure
on an average salary of £63k, the company has an equivalent pay structure (£63k)
£63k - Money Advice Direct Limited
£63k - Industry AVG
Efficiency
resulting in sales per employee of £176.7k, this is equally as efficient (£176.7k)
£176.7k - Money Advice Direct Limited
£176.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Money Advice Direct Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Money Advice Direct Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Money Advice Direct Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 73 weeks, this is more cash available to meet short term requirements (16 weeks)
73 weeks - Money Advice Direct Limited
16 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 75.9%, this is a higher level of debt than the average (67%)
75.9% - Money Advice Direct Limited
67% - Industry AVG
MONEY ADVICE DIRECT LIMITED financials
EXPORT
Money Advice Direct Limited's latest turnover from September 2023 is estimated at £706.8 thousand and the company has net assets of £77.3 thousand. According to their latest financial statements, Money Advice Direct Limited has 4 employees and maintains cash reserves of £304.1 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Turnover
706,838
689,380
602,980
465,546
501,643
328,600
320,967
322,622
275,994
233,195
162,025
243,145
239,115
240,520
Other Income Or Grants
Cost Of Sales
409,225
371,693
329,223
262,039
284,766
182,550
176,147
161,022
142,229
126,910
89,839
138,602
129,419
125,678
Gross Profit
297,612
317,687
273,757
203,506
216,877
146,050
144,820
161,601
133,765
106,285
72,186
104,543
109,696
114,842
Admin Expenses
229,675
337,086
229,814
253,621
282,323
141,169
134,730
93,005
109,645
97,602
75,520
89,967
167,133
210,484
-232,036
Operating Profit
67,937
-19,399
43,943
-50,115
-65,446
4,881
10,090
68,596
24,120
8,683
-3,334
14,576
-57,437
-95,642
232,036
Interest Payable
3,844
3,639
3,021
1,525
Interest Receivable
14,572
6,434
232
141
1,029
997
345
283
299
118
93
109
216
421
242
Pre-Tax Profit
78,665
-16,605
41,153
-51,499
-64,417
5,878
10,435
68,879
24,419
8,801
-3,241
14,686
-57,221
-95,221
232,278
Tax
-19,666
-7,819
-1,117
-1,983
-13,776
-4,884
-1,848
-3,525
-65,038
Profit After Tax
58,999
-16,605
33,334
-51,499
-64,417
4,761
8,452
55,103
19,535
6,953
-3,241
11,161
-57,221
-95,221
167,240
Dividends Paid
Retained Profit
58,999
-16,605
33,334
-51,499
-64,417
4,761
8,452
55,103
19,535
6,953
-3,241
11,161
-57,221
-95,221
167,240
Employee Costs
252,063
250,176
226,670
171,601
171,263
110,783
109,143
105,925
109,143
106,758
51,484
102,492
100,637
99,055
Number Of Employees
4
4
4
3
3
2
2
2
2
2
1
2
2
2
EBITDA*
71,021
-16,679
46,720
-46,848
-62,088
7,955
13,206
70,714
25,896
10,400
1,686
22,954
-48,898
-87,276
240,676
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Tangible Assets
17,477
15,416
15,737
18,514
19,030
17,421
17,655
11,999
10,061
9,730
11,447
13,467
14,388
13,498
14,961
Intangible Assets
3,000
9,000
15,000
21,000
Investments & Other
43,805
43,805
43,805
43,805
43,805
43,805
43,805
Debtors (Due After 1 year)
Total Fixed Assets
17,477
15,416
15,737
18,514
19,030
17,421
17,655
11,999
53,866
53,535
55,252
60,272
67,193
72,303
79,766
Stock & work in progress
Trade Debtors
16,686
Group Debtors
Misc Debtors
Cash
304,088
251,050
320,850
142,757
138,921
135,466
130,375
145,327
80,692
38,765
8,560
28,830
14,848
71,436
96,885
misc current assets
total current assets
304,088
251,050
320,850
142,757
138,921
135,466
130,375
145,327
80,692
38,765
8,560
28,830
14,848
71,436
113,571
total assets
321,565
266,466
336,587
161,271
157,951
152,887
148,030
157,326
134,558
92,300
63,812
89,102
82,041
143,739
193,337
Bank overdraft
Bank loan
Trade Creditors
85,350
62,627
41,092
63,141
67,241
71,718
26,095
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
215,062
208,962
252,584
109,663
104,844
35,363
35,267
53,015
total current liabilities
215,062
208,962
252,584
109,663
104,844
35,363
35,267
53,015
85,350
62,627
41,092
63,141
67,241
71,718
26,095
loans
29,167
39,167
49,061
50,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
29,167
39,167
49,061
50,000
total liabilities
244,229
248,129
301,645
159,663
104,844
35,363
35,267
53,015
85,350
62,627
41,092
63,141
67,241
71,718
26,095
net assets
77,336
18,337
34,942
1,608
53,107
117,524
112,763
104,311
49,208
29,673
22,720
25,961
14,800
72,021
167,242
total shareholders funds
77,336
18,337
34,942
1,608
53,107
117,524
112,763
104,311
49,208
29,673
22,720
25,961
14,800
72,021
167,242
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Operating Activities
Operating Profit
67,937
-19,399
43,943
-50,115
-65,446
4,881
10,090
68,596
24,120
8,683
-3,334
14,576
-57,437
-95,642
232,036
Depreciation
3,084
2,720
2,777
3,267
3,358
3,074
3,116
2,118
1,776
1,717
2,020
2,378
2,539
2,366
2,640
Amortisation
3,000
6,000
6,000
6,000
6,000
Tax
-19,666
-7,819
-1,117
-1,983
-13,776
-4,884
-1,848
-3,525
-65,038
Stock
Debtors
-16,686
16,686
Creditors
-85,350
22,723
21,535
-22,049
-4,100
-4,477
45,623
26,095
Accruals and Deferred Income
6,100
-43,622
142,921
4,819
69,481
96
-17,748
53,015
Deferred Taxes & Provisions
Cash flow from operations
57,455
-60,301
181,822
-42,029
7,393
6,934
-6,525
24,603
43,735
30,087
-20,363
15,329
-53,375
-24,967
185,047
Investing Activities
capital expenditure
-5,145
-2,399
-2,751
-4,967
-2,840
-8,772
-4,056
-2,107
-1,457
-3,429
-903
-44,601
Change in Investments
-43,805
43,805
cash flow from investments
-5,145
-2,399
-2,751
-4,967
-2,840
-8,772
39,749
-2,107
-1,457
-3,429
-903
-88,406
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
-10,000
-9,894
-939
50,000
Hire Purchase and Lease Commitments
other long term liabilities
share issue
2
interest
10,728
2,795
-2,789
-1,384
1,029
997
345
283
299
118
93
109
216
421
242
cash flow from financing
728
-7,099
-3,728
48,616
1,029
997
345
283
299
118
93
109
216
421
244
cash and cash equivalents
cash
53,038
-69,800
178,093
3,836
3,455
5,091
-14,952
64,635
41,927
30,205
-20,270
13,982
-56,588
-25,449
96,885
overdraft
change in cash
53,038
-69,800
178,093
3,836
3,455
5,091
-14,952
64,635
41,927
30,205
-20,270
13,982
-56,588
-25,449
96,885
money advice direct limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for money advice direct limited. Get real-time insights into money advice direct limited's credit score, group structure and payment trends.
Perform a competitor analysis for money advice direct limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other small companies, companies in N 3 area or any other competitors across 12 key performance metrics.
money advice direct limited Ownership
MONEY ADVICE DIRECT LIMITED group structure
Money Advice Direct Limited has no subsidiary companies.
Ultimate parent company
MONEY ADVICE DIRECT LIMITED
03245896
MONEY ADVICE DIRECT LIMITED Shareholders
The largest shareholders in Money Advice Direct Limited include Richard Keith Sorsky and Mrs Juliette Emma Sorsky.
richard keith sorsky
50%
mrs juliette emma sorsky
50%
money advice direct limited directors
Money Advice Direct Limited currently has 2 directors.
The longest serving directors include
Mr Richard Sorsky (Feb 1997) and
Mrs Juliette Sorsky (Apr 2003).
the business recovery helpline limited (November 2006)
diamondstyle limited (December 1999)
accountant
-
auditor
-
address
gable house, 239 regents park road, london, N3 3LF
Bank
-
Legal Advisor
-
money advice direct limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to money advice direct limited.
money advice direct limited Capital Raised & Share Issues BETA
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money advice direct limitedCompanies House Filings - See Documents
